Muhoro nemakadhi VTB 24: kunyoresa uye zvakanakira

Vazhinji chikwereti Masangano kupa apera nhasi nokuda Payroll nemakasitoma chepurogiramu. Somuenzaniso, mumwe chigadzirwa kwakadaro vanoshanda zvikuru Russian pamahombekombe VTB 24. Mamwe mashoko sei kuzarura muhoro nemakadhi VTB 24, unobva paIndaneti rwezvemabhengi, overdraft, uyewo zvimwe zvinhu zvizhinji ichakurukurwa munyaya yedu.

Ndezvipi zvigadzirwa zviri Payroll pamusoro VTB 24?

Muhoro Makadhi - iri rakasiyana rwezvemabhengi chigadzirwa, kushanda maererano yemarudzi mubhadharo "Visa" hurongwa uye "Mastercard". Ndivo nyore kushandira maakaundendi ose makuru uye zviduku mabhizimisi, sezvazvakaita chidimbu ichi epurasitiki uye pane kutapurirana mubayiro uye kufanoronga. Nemamwe mashoko, mepu Data akafanana debit, asi vachikwanisa kuwana pariri ndaitambira mari.

Pari, Payroll makadhi VTB 24 akabudisa marudzi anotevera:

• "Standard";
• "Classic";
• "Gold";
• "Platinum".

On chii ezvinhu rakashama bhengi kadhi?

Mumwe mhando ine tariffs, ayo uye zvakanaka nguva. Somuenzaniso, imwe kadhi "Standard" uye "Classic" akatara zuva muganhu mari withdrawals mukati hapana anopfuura 100 000 rubles. Makadhi Kirasi "Gold" - 200,000 rubles, uye "Platinum" - rubles 300 zviuru. Kudzidza kuvhura Payroll makadhi VTB 24 tichasangana mberi.

Kucherechedza kuti kazhinji zvinhu zvavo kushandisa zviri zvakananga novimba siyana rwezvemabhengi chibvumirano, uyewo nhamba yevashandi vanobatanidzwa.

Ndinogona sei kuvhura?

Usati ngaateme Payroll nemakadhi VTB 24, kambani kana sangano kusaina chibvumirano pamusoro pamwe kubhengi. Uyewo kufarira imwe kambani achidyidzana anofanira kusarudza munhu akakodzera wake muhoro chirongwa uye mhando rokubhengi, iyo gare gare richashandiswa vashandi vayo.

In danho rinotevera vamiririri kubhangi wacho, vanowanzoona kuti vauye kambani kana kuti kambani vakawanda Shamwaridzana tsvimbo makadhi avo Zimbabwe tariffs. Ipapo siya vari chizvidavirire kunodiwa (nenhamba vashandi vari sangano), nhamba nemibvunzo kuzadzwa ne mumwe mushandi nomumwe. Vazadze izvi machira, yakanyorwa, unofanira kuva nepasipoti uye ane mucherechedzo romutemo.

Pashure paizvozvo maakaundendi kuunganidza nemibvunzo uye kutakura VTB 24. Mukati muhoro kadhi anogona saka mushandi nerimwe boka rinobatanidzwa mari chirongwa tsika zvemari.

Cherechedza: huru maindasitiri mabhizimisi kuunganidza nemibvunzo kazhinji kuita pachavo vamiririri kubhengi.

How uye apo kundoitora?

Kutsvaga mapurasitiki kadhi zvinogoneka toga kushanya kubhengi vane pasipoti. Kana musengwa kuti ape "mapurasitiki inokosha" hunogara pamusoro pamafudzi zvebhizimisi kana sangano maakaundendi uye mumwe nomumwe nomushandi mumwe munhu mari kadhi wakabudiswa VTB 24. Terms uye mamiriro kugamuchirwa yaro kuderedzwa kuti mharidzo imwe pasipoti uye vasaine kupa "epurasitiki".

sei kutora rinhiko?

Kubva nguva rokuzadza remibvunzo uye kuti vawane kadhi asingadi kupfuura nguva yakawandisa. Kazhinji, ndizvo 2-3 (Kashoma 4) mavhiki.

Kana zvakawedzerwa kadhi, uye kana kwete

Pamugumo wayo izwi pane zvaitika kuvandudzwa uye apiwa nyaya. Kana waunoshandira kwaguma chibvumirano ne kubhangi, kana iwe akaenda basa rimwe kadhi sangano, ari rwoga pabasa "epurasitiki" VTB 24. Overdraft pamusoro muhoro kadhi, zvinhu waro kunyoresa uye kushandiswa zvinokurukurwa pazasi.

Anobhadhara kuti makadhi uye basa ravo?

Nokuti akarayira kubhengi makadhi basa ravo Kazhinji vaibhadhara mushandirwi. Zvisinei, kana kubva kambani yake akaendisa mushandi ani naani anoronga kuramba kushandisa mari nemakadhi VTB 24, iye kuenda goko kuva gore negore yakawanda 150 kusvika 2500 rubles, zvichienderana nemhando yacho kadhi yakazaruka.

