Kupi uye sei kuwana chikwereti mu kuChelyabinsk - zvinhu uye vanorumbidza

To musi, mukuru dambudziko ndiro pakuunganidza imwe mhuri duku yake mufurati. Zviri chaizvo nyore. Kana hama havana mukana wokubatsira vaduku, zvakakodzera kutora zvikwereti kumabhanga dzakakwirira kufarira prices. Pasinei zvose mapurogiramu hurumende, chemhosva hombe chikwereti pamusoro mauto kure kwete mhuri yose. Zvinetso panguva padariro kunyoresa. Banks edza kuderedza ngozi dzavo, saka rongai macheki akasiyana-siyana nemashoko. Nhasi tichataura pamusoro pekuti kuwana chikwereti muna kuChelyabinsk, chii matambudziko zvinogona kuitika uye chii unofanira kugadzirira.

Anopa rubatsiro

Zvino zvinogona kuonekwa panenge pose pose: "Ini zvichabatsira kutora chikwereti", "yakashongedzwa aine chikwereti kuti muripo weUS diki" uye akafanana. Asi tinofanira kuziva kuti hapana kutora basa pangozi. Chinangwa achigadzira dzakadaro - kuunganidza vachibhadharisa pakuchinja "rubatsiro". Ngazvive 500 kana 1000 rubles, asi vanozoshanda akadaro haana kupindura, nokuti kushanda anoiswa mubhangi, izvo, zvichaita kupa wokupedzisira mhinduro. With zvibudirire unogona kuita chikumbiro kubhengi pachavo. Asi sezvo kutora chikwereti muna kuChelyabinsk hakusi nyore, vanhu vanosarudza kutamba wakachengeteka uye kubhadhara-nokuti-basa "nyanzvi."

Anomukweretesa Zvirongwa - Ko Vanoshanda?

Pasina mubvunzo, zuva rimwe nerimwe, kwema uye vanhu vasapinda musha mutsva. Chimwe chinhu ndechokuti yeGmail.END_STRONG Data ongororo iri kwazvo kwazvo. Asi nengozi uye kubhengi zvakare. Tsika zvemari anofanira kupa murayiro mamiriyoni maviri nemashanu rubles, uye ipapo kumirira kwemakore makumi maviri, kudzoka Verengai ichi. Uye kana munhu ari makore mashoma arwara kurasikirwa nokuda basa iri? Uye vana vaduku ushandiswe mufurati? kana kubhangi achakwanisa dzika mufurati ichi, rinova rubatso, kana vane mamwe makore akawanda kuti kuitisa kudare ine mutengi? njodzi dzose idzi uye anoshandura muruoko soro mubereko prices. Ndizvo payers kufukidza Nokurasikirwa chakakonzerwa namaneja pamahombekombe muzviitiko izvozvo.

Terms of mabhanga

Nhasi tinoda kubata sei kuwana chikwereti muna kuChelyabinsk. gore rimwe nerimwe munharaunda unoitwa vanopfuura zviuru 20 zvikwereti dzimba. Panguva iyoyowo, zvirongwa zvakadaro kupa mabhanga 20. Vatungamiriri vari "Sberbank kweRussia" uye "VTB 24". Kunze kwavari chidimbu ichi anoshanda nemabhangi "Opening", "UniCredit", "MDM Bank", "Rosbank", "Alfa-Bank", etc. Pakati kwematunhu - .. "Chelyabinvestbank", "UralPromBank" uye "Uglemetbank".

Zvisinei, mamiriro ezvinhu akanaka oma. Rates vanosvika 22.4% paminiti annum nokuda kwezvikwereti Ruble uye 12% kuti dzimwe mari. Panyaya iyi, mwero zvinoenderana kana nemhosva akakwanisa vabvume bhengi kukwanisa kwayo kubhadhara. Saka, kana uri kufunga sei kuwana chikwereti muna kuChelyabinsk, unofanira kuva nechokwadi kuti kutaura mushandirwi, rose uwandu mubayiro vaibhadhara mitero. Mukuwedzera, svinudzai rubatso iri akasarudza mubhangi votanga bvisa imwe mari pamwedzi. Papera gore, uchava uchapupu solvency. Yakaderera chimbadzo anogona kutarisira nhengo muhoro muzvirongwa, uyewo anokwereta vane akaundi iri uwandu kwete asingasviki 30% nechirongwa mutengo.

zvinhu zvinodiwa

Haasi munhu wose ane nguva kugadzirisa nyaya pamwe mushandirwi uye kuponesa mari iri dhipoziti. How kuwana chikwereti muna kuChelyabinsk nokukurumidza? Kuti aite izvi, une chinhu kuti muridzi pamahombekombe rigamuchirwe sezvo rubatso. Somuenzaniso, mune imwe imba duku. The Bank anogona kugamuchira zvinyorwa pamusoro wake chikwereti uye kupa mari mumwe. Kana zvakafanira kuti kuva pasi muripo. The yepamusoro zviri, nyore zvichava kuti dzinoona ngaakuitirei. Rugwaro kodzero maternity guta ringashandiswawo somunhu pasi muripo. Pane dzimwe neruzhinji dzinopiwa, izvo vanogamuchirwa rwezvemabhengi masangano. Somuenzaniso, pane chinokosha purogiramu muchiuto.

