In chii umbiridzai kufadza mubereko pamusoro deposits? The kunonyanyisa nomupiro chikamu mubhangi

Chii nzira mari okuchengetera ndiyo akakurumbira? Mhinduro iri chaizvo prosaic: kuvhurika rubatso nhoroondo iri mubhengi. Hapana chakavanzika vanhu vakawanda vanoda kuti kufadza mubereko pamusoro deposits. Chinhu chikuru - kwete chete kuchengeta mari. Zvaizova zvakanaka kuti muwande iripo.

Api deposits zviripo

Zvakasiyana-siyana rwezvemabhengi zvigadzirwa hunogona kungoparara kuvhiringidzwa. Handiti, nhasi pane mhando dzakawanda kudai deposits. Mumwe nemumwe wavo yakasiyana munzira dzakawanda:

• chibvumirano kondirakiti;
• chimbadzo;
• mukana haasaruri kubviswa uye nokushandisa mari;
• pamberi pamwedzi capitalization;
• mupiro currency;
• mukana mangwanani kuvhara.

Mipiro All vari rakakamurwa marudzi akawanda rakakura, izvo vakawana kukurumbira.

• Ruble. Inonyanya nzwisisa chimiro mubhangi.
• Currency nyaya.
• Depersonalized dhipoziti simbi. Nzira inonyanya ngozi kuwana.

The kunonyanyisa pamahombekombe mubereko pamusoro deposits mhosva kune nhoroondo akazarurwa kwenguva refu.

Depersonalized simbi dhipoziti

Havasi mabhanga vari kushanda pamwe anokosha simbi. Hegemon munzvimbo iyi runoonekwa kuna Sberbank, izvo proposes kuisa mari negoridhe Gráfica. Profit kunoenderana mwero endarama pamisika nyika. Nzira iyi ndiyo ngozi, sezvo iwe unogona kana kuwana purofiti yakanaka, kana kurasikirwa mari. Mukuru zvazviri kunokwanisika kana vakagovera mari kwenguva.

Foreign mari Nhoroondo

Tikafunga akasvetuka Currency kukoshesa vazhinji vanofarira mubvunzo: "Ndezvipi mubereko prices pamusoro deposits dzimwe mari manotsi," nemabhangi Most vanofara kupa vatengi kuvhura nhoroondo iri mari. The kunonyanyisa chikamu muzana kune dzimwe nyika mari deposits asingaiti pfuura 3% pa annum. Kucherechedza kuti Sberbank, kusiyana nevamwe, asingadi kupa accrual mhindu. Income rinowanikwa pamusoro Exchange. Zvakakosha kuyeuka kuti mutengo waakazvitengesa uye kutenga mari kubhengi mari akasiyana chaizvo. Nokuda nani kuvhura account nokuda kwenguva. unogona kuwana kunonyanyisa mubereko pamusoro deposits, nokuvhura multicurrency nhoroondo. Mari iyi usaora pakukosha. Ndiko, hapana kuvimba Exchange.

Ruble deposits

Zvichida vakawanda mhando mupiro. Wese Russia sezvineiwo vakauya kuzviwana. Yakadereresa zvazvingava pamusoro dhipoziti "riri kudiwa". Cherechedza kuti uyu zvazvingava chichange akaverenga mari pakuparwa mangwanani kuvhara zviri mhando dzasara maakaundi.

Izvi zvinozoita vari rakakamurwa dzakasiyana marudzi:

• kukura pasi mubhadharo;
• zvinogoneka kuti muzadze nhoroondo dzavo panguva;
• mukana haasaruri kubviswa dzakava mubereko;
• shoko chesungano;
• Kuwanikwa capitalization.

Chinonyanya kunobatsira Ruble deposits mhindu. Maximum prices zvinopa chinokosha purofiti.

Izvo umbiridzai kusarudza

Kusarudza yakaomesesa - ndiko kuti kusarudza zvakarurama mhando mubhangi panzvimbo yakachengeteka bhengi. Nhasi kune zvakawanda masangano zvemari, izvo zvinokwezva pachena mari. Vazhinji vavo vanobatanidzwa inishuwarenzi dhipoziti. Rinopa shure zvinovimbisa mari vanenge simba majeure. The Mupiro kunonyanyisa haafaniri kupfuudza 700 zviuru rubles.

The mari kuti akavimba kupfuura guru mabhanga. Nepo duku masangano kubayira kunonyanyisa chikamu ari dhipoziti mubhangi. Ngatimboonai zvikuru zvinobetsera inopiwa.

Overview kuti mabhanga

1. Sberbank akagadzirira kutora vanhu mari, kwete chete rubles. Kune mari uye simbi nyaya. Panguva iyoyowo deposits dzimwe mari siyana iri rakafara chaizvo. Bank anofukidza zvikamu zvose vokuparidzira, achipa mumwe sarudza rubatso maererano nezvavanoda. Nepo prices havasi mupristi, asi pane mukana kusarudza zvikuru Zvakanyanya Kunaka Panguva Yepamuviri musiyano wezvinyorwa nyaya.

