Chii chinonzi Credit Card?

Ngatiedzei kunzwisisa chii chaizvo chiri kadhi, mumwe pamahombekombe Russian yarinopa vakanzi, pasi chii ezvinhu. Kutanga kunzwisisa kuti haisi chimedu yepamusoro mapurasitiki, uye kubhadharwa zvakazara uye ugari gwaro. Kazhinji, chigadzirwa ichi ari munhu zvichienderana, kureva, musi munhu chaiyeiye. Rinogona kushandiswa nokuda kutenga zvinhu siyana uye mabasa ari nehoro, izvo vakapakata zvakakodzera namano (Pos-zviteshi).

Kubudisa uye kushandisa

Sei mbiri azviveza kadhi? Roga, application nzira iri nyore chaizvo. A zvinogona wokuisira, onana kubhangi bazi anofanira kuva mugari makore anenge 18 ezera, asi hapana mukuru kupfuura makore 60-65. Zvisinei, akapa zvezvinotaurwa - avhareji chinodiwa. Mupfungwa kuti vamwe masangano zvemari kuti ape makadhi ava nemakore 21 chete. Zvinoitika kuti havafaniri kupa vagari vakuru 58 akatevedzana nemakore. Sezvo chigadzirwa inorondedzerwa chigadzirwa mudzinza anenge bhangi ose, ivo nuances kunogona chaizvo uye funga vose kamwe hazvibviri.

Uyezve, makadhi ari Bank wacho akapa kuna vatengi vanogona kusimbisa kwaniso yavo yekubhadhara. Pashure pezvose, akafanana nawo kana kwete, asi tiri kutaura pamusoro rimwe marudzi anomukweretesa. Uye pano Lenders havadi pangozi nayo. Mari uye haigoni kuzosimbisa, asi ipapo muganhu mari kushandiswa, zvichava zvinopfuura mwero. Nenzira, pamusoro muganhu. Chero kadhi iri "yakasungirirwa" kune imwe kadhi nhoroondo. Vakati zviri akasiyira muganhu mari. Unogona kushandisa zvose mukufamba muripo zvinhu uye mabasa, uye vadzokera mari kubva ATMs.

Chokwadi, kana paine chikwereti, zvinotora mwedzi kubhadhara kubhangi mubereko kuti kushandisa mari uye mudzokere mutumbi chikwereti. Saka tanga enda womunhu anomukweretesa mari, uye yechipiri akadzokera kadhi nhoroondo. Zvichitaurwa zviri nyore, kuti nemhosva ari pakubata renewable chikwereti mutsetse, izvo zvinogona kushandiswa zvachose. Asi, nekusingaperi.

Zvino chikuru chinhu; kana kadhi kunogona kubatsira? Hongu, hongu uye hungu.

Chekutanga, pane chinhu chakadai munguva nyasha kana kumwedzi nyasha. Kana kuti nguva kudzoka yose mari ingabvutirwe kubhangi, kuti chikamu kwavo kushandiswa achange mhosva. Zvisinei, vamwe masangano zvemari, vanowanzotevedzera akaisa zvazvingava, iyo anoita mukati nguva nyasha. Zvisinei, kukura kwayo - yemanyorero 0.01% paminiti annum - zvinogona sechinoitika nderwokufananidzira. Zvisinei, haufaniri usanetseka: "akanganwa" panguva pakunamata 20-50 rubles anogona vakazoroorwa kuva chinhu chikuru. kukanganwa kunobatsira kupedza dambudziko rebasa SMS-ziviso Nhoroondo kufamba, Internet rwezvemabhengi, uyewo pamwedzi mutsara.

Chechipiri, nokuti zvimwe mapurasitiki yokuisira muhoro, uye chaiye anokwereta chikwereti kadhi (nemari, sezvinei, saka nomukurumbira) rakapa pamusoro zvakanaka mashoko. Chokutanga haumanikidzwi Somuenzaniso, kuti asimbise pachiyero yavanotambira. Uyezve, nokuti avo uye vamwe pane chaizvo prices pamusoro borrowings.