Kana usina chero ichi, edza kupa uchapupu nouchapupu ruzivo mune rimwe sangano uye mukuru mukuru mari. Panyaya iyi, mikana chikumbiro chako kuwa asi vanoramba. Kana dziri nyaya murege kushanda, uye mumaoko avo hakusi Nemutengo kwakakwanira pasi kubhadhara, haugoni kushandisa mari iri achienda nemabhengi - mhinduro ndeyokuti kwete.

Tinotarisira kuti rendi

Iva nechokwadi kuongorora zvaunogona kusarudza. Nokuti chinangwa ichi pane karukureta chaiyo ichaita kufungidzira zvakadini iwe kudurura chikwereti muna kuChelyabinsk. Change chimbadzo, uye iwe unogona Maneja pachena. Kana ukatora mamiriyoni 2 rubles kwemakore mashanu, rendi achava 45 000 rubles. Izvi kana totaura yakadereresa chimbadzo, kureva 12%. Munotatamura ari kubhadhara kwemakore 10, unokwanisa kupfuura anokwezva Muchidimbu, kureva, 28,000 rubles. Ipapo iwe yakawanda ichateuka nokuda overpayment. Somuenzaniso, achitora chikwereti kwemakore 20, uchaona mari 6000 chete isingasviki mwedzi, asi achapa kaviri.

Chii kuita muduku mhuri

Saka, kana usina chokwadi kuti chikumbiro akatendeka, wozoedza kuchera zvishoma mari. Hongu, zvakaoma, kunyanya kurenda furati. Unogona kwenguva kuzogara nevabereki vake, uye uwandu yakanga yakawandisa kuripwa pfuma, kunonoka, achiwedzera kuti kunyange zvazvo zvakaenzana. Kunotidzidzisa kurayirirwa uye upenyu hwamangwana zvikwereti. muripo muitiro hwakareba chaizvo. Vachangoroorana kutora chikwereti, uchava nenguva kurera vana, pamberi zvakakwana kugadzirisa naye.

akawanda zvikwereti

Somunhu chikwereti imba kuChelyabinsk chokwadi ndechokuti, uye chaizvoizvo vachiri vanofanira kuedza kuwana nayo, unofanira kuenda minimini. Une Credits? Kanganwa pamusoro kubvumirwa kushanda. At zvakanakisisa, iwe uchava kuuyiswa apiwa kuzviongorora chikumbiro pamwe zvizere nokuripira. Chokwadi, usati kuwana mari iri mubhengi. Saka, chii chinofanira kuitwa? Find mufurati, varidzi vanotenderana kumirira kwechinguvana. Kutakura zvinyorwa kubhengi. Kana maoko kwete Nemutengo kwakakwana kubhadhara pasi muripo, uchawana vanofanira kuunganidza chikwereti wake wechipiri.

Kutonga nezvinooneka wongororo, kashoma vanoramba vatengi vavo, "Delta Bank". Asi tinofanira kuyeuka kuti chakaipa chaizvo nyaya rirege kuonekwa kumwe. Kureva, ndiyo nzira kana munhu asina rubatso pasi muripo, mukuru basa. Kamwe iwe tora pamutemo mhinduro kuti chikumbiro akatendeka, zvichiita kuti nokukurumidza kuzochera rimwe bhengi nevatengi chikwereti. Narwo unogona abhadhare huripo zvikwereti hwakatozadzika "dzichikanganisa" iri odhita, uye anosanganisira kutsigira zvinyorwa kubhangi, izvo zvichaita tongai chikwereti. Mari yasara ndiyo kuti kwokutanga mubhadharo.

The dambudziko rokutanga

Kana uchifunga kuti izvi zvakanga mugumo, iwe vakarasika. Get pakarepo vakagadzirira, ndiko mogeji. Tora chikwereti mufurati muna kuChelyabinsk sezvinobvira, asi zviri refu uye zvikuru kudhura tichitaura mari. Saka, rekukwazisa chisarudzo zvakanaka, zvinofanira akarayira kubhadhara cadastral pasipoti wayo mangwanani mukugadzira. Pashure paizvozvo uchasvika kwauri vamiririri Kukoshesa sangano kuti aongorore yakatengwa pfuma. Zvichaita mari 2000 rubles. Kana iwe uri rombo, pane uchapupu mari uye chimbadzo neavhareji zvishoma, zvichava 12,5 paminiti annum gumi nemashanu kana makumi makore.

