Grace kumwedzi. Kuishandisa noungwaru

Advertising akaramba anotivimbisa kuti chero wokuisira ane kadhi anogona kuwana mari nechikwereti pasina mubereko kuti vawana yakawanda nguva, izvo zvingaita sokuti mumwe kana miviri, uye nguva kunyange zvakawanda. Zhinji kuverevedza nokufungirana kuti ichi chinhu kupfuura mbirikira asakura. Zvisinei, chikuru mabhanga manipulations kwakadaro yekudyidzana kanganisa mufananidzo. Hapana unyengeri pano. Zvinokosha chete vasati kusaina chibvumirano aine chikwereti sangano kudzidza mashoko nokungwarira. Saka chii yakafukidzwa pasi chinokwezva okuti "nguva nyasha"?

Achitaura chaizvoizvo, ndiyo nguva kusvikira pakuguma paunogona kushandisa vakakwereta mari pasina kubhadhara mubereko nokuti. Nemuromo, zvose zviri nyore, asi kuzviita kuti kadhi rine nguva zvikwereti wakabudiswa mabhanga venyasha, kushanda nenzira dzakasiyana-siyana.

Zvaunofanira kuteerera

Chekutanga, pfungwa imwe "nyasha nguva chikwereti", sezvo mutemo unoshanda kwema nokubhadhara kuti kutenga pamwe kadhi, pane mari withdrawals. Anosiyiwa, Chokwadi, pane, asi usati kupinda chibvumirano, iva nechokwadi kuti ajekese pfungwa iyi.

The chikanganiso rechipiri kuti vanoshandisa vazhinji makadhi, izvozvo chinorehwa kuti kushandiswa abviswa kadhi mari "vakasununguka" sezvinobvira munguva yakanyorwa shambadzo. Kutaura zvazviri, izvi handizvo zvinoitika nguva dzose. Saka, kana munhu nguva nyasha mazuva 60, haugari kureva kuti nokubvisa mari kadhi chero nguva, unogona kudzokera navo mukati kuti nguva uye asina mari nechido.

Muudzame, ari "mubereko isina" kushandiswa rakumbirwa mari ine zvikamu zviviri:

• kugarwa (nguva unogona kupedza mari kubva kadhi);
• kubhadhara (unotanga kutevera kugarwa uye akapiwa kuti abhadhare chikwereti chose).

Zviri zvikamu izvi zviviri wedzera kusvika yakapikirwa mufananidzo 50, 60 kana kuti kunyange kupfuura mazuva mubereko isina kushandiswa mari. Danho rechipiri iri nyore, ndiko wakaiswa nhamba mazuva, kubhangi akaratidza, kazhinji kuenzana 20. Asi kugarwa nguva rinogona kurondedzerwa nenzira dzakasiyana. Kana ukapiwa mutsva kadhi, imwe nguva nyasha anogona kutanga panguva?

• kadhi activation;
• kutanga kubviswa ayo nzira.

Mune ramangwana, ichi izwi rinogona kurondedzerwa se siyana uye kuenzana:

• akasara kusvikira pakuguma karenda romwedzi mazuva;
• munhu wakaiswa nhamba mazuva kubva musi chiito chine mepu (dzimwe nguva kuenzana muripo nguva).

Saka, mumutsetse wokutanga, kana mari wakasuduruka 1 nhamba, nguva nyasha zvichava mazuva 50 (pakarenda mwedzi + kwemazuva 20 muripo nguva), asi kana muchichengeta kuvhiyiwa akadaro 15 nhamba, kushandisa nzira kuruboshwe (mazuva 15 pakuguma mwedzi usati + kwemazuva 20 Billing nguva = mazuva 35).

Kana yechipiri, uye kwese kunoitika chisingakoshi mapurasitiki, mubereko isina nguva kunogona kuva pasi sezvo mazuva 20.

Zvakanakirei kuti pamahombekombe

Zvakaratidza: mumwe nguva unogona kushandisa vakakwereta mari mahara. Sei Lenders kuenda here? Kutaura zvazviri, imwe nguva nyasha - vanobudirira basa mativi. The mushandisi ane mukana kuti kutenga pamusoro akanaka okuti (kana uine nguva abhadhare chikwereti panguva). Eya, bhengi achagamuchira chikamu asi guru (pamusoro 20% pa annum), kana nemhosva asingadi kubhadhara chikwereti pakupera mubereko-akasununguka Danho. Panzira, kana kadhi yave mhosva uwandu 30.000 rubles, uye kuguma nguva yenyasha asati akadzimwa 25,000, asi chikamu vashandise mari haana kubhadhara 5,000 rubles, uye yose mari.

Naizvozvo, sezvo vainyatsoongorora mashoko Mari, tinogona zvakarurama kurasa pavo.