"Transport" kubhengi: wongororo kuti makambani uye vashandi. Ratings uye rakavimbika kubhengi "Transport"

zvimwe "AMFI" Bank hwakagadzwa 1994 kuti aitsigirwa National upfumi munyika indasitiri chitima chokufambisa. hazvina rachinjwa mushure panguva yaiona uye sangano chimiro muna CB "Transport" pamahombekombe, izvo akaongororazve uye zvakanaka nhasi. Commercial sangano iri diki uye achifunga vatengi kubva Moscow nekudunhu. Regional Bank ari kushanda munyika maguta akadai St. Petersburg uye Yekaterinburg, Perm, Smolensk uye Belgorod.

nzvimbo Main yebasa

"Transport" pamahombekombe, izvo ongororo zvakanaka uyewo chevanorwara zvemari zvakakodzera anozadzisa ayo nemhiko, akanga pakutanga nezvezvandaifanira SERVICING-siyana vanhu uye zviri pamutemo masangano. Pakati akasiyana-siyana vaitaura, zvinokosha kuziva kupfuura mukurumbira:

• Finance uye ezvokutengeserana masangano uye vanhu.
• Kuita deposits uye achiisa pamusoro mari sangano wacho mari nyaya.
• KRO.
• Investment vaitaura.
• Sale zvinokosha mari.
• Rental kuti mabhokisi dhipoziti vakachengeteka.
• Complex obluzhivanie kubhengi makadhi Payroll.
• Zvemarudzi ose kuchinja mari kwema.
• Mortgage anomukweretesa.

Internet rwezvemabhengi uye matambudziko basa rake

A chinokosha budiriro iri tsika zvemari aiva kutanga basa rinonzi Internet Banking. Mumwe mutengi mumwe pamahombekombe anogona pasina pamusoro paIndaneti kuti tiite zvose zvemarudzi manipulations chete mari chekubuda. Mune ramangwana, utsanzi ichi wakakugadzirirai akakwirira pamwero "Transport" kubhengi. Reviews pave zvakawanda zvakanaka, asi kuti ari paIndaneti basa anogona kusangana kazhinji zvakakwana kunaka inofambiswa, sezvo kazhinji zviri nyore isipo.

Key nguva munhau

Tsika zvemari iri nyore vakapona dambudziko ra2008 makore uye vakawanda mbiri ndowenyika financier Shishkhanov. Kudzorera kubhangi kuti kuita kuti pamwero dambudziko asati aifanira kupedza makore anenge maviri. Rinokosha panyaya iyi yakanga reDare itsva mutungamiri Lomanova sangano, uyo akagadzwa kuti pambiru muna 2008. Kusvikira 2011, pamunenge muchizvivaraidza uwandu 99% vaiva ne vakaroorana Lomanova. Pashure kutengeswa migove kuti "Transport" pamahombekombe, izvo akaongororazve mumamiriro ezvinhu akawanda zvakanaka chirevo, akaramba kwerunyararo paupamhi-Profile boka makambani "New chokufambisa michina". Panguva iyoyo, varidzi kubhengi ndivo vakawanda simba vanhu. It Serebryannikova uye Sorokin, Mazanova, Zhenetl uye Fez.

A zvishoma pamusoro kuita uye ratings

Bank "Transport" muna 2013 vakaziva kukosha zvemari budiriro uye yakawedzera ayo zvinhu kusvika 23 mabhiriyoni 600 miriyoni. Izvi anenge 2.5 Ko kuwedzera kuwanikwa guta panguva. Kuwedzera kwave runowanikwa aanoita zvose private uye zvokutengeserana motokari. Muna 2012, mambure mari mari nemasangano yakasvika mamiriyoni 96 rubles. Mvumo guta muna 2013 raiva mamiriyoni 800 chete. "Expert Ria" mibayiro pakagadzwa chikwereti Rating pa "A" munguva iyi yose Rating sangano. Iyi inechirevo nesangano kungobva zvakanaka divi, anotaura pamusoro kutsiga kwayo, yakakwirira azvipire rakavimbika uye kuvimbana. Paiva netariro yeramangwana. Maererano ichangobva pamutemo data, zvachose zvinhu vakasvika 29.321.395 zviuru rubles. Bank "Transport", ane kureva akanaka akanaka, akatora kukosha 144 muRussia. uwandu guru zvakaenzana 2.402.169 zviuru rubles, izvo unoenderana 195 nzvimbo pakati mabhanga Russian. Bhuku zvikwereti - 20.626.429 zviuru rubles, uye deposits - 17.633.608 zviuru rubles, izvo unoenderana 122 uye 113 nzvimbo. Yaipedzerwa mari yokupedzisira gore rakanga 382 027 zviuru rubles, izvo akabvumira kusvika 144 nzvimbo iri chepamusoro. Maererano paIndaneti BankStars.ru chirongwa, chevanorwara zvemari Akagamuchira 4 nyeredzi. Kana rinozivikanwa kureva masangano akaita Moody aiva, Fitch uye S & P, havana kunzwisisa rakavimbika "Transport" kubhangi wacho, chete kurova kuti pfungwa dzavo.

