Sei kubhadhara chikwereti chacho idukusa vavakidzani? Sberbank mogeji mazwi

Kuva muridzi mhuri dendere rako pachako anogona kushandisa kwete chete mari dzavo, asi vakakwereta mari, izvo zvinobayirwa sezvinoreva Sberbank. chikwereti mazwi achitirega kwete kutenga mupenyu nzvimbo, asiwo kuti nyika kumba kana yokurenda, rimwe garaji kana yokupakira nzvimbo motokari yako, nyika runofarira nomumwe pekugara kuvaka, kana kunyange kuvaka imba pachavo.

Muchiitiko chino, unogona kushandisa nzira dzakawanda kuderedza mari kuti kuwana nyoro chikwereti, kusanganisira maternity guru mari, uye kubatanidzwa mune mari chikwereti marongedzero servicemen, uye discounts kuti vaduku mhuri.

nguva yakawanda sei Uchazoti kudzorera?

Terms of chikwereti Sberbank nhasi - zvokudya zvinonaka chaizvo chechingwa vanoda kurarama kumusha kwavo kana vari furati yenyu. Pashure pezvose, unogona kufamba pakarepo mushure vanyorwa kutengeserana uye kubhadhara rendi - kwemakore 30. Kusara kuchava chete chikwereti kuti zvivako zvitsva, kana kuti, kuti kugoverana rokuvaka haisati kusungwa kushanda mumba - pakarepo kufamba vachakundikana, uye mudzokere chikwereti unofanira mumakore 12 chete.

mari yakawanda sei kutorwa?

The kunonyanyisa uwandu borrowings hakuiti asimbise Sberbank. chikwereti mashoko kungogumira chete nhamba kukosha chikwereti kusvikira kukosha vakatodzidza Real Estate. Haugoni kutora anopfuura 85-90% of yakazvimirira kunyatsoongorora chepfuma, pasinei mutengo wakabvunzwa vanotengesa.

Zvinokoshawo kuti mumari Bank kudiwa kuunza zvakarurama kuti kuritenga:

• 10% ukoshi hwayo iri mari iri kuunganidza redzimba rakapera ari pamusika dzisiri uye muzvivako zvitsva, uyewo kuvaka imwe private imba kana kutenga garaji;
• 15% - iri kuunganidza pamwe nezvokupindira munyika Real Estate chikwereti;
• 0% - nokuti refinancing kuti zviripo zvikwereti chikwereti yatorwa nemamwe mabhanga. Kana chikwereti ichi achapa Sberbank chikwereti mashoko zvichava zvikuru zvisingabatsiri.

It anoshandisa nheyo - zvikuru pachavo zvinhu zvavo akapinda muna kutengeserana, uye rezasi inoenzanirana nani chikwereti parameters.

How kuzhinji chikwereti iri mari Bank?

Mari Bank, chikwereti mazwi vari zvakanaka zvichienzaniswa nezvimwe vaitaura achiposa musika, anopa kwete chete mari yakawanda uye kwenguva refu, asi kunovimbisa diki overpayment pamusoro chikwereti. Mwero nokuti siyana zvirongwa uye zvakasiyana vatengi zvakasiyana:

• pa 10.5% paminiti annum anogona kuwana mari, mhuri vaduku vechiuto;
• pasi 12% chete annum kupa zvose zvikuru zvikwereti mogeji;
• unogona refinance zvikwereti kubva mamwe mabhanga pa 12.25% pa annum;
• pa 12.5% zvinokwanisika kuvaka imba imwe private pagore.

Zvaunosarudza zvikuru akasiyana chikwereti - mamiriro chokuwana Sberbank rinovira, zvichienderana zvinhu zvakawanda. Zviri mano ako kubhadhara uye kukwanisa kukurumidza kubhadhara kubvisa akumbira wazvipira uye mwero "rudo" pamwe kubhangi zvinoenderana ndoda unofanira kubhadhara kushandisa rakumbirwa mari.

Unofanira kushanda nesimba kuti aratidze nechirongo akavimbika ake uye kuvimbika, achiunganidza mashoko zvakakodzera, asi ipapo mutoro pamusoro bhajeti yenyu vaizova Zvakanyanya Kunaka Panguva Yepamuviri uye kubhadhara pamusoro chikwereti chako kunogona nyore uye wakasununguka.