Pasi pedenga reimba ... haisi yake: sei kuti kutengesa mufurati mu chikwereti

Uncommon mamiriro ezvinhu apo munhu ari kutengesa dzimwe mhenyu nzvimbo uye anoda napo kuti kutengeserana nokukurumidza, asi sezvo mhanza vaizova vakagadzirira kubhadhara izvozvi vatengi, kwete - urongwa zvose kuwana pachavo mativi metres dzavo, vachiita mumwe mogeji. How kutengesa mufurati mu chikwereti, pane mari? Chii nuances muchimirira uve mutengesi Real Estate, kana muchida kuonana kubhangi kuti mutengi? Chii chakasiyana pamusoro kutengeserana pamusoro kutengeswa kwedzimba kuburikidza chikwereti kubva chinyakare zano chete muripo nokuda pachake mari?

Zvakanakirei anopa pakutengeswa ndeyokushandisa mogeji?

Not munokosha kunetseka zvikuru uye kufungisisa, sei kuti kutengesa mufurati mu chikwereti, nani kuziva pakutanga kubatsira ichaunza iwe kubata kubhengi. Chokutanga, tinofanira kunzwisisa kuti zvakare kana akabvumirana vatengi, kuti vanoramba kutenga rako mativi metres havagoni, nekuti kubhengi anotendera kuritenga ndiye furati wako, uye iwe uchava chete kumirira chinyararire kutambira mari. kutenga garandi pamwe tendero mvumo kuchaita kuti kufaranuka uye kwete kurasikirwa mutengi.

Usanetseka dzinoverengeka chokungoitawo, kana uri kufunga kuti kutengesa mufurati mu chikwereti - kubhangi achatora kana anoita akakwereta kuzadzikisa chikamu kutarisirwa mukugadzirira magwaro, yakazvimirira kuongorora uchapupu yepamutemo rucheno kutengeserana uye kuunganidzwa nedzimwe zvinyorwa. Uyu ndinoiitawo rakakura.

Usati tengesa mufurati mu chikwereti, kunzwisisa pachako, iwe uchawana mari chaiyo pazuva kana pakutsvaga Pakuurayiwa chibvumirano, uye hapana matambudziko achizviita kubhadhara hakuzomukizve - kubhengi kuchaita kudzora mari kutapurirana rikurumidze. Uyezve, iwe haufaniri chaizvo vakamirira chimwe Zvingoro uye pakubiridzira pamwe ndokugadzira mabhiri kana chibvumirano wakavhomorwa mune nyasha kumapati rechitatu.

Panzira, kunyange yomwaka kuderera mune zvivako pamusika kana munguva dzenhamo uchakwanisa kutengesa kwavo vapenyu nzvimbo, sezvo mutengi vachakwanisa kuwana mari iri mubhengi, uye kwete nesimba ravo pachavo. Haufaniri kunyange kushivirira.

Musiyano uri sero redzimba kuburikidza chikwereti?

Panguva imwe nguva uchawana uri mupurigatori. Tinotofanira kumirira kubhangi chisarudzo chokupa mumwe chikwereti chikwereti nokuda kuzviwanira imwe furati, asi ipapo zvose anopfuurira thumbs - nzira kwokunyoreswa pfuma mortgaged mune zvose masangano zvemari kuti hwakatogadzwa, uye haufaniri kufunga chii danho rinotevera - zvose zviri vakafunga kunze womunhu anomukweretesa.

Ziya mukugadzirwa chepfuma kutengeswa uye kuva mutengi uye mutengesi. Kubhangi zvinoda hwakasimba pasuru magwaro vane mashoko ari vawana mufurati. Uchisarudza kuti kutengesa mufurati kuburikidza chikwereti, unofanira kutanga kuratidza kuti sezvarayirwa zvinodiwa uye mamiriro ezvinhu chikwereti anomukweretesa ndiyo kubhengi.

Panguva kunyoresa magwaro, uyewo kana kushandisa kuti bhengi ari pasuru vanofanira kuva ose mapepa ari pfuma. Credit nokuti illiquid yesangano iri mubhengi haapi panze, uye nzvimbo mhenyu chinozoiswa pamusika mutengo. Saka mari pazuva mativi mamita kusanamata unhu pane imwe yepamusoro mutengo hamuzosiyi.

Kutengesa mufurati pamusoro chikwereti Sberbank ingangodaro, pasinei pfungwa kuti ichi ndicho chinonyanya fastidious akakweretesa munyika. Asi ane kodzero dzose kuva zvakadaro, nokuti rinopa yakadereresa mutengo vakakwereta mari uye kunovimbisa yakakwirira rakavimbika kwema.