Mari pamusika namazano mari mu Russia

Rimwe zvikuru mose mari vanoonekwa pfuma yemari musika (zvemari vanozoshanda), asi zvose kunobva mari nguva. Vaya mari mavari, vari insured pamusoro kurasikirwa chikuru chikamu mubhangi, asi Ukuwo, depositors zveminda zvidiki kuitira kuti munguva mitengo yavo anodya. Saka ivo hunozodiwa vaya vanoda kuita mari papurogiramu yacho pfupi. Zvinokosha vanozoshanda mari yakadaro uye dzichakurukurwa.

Definition of itirana mari

Mutual mari - a mari aizomupa, ayo inoumbwa kubatanidza pfuma vakawanda depositors. Kazhinji, kutanga Mipiro zvimwe mazera kukura 300-500 $, uye pashure pakuvhurwa nhoroondo inotevera pakapfava vanogona kuva muchimiro chipi pakuverengwa.

Pasinei ari mubhizimisi nzira uye nezvinangwa sezvo mari kana mari yacho havaoni boka vanoita brokerage dzimba, inivhesitimendi Makambani. Nokuti zvivanakire ivo havaoni zvavo mari nyore kubva kuna kuchengetedzeka makambani mupepa imwe isina makomisheni.

Mari Mutual dzidzira mu bhizimisi iri nesimbi zvakaoma, mari musika zviridzwa, Real Estate. Ndivo chidhina zvisungo, equities, mari, neKomisheni mubhizimisi boka nokuda chikwata uye iine mipiro. The midziyo zvabatanidzwa vaiva pedyo yakawiriranwa mari, inonzi Portfolio kwayo. mugove imwe neimwe Portfolio - zviri Proportional kuti pfuma investor iri mari yacho yesangano, uyewo chikamu kwemari iri yakawanikwa kubva kune zvinhu.

musimboti oparesheni

itirana mari All ushande dzinenge pamusoro ichocho. Ivo akaumba munhu mubhizimisi kambani, izvo anotengesa migove yavo makambani uye ipapo invests yacho mune kuchengetedzeka nemigove mumabhizimisi. Kusanganisa mari zviri depositors vari Portfolio, musoro kambani anogona Siyanisai Investments ayo, kutenga mumatanda uye zvisungo zviri mari.

Mhando selectable zvishandiso anotsanangura chinangwa inivhesitimendi. Somuenzaniso, kana chinangwa mubhizimisi kambani iri migove - kuzivisa guta zvavakawana, apo mugove mari weshumba yakanangana kukura mumatanda. Kana chinangwa chisungo mari ndiyo kuripwa kopani riri mari asina kunonyorwa, ipapo mari vari paakapiwa mu matunhu neminisiparati zvisungo. Panguva iyoyowo, imwe kambani mari inoumbwa zvisungo ivo ngaateme kuti zvakaitika Portfolio diversification uye yekuzvidzivirira default netumedu zvisungo.

Mibayiro vanobhadharwa kuti depositors, izvo aumba kubva yacho ari kuchengetedzeka anoumba unorema kubva Portfolio. The yeGmail.END_STRONG paakapiwa $ 1000, kugamuchira chikamu mari yakafanana munhu paakapiwa $ 100 000. Musiyano ucharara pakuti mari rechipiri Contributor ndiyo ka100 mukuru kupfuura okutanga (maererano maererano migove yavo mari).

Kana pane kuchinja kukosha kuchengetedzeka vari Portfolio, anochinja maererano uye mambure twa ukoshi nhume zvemari. On mutengo nokufamba sei ngozi kuri mumashoko zhinji marudzi kuchengetedzeka: enyika, zvoupfumi, musika.

mhando

Mari Mutual vane zvakawanda siyana, kureva, depositors mari muzvisungo, mumatanda, dzemasanganiswa, zvokutengeserana uye mari makambani ari mari pamusika namazano mari.

