Kuponesa mhuri bhajeti: Tips uye Secrets

Ongororo Recent dzakaratidza kuti pamusoro yapfuura makore 10, mutengo pakurera vana yakawedzera 2 nguva. Kunyange kana mwana achava vakasununguka kurapwa, vanopinda mamiriro masangano dzidzo, ichange ichiwanikwa musi bhajeti dhipatimendi kuyunivhesiti, kukura kwayo, vabereki vanofanira avhareji mamiriyoni 3 rubles. Zvakadaro zvinhu pakutanga pane upfumi mhuri bhajeti. Tips munyaya iyi kuchabatsira kuronga uye govera mari nokuchenjera.

kudzidza

Nhasi, zvokudya, mishonga, mbatya uye dzidzo kupedza makuru inopfupikisa. Mhuri dzakawanda dziri haawanzotauri pfupi pamusoro muhoro. Zvakavanzika kuponesa mhuri bhajeti iri kuti adzokorore nzira youpenyu, kudzora mari varaidzo yokufaranuka. Ukuwo, vabereki vasiri kugadzirira kuponesa vana vavo. Saka, tinofanira kudzidza zvakanaka kuparadzira mari pasina okunyanyisa kurambidzwa vomumhuri.

Kuponesa mhuri bhajeti: Tips

Kuti vararame nani, unofanira kana awedzere kana vasapedza. haasi munhu wose achakwanisa kutsungirira chinetso chacho wokutanga. Vavariro yechipiri kuita. Funga zvinhu nzira kuponesa mhuri bhajeti.

akataririra

Usati kuderedza mari, zvinokosha kunzwisisa papi yakawanda mari uye chii angaponeswa. Kuti aite izvi kwemwedzi kunyora sendi ose. Nechekare pamusoro migumisiro vhiki yokutanga dhayari anogona kuziva zvinhu zviri zvekushandisa, iro rinoreva "kugeza kunze" mari muchikwama yake.

To nemazvo uendese mhuri bhajeti, zvinokosha chaizvo kuti kugadzira zvose, kunyange zviduku mari, musakanganwa kutaridzwa chingamu, fodya, chocolate uye zvihwitsi mune mari.

kuongorora

migumisiro yokutanga inogona zvokudya pashure pemwedzi kutsvakurudza. Kuti tinzwisise sei kuponesa bhajeti mwedzi unotevera, zvakakodzera govera zvichidhura mapoka:

• sei mari yakawanda yakanga yakawandisa pekugara uye zvaiita mabasa;
• sei mari yakanga yakawandisa kuripwa zvikwereti;
• mari kuti zvakafanira zvokudya zvakawanda sei;
• sei mari yakawanda yakanga yakawandisa zvipfeko, utsanana;
• Kazhinji kana akaita kuzvironga mari pamusoro zvipo, varaidzo, taxi.

kuderedza mari

Ramba uchiongorora mari uye mari vanofanira ikozvino zvachose. Kuronga zvakakodzera pamusoro bhajeti ndiwo mugove kuti kukoshesa uye ramangwana mari. Pakunyora echibvumirano, zvinogona wakayerera kuverenga mutengi mudengu uye kurega zvinhu zvisingakoshi.

Fanira kubhadhara kuderedza hazvishandi. Asi vamwe nyaya inogona kuderedzwa. Vazhinji zvokudya yakatengwa zvokungonakidzwa, pane kuramba upenyu muviri. Save pakutanga riri kutenga avo, pasina iro zvinokwanisika kuita. Kurambirwa chokoreti snacking kubasa chete vanobatsirwa utano. Of ovhataimu ndiko kuramba kana zvakakodzera kuti kumba manheru nokuda tekisi. Uye kana usingakwanisi kurarama pasina magazini yenyu kufarira, panzvimbo bepa shanduro electronic kutengwa.

How kuponesa pamusoro zvigadzirwa?

Nokuti mhuri pamusoro bhajeti vaingoerekana chisvusvuro vari revoruzhinji, anogona inorwadza yakarova muhomwe. Chokwadi, pano neapo kushanyira Eenhede establishments akabvumira. Asi kana imi kuchinja nezuva musha-cooked mutengo rubles 150 dzokushumira Pizza, danidziro izvi vanofanira kuronga mberi. Zvinokurudzirwa kuti zvokudya toronga vhiki. Special mabasa paIndaneti kubvumira kuti agadzire Muterere vhiki nevhiki, zvichienderana nebasa, achishanda mamiriro, mararamiro.

How kuchengetedza magetsi?

Mumwe zvinhu zvikuru zvinodhura kubva pamazita utilities - magetsi mari. Zvamazuva ano zviite upenyu hwevanhu. Asi kana vanoshanda zvose panguva imwe chete, unoparadza yakawanda simba. Deredzai mari kubatsira mazano nyore izvi.

Shandisa simba-kuponesa marambi

marambi ava kaviri kukura kuipa, asi pakupedzisira kwenguva. Vakanga voda regai vakuchidzire, vose simba anoenda okuvimba. Avhareji upenyu - makore matatu, gore negore mumari rubles 600. Guruva anogona "kudya" kusvika 20% chiedza. Naizvozvo zvakafanira nguva nenguva kutsakatisa ari lampshades uye chiedza Mabumba.

