Map "Kubatsira", "Credit Home": mamiriro, bonuses uye wongororo

Kuti vadiwe vatengi, mabhanga mazhinji kushandisa dzakasiyana-siyana zvirongwa bhonasi. Vanobvumira kwete chete kupedza mari, asi kuti ose kutenga mamwe bonuses uye pfungwa. Uye, chokwadi, vanogona kuva kupedzerwa kutenga zvigadzirwa zvitsva kana rubatsiro pane imwe dhisikaundi. Mumwe zvigadzirwa izvi ndizvo kubhengi mari kadhi "Benefits". "Credit Home Bank" anopa kuna zvose vatengi vavo. Imhandoi kadhi? Uye ndezvipi zvinhu zvayo?

General ruzivo pamusoro bhonasi chirongwa kubhengi wacho

Maererano nemitemo yacho kuvimbika chirongwa yacho kubhangi, apo achiita kutenga siyana musangano iri nemhosva muzvitoro unogona kuwana imwe chikamu muripo. Kazhinji, zviri wakasimba uye kunoenderana mhando rwezvemabhengi chigadzirwa. Somuenzaniso, kana uri muridzi "Gold" makadhi Category kana "mureza" ( "Bargains Gold", "Cashback Card Wedu", "Card Cashback Standard»), ipapo kuvashandisa muchawana bhonasi iri kuwanda 1-3% of kutenga uwandu. Kunze, kadhi "Kubatsirwa" ( "Home Credit") "Platinum-chidimbu" achakupa muripo vari kuwanda 1.5-5%.

Map anotarira somunhu "akanaka"?

Card kwakabatana purogiramu "vanobatsirwa", sezvo mutemo, ane unoenderana Themed chakagadzirwa. Somuenzaniso, vamwe vavo unogona kuona kuti nyanga, runyanga kana hwamanda pamwe kwezvokufuka Pazvibato, yakanatswa mapatani siyana mutsa uye inlaid namabwe anokosha. Nepo vamwe Makadhi vane chena, uye vamwe - black background.

Ndiani anogona kubatanidzwa mupurogiramu?

Anogona kubatanidzwa hauzosvimhi vose vari mupurogiramu. Maererano kubhangi husipo, batanidza kwairi chete huripo vatengi zvinogona chaiyo inopa kubva "Home chikwereti". In zvakagadzirwa iyi pasuru kubva vaitaura dzakadaro kwaizoda mari mu sezvakarayirwa 990 kusvika 5000 rubles pagore (zvichienderana norudzi rakavhurika maps).

Maererano vamiririri chikwereti kupfungwa, mune mari iyi inosanganisira kwete chete inokosha Nokuraramisa makadhi, asi accrual, kukarukureta uye Kudzimwa pfungwa inowanikwa mutengi panguva yepurogiramu. izvi zvose kunokupa mepu "zvakanaka" ( "Home Credit").

Nuances pamutemo, kuita chirongwa

First batanidza purogiramu zvinogoneka chete panguva kwemamiriro chikwereti chibvumirano, akadai magadzirirwe mutengi chikwereti kana kadhi rokubhengi. Uyewo, kubhangi nemhosva, munyaya mamwe mapurogiramu tsika zvemari kunogona ndorwangu uye kuda vazviise kushanda kuita chirongwa kuvimbika.

Nokuti nguva dzose obslzhivanie bhengi munyika gore anounganidza muripo weUS (maererano ano tariffs, kuti nemakadhi zvikamu zvakasiyana). Panguva iyoyowo, kana panopera iyi, yeGmail.END_STRONG asingadi kusiya chirongwa, muripo inotevera 12 mwedzi zvichabviswa mhosva kwaita. Uyezve, mumwe mutengi ane kodzero yokuramba basa, asi mazuva kwete pava paya pane 14 kubva musi basa activation. Heunoi chirongwa "Batsirwa" uye zviito. "Home Credit" disconnects kubva mubasa mugadziriro pachena. Asi zvakare zvichaita kubatana kare zvisingabviri.

Chii makadhi zvinogona rakapa pasi chirongwa?

Pari pasi huripo kuvimbika mapurogiramu zvinogona rakapa zvinotevera makadhi:

• "Bargains Gold»;
• "Bargains Platinum».

Somuenzaniso, kana pfungwa dzako neushamwari "ndarama" kadhi "Kubatsirwa" ( "Home Credit" nawo rinopa mari zvinhu uye mabasa pa 34,9% pa annum), ipapo uchava wokurarama zvikwereti mutsetse anosvika 300 000 rubles, uye nyasha nguva - 51 zuva. Map "Platinum" rinogonawo kubhadhara mabhiri avo mukati 29.9% pa annum. Kana mari withdrawals nokuti "Gold" uye "Platinum" kadhi rine chete interest - 49,9% Apr.

unogona kuwana bhonasi yakawanda sei?

