Kuongorora kwaOsago zvakakosha here?

Mumakore achangobva kupfuura, zvose inshuwarisi yemotokari kazhinji, nemotokari yekuongororwa kwaOORAGO kunyanya, yakave nokuchinja. Asi haasi munhu wese ane nguva yekupinza mukati nekuvatevera. Mubvunzo unomuka sezvizvi: Ndinoda chiongorori chekuongorora kana kune inshuwarisi here?

Kuongorora kwaOsago uye SRT

Chikadhi chekuongorora chinoratidza kuongorora kwehupfumi hwemotokari. Tiri kutaura pamusoro pezvikwangwani zvikuru, uye zvimwe zvinhu zvinowanikwa pamotokari. Iko motokari inofanirwa kuenderana nekuchengeteka zvinodiwa zvekubatanidzwa mumugwagwa. Izwi rokutapudza TO nehurongwa raro rakagadzwa nemutemo.

Kubvira muna 2012, zvigoni zvamira kurega. Pane kudaro, vakatanga kutora mapepa ekuongorora, ane ruzivo pamusoro pemichina, hutano hwepamusoro uye nguva yaro yekushanda.

Uyewo maiva nemichina inoiswa mumotokari yemotokari.

Kuongorora uye inshuwarisi

Pamwe pamwe nehuwandu hutsva, chinangwa chikuru chekuongorora hunyanzvi chakashanduka zvakare. Pakutanga, yakatanga kubudiswa OSAGO, uye yakapedza tepi yekuongorora kuti iwane kadhi. Asi ikozvino urongwa hwehutano hwakachinja. Pakutanga, kadhi yekutsvaga inodiwa, uye ikozvino pachishandiswa icho chirevo chinobudiswa. Zvinosvika kuti vatyairi vanoda checkup for OSAGO mukuru. Hapana imwe mepu yekuongorora inobatwa.

Kuongorora kwemotokari itsva

Maererano nemutemo wezvino, makore matatu ekutanga ekuongorora hunyanzvi haafaniri kutengesa motokari itsva. Izvi zvinoshanda kumotokari, matori uye vatengesi, vane huwandu hwemazana asingatauri matatu nehafu, pamwe chete nemotokari dzinotakura.

Apo kutenga ngoro dzegore rakapera rekusunungurwa zvakarongeka kunofungidzirwa sechipiri-ruoko, kunyange zvazvo risati ramboshanda. Munyaya iyi, yekutanga yekuongorora kwekodhi yemotokari inofanira kupera mushure mokunge kwete 3, asi makore maviri.

Kwenyanzvi hwokuongorora haisi kungodiwa neRussia mukati. Ichi ndicho chimiro chinowirirana nekokorodzano yemarudzi akawanda. Nokudaro, paunenge uchienda kune imwe nyika, mapepa ekuongorora anodiwa kunyange yemotokari itsva. Ndinofanira kutaura kuti haisi nyika dzose dzinodzora kuwanikwa kubva kumudzidzi wemotokari. Muchiitiko ichi, kana pane kusafungirwa kuti mishonga haina kukanganisa, vanogona kutarisa hutano hwavo. Uye kana chinetso chikawanikwa, iwe unofanira kuenda kumba.

Ko purogiramu yacho inofanira kuvandudzwa here kana kadhi yekuongorora ichiguma?

Pamberi pacho, inshuwarisi inogona kubudiswa chete apo kuongorora kwaOORAGO kwakanga kwave kushanda kwemwedzi mitanhatu. Panguva ino, hapana chikonzero chakadai. Kunyange kana, semuenzaniso, kadhi yacho inopera musi waJune 30, mutemo mutsva unogona kubudiswa musi iwoyo. Iye zvino hapana chikwata, uye hafu yegore izwi rinogona uye harifaniri kuonekwa.

Ndinofanira kutakura mapepa neni here?

Mumwe nomumwe mutyairi, paanenge achifambisa, anofanirwa kunge ane chikamu chemishonga inshuwarisi, chitima chekunyora motokari uye chikwata chekutyaira. Vashandi vemapurisa emigwagwa havagoni kutsvaga vatyairi kuratidzira mapu ekuongorora. Asi mutemo we OSAGO auto inspector une kodzero yekukumbira kuratidzira.

Maererano nemutemo, mutemo weMTPL usina kuongororwa (kureva kuti, pasina kadhi yekuongorora) haubvumi. Saka, chido chekuratidza gwaro iri rinobviswa. Zvisinei, kana pasina hurumende, mutyairi anogona kubhadharwa mazana mashanu kana mazana masere rubles. Izvi zvinoshanda kuvatori vechikamu B. Avo vanoda kuongororwa nehutano hwemwedzi yese mwedzi mitanhatu, mapeji ekuongorora anofanira kudiwa.

Iko mari ichabhadharwa here kana nguva yakakodzera yepikoni yakapera?

Iko kuchinja kwakave kuonekwa mu auto motokari kwakaunza mibvunzo yakawanda. Semuenzaniso, unoda chiongorori chekuongorora kana iwe une hurongwa, kana chii kana nguva yekadhi yekuongorora ichi yapera?

