Mari muCzech Republic. Chikamu Bank Sberbank. Sberbank CI

Sberbank ndeimwe inozivikanwa zvikuru masangano zvemari. Zvisinei, ayo kumiririrwa anozivikanwa kwete chete mukati Russian Federation uye nyika dzaimbova Kishi. Ndivo akazarurwa uye muEurope. Somuenzaniso, pane imwe mari Bank muCzech Republic. More ruzivo pamusoro kumiririrwa tsika zvemari, uye tichataura mberi.

Basa uye mabasa mumari Bank muCzech Republic

Somugumisiro, muna Czech Republic of mari Bank kuziva kwenguva yakareba. Zviri pano kuti vamiririri zvemari mutungamiri, refu anozivikanwa mudzimai kumusika rwezvemabhengi mabasa kokutanga akataura pacharo muna 1993. Pashure pemakore mana muCzech nemari Bank Ndakagamuchira yepamutemo rezinesi, izvo zvinoita kuti ave yakazvimirira kwemajoini wemari kambani.

Panguva iyoyo pamatavi nebhengi wokutanga akavhurwa Europe, zvishoma nezvishoma vasapinda chiduku bazi network.

Nhoroondo Pfupi kumiririrwa

Pakupedzisira, kutaura kodzero dzavo Sberbank akakwanisa pakarepo pashure vanotenga anogoverana maduku yeAustria chikwereti sangano pasi zita Volksbank muna 2012. Panguva iyoyo, ichi chaiva chikamu commercial kambani iri simba zvikuru uye rinozivikanwa boka Österreichischen Volksbanken.

Pashure paizvozvo paiva nokubatanidzwazve rakazara sechivako tsika zvemari, uye gore papera yakachinja zita. Maererano nenyanzvi muzvirongwa rebranding, kwakasarudzwa kusiya tsika uye kucherechedzwa zita Sbarbanka. Somugumisiro, paiva mumiririri wainzi Sberbank CI.

Grand richizarurwa uye vokutanga vatengi

Pashure kutenga migove yesangano pamusoro yave ichiitwa rakakura basa renguva formatting kuzvidzora uye nokubatanidzwazve. Kutangwa musoro yebazi mari Bank, kune mumwe nechepakati mumigwagwa muPrague, vakabata March 20, 2013.

Panguva yakaisvonaka uye yakajeka kuvhurika nevamiririri dzesangano akanyatsoudza uye akaratidza vakundi zvose zvatinokwanisa uye zvinoitwa basa ravo. Munhu wose anogona kuenda kuhofisi vazvionere chokwadi chemashoko aya. Uyezve, vashanyi zvose Ungashamiswa muchimiro akanaka inopa mari, anokwezva chikwereti zvirongwa uye zvakawanda. Vaenzi nomufaro akabvuma kushanyira mari Bank muCzech Republic.

Sberbank kumiririrwa nhasi

Mushure mechinguva chidiki mari dhipatimendi Sberbank akakurira duku bazi network, akazarura yakawanda pfungwa waakazvitengesa uye yakaiswa specialized zvokushandisa kuzvidzora basa. Saka, panguva ino muCzech Republic rinongova pamusoro 8 matavi makuru kwemutongo kupfungwa, vashoma rokutengesa pfungwa uye ATMs anenge 20 uye zviteshi.

Kusabvumirana namavara

Pasinei kufanana muzita uye huripo wemahofisi European pane kusiyana. Zvikurukuru, vari chokuita atypical yedu zvemari sangano mavara vaivapo muna Logo uye kugadzirwa mahofisi. Nokudaro, chikamu pemahombekombe Sberbank pamasikiro mudzimba dzavo vashoma kubva yenguva dzose pamahombekombe maruva. Somuenzaniso, muna siyana kunyange pane hanyanisi, kwete zvikuru.

Kusiyana navo inomira dema uye goridhe ruvara. Maererano zvakaona, muenzaniso mukuru ndiye guru signboard pamberi. Haachaoni achiumbwa dema. Uye IAA Wakaitwa uchishandisa rinokosha goridhe lettering.

Kwakadaro ruvara kuchinja chokuita zvakananga zvinokonzera. Chokwadi chokuti vamwe subsidiaries iri mari Bank akazarurwa ari kare anokosha yeguta. Uyezve, maererano netsika, vakanga vasingafaniri Anotadzira pamadziro zvezvivako. Saka kwakasarudzwa yokugadziridza ruvara zano pachishandiswa zviripo zvivako chitsvuku.

Features nzvimbo zoning

Vakasunungura mahofisi avo mari Bank (muCzech Republic inozivikanwa kwete chete nokuda vamiririri Russian Diaspora, asiwo zvemo vanhu) nevanorimiririra akabhadhara ngwariro chaiyo kuronga uye zoning nzvimbo. Somuenzaniso, mumahofisi dzakawanda pane zvinotevera:

• Checkout;
• vatengi;
• Self (pano ndangariro kuti kuzvidzora basa zviteshi);
• VIP.

zvikamu zvose vakaparadzana nevanhu partitions uye akaronga sezvo chiine sezvinobvira. Maererano vatengi vakawanda, Pao Sberbank kuumba hwomutambarakede sehofisi, apo zvinonaka.

