Dzorera mari pamusoro zvikwereti: Litigation

Zvikwereti vava zvakajairika chaizvo. Kudivi rimwe, zviri nyore. Haufaniri kuita kuti aponese kuti kutsvakwa chinhu, uye iwe unogona chete kutenga nawo akakwereta mari. Asi pane marapirwo. Chokutanga, kuti overpayment anova zvikuru palpable nokuda accrual kufarira pamusoro chikwereti. Uyezve, zvino akamurairawo mabhanga mazhinji vatengi muripo weUS akavanzika mamwe mabasa. Ngationgororei munyaya ino, kana accruals zvakadai zviri pamutemo, uyewo mukana kupikisa navo uye agodzoka mari pari.

Chii basa riri chikwereti?

The chimbadzo vaibhadhara anomukweretesa pamahombekombe mutengi - haizi zvose kumanikidzwa mari anotarisana vatengi. Commission on chikwereti anganzi mumwe chinhu kuti zvekushandisa. A yakawanda makomisheni, iyo kusvikira 2009 akabvumira chikwereti masangano nekure chimbadzo, kuti RF mutemo akaona zvisiri pamutemo. Dzorera anotuma pamusoro zvikwereti zvevakomana akakodzera chaizvo.

Credit Committee iri muripo mabasa atinopiwa pamahombekombe. Izvi zvinogona kusanganisira: mangwanani mutsividzo, chikwereti SERVICING, chikwereti, chikwereti chikumbiro hanya, pakuvhurwa uye tiine chikwereti nhoroondo.

Commission kubhadhara anogona akaverenga imwe mari yakatarwa kana somunhu chikamu.

Kana kodzero mukweretesi kuti kuomerera naye?

chisarudzo chakaitwa muna 2009 Dare kuyananisa Court of Russian Federation kuti komisheni mhosva nokuda zvikwereti pakuchengetedzwa nourongwa zvikwereti, muri pamutemo. Chii chinoita mubhengi mutengi, muitiro kusanganisira vari chibvumirano basa kubhadhara, kodzero dzosera dzemaKomisheni pamusoro zvikwereti. Izvi ndezvechokwadi, asi kana chaizvoizvo kuiswa tsika? Tichanzwisisa.

jurisprudence

Maererano chisarudzo Supreme kuyananisa Court, mbiri tsika anogona kuisa muripo weUS chete okuwedzera mabasa, ramakagadzwa regai zvinosanganisira chiito chimiro chikwereti nhoroondo, kufunga chikumbiro, kuti chikwereti uye nevamwe. Zviito izvi chokuita pamazita, chikamu kubhengi wacho mitoro. Hunozovabatsira sangano kana munhu kutarisira kana pakunamata kutaura kuti dzosera chomurayiro kuti zvakanaka sarudzo.

The mazita makomisheni pamutemo

Dzorera mari pamusoro zvikwereti zvinokwanisika, kana vakanga kuzviuru zvisiri pamutemo.

Mamiriro avo pamusoro Mutongo Supreme kuyananisa Court akagamuchira mari zvose zvaisanganisira rwezvemabhengi sangano iri chikwereti chibvumirano. The kupfuura mukurumbira bhangi nepakumanikidza yechikoro dzinosanganisira: zvikwereti mabasa, nzvimbo mabasa, chikwereti nhoroondo nazvo, inishuwarenzi, chikwereti.

The mitemo yeRussian Federation vanoziva zvinoita kudzoka basa ripi dzataurwa pamusoro apa.

Kuti uzive kuti zvabatwa kana kuti basa, kazhinji ongorora zvikuru tinyatsofunga zvemupiro chibvumirano uye purogiramu vachibhadhara pamusoro chikwereti. Kuratidza basa kubhadhara iri dzinenge nguva dzose kuona. Vamwe Mari mungavanzwa mubhangi mari. The chikwereti chibvumirano anogona ane kutaurwa ndechokuti yeGmail.END_STRONG anobvuma zvachose chero mari kuti tichingamidze chikwereti tsika prices. Rates dzingasiyana nguva, uye uya anokwereta iri vakasanyeverwa. Vatengi vari murima, nokuti nguva dzose mari yechikoro.

In chii mashoko anogona dzosera Tangai uye inishuwarenzi pamusoro zvikwereti?

Deadline for vatumira mashoko ose murandu

The mitemo of Russian Federation yakatarwa adzoke Commission nezvaiva chikumbiro muna 3 years. Kana Banking Commission akanga achidzorerwezve mangwanani, akakwereta vachafanira kusiya chinangwa kuwana akabhadhara mari shure. Apo pedyo nguva kusvika 3 years, pamusoro zano magweta, unofanira pakarepo kuenda kudare pasina yapfuura chiito. Zvino iwe chete pasina nguva yakawanda.

Dzorera makomisheni pamusoro zvikwereti - muitiro

Commission kuti chikwereti angadzokera nyaya akatotanga nokuita kuti chikwereti kana kwete asi, panyaya umo kukamurwa nguva hakusati ranyuka. Anokwereta, uyo akasarudza kuita kudzoka zvisiri pamutemo yakatarwa komisheni kubhadhara pachavo, vanofanira kuomerera zvinotevera zviito: kutumira Bank kutaura, kunyunyuta kuti CPS uye ipapo kuenda kudare.