2. VTB24 anoramba ainaye Sberbank. Terms uye mamiriro chesungano vari ndezvomuzana zvakafanana. Zvisinei, kune dzimwe mari chinoita prices yakawanda. mutengi ose vachawana kodzero mhando dhipoziti.

3. Gazprombank haasi kudaro navanopinda vakasarudzwa zvigadzirwa. 6 chete mhando deposits, asi kufarira prices pamusoro pavo zvishoma kupfuura iya yambotaurwa pamusoro masangano. The kunonyanyisa chikamu deposits ndiyo 7.

4. Agricultural Bank zvinoisa zvakawanda inoomesera ezvinhu kuti kuvhura account. Profit rinowanikwa chete pakupera kondirakiti nguva, hapana nzira muzadze. Kunyange zvazvo prices yakawanda zvikuru kana tichienzanisa nedzimwe mabhanga ehurumende anazvo. Isvike 10.2%.

5. "Bank of Moscow" hakusi akazara akasiyana-siyana mipiro, asi ndeimwe runoenderana kuti vatengi. Zvinokosha kucherechedza kuti nhoroondo kunobatsira vaya vane mari yakawanda.

6. "Russian Standard", nokuda kwayo vaitaura kwete shure Sberbank uye VTB24. The depositor achava kuchengetesa pano kuti achagutsa zvirevo ake. The kunonyanyisa chikamu deposits ndiyo 10-12. Zvisinei, hapana capitalization, uye zvakawanda inoomesera ezvinhu nokuda nemhosva.

7. "Home Credit" anokwanisawo kutora nzvimbo yaro iri chepamusoro pamusoro mabhanga kuti kupa mukuru goho upfumi. Rokuti mhedziso chesungano - dzinenge pagore. Pane mukana capitalization, kukwana kurega uye replenishment. The Bank rakanakira vanhu vakawanda. The zvazvingava anogona kusvika 12 muzana paavhareji annum.

Sei kusarudza dhipoziti

Pakusarudza dhipoziti unofanira ukanyatsoongorora ose ezvinhu accrual mari. Somuenzaniso, vaviri akafanana mashoko uye prices mabhiri zvinobetsera ndiye izvo chinopa kuti pamwedzi capitalization. Capitalization - ndiye accrual kufarira kwete chete kune pakutanga dhipoziti uwandu. Muchiitiko chino, ari kwemari mhosva akaripa mubereko uye anowedzera iiswe mari. Izvi zvinobatsira chaizvo kuti vatengi zvose.

Nokuti zvivanakire vatengi, mabhanga mazhinji vakaisa zvose vaitaura pamusoro Websites apo haugoni chete tinyatsoziva mamiriro ezvinhu, asi nehasha overenga dhipoziti profitability. Deposits vane replenishment yakakodzera vaya vakasarudza kuvhura account kwenguva pfupi. Izvi zvinokosha kuti capitalization mhindu. The kakawanda kunoitika capitalization, nani mutengi. Kana kusarudza yakaitwa, unofanira pakarepo kutaura tsika, sezvo bhanga ane ungwaru kurishandura mashoko. Zvisinei, kugumisa chibvumirano haisi akafukidzwa.

Kusvika panguva chaiwo ezvinhu enyika dhipoziti ndivo zvikuru. ezvinhu akadaro zvinosanganisira mwero wakakura pasina mukana replenishment uye kurega. Panyaya iyi, kuti nemhosva anofanira kukanganwa pamusoro mari iri pre-vakabvumirana kumwedzi.

mamiriro Zvakanaka kuvhura account anowanika panguva pamwaka kudanda, izvo zvakawanda chisero. migove izvi inoitirwa pamberi mazororo. Mipiro kwakadaro kazhinji, pfupi. Vose chibvumirano nguva asingadi pfuura makore matatu.

nengozi

Banking sangano kuchinjwa upfumi hwose. Uye vanoita zvakawanda vanonetseka pamusoro achangobuda kuitika mundima iyi. The Reserve Bank vakatanga hombe uongororwe masangano ose abvumirwa neDare Deposit Insurance Agency. Kana gwaro rakadaro kubhengi haaiti, ipapo nokukurumidza musimboti pamahombekombe achabva kuti rezinesi. Mari zvaichengetwa mubhangi, asi varidzi kudzokera, asi kutora nguva.

Kuti izvi zvisaitike, nokungwarira unofanira kuongorora magwaro ose kubhangi, kana kubvunza gweta. Uyezve, hatifaniri kubvuma wokutanga chido kuvhura account nokuti vakawanda vanotanga. Inokosha: mudanga uye yakavimbika mabhanga regai kupa yakakurisa yechimbadzo dhipoziti.