Maererano nemitemo purogiramu Bank wacho, zvichiita chero kutenga makadhi "vanobatsirwa" (mukati munyika uye kunze), unogona kuwana zvishoma 1% uwandu vakapedza nechimwe. Uye rose nemwedzi yeGmail.END_STRONG anobvumirwa kuunganidza vaifanira kwa2000 pfungwa. bonuses All akagamuchira pamusoro muganhu vari akadzima ne default. Mune ramangwana, kufadza uwandu bhonasi ichiwedzerwa kusvika 7500.

Nokuti chero kutenga unogona kuwana pfungwa?

Kuvimbika chirongwa yaiti "Kubatsirwa" ( "Home Credit" anopa mukana kubatanidza kuti vakundi zvose) rinopa zvikwereti uye achipedza mari nomumwe yeGmail.END_STRONG makadhi kubhadhara zvinhu uye mabasa.

Ngatitii kushandisa Gold Card, kupa muenzaniso mari inobva akagamuchira bonuses. Saka, zvinokwanisika here kupedza anenge 7500 rubles zvakasiyana-siyana Tours uye kufamba, 4,000 rubles kubhadhara gasi yemapurisa motokari kuwacha, 5,000 rubles achaita mari iwe achienda mumaresitorendi uye cafes, 15 000 vachange mari kunotenga nenguva paIndaneti muzvitoro, zvinenge 18 500 rubles tora zvokudya uye zvimwe zvinhu zviri kudyiwa zuva nezuva. Somugumisiro Pamwedzi sewe vanokwanisa kuwana 5.180 bhonasi, uye nokuda kwegore - 62 160. In iyi, mutarisise 1 nguva yakaenzana 1 Ruble.

Asi kana yakafanana mari mari, asi kana uchishandisa mamwe kadhi "Kubatsirwa" ( "Home Credit Bank" kunowedzera chikamu nekuripira yokuisira ose epurasitiki shoma) pamwedzi muhoro bonuses mari kusvika 5603 uye kuti gore - 67 236 pfungwa.

Sezvaunogona kuona, uwandu muripo kunotsamira kwete uwandu kutenga, asiwo mhando chikwereti chigadzirwa akakusarudzai.

Ndingadzidzei kuwana zvakawanda zvinowanika?

Kuwedzera pamutemo kuisa bonuses kuti unogona kuwana kuti komisheni upi kutenga ose chaivo uye mira muzvitoro, kusanganisira vechikamu vavatorwa mudzimba chepurogiramu "Kubatsirwa" ( "Credit Home Bank" wakatanga kurwisa ichi basa muchirimo 2013) anogona kuwana dzimwe pfungwa. Ita izvozvo vanogona, chete amboita kutenga kubva vadyidzani kwemutongo tsika. Kazhinji, vamwe vavo vari akanyorwa pazasi peji iri pamutemo Website homecredit.ru chirongwa.

Nokuti akawedzera nyore, vari arongwe anotevera Categories:

• Home midziyo yemagetsi uye Electronics.
• Vana zvigadzirwa.
• Yokufaranuka uye Entertainment.
• Other.
• Supplies.
• Books.
• Furniture.
• Clothing, shangu uye nenhumbi.
• Zvinonhuwira uye kosetika.
• Zvipo uye mabasa aunofarira.
• Food.
• Sport uye ushanyi.

Prietom chero chikamu yaunosarudza, chero zvazvingava, muchimirira dzimwe pfungwa. "Kubatsira" ( "Home Credit") - kadhi rechikwereti unokubvumira kudzikamisa chikamu mari yakawandisa kutenga. Somuenzaniso, nokuti kutenga nhumbi vana rimwe yakasimba, iwe tora ndinoiitawo 7% of bhonasi, mumwe kambani achauyisa iwe 5%, uye wechitatu - 10%.

Uyezve, mabhengi pachavo vadyidzani kazhinji kuitisa mimwe migove kuti, kuwedzera kune mamwe pfungwa kubva "Home Credit" uye kuwana mumwe dhisikaundi chitoro chiri 10-20%.

Map "Kubatsira" ( "Home Credit"): Conditions

Check out the map, "Kubatsira" vagari Russian pakati pemakore 21 ne64 makore. Vanofanira kushanda, chinyorwa zvechigarire munzvimbo, kuvhura makadhi. Zvakaitika zvavo panzvimbo yepasisa basa hakufaniri zvishoma pane mwedzi mitatu. Zvinonzi zvakare kutarisirwa kuti kuvapo wakaiswa uye maserura.

Shandisa kuti kunyoresa kadhi "zvakanaka" ( "Home Credit" anopa zvose kwemaminitsi 10-15) chero bazi chikwereti tsika. Uyewo, munhu wose anogona kushandisa paIndaneti kunyoresa. Zvisinei, muchiitiko ichi, uchine kushanyira hofisi uye kujekesa zvimwe mashoko pafoni. Magwaro nokuti vanyorwa kadhi, uchada chete pasipoti.

Kuti raanotaura chikumbiro kuti vaverengwe munyika?

Kana pasi paIndaneti chikumbiro kuti kadhi "zvinobatsira" unofanira kutaridzwa pfungwa dzinotevera mariri:

• Full zita;
• nhamba uye gore rokuberekwa;
• paburiro;
• e-mail;
• runharembozha nhamba;
• dzakatevedzana uye pasipoti nhamba;
• Nhoroondo iri pasocial network (kana iripo).