Vakawanda vanoziva kuti kana pakaitika njodzi kuUnited States inofanirwa kutumira zvinyorwa pamusoro pekuongorora kwehutano hwechivi chemhosva yacho, pamwe chete nevakakuvadzwa. Asi izvi hazvisi izvo. Zvino, kana kune inshuwarisi ye OSAGO, unoda checkup here? IU UK inogona kuisa chirevo chepamusoro kana muiti wepamberi yemugwagwa ane kadhi yekutsvaga ine nguva yakakodzera. Asi kune avo vakakuvadzwa, dhesiro pamusoro penharaunda ye TO haina zvachose zvisingakoshi.

Iko kunofanira kutakurwa mupfungwa kuti, maererano nemutemo we OSAGO, kana pasina mapu ekuongorora, ichi hachisi chikonzero chokuramba kubhadhara. Nokudaro, kana panguva yechirimo kune inshuwarisi ye OSAGO pasina kuongorora, UK inofanira kubhadhara kurasikirwa pane zvikonzero zvakawanda.

Kana pasina kadhi yekuongorora?

Kazhinji mubvunzo unomuka kana chokwadi chekushaiwa kwekuongorora kuongorora kunogona kukanganisa kubhadhara kweinishuwarenzi apo njodzi yemugwagwa yakaitika. Inopera, hongu. Munyaya iyi, UK ingave ichida kuti mari inoshandiswa nekambani idzoserwe kwairi. Asi mutemo uyu hauna kushandiswa kune vose. Izvo zvinotyisa zvinotarirwa kune avo vadzidzisi vemotokari vanofanirwa kugadziriswa kwemwedzi mitanhatu. Icho, semuenzaniso, motokari dzakasarudzwa dzinotengeswa nezvinhu zvakashata. Ikowo tekisi, uye motokari ine zvigaro zvinopfuura 8, izvo zvakagadzirirwa kutakura vatakuri. Vatyairi vemotokari dzakadaro havagoni kutyaira pasina kadhi yakakodzera yekuongorora. Kana zvisina kudaro, maitiro akanaka ekuiswa kune avo.

Chii chandinofanira kutarisa kana ndikapfuura kuI TO?

Kuchinja kwakagamuchirwa nekuongororwa uye OSAGO muna 2014 kunotevera. Mapurisa emapurisa haakwanise kuita zvekuongorora maitiro. Basa iri rakapfuurira zvakakwana mumaoko emahofisi ekuongorora zvirwere uye kubvumirwa kwakakodzera.

Pakupfuura, zvakakosha kubhadhara kune imwe nzvimbo yepamusoro. Makadhi akabudiswa anofanira kunge ane nhamba 21-nhamba. Kana iyo yepakati inopa rubatsiro pamutengo wakaderera, pane chikonzero chekufunga nezvekodzero yayo.

Saka, kuitira kuti musiyanise kadhi rakakanganisa kubva kune chaiyo, unofanirwa kuterera kune zvinotevera:

• Understated cost of passage of the station service;
• Kuongorora kubvumirwa kweSAR;
• Nhamba yacho inofanira kunge ine mairi 21.

Mushure mokupfuura kuIYA, vashandi vanotumira kopi yedhipatimendi kune unified system yekuongorora hunyanzvi (munguva pfupi EAISTO). Dhiyabhorosi inochengetwa ikoko kwemakore mashanu. Saka, zviri nyore kutarisa sezvinodiwa.

Mhedziso

Ndingapindura sei mubvunzo wekuti kana kuongorora motokari kwakakosha kune OSAGO? Zvichida, hatifaniri kuregeredza rugwaro urwu. Icho chinopera kuti neinishuwarensi yakabudiswa, kadhi yekuongorora inodawo. Shure kwezvose, kana njodzi inowanzoitika, uye hapana makadhi anevo, iyo inoshungurudzika yezviitiko zvinogona kusara pasina kubhadhara. Zvechokwadi, hapana mvumo yemutemo yekuramba mari. Asi, sezvinozivikanwa, makambani einishuwarenzi anongotsvaka mikana yekusabhadhara mubhadharo kana kubhadhara zvishoma. Zvisinei, kana, iwe uchitarisana nemamiriro ezvinhu akafanana, unosarudza kutsvaka kururamisira uye kushanda kudare, UK inenge ichida kubhadhara chikwereti. Asi, zvichida, kwete kupedza nguva yakawanda isingadikanwi, mitsipa nemari, zviri nani kudzivirira dambudziko uye kuchengetedza zvinyorwa zvose newe pane kupomera makambani einishuwarenzi kwemwedzi.

Uye hapana mubvunzo kuti zvakakosha kuita kuti kadhi yekutsvaga ichokwadi uye isiri kudarika. Mushure mezvose, zvisinei, iyo inishuwarenzi ichaziviswa isina kukodzera. Uye pano hapana dare richabatsira.