Retirement kuti njodzi: pamazita ounyanzvi hwokugadzira. Ndandanda "mabasa akaipa" nokuti pamudyandigere

Statistical kuongorora vanoratidza yakakwirira kwevari emakambani vane ngozi achishanda ezvinhu chokuita utano uye akatakura ngozi kuupenyu hwomunhu. Kwakaomarara ezvinhu zvadarika Kuwanda ngozi magasi, kushomeka chiedza, mheremhere nemwaranzi.

Ezvinhu kuti pakuda kuona Environmental Impact okuwana pa mushandi, vari rakakamurwa dzose, chinogamuchirika, ngozi uye hunokuvadza. Kubva ichi kunobva mudyandigere njodzi zvachose. The pamazita sika chokuita pamudyandigere, ichakurukurwa pazasi.

Kupatsanura inobva makemikari, bacteriological, microclimate zvinoriumba. Ivo kukanganisa utano, kukonzera Occupational zvirwere, kutungamirira kurasikirwa kugona kushanda. Offsetting ichi inokanganisa, mutemo wehurumende wakadzikwa mushandi makomborero mangwanani kugumiswa ari mabasa ukama.

mhando iyi mudyandigere njodzi. List 2 uye List 1 riri munyaya ino.

nezvaidzivirira

The Federal Mutemo "On Insurance Pensions yeRussia" rakati: Ndakapedza akaisa nguva mitemo pa emakambani pamwe inokuvadza uye ngozi kushanda nemamiriro vari kwakagonesa mukana pamberi mitemo nguva anosiya pazororo.

List ane ropafadzo ounyanzvi hwokugadzira dzakabudiswa kupfuura kota zana apfuura (the USSR Komiti Vashumiri chisarudzo 01.26.1991). Kwemakore, kuchinja kwakaitwa, yakabvumira kugadziriswa kwemutemo wekuita chokuita pakatanga zvakaenda idzva, renaming vatana. The chikuru Gwaro ndiwo mazita nhamba 1 ne2, nokududza basa, izvo kupa kodzero kugamuchira pamudyandigere kubva njodzi. List kuti sika zvizere.

"Zvaunoda" basa

Wokutanga Pamazita zvinosanganisira basa kunyanya kunokuvadza uye ngozi:

• miners;
• Vashandi "inopisa zvitoro";
• Forest clicker;
• kunyura;
• njanji;
• Vanodzidza;
• vamwe akanyorwa muboka iri vashandi.

In yechipiri pasi zvinosanganisira:

• vashandi pakufamba (zvomumvura, njanji, mhepo, mumaguta);
• vashandi zvokudya uye chiedza indasitiri;
• Kushanda mishonga miti;
• miners zvicherwa havasi pachivande;
• vanachiremba;
• paratroopers;
• vezvikepe;
• vemoto;
• vemifananidzo (theatre, kutamba, sekasi);
• chikoro vemapato;
• vadzidzisi;
• Kutaura varapi;
• Kutaura pathologists;
• vanachiremba.

kupinda mamiriro nokuti pamudyandigere

For pamudyandigere zvakafanira kuti zvimwe zvinhu zviri zvakasangana. Ivo vanovimba pachikwata.

Saka, pakutanga zvawanyora:

• Varume vanofanira kuva makore anenge 50, vakashanda fomu rinokosha ruzivo - makore 10, zvachose urefu basa - makore 20;
• female - makore 45, pakaitwa chiitiko - makore 7.5, zvinonyatsorehwa basa kwemakore anenge 15.

Zvaunoda inosvika makore 10, zvichienzaniswa hwakagadzwa mutemo nokuda pamudyandigere.

Ndezvipi zvimwe zvinodiwa kuti mudyandigere kukuvadza?

List 2 rinosanganisira kutarisira kuti vakakodzera zororo aishanda inokuvadza uye ngozi ezvinhu varume vane makore makore 55, vakadzi - makore 50. Zvaunoda ukuru vachava 12,5 uye 10 makore, zvachose - 25 uye 20 makore.

Kana izvi wakacherechedza, pangava pamudyandigere kuti njodzi. The pamazita ounyanzvi hwokugadzira takurukura.

Nekurangarira kuti nyasha kushanda ruzivo

Nebasa vaigadzirira mazita mabasa, vanhu kodzero mangwanani kugumiswa ari mabasa ukama, basa racho mushandirwi. Anosungwa kubhadhara inishuwarenzi, inova hwaro mudyandigere accruals. Information kuzviisa pasi miganhu mudyandigere mari.

Pre akabata rinokosha basa mamiriro, vachibvumira kuziva rwakadini zvakakanganisika uye ngozi mabasa. Basa iri riri kuitwa ne zvikuru abvumirwa masangano yechitatu-party, inova chibvumirano kuitisa rokuongorora nemamiriro basa pakuvhiya. Pashure Kuongorora kushanda ezvinhu wapiwa njodzi kirasi, aunopiwa Kodzero mamwe Kushivirira kuti pensions dzavo.

Vakawanda mazita ngozi sika 2.

Kuita zvaunoda pensions

Munhu kupiwa pamudyandigere, zvinokwanisika kushandisa kuti mudyandigere Fund kuwana zvakafanira mashoko ari pamusoro wayo pakagadzwa. Kana vachipinda zvakakodzera zororo iri mudyandigere Fund anofanira kuzviisa:

• bhuku basa, inova huru chakarurama kwakaita ukuru;
• yepamutemo Kuzivikanwa Gwaro;

• vanhu vari kuchengeterwa yeRussian Federation nezvombo mauto - uto kunyoresa gwaro;
• mari mashoko uye mari mutero;
• gwaro nekanzuru mushandirwi achiratidza ngozi uye hunokuvadza nokushanda mamiriro ezvinhu ukuru ndatomboenda pamudyandigere pasi izvi ezvinhu;
• zvokurapa ongororo date;
• taxpayer kuzivikanwa nhamba (gaba);
• snils (SNILS).

