Mortgage muna Yekaterinburg hapana pasi mubhadharo: pemahombekombe, mamiriro ezvinhu

Mortgage rate vari kuramba kuchiita, risingazununguswi, asi vatye vagari mumaguta akasiyana venyika yedu yakakura. Kunyange zvakadaro, vaya vanoda kutenga dzimba, zvokutanga haana kusarudza kuunganidza guru mari kutenga mufurati kwakaoma zvisingaiti. Zvisinei, pane zvimwe zvipingamupinyi. Kunyange kana Kunyoresa chikwereti vagari vanofanira kuita mupiro kwokutanga (px), uwandu iri kusvika 30% of nomutengo.

Uye zvakadini nevaya vasina mari uye chinonyanya muripo? Muchiitiko chino, zviri kuedza kuwana muna Yekaterinburg chikwereti pasina pasi mubhadharo. Mikuru mabhanga vane zvirongwa vanopa zvikwereti zvakadaro, asi muchiitiko chino zvakafanira kufunga zvimwe nuances zvinokosha.

Features mvumo chikwereti pasina PV Sberbank

Chivako ichi ndicho here kuwana chikwereti pamusoro rakanaka zvakanaka mashoko. Zvisinei, zvinofanira kurangarirwa kuti muna Yekaterinburg nemari Bank chikwereti pasina pasi mubhadharo ndiyo mari kuti mugari anowana kuti kubhadhara chikwereti yakatorwa ambotaurwa mune imwe chikwereti sangano. Izvi zvinoreva kuti munhu asina mari mari dzavo pachavo uye chikwereti kuzochera zvikuru rimwe bhengi uye kurishandisa somunhu PV.

Kuti vawane chikwereti muna mumari Bank inofanira kusimbisa kwaniso yavo yekubhadhara uye kupa rugwaro pamusoro Form 2-gomba.

Mortgage kubhengi "Opening"

Ichi chimwe yakavimbika sangano umo munokwanisa kutora kubva chikwereti pasina PV. Vaya vanoda kuronga chikwereti muna Yekaterinburg pasina pasi mari, kuwanika purogiramu "Mortgage Plus". Maererano naye, unogona kuwana chikwereti uye kwete kuti chikuru mari pamusoro ramangwana nemafurati.

Panyaya iyi, kuti chimbadzo ndiyo 13.5% pa annum. Saizvozvowo, kana mugari weguta zvaunoswedera chikwereti mamiriyoni 5 rubles, iri pamwedzi hwaro zvichava mari inenge 60 500 rubles. On hwaro ichi, yose overpayment kwemakore 20 vachava rubles vanenge mamiriyoni 9.

"Gazprombank"

"Refinancing" kubva kubhengi - ndiwo chirongwa inopa vagari mukana kutamira muimba itsva pasina kutanga mubhadharo. Terms of chikwereti pasina pasi mubhadharo muna Yekaterinburg zvikuru zvinobatsira. Kana mugari anotora mufurati nechikwereti, mutengo mamiriyoni 5 rubles, ari rendi achava 50 zviuru. Rubles. Panyaya iyi, kuti chimbadzo achava yakaderera kupfuura mari Bank. Zvichava 10.25%. Saizvozvowo, chokupedzisira overpayment kwemakore 20, hakuzovi anopfuura mamiriyoni 6.7 rubles.

Standard ezvinhu kuti kuwana chikwereti risina pasi mubhadharo muna Yekaterinburg

Kuti tinzwisise zviri nani chii kutarisira kubva chikwereti kupfungwa, funga mureza ezvinhu. Ngatitii mugari akasarudza kuenda mubhengi uye iye akapiwa chirongwa "Credit redzimba." Maererano naye, chikwereti muna Yekaterinburg pasina kwokutanga mubhadharo vachava ezvinhu akasiyana zvinotevera:

• chikwereti izwi makore 20.
• The chikwereti chitsama inogona kusvika 100% of zvachose kukosha mufurati. Zvisinei, uwandu mari achavaponesa padanho mari yacho anokwereta.
• The rubatso pfuma rinonyoreswa (sezvo kunogona motokari, kuchengetedzeka, uye zvichingodaro. D.) Pakati mugari kana hama dzake.
• Sezvo guarantors vanofanira kuita kubva 1 kusvika 4 vanhu. Munyaya iyi, zvose kunobva chikwereti uwandu. Kana mugari zvinoda zviuru hapana anopfuura 300. Rubles, zvakakwana kukoka mumwe chete rubatso. Kana chikwereti mari 300 zviuru. Rubles vachada 2 vanhu uye zvichingodaro. D.
• Age of anokwereta haafaniri kupfuudza makore 65 panguva kuita kwokupedzisira mubhadharo.
• The mugari anofanira basa zvechigarire, kwaakanga anoshanda zvinenge 6 mwedzi.

