Where uye sei zvinobatsira kutora chikwereti: danho nedanho instructions, magwaro anodiwa uye wongororo

Ezvinhu okupedzisira emakore hupfumi murombo. Nokuda kwokushayikwa zvakanaka mabasa anobhadhara, mhuri dzisingakwanisi kutenga dzimba dzavo. Vamwe vanhu vanosarudza kuponesa kuti mufurati kwemakore, Zvichakadai, kurenda imba, vamwe vanotsvaka rubatsiro kubva kumahombekombe. How kunobatsira kutora chikwereti cheimba? Kutanga, zvinokosha kuongorora vaitaura dzakakurumbira zvemari masangano.

Chii chinonzi mogeji

Makambani akawanda kuvaka zvino pamwe yezvokutengeserana mabhanga uye dzimwe akakurumbira zvemari masangano. kudyidzana kwakadaro kunobatsira kuti mativi. Housing chikwereti - ndiwo mukana kupinda kutengeserana kuti zvose muvaki kubhengi. Vakakunda uye nemhosva, uyo, vasina yakawanda, unogona kufamba munzvimbo pekugara yakatengwa nechikwereti.

Mortgage - rudzi chikwereti. The chikuru ezvinhu pano ndiyo yokunyoresa Real Estate, chakatengeswa pasi chibvumirano, tabvisa mari. zvimwe inishuwarenzi ichi kuti mapato ose ari kutengeserana. Kana yeGmail.END_STRONG vamwe chikonzero havagoni kubhadhara chikwereti, dzimba mukati nhaka kubhengi. The mugumisiro - hapana hapana vanofanira. Chii nani kutora chikwereti kana chikwereti? Zvapedzisira nzira zvinonyanya kufadza kana toreva vanotenga mufurati imba kana.

Ndezvipi nuances unofanira kuziva

Chero chikwereti - chikwereti ichi. Saka usati kusaina chibvumirano ne chevanorwara zvemari, zvinokosha kuti tiongorore mashoko ayo. Chokutanga zvakakodzera anoteerera chimbadzo, funga kuvapo zvakavanzika mari. zviratidzi izvi zvichaita zvikurukuru sei chitsama overpayment pamusoro chikwereti. Chii nani kutora chikwereti cheimba? Vanofanira kuteerera avo vaitaura kuti anoratidza mukana mangwanani mutsividzo muzvikwereti pasina chinhu Zvirango.

Special Kutarisirwa vanofanira kushanda kuti kusarudza kubhangi, vakazochinja achava zvakawanda. Zvinobatsira kuti atore mumwe chikwereti kune vechiduku mhuri vanogona kuva mari Bank. Terms uye zvinhu zvichange kurondedzerwa pazasi. Kazhinji, zviri zvisingadiwi kupinda chibvumirano chevanorwara zvemari, izvo anoshanda pamusoro musika asingasviki 5 years.

Chimwe chinokosha, izvo mutengo Kuteerera - zvachose mhuri mari. Tora chikwereti pamusoro vachakundikana kana nokukosha zvishoma muripo pasi chibvumirano kuchaita pfuura 40% kuti mufananidzo uyu.

mari mubhengi

sangano iri zvemari nhasi ndiro mutungamiri mogeji anomukweretesa. Maererano Bank mamiriro ezvinhu anogona kuva kutenga nzvimbo iri rapera mumba, uye panguva padariro chivakwa. How kunobatsira kutora chikwereti cheimba? Zvinokosha kuteerera mazano pamwe nehurumende rutsigiro. Zvakanaka Chokwadi ndechokuti kutengeserana unoitwa rubles. Naizvozvo, kuti overpayment pamusoro chikwereti havazobvumirwi akasungirirwa Gengi.

Iva mutengi pakati kubhengi aigona chero mugari Russian uyo kuenzana makore 21. The chibvumirano inogona akagumisa kwenguva 1 kusvika 30 makore. Zvinofanira kurangarirwa kuti yakareba mutengi kuchaita chikwereti kubhengi, chikuru kuchada overpayment. Panguva iyoyowo pfupi kukweretesa kupfuura shoma rendi achava. Annual interest - 11,4%. Chinodiwa ndiko mupiro dzinenge 20% mari yacho kutanga. How kunobatsira kutora chikwereti mu "nemari Bank"? Kuwedzera uwandu pasi mubhadharo!

"Tinkoff Bank"

Wevanoda chii nani kutora chikwereti, unofanira kuteerera pfungwa yacho tsika zvemari. Chokwadi chokuti "Tinkoff Bank" inopa wepagore chimbadzo pamusoro chikwereti pamwero wenyika 10.5%. mbiri nguva kwakafanana muzvirevo nyaya - makore 30. Yakavanzwa Commission kwete. Adult nemhosva kunogona kuita zvakawanda kuti kutenga redzimba kwete chikuru, asi musika dzisiri.

"Tinkoff Bank" ane paIndaneti rutsigiro yakakodzera. musha mumwe anogona kunyoresa mashoko avo uye muzviise chikumbiro chako sechikwereti. Kana tsika zvemari afarirwe chikumbiro chako chete kuunganidza magwaro anodiwa uye kuenda pedyo kuhofisi pamahombekombe kuti kusaina chibvumirano. Mukuwedzera, mukuru Website ane batsira chikwereti karukureta unokubvumira kwerubwinyo rwakagara rwuripo overenga sei zvinobatsira kutora zvikwereti.

"Opening"

Tsika zvemari achiri muduku. Pasinei neizvi, nhamba vatengi iri kuwedzera nemhaka zvakanaka chikwereti ezvinhu. Overpayment pasi chibvumirano achavaponesa romupiro kwokutanga. Ndechipi chikwereti zvikuru zvinobetsera kutora mhuri yechiduku? ndivo chinonyanya kukwezva anobata ari dzokugara muzvivako zvitsva. Tsika zvemari rine mwero 11.3%. advanced uwandu anofanira dzinenge 20%. Mari pokugara havagoni kuva zvinopfuura mamiriyoni 8 rubles.