Asi kwete ndizvozvo zvose. Kusarudza apo kuwana chikwereti muna kuChelyabinsk, edza kuwana kubhangi, apo pasina muripo nokuda issuance kuti zvikwereti. Zvikasadaro, iwe uchapa zvakawanda kubva 11.000 kusvika 25,000 rubles. In dzakafanana, inishuwarenzi unoitwa sandara (zita nokuchengeteka), uyewo upenyu uye hutano anokwereta. Zvichava kubhadhara rimwe gore. Unogona kuramba inishuwarenzi, asi ipapo chimbadzo ichamuka. Dzinoumba premiums kubvira 7000 kusvika 10000 rubles pagore.

chikwereti mvumo

Sezvaunogona kuona, zvinhu hazvina kutsanya uye zvakachipa sezvo zvinoita. Saka, usati kufunga kupi uye sei kuwana chikwereti kuti mufurati kuChelyabinsk, unofanira kuva nechokwadi kuti kunyatsoona nezvaanogona zvavo zvemari. Kubhengi anotendera rakasarudzwa furati pezvizuva kubva asvika appraisers. Zvadaro unogona kugadzira pasi mari mutengesi, 15% of mutengo pokugara. Yeuka, tiri nokuti akaita akabudisa Mutengi chikwereti. Mune zvimwe zviitiko, kubhangi kungada 30% kuti mari iyi akarurama uye chinotarisirwa sezvo kwokutanga mubhadharo.

The ngaakuitirei pacharo kuchaitika pavhiki papera. Zvino unofanira kuuya kuhofisi mubhangi wemasaini ose mapepa. Mutengi anonyora risiti kuti akagashira kwokutanga mubhadharo. Zvino unogona kuenda Regpalatu uye rekodhi dhiri. About vhiki papera takagadzirira magwaro. Zvino iwe kuwana chikwereti kubhengi, uye pamunongopinda ndiwo Mamaneja, mutengi achawana zvizere mari kuchikwama chenyu.

How kuwana chikwereti pasina pasi mubhadharo

In kuChelyabinsk, uyewo mune mamwe maguta Russia, zvingatiomera chaizvo kutora yakafanana nevatengi uye mogeji zvikwereti. Naizvozvo, kazhinji vatengi vanoda kunzvenga nguva ino kuti ape chikwereti kuti uzere mutengo pokugara. Asi izvi zvinogona kuva nechinetso chakakomba. Kuti tidzivise navo, unogona taurirana nehama vanogona kunyoresa mudzimba dzavo sezvo rubatso. Ipapo mubhengi zvichava nyore kubvumirana kukupa zvakaenzana, riri zvakafanira kuti kutengeserana rwokutenga uye kutengeswa.

The nzira yechipiri - ndiko kuti munhu wakaita rubatso. Zvakakosha kuti munhu uyu akanga ari mufurati pfuma kana motokari, kana kunyange nani, uye kuti, uye mumwe. Mukuwedzera, inofanira kuva basa uye kugamuchira pamutemo muhoro.

Cottage imba kana

Mortgage pane imwe private imba kuChelyabinsk chinobviswa kunyanya kuoma pane mufurati. Nhasi, nezvechisarudzo yakadaro runoonekwa mhuri dzakawanda. Nokuti vamwe zviri mukana wokurarama munharaunda mukudyidzana nezvimwe zvisikwa akachena, mumwe anoda kukura michero nemiriwo panzvimbo. Chero zvazvingava, private imba anotarira anoyevedza duku mufurati. Sezvineiwo, zviri inodhura chaizvo kuzotenga, saka unofanira kushandisa nokukwereta.

What chinetso

Chikwereti imba kuChelyabinsk achapiwa mvumo chete kana asangana zvimwe zvinodiwa. Zviri chinhu kuti ane zvishoma liquidity kupfuura mufurati. Naizvozvo, mabhengi vari vanyatsohuongorora kuongorora ayo ezvinhu, nzvimbo uye kunyange zvinhu kubva iyo yakavakirwa. Izvi zvinonzwisisika, vari anonyanya kufarira kana vanogona kutengesa rakakurumidza uye kudzorera mari apedza.

Vamwe anomukweretesa Masangano achapindura iwe pakarepo, usatsaukira kuti ape chikwereti imba kuChelyabinsk. Chikwereti paimba kubhangi nyaya, chete vanofanira kutora mamwe magwaro. Saka, pane mashomanana anokosha zvinhu.

• Kana nzvimbo yacho womutambo haisi zvakare kunokanganisa mushonga, pano ichava chinhu chinokosha. Kukurukurirana uye michina ezvinhu imba, zvakare, zvinoita basa rinokosha.
• Rubatso kunosvika kunyika.
• Kufarira pamusoro chikwereti wako kupfuura pane zvakaitika sandarara.
• Tinofanira kuvimba okuwedzera bhengi mhosva pamusoro.

pachinzvimbo mhedziso

Sezvaunogona kuona, chikwereti kunyoresa kunoda svinura maonero zvinhu uye Kuwanikwa rakazara yakatarwa magwaro, izvo zvinogona kusimbisa solvency. Kana nhasi uri asingadi vavape kumahombekombe, zviri pamwe zvakare mangwanani kufunga pamusoro zvikwereti mogeji. Unogona kuenda kubhengi uye akakubvunza kuti rokutanga kukarukureta. Kuti aite izvi, torai mari okuti, udza maneja pamusoro iripo Tera, pfuma, zvebhizimisi. Muchiitiko chino, unoziva ndezvomuzana chii munogona kutarisira.