Tichifunga mhando dzose zvakazara tinogona kutaura kuti ndicho yakawiriranwa Investments, izvo tengesa pachake migove uye yacho paakapiwa mune mari pamusika kuchengetedzeka. Makambani aya kubva zororo wakachengetwa kuramba ukoshi kuchengetedzeka ayo. Kazhinji, mutengo uye kukosha kwacho kwakatarwa ane mugove $ 1. Kuti vachengete mutengo chete pamwero achibvumira kuti munguva pfupi Nokurasikirwa kubva kutengeswa kuchengetedzeka, chero mari yacho mubhizimisi wekambani otymayutsya pamusoro mari Rinobva upfumi. mugumisiro ichi chinonyanya nyore kuwana mari kuti mari vakakwereta mari mu pfupi-rokuti mari pamusika zviridzwa, sezvo zviridzwa vakadaro vane yakaderera mutengo volatility.

Mari pamusika namazano mari - ndiko kuti mari securities kuti vane maturities kwegore asingasviki chete. Makambani aya ndiwo mudukusa ngozi pakati dzimwe mhuka. Kakawanda vari anoshandiswa nemigove mumabhizimisi dzavo utiziro iri kutarisirwa pamusika wemari, pasinei neizvi, dzimwe nguva kupa mukuru goho.

Kubatsira bhizimisi iri mari pamusika namazano mari

1. Diversification - the redistribution kubva pangozi pakati zviridzwa mari dzakawanda.
2. Professional nemari - club mari kambani Mamaneja depositors yose mubhizimisi rikurumidze.
3. Wide vakasarudzwa. A akasiyana kusarudza oupfumi akagovera vakawanda yakawiriranwa mari (mumatanda, zvisungo, mari musika).
4. Liquidity - The investor anogona chero nguva kutengesa migove yavo vadzoke mari.
5. Mari - the investor anotenga akagadzirira akagadzirwa nemigove mumabhizimisi ose vanozoshanda zvemari, uye kwete kwake kubva kuchengetedzeka netumedu makambani.
6. investor kudzivirirwa uye kodzero - dzekuno mari vari yaidzorwa panguva yeUnited zvemitemo pamwero nokuda kuchengetedzeka uye Exchange Commission.
7. Kurerukirwa - the migove vanogona kutengesa kana kutenga tichibatsirwa nevaichinja, varairiri zvemari, mabhengi, inishuwarenzi nevamiririri.

ngozi bhizimisi iri yakawiriranwa mari

Mumwe mukuru anomira ngozi yokurasikirwa paakapiwa guta nokuda rutapudzo kuti mambure twa ukoshi (Nav). Uyezve, pane dzimwe njodzi:

• mubereko;
• musika;
• chokuita chatingatevedzera kuchengetedzeka.

With kuwedzera musika mubereko prices pane rutapudzo zvavaida pamusoro chikwereti uye misika Nokutendeka, zvinoita kuti vasanyanye mambure twa kukosha zvisungo Nehunde mari. Decline pamusika mubereko prices ane vanetsane.

The chatingatevedzera kuchengetedzeka iri pakutsvaga volatility kuti mugove mitengo. Depositors kazhinji kunetseka insolvency pangozi yakawiriranwa inivhesitimendi makambani. Kukosha dzavo angapedzisira kuderedzwa, asi mukana uyu ishoma. The nzira pokugadzwa waanodzikisira ngozi kusauka uye kubiridzira.

Mutual mari mu Russia

Pari vasati kuzivisa zvakawanda wokuRussia yakawiriranwa mari nokuda kwezvikonzero zvinoverengeka:

1. Ivo rinongotaura inflow refu private upfumi.
2. Investments mu itirana mari kuti mudyandigere mari iri Russian Federation hakubvumidzwi nemutemo.

zvikonzero izvi kutirambidza kuerera mari mukati yakawiriranwa mubhizimisi makambani, nezvibereko zvavo nokuda recalculation unonyatsoratidza nemigove mumabhizimisi uye revaluation kuti twa kwema. Mari Mutual muRussia zvidiki uye usarega kuziva rapanzvimbo basa. Avhareji kukura Russian mubhizimisi makambani vari kudzika zvikuru mhiri kwemakungwa.

The OIF "- Money Market nemari Fund" anoshanda sezvo muenzaniso Russian yakawiriranwa mari. Chinangwa charo kuwana mari nokuita bhizimisi iri pfupi zvisungo issuers Russian dzakakwirira chikwereti unhu nokuwedzera kumusika kukosha uye kuwana hombe mari uye mubereko receivable pamusoro pfupi deposits mu makuru Russian yezvokutengeserana mabhanga.