Kushandiswa kubhengi

Kutaura kuti kutumira kuna Bank vari kugadzirira muna 2 maBhaibheri. Mugwaro racho dambudziko zvinofanira kuratidzei, izvo akasimuka anokwereta, chikumbiro kudzoka basa, kusanganisira kurevatska rakapa pamusoro penyaya Mutongo arbitral pechigaro chokutonga. Kunyanya inofanira initials pakati kubhengi uye kero nemhosva yacho. Anoti vanofanira akatumwa musoro yebazi tsika. Imwe magazini ari pamahombekombe, uye mumwe mudonzvo Office, zvinofanira anozivikanwa ne musi chionekeso, izvo zvinofanira kudzorwa. On pokukurukura chikumbiro vanofanira kutora anopfuura 10 mazuva.

Sei chaizvo anoita kudzoka Bank kupomera uye inishuwarenzi pamusoro zvikwereti?

Kubata Rospotrebnadzor

Kana mhinduro kubva pamahombekombe mukati munguva kusina, ipapo mutengi kodzero kudare Federal Service. A kopi vanoti pamwe kubhangi chitambi kunodiwa kuwedzera tsamba. The chikwereti sangano achagamuchira kubva Rospotrebnadzor yakaisvonaka, uye anokwereta achava mukana pa kutongwa.

pamutemo chiito

Sei dzosera chikwereti yechikoro kuburikidza kumatare?

Shandisa kudare kuti muduku, apo kubhangi musina kuita kunyange pashure kurapwa muna Federal Service. Mari havafaniri kutya, nokuti chikwereti sangano vachamanikidzwa kudzikamisa kwavari. Nekuti nyaya kwakabatana kudzivirira mutemo nevatengi kodzero, kuripwa kunyoresa kubhadhara hauna inopiwa nokuti. Mutengi anogona kuvimba muripo tsika kukuvadza, default mubereko, riri chokuita kukundikana kudzoka zvinodiwa. Just ichi nyaya kunodikanwa kunyorerana chikwereti tsika. The chete calculators anokwereta mari dziri pamutemo mabasa, panyaya chisarudzo kushandisa kwavari.

The kupedza kutambira mari

In chii nguva vachadzoka basa pamahombekombe kuti chikwereti?

Avhareji izwi emakomisheni kudzoka ndiye 3-4 mwedzi. Nguva iyi inosanganisira zvinotevera:

• Dzokera Commission iri nokuzvidira hwaro pamahombekombe pamusoro okutambirwa mutengi kugunun'una mukati memazuva 10.
• Kana chitsama kutaura zvinopfuura zviuru 50 mabhizimisi ichaongororwa Ruwa Court mukati 2 months.
• Mutongi anofunga kutaura kuti chitsama asingasviki 50,000 mumwedzi rokupedzisira.
• Mutongo wedare anouya simba mukati 1 mwedzi.
• Executive jira yakaitwa mukati memazuva 10.

Chisarudzo dare haawanzopiwi nyaya pamusoro mabhanga, asi kana uchishandisa izvi yakakodzera anogona ruchatambanudzirwa ne kwemimwezve mwedzi 2. Paakaudzwa Gidheoni kuurayiwa neiyi muruvazhe, chikwereti anotumirwa kushanda kuna Bank of Russia RCC. Nyora kure mari kubva chikwereti sangano nhoroondo uye zvaitambidzwa munhoroondo nemhosva. Kudzorera muripo kuna anokwereta, unofanira kupa chibvumirano pamusoro chikwereti chepakutanga, uyewo pakutengeserana nokuti vachibhadhara aita. Mubhengi wakabudiswa kopi magwaro.

Assistance pamutemo masangano

Kana munhu anoda kubetserwa hariguti murayiro nokuda mangwanani mutsividzo pamusoro chikwereti, anogona kushandisa kuti private Center rubatsiro yepamutemo yevagari.

kumhanyisa acho zvinogoneka chete nemhosva kune pamutemo masangano anopa rubatsiro mukubata nenyaya dzakadaro. Chinonyanya dzakakurumbira Makambani chokuita mundima Russian Center kuti mutsividzo kuti bhangi makomisheni. kutangwa iri riitwe imwe dzosera basa uye hwomukova nyaya. pamwe mumiririri mahofisi muMoscow uye mamwe maguta akawanda Russian. Kusanganisira rubatsiro akakwereta anogona kuuya sangano, vari kutambura pamwe zvisiri pamutemo makomisheni: Rights Protection Center, Financial Nyakupa mazano, Legal Defense Center.

Chii chichaitika mune chiitiko yavairwisana pamahombekombe?

Kudzoka bhangi mari yechikoro ari chikwereti kwakakurumbira chaizvo.

Asi mumwe mukuru nezvokunetseka anokwereta, uyo akasarudza kuita kudzoka makomisheni, ndiko kuti kugumisa chibvumirano vakamhanyira kumahombekombe. Court anoziva kuita pamutemo, sezvo yeGmail.END_STRONG chibvumirano uye rwezvemabhengi nemasangano vanofanira kuramba kuchinja. Zvichaita chete zvinomuomera kuikanganwa ndima iri muripo basa. Anokwereta kurwisana kwakadaro pamwe kubhangi aigona kunangana kungoramba kuzodzosera kuwana chikwereti kubva kupfungwa uye kupinda muchikwata che dambudziko vatengi. Asi chiitiko ichi wakanyorwa chikwereti nhoroondo haangazorori uye haangazvidembi chokuita chikwereti mune rimwe sangano ripi neripi.

mhedziso

Zvinogona vakagumisa kuti kudzoka kubhadhara nokuda issuance pamusoro chikwereti ariko, asi zvinoda dzimwe nguva aipedza. Usati onana kubhangi kuti chikwereti, unofanira kunyatsoona akaipa pfungwa.