Financial kufungidzira - zvoupfumi kuronga turusi

Financial kufungidzira - mumwe nomazviri kushandisa Nzira dzinoshandiswa kuti kuverenga wose zvemari zviratidzo. Huru nzira zvinosanganisira econometric kufungidzira, akarongeka Modelling, Trending uye unyanzvi.

Kana kushandisa kwemasvomhu Modelling sehwaro Masvomhu ose Zvakanyanya Kunaka Panguva Yepamuviri chisarudzo muenzaniso nevanopinda Linear zvirongwa. Akashandisawo senga uye nomumbure yokutevedzera.

Financial kufungidzira kunosanganisira kushandisa upfumi kufungidzira, kunobva dzinokosha nhamba uye zvoupfumi dzidziso. Nemamwe mashoko, dzemaitirwe pamusoro huru rinoitwa pahwaro Statistical parameters uchishandisa imwe kana kupfuura hupfumi variables kuti vanotorwa nhoroondo sezvo zvinhu kukanganisa kufanotaura zvabuda. The simba pamusoro vakaongorora zviratidzo, kufungisisa zvinhu kuchikosha kukanganisa mari kwendangariro.

Nokuti kuvakwa econometric mienzaniso vaishandisa regression pachisara izvo anobvumira kuti uwandu hwazvo Avharenji, idzo akabuda ari upfumi pangoro iyoyo. Kuti uvandudze rakarurama zvabuda vakawana iri nzira kufungidzira kiyi zviratidzi zvemari kunofanira vaisanganisa nokuda nyanzvi inofungidzirwa.

Nzira kuti nyanzvi Kutara akashandiswa kwetunhu uye kubudiswa kwemasvomhu Kutara nyanzvi - nyanzvi pamusoro penyaya. Kubudirira nzira iyi kunobva kugona uye professionalism. The kushurudzira zvingava zvakakwana yakakwirira rwakatwasuka. Chete drawback mumwe muitiro uyu - subjectivism, kureva pazviri "manzwiro uye kunzwisisa" nyanzvi, izvo dzimwe nguva kunogona kuva pasi ndaisagona tsananguro. In tsika, iyo inozivikanwa nzira seboka uye somunhu mumwe nomumwe nyanzvi mazano.

Financial kufungidzira aizopiwa kwete zvakazara, kana muitiro asingadi maitiro nzira inosanganisira nedoro uye mari uye mari kubva zvinhu zvakadai senguva. Pane mhando mbiri dzinokura - a zvinoitwa kugara kukura unobva kuchinja zvachose kana pfupi Linear kuitika, ichipa Kuongorora dzose kuchinja Mhedziso nemashoko. The chikuru drawback kuti nzira iyi - kusakoshesa zvakakwana wevanotungamirira, upfumi uye zvimwewo.

Financial Kufanotaura kunogona kuitwa pachishandiswa Statistical zvaanorumbidza yaitwa ne mumwe kakawanda. Chestkuva Statistical kufungidzira ndiwo muitiro regression muenzaniso. Tsanangurai avo pakutanga vari dzinoongororwa pachishandiswa dziripo Statistical nechigadziko, uye ipapo extrapolate dzinokura kwenguva chaiyo penguva.

Zvaifungidzirwa kuti tifunge zvose zvinobvira kusarudza kuvandudza mari ichaita pasi akasiyana uchibuda zvoupfumi, upfumi sangano uye musika mamiriro ezvinhu. Financial kufungidzira angava pfupi, i.e., masvomhu All vari kufunga nguva rimwe gore, svikiro-izwi (3-5 Makore) uye kwenguva refu (anopfuura 5 years). Izvi rworudzi kufungidzira rinoitwa zvitatu varombo nevapfumi (National, miganhu uye nyore mabhizimisi sangano).

National pamwero anotipa Masvomhu kuti vanoumba mari wenyika, hunoronga mirayiridzo kukura kwavo. Mugumisiro ichi achifanotaura ndiko muunganidzwa ehurumende bhajeti.

Financial kufungidzira miganhu pamwero hwakafanana ramangwana senyika. Pachiyero hupfumi masangano kufungidzira uri basa zvemari randinogara kukura nzvimbo zvebhizimisi kukura uye paumbwe mari yeramangwana. Uyewo, panguva ino, tsanangudzo ine nzira kuti kwaizovimbisa mari kutsiga nzvimbo zvebhizimisi, uyewo creditworthiness uye solvency.