Uyewo kuteerera chokwadi kuti kuwana chikwereti muna Yekaterinburg pasina pasi muripo - handiyo chete nzira unokubvumira kudzivisa hombe mari chikuru muripo mufurati.

Exchange

Nhasi, kutengeserana-mune riri kumusoro kudiwa, sezvo iri zvazvingava, PT anogona kushandisa aivapo mhenyu nzvimbo. Muchiitiko chino, haufaniri kumirira mufurati Utenge. Kutaura zvazviri, mukwereti wacho redzimba vakadzikinurwa pamahombekombe pamusoro ramangwana kubhadhara pamusoro chikwereti.

Zvisinei, mabasa akadai havasi vose mabhanga. Dzimwe nguva Exchange ariko wakare sangano. Muchiitiko ichi munofanira kungwarira uye kunyatsoongorora kusarudza zvaanoda, nekuti nhasi munzvimbo iyi mune scams zhinji.

Interest-vakasununguka Yakabudiswa

Kana Yekaterinburg chikwereti kubhengi akanga asingakwanisi kuwana asina pasi mubhadharo, zviri isingadhuri zvikuru uye zvive nyore kushandisa zvivako pasi kuvakwa. Panyaya iyi, mutengi havazofaniri kubhadhara imwe chikamu kubhangi pagore hwose. Saka, chokupedzisira Mari dzimba itsva haina kaviri.

The chete drawback pamusoro nzira iyi kutenga ndechokuti unogona kupinda mufurati itsva zvinongova mwedzi mishoma, kana kunyange makore, kana imba pakupedzisira yapera. Zvisinei, kana iwe funga kuti nzira iyi achaponesa mamiriyoni akawanda rubles, ichi nguva anogona kurarama nyore mune mufurati yairendwa.

Uyewo, kana kuti kukundikana chikwereti pasina pasi mubhadharo muna Yekaterinburg achidiwa ane mubereko isina yakavamba chirongwa anofanira kufunga zvose ngozi. Somuenzaniso, kuti yokuvaka haagoni kupedza chirongwa musi nguva, kana chete -oma kuvaka. matambudziko akadaro ubiquitous. Saka, asati nyaya dzemapepa zvakakodzera yokunyatsoongorora chibvumirano kubva yokuvaka uye nechokwadi chokuti zvose mashoko aya vakanyorwa imomo.

Mortgage anomukweretesa kubudikidza nemabhangi-vamwe

Kana mugari ari mutengi kuti "cranberry", zvino kana waita chikwereti mu "VTB 24" inogona kuwana rinokosha kupa. Maererano ichi wepagore chimbadzo anogona kuderedzwa 0.5% kubva Muongororo yekutanga.

Uyezve, zvinokosha kucherechedza zviito zvakadaro "zvimwe mamita -. Muduku kupfuura mwero" Izvi zvakataurwa kuderedza chimbadzo kuti 1%. Panyaya iyi, kuti mugari vanofanira kutenga mufurati kana mimwe pfuma, nzvimbo dzisina asingasviki 65 mamita ^2.

Sezvo mamiriro ezvinhu migove akadaro hazvisi tinofanira kugara, unofanira ukanyatsoongorora zvirongwa zvose zvaipiwa uye sarudza kwazvo kunobatsira kuzvipedza.

In mhedziso

bhangi neimwe inopa yakasiyana mogeji mazwi. Mune vamwe vavo basa zvakaitika anokwereta kunge kanenge yakawanda, uye mune mamwe - 4-5 makore. Izvi zvinoshandawo dzimwe ezvinhu. Nokuti vagari Russian Federation inonyanya kukosha kudzidza kufarira prices pamusoro zvikwereti. Mune zvimwe zviitiko zvakawanda zvinobatsira kuti kwokutanga pasi muripo uye kubhadhara chikamu diki kutengeserana mari, pane asina kuita chikuru muripo uye yokupedzisira mugumisiro overpaying bhangi miriyoni shoma rubles zvakawanda. Ndokusaka, kana kusarudza kuti munhu chikwereti kana chikwereti kuti mufurati inokosha kushanya iripo kambani zvose uye tsanangurai mashoko avo kutengeserana.