Ndezvipi zvinyorwa zvinodiwa zvekutora chikwereti muSberbank

Kurota kunonyanya kukosha kwehuwandu hwevaRussia vaduku ndiyo pfuma yavo. Zvisinei, zviitiko zvemazuva ano emakemikari zvinokonzera zvachose kukwanisa kuwana iyo yemari, uye huwandu hwehuwandu hwekuwedzera kwemukana mukana wekuunganidza. Ndokusaka vechidiki vakawanda vanomanikidzwa kutendeukira kumapoka akasiyana-siyana ezvemari uye vanoita zvirongwa zvezvikwereti. Nhasi inonyanya kuzivikanwa mubvunzo wekuti zvipi zvinyorwa zvinodikanwa zvekutora mari muBhengi reMari. Mushure mezvose, sangano iri rinobudisa mapurogiramu anobatsira zvikuru uye rinokurukura chigadzirwa chega chega chechikwereti pachavo, zvichifunga zvinhu zvakawanda zvakasiyana.

Sberbank: mapepa ekubhadhara chikwereti

Kuti atenge zvivako zvemuzinda mukati mekugadzirisa chikwereti chikwereti, uyo anenge akwereta achange achida kugadzira mapepa maviri akasiyana emagwaro: kushanda kune sangano rebhangi uye kutengwa zvakananga kweimba.

Saka, zvinyorwa zvebhadharo muSberbank:

• Chikwangwani chinobva kune imwe nzvimbo yekutsvaga basa kwemwedzi inenge mitanhatu nenzira ye 2-NDFL;
• Chimwe chikwidziro chakatendwa kana kopi yepamusoro yekodhi yebasa ;
• TIN uye pasipoti yakakodzera yeimwe vagari veRussian Federation;
• Fomu yekushandira yekriti chirongwa;
• Zvinyorwa zvinotsigira kuzivikanwa kwechirango kana co-chikwereti;
• Ikopi yekodha yekuchengetedza - inofanira kuunganidza chiyero chinenge chegumi chezana chekukosha kweimba inowanikwa.

Sberbank, mortgage: zvinyorwa zveimba

Kuwana dzimba pachikwereti, uyo akwereta anofanira kupa zvinyorwa zvinotevera kuSberbank:

• Migumisiro yekuongororwa basa reimba iri kuwanikwa;
• A passport pasipoti uye chirongwa chakazara pasi peimba yakatengwa;
• Kubvumirana kwemvumo yemumwe wako nekuda kwekuwana kwemaimba;
• Zvinyorwa zvinovimbisa kusazivikanwa kweimba yeimba;
• Kutora mvumo yemumwe wako kana mudzimai weimba yake yekutengesa dzimba;
• Chinyorwa kana kopi yebhuku reimba ;
• Chibvumirano chezviremera zvakakodzera kutengesa imba;
• Chibvumirano chekutengesa.

Ndeipi nzira dzekuwana purogiramu inobatsira zvikuru?

Sekuunganidza zvinyorwa zvose zvinodiwa zvekutenga chikwereti muSberbank, akakwereta anorudzirwa kuti azvizive pachake nemapurogiramu ekupa rubatsiro. Anofanira kuyeuka kuti hurumende yeRussian Federation inogara ichisimudzira rubatsiro rwezvikamu zvakasiyana-siyana zvevanhu. Saka, somuenzaniso, nhasi iwe unogona kuwana mari yakawanda pasi pekuberekwa kwemhuri kana chirongwa chehondo chekutengesa, izvo zvinosanganisa kwete chete hurumende inoita chikamu chikuru chekubhadhara kwekutanga kweimba inotengwa, asiwo kupa mari yemwedzi yega yega yekushandira purogiramu yekutengesa. Zvinyorwa zvezvikwereti muSberbank zvinobvumirawo akakwereta kuti ave nechokwadi pamusoro pekuitwa kwehurongwa hunotevera hurumende huripo:

• Nzvimbo dzevadzidzi vaduku;
• Military mortgage;
• Purogiramu yeGavhuna;
• Maternity capital.

Nokuzadza chero ipi zvayo inobhadharwa, inokwereta inogonawo kutarisira kugamuchira zvikwereti zvakanyanyisa zvikwereti.