The romutauro anokundwa

Pasinei nemakore Midzi Russian, Sberbank vashandi kunyanya kutaura Czech. Zvisinei, vakapiwa kuti muCzech Republic musha mamwe marudzi, uye kwakasarudzwa kuhaya vashandi vaitaura Chirungu. Uye mamiriro mapazi bhangi varipo Russian-kutaura mamaneja. Ndezvipi nyore zvikuru panotaurwa sangano revashanyi kana vashanyi kubva Russian Federation.

Kana kutsvakwa, vashanyi anogona pakarepo kushanyira mumari Bank muCzech Republic. Credit pano, vanogona kuswedera pamusoro vanhuwo hwaro. Kana vachida yomunharaunda mari, zviri nyore kunogona kuwanikwa. Mubhengi kuitwa siyana zvokutsinhanisa kwema, uyewo basa anoita anotamisa dzakawanda. Uye kuramba vokuRussia, kana ivo saka uchida, unogona kutora chikamu Russian-achitaura mamaneja mumari Bank.

Chii mabasa inopihwa pamahombekombe?

Pao mari Bank Parizvino zvakawanda rwezvemabhengi mabasa akagadzirirwa vanhu uye pamutemo masangano. Pakati rwezvemabhengi kushanda sangano riri hunodzorwa anotevera mabasa:

• Implementation pamusoro anotamisa dzakawanda;
• Implementation Mari kwema (rate, kutengeswa uye kutenga vatorwa mari);
• asiri mari kubhadhara;
• achizarura dzigadziridzwe Maakaundi Okubhengi;
• anomukweretesa.

Sezvakaitika Russia, kubhengi mapazi muCzech Republic kushandisa nzira dzakasiyana-siyana kuti vadiwe vatengi itsva. Kuti izvi zvidaro, anodzidzisa siyana mumatanda, ronga purogiramu kuvimbika. Zviya, zvose vaimbova vatengi Volksbank nyore swap makadhi avo mapurasitiki of mari Bank. Muchiitiko chino, zvaigoneka kuchengeta kuitika PIN remitemo.

Mortgage Bank chirongwa

The rinofarirwa kupfuura basa Czech mari Bank mahofisi vari zvikwereti mogeji. Panguva iyoyo, zvinogona anokwereta masangano anogona kuvimba "Honest chikwereti", zvichiratidza nomutengo kana Rental chaiyo wemunda. Kubhangi anopawo zvikwereti nokuti kuvakwa kana kudzorerwa imba yake. The chikwereti kunosanganisira chimbadzo pamusoro 1,79% pa annum.

Kana vakakumbira mari Bank muCzech Republic (mu iyi, chikwereti vangafarira kwete chete vagari vemo, asiwo vashanyi) uye vari kuronga kutora dzimba chikwereti, pano iwe Zvechokwadi vachadaro. Panguva iyoyowo vamiririri kubhangi kupa musha zvikwereti kuvatorwa pasi 70% of rubatso kukosha pfuma. Uye kukura mwero kuti vatengi izvi anoda kubva 4,99% pa annum. Customer basa, vasina zvachose dzokugara munyika, kunze pasina muripo basa kubhengi.

Uyezve, mukushanyira Czech nemari Bank (yechimbadzo chikwereti unoiswa zvichienderana papurogiramu akasarudzwa), unogona kugamuchira chikwereti chipi chinangwa, asi yakasimbiswa ne Real Estate (zvinonzi mortgages American). Zvirongwa zvakadai, kazhinji zvichiita kuti kusvika mamiriyoni 5 korona (asingasviki 70% of rubatso kukosha chinhu). Uwandu kufarira iyi ichava kubva 3,99% pa annum.

Ndiani anogona kuva nemhosva yacho kubhangi?

Kuti ave mutengi yacho kubhangi, unofanira kusangana zvimwe zvinodiwa kuti chevanorwara zvemari. Somuenzaniso, kuverenga pamusoro chikwereti anokwereta pano vari pakati 18 uye 70 makore. Kana uri kune imwe mugari, ipapo sezvo anotsigira magwaro uchada:

• pasipoti;
• zvemukati vehurumende pasipoti;
• kopi Schengen mavhiza;
• kuti rugwaro yepakutanga ezita.

Uyezve, kana ari anokwereta haisi mugari of Republic, sezvo iye achada maviri guarantors mushandirapamwe anokwereta. Saka, bhengi Uyezve reinsured iri huye chikwereti default. Zvinokosha kuziva kuti kana nemhosva achida yose kutengeserana anogona kuitwa Russian kana mu Chirungu kana nemhosva haazivi Czech. Uyewo, mbiri chibvumirano uye nemamwe magwaro uyewo regai zvinoda rokushandura uye kunogona richiwanika Russian.

In shoko, kureva subsidiaries of mari Bank mahofisi, unogona kuwana basa zvizere, kusanganisira Russian.