Mune zvimwe zviitiko, vanamazvikokota kukumbira zvisipo ruzivo, achisimbisa yakarurama pamusoro vakabvuma mashoko:

• chibvumirano of mushandirwi uye mushandi ari mabasa;
• Register zvakakomba mubayiro uye mari;
• mushoma kubva hurongwa kutanga basa, maindasitiri kufamba mukati zvavakanga vachida kuita.

Documents kuzviisa pasi mudyandigere Fund inobva nzvimbo yemberi pamudyandigere, pamwe mashoko State. Izvi basa panguva kota. The mugamuchiri anosarudza nzira yawo kugadzirwa: kukurukura panzvimbo pamutemo, kutamira pachake kubhengi, kutamira kune epurasitiki kubhengi kadhi.

Kukwana Rinodiwa basa basa

How kuona kana kuisa mudyandigere pamusoro njodzi (mu iyi mazita ounyanzvi hwokugadzira vaiona)?

Kana Rinodiwa urefu basa kunopfuura hafu, akaderedza mudyandigere zera kunowedzera:

• pamusoro pamazita nhamba 1 - rimwe gore kuti tsvina neimwe zvakakwana zvaunoda dzaishandiswa;
• pandandanda nhamba 2 - 12 mwedzi varume 2,5 kutambisa makomborero, nokuti gore rimwe - vakadzi zvose 2, kushandiswa zvaunoda kutengeserana.

Kune Anorambwa naPetro rokunyoreswa. Kazhinji, pasinei kuita ngozi basa basa chakanyorwa pauzima nokushanda gwaro, hazvina kufanana murairo kusimbiswa. Wacho achatora nguva collate, kupa zvitupa, mirairo, mumwe zvinhu vachiratidza ngozi uye kunokuvadza nokushanda mamiriro tichitaura magwaro aya.

Experience basa re siyana mazita asina akawedzera kukwira.

The kukarukureta of mudyandigere payout

Pensions vari dzaona maererano mitemo kukuvadza chakaipa kuraira, kufungisisa vakawedzera mari inishuwarenzi nevavanoshandira nokuda kwezvikonzero chokuwana mushandi:

• chirwere paaishanda ngozi zvebhizimisi;
• urema nokuda Occupational zvinhu basa ngozi;
• panguva basa chirwere chisingarapiki.

Zvose izvi, kusanganisira 2 inopa mazita ngozi sika.

Fund nyanzvi akaverenga mazuva, uye zvachose basa ngozi ezvinhu. Waitsanangura dzose kushanda nguva, kusunungurwa nokuda kwezvikonzero zvokurapa, maternity ngavabude, nguva kure nokuda nguva rakashanda, negore akaripa pazororo mazuva, downtime anokonzerwa mushandirwi. kunze ndiwo:

• pakuchengeta mwana;
• Kurovedza (kana haisi vakapfuura nenzira iri mushandirwi);
• nzendo.

Neuchapupu kwemajoini basa mumamiriro ezvinhu ane ngozi nemhaka mutemo "On basa pensions" haana kuiswawo.

anodiwa kuzvidzora

Kuwana zvebhizimisi, zvinokosha kugadzirisa "chinokuvadza" muchimiro okuwedzera mari kubhadhara zvakanangwa zvemari mipiro muripo kukuvara zvichiguma akasaina basa chibvumirano. Panguva oparesheni, zvinokosha kudzora chinyorwa nomumwe, ukaramba zvakaitika kukuvadza nokuda pamudyandigere.

Kugara mokuongorora vakanyoresa zviri pamutemo pachavo gwaro, rine mashoko pamusoro mushandi, kuchaita kuongorora zita chairo ravo vachishanda nzvimbo unoenderana chinokosha pasi. Unofanira tinyatsoziva nemigumisiro rinokosha basa kuongororwa yokushanda ezvinhu. The akagamuchira mashoko asingaiti dzinoenderana chaiye mamiriro, zvinoita kuti tikwanise kudzivirira zvavaida zvido muna State Labor Inspectorate, matare. Achiramba kudiwa kuti vanopupurirwa nokuda mushandirwi rugwaro zvaunoda ukuru.

Heano mamwe mudyandigere Muvuti rakasiyana.

Zvinokonzera kuzvidzora kubereka "pensions inokuvadza"

Izvi ndezvechokwadi kunyanya kana mushandirwi, akapedzisa chibvumirano pamusoro kunhaka munhu anokosha tinyatsonzwisisa kushanda ezvinhu ane sangano rakazvimirira marezinesi, anoedza zvabuda kuti kuderedza nenhanho njodzi, runoenzanirana rutapudzo ari uwandu mudyandigere zvipo, kuderedza mwero mubairo mushandi kuti unomushandira fomu fanira izwi mumamiriro ezvinhu ane ngozi. chikamu ichi vashandi vanokwanisa yokuwedzera zvakanakira: a kutapudzwa kushanda zuva, mamwe pazororo, utano zvokudya, akasununguka kurapwa.

Panguva Chaiyo ongororo magwaro anodiwa kuwana zvaunoda pensions kudzivisa kukundikana kwake kugadzwa dzakareba litigation, nokuti pamudyandigere njodzi anodiwa vazhinji.