Bhuku Yugra: kuvimbika kunotarisirwa uye runyorwa rwemashumiro anopiwa

Muna 1990, bhizimusi reRussia, Yugra, rakavakwa. Kuyera kwesangano iri kwakanyanya kwazvo. Icho chiri panzvimbo ye29 pakati pemabhangi akakwirira eRussian Federation. Zvisinei, kubudirira kwayo uye maitiro zvinogona kuudzwa zvakanyatsorondedzerwa.

Nenguva shoma pamusoro pesangano

Sezvatotaurwa pamusoro apa, bhangi "Yugra" rakati rakakodzera. Uye ari kukura asingatyi. Nhamba inowedzera yevanhu vanovimba nebhangi nemari yavo pachavo. Panguva ino, ivhu yezvigadzirwa zvebhangi "Yugra" ndeye 323 280 466 000 rubles. Uyezve, pamwedzi wapera, kubva munaNovember, purogiramu yakawedzera ne4,41% - nemamiriyoni 13.65.

Akateyiwa munzvimbo yeTyumen. Imba iri muMoscow. Zvinonakidza kuti pakutanga "Yugra" yakasimuka semhando ye "kuwedzera" kune "Promstroibank" yeU.SR. Zvisinei, muna 1992 sangano rakashandurwa rikava sangano rakasiyana, iro rakazozivikanwa sebato-joint stock bank bank. Makore matatu gare gare, muna 1995, Yugra akabatanidza SWIFT, nyika yepasi rese interbank yekubhadhara uye kutumira mashoko. Uye kubvira muna 1999 sangano rinotanga kubhadhara mabhidhi eCyrus / Maestro uye Eurocard / Mastercard.

Asi chaizvoizvo "kusvetuka" kwakasimba pakukura kwakaitika muna 2013. Mugore iro, mabhizimusi edzimba akawedzera makumi matatu nematatu. Zvinonzwisisika, kukosha kweBanki Yugra kwakakwirawo kubva panzvimbo 261 kusvika pa28. Asi izvi zvakanyatsogadziriswa, kunyanya nevanhu, avo vakatanga kushandura mari.

Awards

Sezvaunogona kuona, kukosha kwebhangi "Yugra" yekuvimbika (maererano neCentral Bank) kunoshamisa. Uye uwandu hwokukwereta chikwereti chesangano hwakasimba - "A". Mukuwedzera, iye ndiye muridzi wezvikomborero zvizhinji mune zvemari.

Somuenzaniso, muna 2015 akapiwa "Financial Elite of Russia" mu "Bank of the Year" kusarudzwa. Muna 2014, Yugra akakokwawo. Asi akabva agamuchira mubairo mune imwe sarudzo, iyo yainzi "Dynamics of development".

Uyezve, bhengi rakapiwa mubayiro wepasi rose mubasa rebhizimisi "Company of the Year" nekuda kwezvaizogona uye zvingatarisira. Uye "Ugra" yakakunda mu "Regional Bank". Asi yaiva imwe mubayiro, unozivikanwa seMari yeOffin Olympus.

Kuisa mari uye kubhadhara

Ndizvo zvinangwa izvo vanhu vazhinji vanoenda kubhangi "Yugra". Kuyera kwebhangi iri kwakanakisisa, zvinoreva kuti unogona kuvimba naro. Mukuwedzera, vatengi vanopiwa mazinga akanaka kwazvo.

Tora, somuenzaniso, mupiro "Unobatsira Gore". Inowanikwa mune mari nhatu - mu rubles, madhora uye euro. Iko mari shoma yekusimwa ndeye 100 000 rubles ($ 1 500 kana 1 000 €). Iyo inobatsira zvikuru kuvhura dhipiti kwemazuva 367. Zvadaro chikamu chakakwirira. Nokuti ruble inoshandiswa, iyo 8,4% pagore (kana munhu akaisa mabhesi anodarika 300 000) uye 8.5% (kana mari yacho inodarika inopfuura 300 TR).

Uye zvakadaro pane pane mutengo "Maximum". Zvinobatsira kune vamwe vatengi vakapfuma. Iko mari shoma yemari yacho inofanira kunge iri mamiriyoni makumi maviri emadube, uye yakareba makumi emamiriyoni 20. Chisarudzo chinobatsira zvikuru ndechekuchizarura kwemazuva 151-180. Muchiitiko ichi, chikwata chakanaka chinopiwa - 9.2% pagore. Kana, ichiti, munhu akashandisa 20 000 000 kwemazuva 180, uye pashure pemwedzi mitanhatu (kana akapoteredzwa), achawana zvishoma zvishoma pane 920 000 rubles yenzuzo kubva kune chido. Chii chaicho chaicho chakanaka chekuita mari.