Muhoro kadhi VTB 24: overdraft

Pamusoro okutambirwa vashandi "epurasitiki" vakawanda zvebhizimisi mibvunzo yakawanda chokuita overdraft. Nokuti kutanga zviri pachena. Overdraft - rudzi micro chikwereti, nokuti izvo hapana kwokuunganidza mureza akagadzirwa magwaro nokuti nemabhengi anopa mari mashoko VTB 24. Overdraft pamusoro muhoro kadhi (ezvinhu zvembuva kwayo tinonyora pazasi), muchiitiko ichi, rinobvumira akaripfeka kuti "Mapurasitiki" kuwana microloan ichi, kusapfuudza ano nepakati pamusoro kadhi nhoroondo pasina zvakavabatsirei. Kana angada?

Ngatitii kusvikira rinotevera Mari yauchatambira iri vhiki, uye uchinge wakamhanya kubva mari. Ndipo paunenge wasvika kubatsira overdraft.

Ko overdraft kuti Payroll kadhi zvakabatana?

Zvinenge zvose vari zvakabatanidzwa kuti overdraft. Wanai kana basa iri zvinogoneka chero bazi kubhengi. Sei batanidza chimwe overdraft (VTB-24)? Muhoro kadhi kana kutsvakwa, anofanira chokuita basa musi mumwe chete,. Izvi zvinoitika pamusoro kushanda uye pasipoti chero bazi tsika zvemari. Saizvozvowo, kushanda uye kure hurongwa.

Under chii ezvinhu inopiwa overdraft?

Zvichienderana mhando kadhi overdraft wakabura kuti ½ ukuru pamwedzi mubairo zvavakanga vachida kuita vashandi. Somuenzaniso, mashoko shoma panogumira "epurasitiki" "Standard", "Classic" uye "Gold" zviri 300 000 rubles. Muna category "Platinum" ayo kumusoro kukura kusvika 750 000 rubles.

By chii kubva muzana inopiwa overdraft?

Mari, unogona kutora 28% pa annum. Uyezve, uku kwakadai Micro-zvikwereti, kusiyana makadhi kuti pamwero harirevi kuvapo chisina mubereko kumwedzi. Saka, kubvira pazuva kushandiswa nzira yokutanga, uye vasati chokupedzisira kukura kubhangi ucharaira munhu chikamu.

Sei kubhadhara?

Kubhadhara overdraft mari nokukurumidza sezvinobvira. Zvikasadaro, nokuti kushandiswa vakakwereta mari pachamera yekutenga yakawanda mubereko. Zvisinei, sezvo mutemo, chemhosva yacho chikwereti kunoitika unotevera Payroll nechikwereti. Uye mari yayo dzinonzi kuti kadhi pakutanga mhosva ennaya uwandu nokuda mutsividzo mhindu, uye ipapo - vamwe chikwereti.

Kana zvaipesana mashoko mubairo kubhengi kwakachengetwa kodzero anoshandawo mukwereti marangirwo ane zvimwe 0,8% pazuva nonoka chikwereti.

How kubatanidza paIndaneti rwezvemabhengi kadhi rako?

Monitor uye kuvhiya yavo muhoro kadhi pachavo vanogona kuva paIndaneti. Nokuti chinangwa ichi isu Activate basa rwezvemabhengi. Izvi zvinogona kuitwa tichibatsirwa nounyanzvi chikwereti sangano. Unoda pasipoti uye Mobile nhamba dzorunhare.

Chii uchagumisa zvayakanakira nezvayakaipira?

Tinosiyanisa zvinotevera zvazvakanakira muhoro VTB makadhi 24:

• nyore nzira Clearance;
• mukana abhadhare kadhi iri cafes uye maresitorendi, zvitoro;
• pakuwana kubva mubhanga nevadiwa okuwedzera discounts pamusoro watengwa nhumbi;
• mukana kushandisa overdraft;
• mukana kuitawo akavimbika zvirongwa bank;
• kadhi utariri online;
• tikiti Reservations;
• mukana nokushandisa kadhi kunze;
• pakarepo muripo Mobile kukurukurirana, Internet uye Magetsi nemvura;
• Implementation ose muripo kwema vachishandisa yakachengeteka 3D Akachengeteka Michina;
• mukana kuti ape mamwe chikwereti zvinodiwa ne risingamboshandisi pasuru magwaro uye zvaunoda prices pachedu.

Pakati zvazvakashatira kadhi anogona kutaura zvinotevera:

• kuvapo mukuru chimbadzo kushandiswa chikwereti mari;
• kushaya zvakakwana mubereko-vakasununguka kumwedzi;
• ari accrual kufarira pazuva kushandiswa chikwereti rokutanga;
• kuvapo fines nokuda kwazvo muganhu uye mushakabvu kubhadhara;
• Kudzimwa kwemutongo muganhu kana mushandi anosiya boka - ubatanidzwe of muhoro chirongwa;
• kudikanwa kubhadhara mabasa muhomwe iri huye kugumiswa zvakatonyanya kushandisa "epurasitiki".

Muchidimbu, magadzirirwe muhoro kadhi VTB 24 kwakabatana vaviri ane zvizhinji zvakanaka uye kunaka nguva. Naizvozvo, nokuvhura yakafanana kadhi, kuriteerera uye kuita maererano nemamiriro ezvinhu.