"Mosoblbank": matambudziko uye mhinduro

Muna 1992 akatanga kushanda Dagestan Commercial Bank "Vatan". Pashure pokunge zvakatengwa vokubhengi uye Victor Roman Christening, tsika zvemari chakaita Friazino akashandura zita raro "The Moscow Regional Bank." Mumakore akatevera kanoverengeka kwakachinja shareholding mamiriro. 97,94% kwemutongo sangano vaiva ne JSC "Republican Finance Corporation", vamwe iri vakaparadzira pakati vanhu. Aleksandr Malchevsky ane 70%, uye akatungamirira kubhengi kusvikira 2011 baba vake Andrzej.

History of budiriro

Muna 2005, "Mosoblbank" akanga vakabvuma kuti dhipoziti inishuwarenzi hurongwa. Izvi yakawedzera nhamba vezvikwata kuti 400 mumakore maviri chete. On unhu management iri runoratidzwa chokuti muna 2013 mubhengi "kushandisa" vanopfuura 1,000 ATMs, zviteshi, Pos-zviteshi mazana manomwe namakumi 4000, izvo kushumira vatengi vane makadhi Visa uye Mastercard. "Pug" - yayo mari kuchinjirwa hurongwa kwakatangwa muna 2011.

Tanga dambudziko

Matambudziko ne "MOSOBLBANK" rakatanga muna 2011. Ipapo CB akarambidza kwemwedzi mitanhatu kuti kutora deposits nevanhu. Management isingaswederi kuvhiringidzika uye kutanga kupa migove yavo duku chitsama. Kunyange zvino, nyanzvi akamutsa mubvunzo sei chevanorwara zvemari Rinotarisira kubhadhara mubereko guru kwakadaro deposits.

Muna August 2012, "Izvestia" rakabudiswa mishumo. In "MOSOBLBANK" raiva soro kunyorwa mwero - 19.3%. Management pakarepo akaramba mashoko iri pamutemo zvinyorwa. The Bank akaramba akwezve mimwe mari pasi nechisimba mubereko masangano. Izvi vasingagoni asi kukanganisa kwaro pamwero kukura.

Financial Highlights

Muna 2013, "RA National" kubhengi akapa soro chikwereti Rating - "A +". 61,9% yaro mambure zvinhu zvaisanganisira zvikwereti zviduku uye svikiro kadikidiki bhizimisi. Asi paiva 4.8% kubva mubhizimisi pamwe Central Bank. Tichiregeredza akakwezva mari kubva kuvanhu Bank yave nemari 81% kubva munataisireva. Yaipedzerwa reserves - 9%. uwandu guru - mabhiriyoni 18.8 rubles. On the interbank pamusika, "Mosoblbank" aiita anyatsoronga. With nhamba dzakadaro, akatora 8th nzvimbo muRussia uye 7 muMoscow.

"Mosoblbank": Matambudziko muna 2014

07.05.2014, mu "Gazette" pane uchapupu kuti mune rimwe remasangano uye akabudirira zvikuru nemabhangi muMoscow ari enhema zano akanga atendeuka mabhiriyoni 60 rubles kuti kwenhoroondo subsidiaries danidziro. Tungamirira "MOSOBLBANK" pakarepo akaramba mashoko aya uye nyaya suit muna Moscow kuyananisa Court riri muridzi pepanhau.

19.05.2014 In nhau akaudzwa kuti Central Bank asarudza sanitize matatu chete masangano: "Mosoblbank", "Inresbank" uye "Finance Business Bank". Vose mumhuri Malczewski. Kugadzirisa Central Bank kuchaita govera mabhiriyoni 117 rubles. Pachipatara pacho - SMP. Pamutemo mashoko akasvika pashure pezvizuva, uye shure kwake - mashoko pachaunga pamusoro zvirongwa mari laundering.

How zvakaitika

Kuferefeta yakaratidza musimboti pamahombekombe laundering zano nedengue. "Mosoblbank" rine pezvaunorambidzwa kuita regulator akaramba kukwezva deposits. Asi haana kuaisa nhoroondo, uye ndezvipi pakuenzanisa makambani chokuita.

Zvazviri zano iri sezvinotevera. Vanofara vane depositor kupinda hwandaiva dhipoziti chibvumirano. In madekwana nezuva iroro kubhangi unilaterally vanodimbura nayo, uye mari anotamisa kuva nomwero. The depositor anogona chero nguva zvinoda navo shure. Asi ivo haazonzwiri kukwira pakuenzanisa pepa. Maererano zvemari migumisiro 2014 kubhangi akakwezva deposits zvaikosha mabhiriyoni 19.5 rubles. Nhamba iyi haana kuchinja okupedzisira maviri apfuura. Tichifunga atypical ezvinhu, kuripwa LETSATSI dzimwe nguva kusapfuudza mari vakaziva nechiyero pepa. Panguva vapore vaimbova varidzi - Malczewski mhuri - kupa MSPs ose ayo zvinhu. "Mosoblbank" matambudziko uye nhau chokuita "laundering" mari, asingadi kuziva.