Mortgage

Sezvo dzimba inodiwa kune munhu wese, asi mari inodikanwa yekuwana kwayo haina kukwana kumunhu wese, vazhinji vanosarudza kutora chikwereti. Vanhu vakawanda vanotendeukira kubhangi "Yugra". Kuvimbika kunowedzera kune chivimbo, uye mamiriro acho akajeka.

Vanhu vanopiwa kuti vatenge zvose zvakapedzwa uye pasi pekuvaka dzimba. Mari yekutanga inobva ku20 muzana. Kana kutenga kunogadzirwa nemunhu webhizimisi, ipapo huwandu hwayo huchawedzera kusvika 50%. Iyo chikwereti chinogona kubudiswa kwemakore matatu kusvika makumi matatu. Chengetedza chikwereti chiduku chinokwana 300 000 rubles, chikamu chikuru chiri mamiriyoni gumi. Nokuda kwekubhadharwa kwokutanga chibvumirano hachipo, asi zvinosungirwa kuti vatsigire chiwana chiwanikwa cheimba.

Bank Yugra kuvimbiswa kwekutaura maererano nekupa zvikwereti zvisingabatsiri. Iri sangano rinobatanidzwa mukushandiswa kwemasangano ehurumende uye ehurumende kupa vanhu vagari vane dzimba, saka hapana chikonzero chekusatenda. Uye zvinodiwa kune vakwereta zvakafanana kune kwose kwose. Urudzi hweRussia, kubhadhara panzvimbo yekugara, huwandu (makore makumi maviri nemashanu), zvichida chikoro chesekondari, chiitiko chinowanikwa gore negore, uye nzvimbo yekupedzisira - mwedzi mitanhatu.

Kune vashandi vekambani

Bhigan "Yugra" inotarirwa muhuwandu hwebhangi yakasimba. Mune dzimwe nzira - nekuda kwekutendwa kwevashandi vayo, vanoenderera mberi vachishandisa masangano ayo.

Vanopiwa zvikwereti, kugadzirisa-mari, kubhadhara mari, kubhadharwa uye kubhadhara mabhizimisi ekure, kushandiswa kwemari, kuwana, mabhuku ezvinyorwa uye makadhi ekubudisa mabhizimusi nemitengo inokosha. Basa rekupedzisira rinonyanya kudiwa. Makadhi eBhangi inzira yakanaka yekudzivirira mari yekambani. Kuvonga kwavo, hapana chikonzero chekuchengeta nekuunganidza mari, uyewo kuchengetedza nhoroondo yakajeka yemumiri wekambani uye yekufambisa mari. Kune matanho matatu - mubhadharo (kubhadharira vashandi), ushuwo (kutarisira kambani yemari), nekuunganidza mari (kutumira mari yakawanda kumabhuku evanamabhizimisi pachavo uye masangano epamutemo anoshandisa ATM).

Mamwe mabasa

Zvakakoshawo kuziva kuti zvizhinji zvezvemari zvinoshanda kubhangi "Yugra". Nzvimbo ipi muhuwandu hwebhangi ine sangano iri - zvakataurwa pamusoro apa. Uye iyo yakakwirira yepamusoro inotendwa kunyange nemasangano emari. Vanokumbirwa kuti vakwekwe uye vagare mari mumusika wemari (zvose mumutauro weRussia uye kunze kwenyika), mazano maviri emakambani emari, kuzarura zvinyorwa zvemabhuku, kubhadhara mari dzebasa, kubhadharwa kwemari, kutengesa mabheji, uye nezvimwe zvakawanda.

Bhizinesi "Ugra" chaizvoizvo inogona kupa zvinhu zvakawanda zvinokosha. Basa rimwe nerimwe rinobatsira uye rakanaka nenzira yaro. Asi, zvinonyanya kukosha - sangano iri rinogona kutendwa zvechokwadi. Uye chokwadi chekuti makumi ezviuru zvevanhu vanoshandisa maitiro ayo inotsigira zvakananga izvi.