Vaya vanoda kutenga imwe mufurati pamusika dzisiri achagona kugumisa chibvumirano ine mwero 12,75%. Panyaya iyi, kutanga mubhadharo vanofanira kare kuva pachiyero 30%. The kunonyanyisa chikwereti izwi - makore 30. The maternity guru rinogona kushandiswa senzvimbo pasi muripo.

Mubhengi racho Website zvinogonawo kushanda nokuda kwezvikwereti chikwereti, kana kuverenga kwacho mutengo.

"Trans Capital Bank"

Kana tikadzidza mubvunzo iro bhangi hunobatsira kutora chikwereti, akaongororazve Muscovites inoratidza kuti vakawanda anopa anoyevedza ezvinhu "Trans Capital Bank." Munhu wose anogona kutenga pfuma mune chokugara nzvimbo "Uspensky Quarter" chete pasi 8%. Kubatana kubvisa - pfupi chikwereti izwi. Mortgages zvinogona rakapa makore 8 chete okuberekwa. Akadaro panyaya aizova dzinokodzera vanhu vaine mubairo.

"Trans Capital Bank" anoda kutenga zvivako zviri pamusika dzisiri pa 11.9% pa annum. Chikwereti izwi - makore 25. The kunonyanyisa kutengeserana mari - rubles mamiriyoni 20. The kwokutanga muripo hakufaniri asingasviki 20% of rubatso kukosha pfuma. Reviews anoratidza kuti chero pavaipfuura mukana mangwanani mutsividzo muzvikwereti pasina chinhu Zvirango.

Tsika zvemari anopa kushandiswa mubereki guru somunhu pasi muripo. Panyaya iyi, kufambira mberi muripo zvinofanira kuripirwa mukati 3 months kubva musi kutengeserana.

"Promsvyazbank"

sangano iri zvemari nhasi inopa zvikuru akanaka zvikwereti mashoko, maererano wongororo. Kuti zvakawanda, mutengi anofanira kupa mashoko ari pamutemo nzvimbo basa, urefu kugara izvo arege zvishoma pane 4 months. How kunobatsira kutora chikwereti kuti mufurati? All zvaunofanira kuita kubvunza murume wokuRussia pasipoti, uye kuzivikanwa bumbiro iri pedyo mubhangi bazi. Yakadereresa zvazvingava (5.99%) zvatichapa kune avo vanoda kutenga imba chivakwa itsva. Fanira chinodiwa - mukwereti zera nenguva kwemamiriro chibvumirano kwemakore 21. Saka kudzikisirwa chimbadzo chinopiwa chete vatengi vari kushumirwa inopfuura gore mu "PSB".

Vatengi uyo kutanga kutsvaka rubatsiro kubva kupfungwa zvemari, achaiswa akabayira mwero 11,4% chete annum, akapa pakuunganidza dzokugara dziri chikuru kumusika uye 12% akapa musha nokutenga pamusika dzisiri. The kunonyanyisa chikwereti izwi - makore 25.

"Rosselhoz bhangi"

Chibvumirano ichi chikwereti sangano hazvigoni kunzi kupfuura purofiti. Panguva iyoyowo kubhengi runotsiva chechina panyaya rakavimbika, maererano nemashoko ari Central Bank. Mwero nokuti chikwereti kunobva Pachine, izvo zvinoita kuti munhu anoda kubetserwa. Saka kana iwe mari kupfuura 50% chepakutanga kukosha pfuma achava kubva muzana pagore pa 11.5. Shoma pasi mubhadharo pamahombekombe nemamiriro - 10%. Panguva iyoyowo wepagore chimbadzo achava pachiyero 12,9%. The kunonyanyisa chikwereti izwi - makore 30. The kutengeserana kupera nokuda yaipedzerwa rubles mamiriyoni 20.

How kunobatsira kutora chikwereti cheimba? Reviews zvinoratidza kuti, mukuwedzera kune anoyevedza mberi muripo, zvichava zvakakodzera uyewo kusimbisa yavanowana. Bank nyatsoongorora anoyera creditworthiness kuti vatengi. Funga kushanda kuti vanyorwa kutengeserana pamusoro chikwereti urongwa zvemari zviri 5 kushanda mazuva.

Where uye sei zvinobatsira kutora chikwereti: danho nedanho gwaro

Vaya vakasarudza kutenga dzimba nechikwereti, vane muenzaniso:

1. Ongorora vaitaura dzakakurumbira zvemari masangano kusarudza kupfuura rakakodzera kuzvipedza.
2. Tumira pre-paIndaneti chikumbiro kuna yasarudzwa kubhengi.
3. Kana wapindura kuti hungu kuunganidza magwaro anodiwa. Fanira vari: Russian pasipoti, zvitupa code, pamberi kadhi muchiuto, gwaro iri mhuri mamiriro (une vana), gwaro mari yokupedzisira 6 mwedzi.
4. Tiine pasuru magwaro zvichauya munguva yakafanira kubhengi uye kusaina mogeji kondirakiti.

Uyezve, tsika zvemari zvinoda zvinyorwa chokuita pfuma, ndiko. Mukuwedzera, bhengi angakumbira mashoko pamusoro mari vamwe vomumhuri. The kumusoro ari yemari, chikuru rinofanira kubhangi achapa zvakanaka mhinduro.

Chikwereti inogona kubatsira vaya vari chivimbo mune remangwana. Kana pasina kusimba kugumisa chibvumirano ne chevanorwara zvemari haisi zvakakodzera.