Next chete kubvuma mashoko kubudiswa mitemo uye muzviise munhu yapera kushanda fomu.

Kuzvidzora uye nyore Implementation purogiramu kwacho

Zvivanakire wako, sezvakapikirwa "Home Credit Bank" bonuses pamepu "vanobatsirwa" anogona kuongororwa uye kudzora kushandisa pachavo nyaya. Kuti izvi zvidaro, Zvisinei, unofanira kutanga batanidza Internet rwezvemabhengi basa, uye ipapo uende kuburikidza nyore kunyoresa muitiro. Vachipinda pachako nhoroondo, unogona kuita zvinotevera zviito:

• kudzora mashoko chokuita vachibhadhara aita uye akatumira nhoroondo;
• kuita mari anotamisa;
• kubhadhara makadhi, kutenga zvinhu paIndaneti zvitoro;
• kubhadhara chikwereti pamusoro chikwereti;
• kuongorora nenguva sumo iri fanira rendi pamusoro chikwereti.

Tips purogiramu vechikamu

Pakati mashoko akawandisa anokosha hune purogiramu "Batsirwa", tine vanozivikanwa rinokosha uye pfungwa dzinonakidza. Chokutanga, kuti mhinduro zvichibvira mibvunzo chokuita kutsvaka bazi pedyo kubatanidza kuti chirongwa kubhangi kuti, unogona kudana Hotline 8 (800) 700-10-29. Chechipiri, zvinokosha kuchinjana mashoko vaunganidza pfungwa mugore. Zvikasadaro, havangavi kutakurwa pamusoro inotevera kumwedzi, uye nyore akadzima.

Chechitatu, panguva nguva nyasha uye pasina chikwereti pamusoro chikwereti iwe hazvitsivi mubereko. Kana nguva yakapfuura kumwedzi nyasha, uye hauna nguva kubhadhara chikwereti, kubhangi ucharaira iwe mubereko zvakakodzera, uye yose basa rwakazara-free. Uye, pakupedzisira, achitora mugove purogiramu akavimbika, yeGmail.END_STRONG anekodzero zvizere kushandisa risingaperi uwandu Bank chikwereti mari.

Apo unogona kupedza mari akawanazve bonuses?

Shandisa akaunganidza pfungwa vanogona kushandisa pachavo nyaya iri paIndaneti rwezvemabhengi. Kuti aite izvi, kungova kupinda yakakodzera Username uye pasiwedhi, kupinda, sarudza mashoko Tab "Kubatsira" uye teererai pamazita kwenhumbi uye mabasa anogona kushandiswa. Muchiitiko chino, iwe uchagona zvishomanana kana zvakazara abhadhare kuritenga muripo. Muchiitiko chino, zvose zvichava kuvimba nhamba yakaunganidzwa pfungwa. Pashure kushandisa bonuses ndiyo kukanzura yavo.

Chii inofambiswa vanogona kunzwa pamusoro chirongwa?

Sezvakapikirwa "Home Credit", "vanobatsirwa" (wongororo pamusoro chirongwa ichi chinogona kuwanika pazasi) - iri rinokosha kuvimbika basa kungotaurwa dzosera uye zvinokurudzira kutenga zvitsva. Asi zvavanotaura pamusoro zvakadaro anokwezva chirongwa vanoshandisa?

Somuenzaniso, vamwe vechikamu Chirongwa vakayemura yavo. Maererano navo, kubhadhara kadhi pamwe "yakanaka" zviri nyore chaizvo, nokuti mari iri zvakanyorwa kure nokukurumidza uye panguva pamwero chete mbiri points. Vamwe, nekusiyana, kugoverana avo akaipa zviitiko. Maererano navo zvinova pachena kuti kana kuedza kubhadhara zvinhu vaunganidza bhonasi pfungwa muna rimwe shamwari network kuti Pharmacies vane kusanzwisisa pamwe vanotengesa. Izvi imhaka yokuti vazhinji vavo vasiri zvakanaka nezvengozi basa pamwe yakawanda uye haazivi sei kuanyora.

Vamwewo vanoti kuzvuzvungudza bonuses zvichiongororwa Indaneti kubhengi. Maererano navo, panguva iyoyo unogona kuona chete okupedzisira shanu prepay uye ndiye chete runoenzanirana pfungwa. Somugumisiro, vaifanira manually kutsvaka uye uchatamisa ose mashoko kutonga ari oga Excel-faira nani.

Wechina rumbidzo Teller Hotline, kuburikidza iro vakakwanisa kugadzirisa kukakavadzana okuverengwa bonuses.

Muchidimbu, kadhi "makomborero" - zvakasikwa chokushandisa. Kunoitawo iwe tenga dzimwe vaunofarira zvitoro uye kuwana mamwe bonuses uye discounts. Uye kudzikinura pfungwa zvakare kushandiswa kubhadhara zvinhu uye mabasa. The Hurongwa haisi itsva, asi richiri kushanda uye ari kudiwa pakati mabhanga 'vatengi.