Ndisati ndabva, kudzima chiedza. Kuti varege kukanganwa mutemo nyore ichi, unogona kunyora zviyeuchidzo uye ugoisa pamusoro pamukova.

Buy mhuri midziyo yemagetsi boka A + uye kurishandisa mukanyatsochengeta maererano nemirayiridzo

Modern Kirasi A Equipment + kana A ++ unopisa ndoda simba, asi chete ezvinhu kuti zvichaita ushande zvakanaka. Kana mukicheni firiji yokuisa parutivi chitofu, ipapo zvichava kushanda zvashata muoti kuti tirambe zvinodiwa tembiricha. Mamiriro ezvinhu kunoitika apo unoedza zvichitonhorera zvokudya inopisa. Panguva Chaiyo defrosting kudzivirira chando inotungamirwa pamusoro pamasvingo yomukati uye kuderedza simba kudyiwa nevanhu paavhareji 15%.

Computers uye materevhizheni zvinonzi nevakawanda kushandiswa maawa mashomanana pazuva. Dzimwe nguva vari standby rudzi, kushingaira kuchipedza simba. Hazvina kukwana kungoita kudzorera chikwata kure bhatani simba rive. Zvakakodzera patsanura kubva simba kwaibva.

aimbotaura gadziridzo

Bright Wallpaper uye sirin'i chena anogona dzosera 80% of chezuva. Enzanisa chiedza goho riri dema ruvara 9 chete%. Asi vasati vanomhanyisa kwako namaturo pakuongorora wiring yepamusoro. Dzimwe nguva pane zvakawanda simba rakawanda ichaparara waya.

Gadza kupisa-tichifungisisa sefa

Heaters mumatsutso-yechando nguva yokufungisisa yakawanda magetsi. Kana kuisa bhatiri foil kana furo, zvinokwanisika kuwedzera mukamuri tembiricha kubudikidza 2-3 inegumi. Kuti zvimwe putira mumba, vanofanira kutsiva mumatanda pamusoro simbi uye mapurasitiki, kana kanenge kunama pakakoromoka.

Planning uye Réservation

Yavaive mari pamwedzi kuuya yaifanira pachine. Ndiyo upfumi hwemhuri bhajeti. Tips zvemari Chisel vanoti kuunganidza mari nezvinangwa refu havasi zvakaoma kudaro. Zvakatikwanira kunonoka nomumwe kubhadhara 5-10% muna chezvipo. Izvi kuchengeterwa Fund inogona kupedzerwa kutenga anodhura akadai motokari kana kuti mufurati.

tenga mazvokuda

Shop chete panguva nezviito - kwete nzira yakanakisisa aponese mhuri bhajeti. Kwete. Kakawanda kunotenga nzendo vanowanzotevedzera varasikirwe zvakawanda. Zvakanyanyokosha tenga kamwe pavhiki Somuenzaniso, goho, uye pachine nyora pasi yaidiwa zvinhu. Kana zvichibvira, enda nokuti kunotenga pasina vana. Izvi kuchaderedza kuzvironga mari. Ko upfumi mhuri bhajeti? Tips:

• Disposable zvigadzirwa kuponesa nguva iri sokuchenesa, asi tora mari yakawanda. Kutsiva bepa matauro iri rinenge asi pachinzvimbo kutenga yomumabhodhoro mvura firita pombi.
• Itaiwo nemuzviito anodiwa chete kana iwe ziva kuti uchanakidzwa nenhumbi. Kutenga jira softener ane 50% dhisikaundi chete nokuti chipo upfu rongedza, iyo kusvikira panguva iyoyo akanga asina kushandiswa, hazvisi zvakakodzera. Asi chenjerera nemwaka discounts vanofanira nguva kutenga mbatya pasero.
• Kana zvichibvira, kutenga zvokudya chete muzvitoro. Nhasi, muzvitoro zvose kupa dhisikaundi kana mari kadhi kuti dzose vatengi.
• Kunotenga muzvitoro kuita pashure achidya uye achifara.

Nguva kunotenga

Vamwe anoshandiswa kuwana zvinhu zvakafanira upenyu pakarepo mushure mekugamuchira muhoro, apo vamwe agovere izvi mari munzvimbo dzakawanda nhengo. Mumwe anosarudza sei kuti aponese bhajeti. Kudivi rimwe, mumwe nomumwe-nguva kwokuripirwa Magetsi nemvura, kutenga nhumbi kubva mhuri makemikari uye chikafu kunoita kuti pakarepo Stock pazuva nhumbi. Ngozi misappropriation of inodiwa mari kuti zvishoma uye Recreation. Ukuwo, kwenguva refu kuchengetera zvinhu havafaniri kutenga napo, uye Wholesale, nemitengo yakaderera.