Latest nhau kana matambudziko kwenguva pfupi

Mumiririri sangano "Ria nyanzvi" inoshuma kuti tsika zvemari inoita kubhadhara pepa fomu pakurega kushandisa electronic format. Izvi imhaka yokuti kubvira 21 Kubvumbi gore rino, Central Bank akaremara "Transport" pamahombekombe, izvo akaongororazve tsvimbo munogara nenzira yakanaka nenzira, negadziriro rwezvemabhengi mavideo kubhadhara okukurumidzira mhando. Sezvo pfungwa nokuda sangano nyanzvi, izvozvo zvingaratidza kusava liquidity mukati tsika zvemari. Kunyange zvishoma apfuura ndiyo inoshandiswa "Ria nyanzvi" rakashuma kuti chikwereti Rating masangano ipfupi zvishoma nezvishoma, uye nhasi haasi akaenzana category "A" uye "B". Chisarudzo vanodira kwaibva kushandisa bepa anotsanangura pamahombekombe, izvo yekudyidzana kunowedzera mashoko rwezvemabhengi kwacho.

Recent kuchinja

Pasinei chokwadi kuti pakazopera 2014, "Transport" kubhengi depositors wongororo iro nguva dzose vakaratidza ichangobva shanduro yaro sungiro, kwave kuchizivikanwa somunhu yakavimbika, nhasi tinogona kuchengeta zvimwe malfunctions. Zvikurukuru, vamwe vatengi vanoti pamusoro sokunonoka iri Payroll, izvo hapana anoti chinhu. Pane kumira mipiro, kusanganisira kuvakwa munazvo. warandi ichi wakabudiswa musi April 16, Central Bank kuti izwi anosvika 6 mwedzi. zvibvumirano zvose, maererano zvemari sangano vamiririri uyo akasaina kusvikira April 16, achaiswa akaurayiwa maererano nemitemo. Izvi zvinosanganisira kufarira pamusoro deposits uye withdrawals.

Chii vatengi uye vashandi kuti kubhengi?

Bank "Transport" akasangana zvimwe zvinetso, asi haana kubatsira mabasa ayo mitoro. Vazhinji wongororo ose tsika zvemari vachiri kutaura nezvazvo zvinobatsira divi. Maererano mudonzvo Institute, hapana basa ravo zvachinja. Pakarepo mutariri basa yechikoro uye zvizere Implementation kuitwa pasi mabasa kondirakiti kunoitika. Kwete kuwana vakanyorerana kakawanda nemashoko umo vanhu vanotsutsumwa kuti tsika asingadi kubhadhara. Inobva kuongorora mashoko aya, tinogona kutaura pamusoro bhengi racho kuita, pasinei zvimwe zvipingamupinyi, izvo, pfungwa, muna 2015, aifanira kusangana dzinenge sangano ose kuti inopa rubatsiro yaro gadziriro yacho zvekutepfenyura zvemari.

Maberere ramangwana uye padanho rakavimbika

Bank "Transport", uyo kureva akanga akatura ichangobva kusvika "B" chikamu, riri pamusoro kutambudzwa "Expert RA" iri gadziriro munhu inogutsa azvipire solvency. Kufembera maererano yavose sezvavakatarirwa mitinhimira se "kutanga". Izvi anopikira refu mukana kuti munguva pfupi iri mari mabasa ebhizimusi haangavi kushandurwa. Bank "Transport" kwakaratidzwa "kureva pasi pakuongorora", uye vaongorori akataura yakaderera profitability zvinhu. zvino Taura zvichaitika kupfungwa zvemari iri pfupi zvakaoma chaizvo. All uripo kuita - ndiko kuti kutevera nhau uye chengeta sezvaaienderana.