Ndezvipi bhangi deposits? Chii replenishable deposits?

Deposits - chaizvo nevakawanda chigadzirwa mabhanga. Zvisinei, munyika dzokuMadokero, kwokudiwa zvikuru oupfumi zvisungo uye equities. Pindura mubvunzo unokosha kuti kunzwisisa rokuti "deposits": chii depositum? Translated kubva muchiLatin - "chinhu yakapiwa kuti achengeteke." Deposits - mari kune vamwe kubhengi kuti achengeteke, kuti vakadzoka pashure imwe nguva pasi zvimwe ezvinhu.

marudzi deposits

Ngatitorei kunyatsoongorora deposits: chii chinonzi "wakaiswa dhipoziti" uye kuda "riri kudiwa".

1. "On kudiwa" - mufananidzo deposits. Izvi mubhizimisi, izvo zvinogona kuwanikwa nomuridzi chero nguva apo ivo achitsive. Muenzaniso: tichiregeredza Payroll kadhi.

2. Term deposits - ndiwo chete deposits. Chii kuda zvinogona kuva anoverengeka siyana, anofanira kuonekwa yoga:

- refu-refu - nokuti zvinopfuura 9 months;

- Medium-izwi deposits - kubva 3 kusvika 9 months;

- pfupi - ane mari anosvika mitatu.

The chikuru chinoratidza rubatso izwi - kuti mari kunogona kuwanika pashure yakati nguva rapera.

Zvakanakira deposits

Siyana mabhanga akazaruka deposits. Chii kuda unoshanda pakurera mari, anozivikanwa nevakawanda. Asi panewo avo vanofarira kuziva chii chinodiwa kubhengi deposits. Musimboti mipiro dzakadaro - pakugovera mari kwenguva yakati kuitira kuti tiwane yakakura yakawanda pamusoro nguva. Ipapo pane placement mari imwe chikamu. Nhoroondo idzi dzinogona achasvinudzwa kuti dzinongoitika uye zviri pamutemo munhu. Deposits mune mabhanga ndiwo inozivikanwa ndechokuti mubereko pachiri zviri kupfuura mune dzimwe nyaya. Vazhinji vatengi kuzarura rubatso nhoroondo, kuisa handingadariki mari dzavo nguva kubudisa purofiti. Kana uri chibvumirano pakati kubhengi uye nemhosva, mari kubva munhoroondo (kuitika) ari depositor anofanira kunzi zvakanaka kuna dhipoziti. Kana iri izwi chesungano, mari anogona kuidzorerwa.

Chii kutsvaka kana kuvhura dhipoziti

Ngatitii ukasarudza kuvhura account yakadaro. Chokutanga, kusarudza sei mari yakawanda unokwanisa kuisa. Policy mabhanga panyaya iyi ndeimwe: vazhinji chiyamuro, kuda uye mubereko nani. Kazhinji, kuwana zvakanakisisa prices vane chikumbaridzo Somuenzaniso, nhoroondo haafaniri kuva zvechigarire $ pazasi 1000. Pamberi Panovhurwa dhipoziti nhoroondo ongorora kwete chete kuitika mari / ishandise asi kuronga navo. Zvakakosha kuverenga zvose zvokuti aifanira vakamhanyira yokubva Investments dzavo, kurasikirwa zvisingabatsiri.

Sarudza mari

Nyanzvi dzinoti zvakakosha kuchengetedza mari iri mari nayo iri akaronga kuti kutenga kuti arege kurasikirwa chinhu achichinjana. Profit kunobva rokuti deposits. Delivery nguva dzinosiyana 1 pamwedzi vaviri makore. Hazvina Zvakakodzera kufunga yechimbadzo mubhizimisi kudiwa sezvo rinokosha mubhizimisi mudziyo nokuti haakoshi.

batsiro

Income kunotsamira kudiwa pamwe kwenguva refu zvikuru uye pauwandu hweavo kumusoro. Depositor kunokosha kusarudza sei refu anogona mari yavo. Nokuti mangwanani kushaya mari, sezvo mutemo, unofanira kubhadhara. Zvisinei, akapa makwikwi simba, mabhengi kazhinji kupa zvakanaka mashoko kuti vatengi vavo.

Kune deposits, ichipa zvimwe zvinhu, kana kuti tapererwa nenguva mubve mari vatengi. Panyaya iyi, kufarirwa kunogona kuderedzwa, asi kwete zvakakwana. Cherechedza kuti accrual mhindu, izvi zvinoitwa pasi zvirongwa zvakasiyana.

Mari Bank deposits dzakakurumbira chaizvo pakati yevagari. Kunyanya vanhu vanofarira kuti muzadze dhipoziti. Kunokwezva vatengi vanogona kuisa mari pamwedzi kuti shoma kuponesa munhu rakakura kutenga, kufamba pazororo. Muzadze mupiro kwakadaro kunogona kuva kuburikidza e-pamahombekombe, riri nyore kwazvo cardholders ose kubhengi.