kushandisa mahamvuropu

Kana mari vanobhadharwa vari Yakabudiswa, zvino musoro kuchengetera kwavari nzira okutambirwa muhoro. Nokuti chinangwa ichi, unogona kushandisa mahamvuropu mavara. Somuenzaniso, kuisa parutivi kubva nomumwe kubhadhara chikamu mari yebasa basa iri dzvuku hamvuropu, muripo inishuwarenzi - green, kutandara uye varaidzo - mu tsvuku. Muchiitiko chino, kunyange chiitiko kuzvironga mari, iwe nguva dzose kukwanisa kubhadhara chikwereti pamusoro kwairayirwa kubhadhara uye uise parutivi chikamu mari kwenguva refu zvinangwa.

sangano yakawanda yokufaranuka

Haasi wose anogona kutenga rwendo zvinodhura. Uye hazvina kukodzera kumbosendeka kwemwedzi mitanhatu pane mari yake nguva dzose. Kakawanda, chinangwa kufamba, kunyanya mhuri, ndiko kuva nechokwadi kuti kuchinja nzvimbo yokugara uye nenguva yakanaka. Uye kudiwa ichi kwete kubhururuka kune mumwe mugumo wenyika. Unogona kuenda imwe karwendo kuti pedyo neguta, kunoshanyira enhoroondo mamiziyamu, kuratidzira kana kungoti kupinda musango. Bowling, mvura paki uye nhandare pasina Vatasvi uyewo haina akadzima. Mhuri nevana vanofanira kufunga kumba zvinovaraidza. Sununguka uye kupedza nguva navo kubatsira kubatsira bhodhi mitambo.

Buy b / a nhumbi

Pana Auktionen uye paIndaneti nzvimbo unogona kuwana vazhinji yechipiri-ruoko nhumbi zvakanaka yepamusoro uye mukana wekuti mutengo. Chokwadi, mari mhuri havafaniri kungoitirwa wechipiri-ruoko rumwe chete. Asi dzimwe nguva zvinoita musoro kutenga bhasikoro kana sikuta kubudikidza okisheni.

enzanisa rate

The foni pamusika ndiro makwikwi rakakura. Naizvozvo, kuti Company panguva nenguva anoudzawo. Nguva nenguva unofanira Browse the chekambani tariffs, yemabasa kuti iwe kushandisa, uye makwikwi nenguva kutamira kupfuura mari pasuru.

Shandisa basa pamahombekombe

Tips nokuti dambudziko kuponesa mhuri bhajeti dzinowanzosanganisira dzinoenda kunonotsa mari mubhangi mubhangi kana kuchengetera navo kadhi. Zvose nzira vane kodzero iripo, asi chete matauriro.

Bank deposits inongova kuponesa mari pane muwande. The zvazvingava inopiwa pamusoro deposits zvakadaro, kazhinji sei haapfuuri mwero mitengo. Asi kana ukaedza kutora mari kubva munhoroondo asati yapfuura chesungano, zvinokwanisika kuti kurasikirwa zvimwe upfumi. Uyezve, dambudziko nguva, achitya guta water drainage nechepakati mabhanga kumanikidza nguva yemararamiro okutanga atsamwira pamusoro deposits. In nemasangano ane akaoma chaizvo mamiriro ezvemari uye anoita yokusuma ane zvokungoitawo yaitonga. Kureva nguva yokudzoka pamusoro mari iri dhipoziti mari iri kuramba kunonoka. Asi izvi hazvirevi kuti mari warasika nokusingaperi.

Kana nhau upfumi hakuiti chinorevei kuchinja zvinoshamisa mishoma yakatevera, unogona nyore kuita kubva rubatso chero dzokutengesa bhengi. uye musafunganya pamusoro kuchengeteka mari. Mune zvimwe zviitiko, iwe unofanira:

• kuti ape dhipoziti rehurumende kupfungwa zvemari Somuenzaniso, mumari Bank;
• vachinyatsoongorora verenga chibvumirano ne pamahombekombe;
• kurivhura kuisapo pane vanotenga mari chitupa ;
• kuvhura rubatso pfupi zvingangoita chiwedzerwa.

Muripo kutenga kubudikidza kadhi anobvisa mukana kurasikirwa mari. Asi zvichangobva netsvakurudzo kuti munhu mupfungwa nyore kuparadzana pamwe zvisingaoneki vekare pane pamwe chaiwo zvidimbu mapepa. Naizvozvo, kugara kushandisa mapurasitiki kungaita kuti kutadza pamusoro havashandisi mari yakawanda. Kudzivisa dambudziko iri, batanidza SMS-ziviso basa kana kukopa Mobile chikumbiro foni yako nyaya zvakanaka. Chete nenzira iyi inogona kuva nemaziso chamber sendi ose. The Bank haripi mashoko akakwana inopangidza neimwe muripo? Get tsika kudzidza nhamba nomumwe pamusoro cheki.

In mhedziso

Kuzviisa Pasi Mazano kuponesa mhuri bhajeti iri dambudziko hakufaniri kuonekwa sechinhu zvakananga anoperekedza chiito. Izvi chete dzinoenda kuderedza mari. Ajairire kunyange nyore manipulations, zvichatora nguva. Asi mugumisiro zviripo.