Kubudisa mari

Kubudiswa kwemari ndiyo nzira yekubudisa mabhizinesi uye mari inoparadzirwa. Nyanzvi dzinogona kutaura pamusoro pesimba rayo pfuma yeiyi kana nyika iyoyo kwemaawa akawanda, sezvo kune zvakawanda zvinopesana. Mushure mezvose, inofungidzirwa sechiridzwa chinogona kutungamira zvose pakuvandudza uye kuwedzera mune zvemari.

Chokutanga pane zvose, zvinofanira kuonekwa kuti mari yakakosha iropafadzo yebhangi renyika. Anotarisa mari yekupa mari: anononoka uye anotora sezvinodiwa. Kune miviri miviri yekupa mari: kwete-mari uye mari. Yokutanga yakawanda kwazvo, sezvo kuwedzera pamari, kubhadhara kubhadhara zvinoreva zviri kuparidzirwa. Mukuwedzera, mabhengi ezvokutengeserana anewo kodzero yekuitisa nyaya dzisina mari, iyo inonyanya kusiyanisa kubva kune fomu yemari.

Nyaya yemari muRussia inoenderana nemitemo yakawanda:

• Kuzvigadzirira, kureva, kodzero yekubudisa mabhizinesi inowanikwa chete nebhandi guru reRussian Federation uye rinongosarudza nguva uye zvakadini kubata kana kuvabudisa.
• Inogona kuitwa kunze kwekuchengetwa. Nyaya yemabhadhati haana chairo chaiyo yegoridhe kana zvimwe zvigadzirwa zvinokosha, uye mari yekuita chinyorwa ishoma kudarika zita rayo rinokosha. Mukuwedzera, hapana hutano hwakasimbiswa pamutemo pakati penyika yenyika uye goridhe.
• Mabasa senzira yepamutemo yekubhadhara, yakasimbiswa nemutemo wekuRussia wezvino, uye chete chiridzwa chisingabhadharwi chingashandiswa mumari yemari pamwe nepararties.
• IRussia ruble inogona kugoverana kune mumwe nomumwe munhu akaisa chidziro chekuzivikanwa, uye chero ipi zvayo. Hakuchina zvipingamupinyi zvakananga.
• Hurumende haifaniri kureva nguva uye mari yemari kubhengi yenyika, kunyanya nenzira yekupedzisira.

Kuwedzera kwemari yemari kunowanikwa pamwe nekubatsira kwekambani yakakosha, iyo inonzi cash settlement centre. Izvo, zvakare, inosanganisira kuchinja kwechikwama uye reserve fund. Yokutanga ndiyo inokonzera kubhadhara mari kune mabhengi ezvokutengeserana uye kugamuchira mari muitiko yekuumbwa kwezvakawandisa. Uye iyo reserve fund inoita basa rekuchengeta mari. Uye apo mabhizinesi ari mune iri mari, haagoni kutumidzwa mari, nokuti haaiti mabasa ekutanga, asi anongova mabhizinesi chete.

Nzvimbo yekugadzirisa uye mari yeko mari iri muhofisi yenyika yebhanga yenyika, iyo ine nyaya yakarurama. Saizvozvowo, ndiye iye anoita chisarudzo chekuendesa mari kubva kune reserve fund kuenda kune revolving fund. Izvi zvinoitwa nenguva apo kuwedzera kwemari hakuwedzere maererano nemaitiro akarongwa, uye mabhengi akawanda emabhizimisi anoda mari yakawanda.

Chero-kwete mari yemari inokonzerwa mukugadzirwa kwekusimudzirwa nekuwedzerwa kwehuwandu hwekukweretesa, saka inogona kuitwa nemamwe masangano ekukweretesa. Inosanganisira kuwedzera mari mumabhuku nekuda kwekupedzisa kwekutengeserana mubhengi. Zvinotendwa kuti iyi ndiyo nzira yekusunungura ndiyo yekutanga, kureva, kutanga kune kuwedzera kwebhengi mabhengi, uye zvino pane chido chekuwedzera kwemari inopa.

Zvakakosha kuziva kuti iyo isiri-mari uye fomu yemari iri mukubatana nguva dzose uye nguva nenguva inotora rumwe rudzi, rimwewo. Somuenzaniso, apo uchibhadhara chikwereti kana kuisa kuwedzera mune mari isiri mari. Uye panguva yekubvisa mari kubva kumabhengi ebhengi , mari inowedzera. Asi chirevo che "mari yakabhadharwa" haisi kureva kuchinja kubva kune imwe nzira kuenda kune imwe, uye kwete kungobudiswa kwemari kuti iparidzwe, asi kuwedzera chaiyo muhuwandu hwemari.