Kubhangi rezinesi yakabviswa - sei kubhadhara chikwereti ichi nyaya,

ReRussia rwezvemabhengi kwemauto iri pari achipfuura yakaoma. Maererano Deposit Insurance Agency, pari mu nedanho liquidation vane 243 masangano chikwereti. Ndingatarira kuita anokwereta kana kubhangi akarega kushandisa rezinesi kuitisa rwezvemabhengi kuvhiyiwa? Sei kubhadhara chikwereti kubhengi pamwe chinoshingaira rezinesi? Ndine mudzorere vakakwereta mari?

kusauka nzira

Kana Central Bank anoita chisarudzo kuvatorera rezinesi kuti rwezvemabhengi kushandiswa, zvokunze kuzvidzora kutaurwa mubhangi. Bankruptcy nzira Rinotarisira Deposit Insurance Agency. Mushure zvibviswe zvose kodzero vanoti pamusoro zvikwereti kune imwe chikwereti sangano.

Ndine kubhadhara

Imwe mibvunzo yokutanga kuti vakawanda apo mubhengi rezinesi yakabviswa, "kana kuti kubhadhara chikwereti?" Mhinduro iri nyore - zviri kwairayirwa kubhadhara. Kunyange kana kubhangi chokutyaira kunobviswa, uye iye akanzi kusauka, akakwereta kunodiwa kubhadhara chikwereti vakawana maererano chikwereti chibvumirano uye muripo purogiramu. Terms of chikwereti chibvumirano kuchinjwa kune mumwe mukweretesi haachinji.

apo kubhadhara

Kana mubhengi abvisa ari rezenisi, sei kubhadhara chikwereti, asi anokwereta handizivi, sezvo nyaya dzose mubhangi kare chando. Under mutemo razvino, anokwereta kuva nezvokudzokera kuti mashoko mitsva muripo uye kuti kubvisa rezinesi pakati kubhengi. Where kubhadhara chikwereti, uye mamwe mashoko akakodzera ari kazhinji akaisa pedo nomukova kubhengi yapera.

Kune akawanda mikana:

1. Ideal - kugamuchira ziviso pamusoro liquidation pakati pamahombekombe ane chiratidzo nzira uye mashoko nokuda chikwereti muripo. New chikwereti kubhadhara dzinoitwa pamusoro mashoko anopiwa. Mujinga kuripwa anofanira kuratidza chikwereti chibvumirano nhamba uye kubhengi kuti ape mbiri.
2. Zvinoita kwazvo kutsvaka ruzivo. Somuenzaniso, kazhinji mashoko kubhengi mutsivi riri pamutemo nzvimbo yaimbova mukweretesi kubhengi kana ari chikamu "Liquidation kuti mabhanga" pamusoro Website of Agency kuti Deposit Insurance. Kana hamuna kugamuchira chero ziviso kuti kubhengi yave kubvisa rezenisi, sei kubhadhara chikwereti, haisi kuzivikanwa, unogona vakazvimirira kutsvaka mashoko kubva zvokungoitawo Administration kuvhara kubhengi. Nokuti chinangwa ichi zvakafanira kutuma munhu vakanyorwa tsamba pamwe kubvuma iri kutsvakwa, pamwe chikumbiro kuzivisa mashoko matsva chemhosva nokuda kwezvikwereti.
3. Kana usingakwanisi kuwana zvaidiwa data, unogona kubhadhara chikwereti pamusoro tsaru mashoko, iva nechokwadi kuti aponese pakutengeserana zvose. Zvisinei, pfungwa iyi haisi anodiwa kwazvo, sezvo muripo anogona kuenda kubhangi, asi kwete kutungamirirwa kubhadhara chikwereti. Angangove chaizvo kuti iyi nyaya, kubhengi itsva ndiyo akakweretesa achava kuripwa zvakafanana muripo zvakare uye achava kuratidza ake mhosva mudare.
4. Cash mubhadharo pamusoro chikwereti anogona kuiswa dhipoziti ane gweta. The gweta pachake achava kuzivisa kubhangi pamusoro chikwereti nokuripira. basa iri inopiwa mutariri notaries.
5. Kazhinji, pamwedzi wokutanga pashure kuchinjwa kodzero vanoti chikwereti zvakaipa mumwe chikwereti kupfungwa, chirango mukupera kubhadhara hachiverengerwi. Naizvozvo, kana pasina kusauka chiziviso kwave vagamuchira, sezvo nezvechisarudzo, unogona kumirira mashoko pamusoro mashoko matsva. Musi Deposit Insurance Agency Website ruzivo vanofanira kuonekwa pazuva rechi10 zuva pashure pakuvhurwa liquidation nzira.

Kusiyana pakati pamutemo masangano uye munhu Entrepreneurs

Kana mubhengi abvisa ari rezenisi, sei kubhadhara chikwereti kuti repamutemo uye munhu entrepreneur? The algorithm nokuti anokwereta pamwe revocation pamusoro rezenisi zvakangofanana vaviri vanhu uye masangano uye munhu Entrepreneurs. Kubhadhara vari kubva munhoroondo kuitika mune zvimwe bhanga itsva mashoko, achiratidza yepakutanga anomukweretesa kubhengi uye uwandu chikwereti chibvumirano.

How kuronga achinje akakweretesa

Kana kushandura akakweretesa chinhu okuwedzera chibvumirano kuti chikwereti chibvumirano pamusoro shanduko vanhu vaitire. Kana chibvumirano iri yakasimbiswa, uyewo atara kushandurwa mortgagee. Angangove chaizvo kuti kubhangi zvinoda munhu renegotiation kuti chibvumirano nomunhu rubatso inishuwarenzi, sezvo raanotaura epakutanga akakweretesa ndiye munhu anoyamurika pakati mutemo inishuwarenzi.

Chii kunotsvaka

Kana anokwereta aiva mamiriro ezvinhu apo kubhengi abvisa yacho rezenisi, sei kubhadhara chikwereti, uye kuti tinofanira kuziva kwete kuti vawane mari uye mamwe matambudziko?

Dzimwe nguva transferee pamahombekombe anoda kusaina chikwereti chibvumirano kuti dzakachinjwa mashoko kana prepay chikwereti zvose yasara. Usati kusaina chibvumirano chitsva, zvakakodzera nokungwarira kudzidza ezvinhu uye nechokwadi chokuti vachada mari. Kana anokwereta rokuita pasi chikwereti chibvumirano chacho nemhiko, ine kodzero dzose kuramba kubhadhara mabhiri uye mberi maererano chepakutanga muripo purogiramu.

Zvakakodzera kuchengeta zvose kunyorerana yepakutanga mukweretesi kubhengi uye kubhengi-mumatare mutsivi, risiti kuti muripo kuti mari yose uye nemamwe magwaro akarondedzera chikwereti chibvumirano kusvikira zvizere mutsividzo kuti chikwereti chikwereti.

Kana mashoko pamusoro Kudzimwa pamusoro rezinesi, zvinokurudzirwa kuonana kubhangi uye nechokwadi chokuti azvino muripo kwave kugamuchirwa aremekedzwe chikwereti muripo. Zvakanakisisa kukumbira gwaro hapana nonoka kubhadhara.

Saka, kana kubhengi abvisa ari rezenisi, sei kubhadhara chikwereti, nyore kunzwisisa. Kana iwe kuwana mashoko zvakarurama nenguva tsika uye kutora matanho anodiwa kuti vange muripo ichava sakare.