Matangiro Ayakaita

Zvinogoneka kuti hapana angadai akanzwa dzokudarika, kana handizvo. Mumwe mipiro "MOSOBLBANK" aiva mushandi ari Central Bank. Akacherechedza kuti deposits, yakashongedzwa zuva pamberi, zvizere vapfurwa mumahofisi ari pedyo maguta. Paakazotarira kuongorora kwakaratidza kuti ose usiku chaiyo kumhanya Software terminates chibvumirano uye upinde oupfumi itsva mumigove "RCF" - huru mukutsirani pakati kubhengi. The mberi kutapwa mari harizivikanwi. Chikamu mari kwave dzakaonekwa munhoroondo OOO "Rus". Izvi Equestrian paki. Attachment uti, mibvunzo. Payback nguva - makore 15. Tsetrobank ikozvino kutsvaka zvinogadzirisa kuti dambudziko iri kumirira Deposit Insurance Agency uye mapurisa vaifarira achigara.

A chikwereti sangano rinenge akaputsa zvinyorwa zviri dzinounzwa huwandu kururamiswa. Muna 2008, Central Bank VTB kutaurirwa kuvandudza "Bank of Moscow" mabhiriyoni 295 rubles Russian. Asi chii matambudziko "MOSOBLBANK" nekwevanorwa pfungwa vakachengeta nhasi: mazita chaiwo zvekunyepera kutsiviwa ari mazita depositors. LETSATSI achafanira kuita kumwe kuferefeta. kunokonzeresa ichi kutungamirira nokuwedzera nechiyero rejeri.

Customer Reviews: "Mosoblbank"

Zvinetso zvemari zvikoro uchipinda kukurukurwa paIndaneti. In June akaudzwa kuti kubhangi isingadzokizve deposits. Asi kwete vose. Kurambidza kwaisanganisirawo deposits akazarurwa pashure 02.01.2014 (mu uwandu 700 zviuru rubles). "Mosoblbank" matambudziko kubhadhara deposits rinotsanangura kururamiswa nzira. Under mirau itsva, kana mari asingadi pfuura 700 zviuru rubles, kuti pazuva mutengi anogona kutitorera 100 zviuru chete. Zvikasadaro, unofanira kunyora mashoko kubhengi. It anofunga inokosha basa. Panguva ino pane chibvumirano uye tarisa magwaro huru kuti asimbise chokwadi okutambirwa mari nokuda. Uyezve, mashoko aya Musabvisa matavi mumaguta ose.

utsanzi Izvi hwakonzera wakagumbukira kudivi vatengi. Izvi zvakare yakawedzera nokuda kusaita zvinhu nomazvo kwomudonzvo. Kunyanya nezvezvitadzo nemapazi subsidiaries ane sangano zvemari "Mosoblbank" (Samara). Zvinetso nemakasitoma muguta rino ndivo rakajairika. Dzinoronga vanhu vari sezvariri dzakawandisa dziri kuitika zvichemo pamusoro Samara bazi yevana Malczewski.

Saka, nguva refu, bhengi vakagamuchira kwokuripirwa utility mabasa pasina basa. Asi, maererano mutengi inofambiswa, uye ikozvino zvinhu zvachinja. Vazhinji vanotsutsumwa kuti ndiro chete kukura komisheni rinowanika pashure kuita maronda ari kuzvidzora basa inouraya. Kana asiri kubhadhara mipiro kuti chirwere haangazozikamwi refunded. On chero kunyunyuta pamusoro nyaya iri machinda vanosimbirira kuti ichi haangagoni kuva. Kana mutengi akaramba mari, kubhengi vachadzoka mari kwaari. Pano vari chete kuda kuongorora mashoko aya, yokuzogumbura Verengai 6,000 rubles, zvishoma.

"Mosoblbank" matambudziko vavapo mugore ano, ari kuedza kugadzirisa-siyana. Zvikurukuru, vatengi vazhinji vakanyunyuta kuti havagoni kuwana mari kunyange bhiri. Vanoita kuti wokuparadza dhipoziti chibvumirano pamberi musi wazvinenge, regai kuwana mari. Bank "Mosoblbank" anotsanangura nezvinetso zviri sanatoria mhando iyi. Sezvo SNP haagoni kuronga mazita depositors, tsika zvemari kudzorera mari haigoni kuva.

pfupiso

Rimwe remasangano mabhanga Russian akawira pasi nokubatanidzwazve reCentral Bank. Kuferefeta yakaratidza kuti tsika zvemari akauyisa pamusoro pakuenzanisa bhiriyoni 60 rubles. Izvi Verengai kuburikidza munhoroondo "RFK" kuchinjirwa kune pakuenzanisa dubious mabhizimisi. Zvino LETSATSI anoedza kuita zvakarurama Roster kuti makambani uye vatengi - kuti mubve mari mubhangi.