"Delta Bank": kutenga wongororo uye mudonzvo

Pasinei nhoroondo yacho mupfupi, "Delta Bank" akaita angotanga kukurumbira pakati yevagari. Vanhu vane yakaderera uye pakati-mari mari sangano anobvumirwa kutenga nhumbi nechikwereti kana kukwereta mari. Bank vapone zvoupfumi muUkraine nyore muna 2008. Zvisinei, nhasi, zvinhu hazvina kudaro pachaenzaniswa.

A Nhoroondo shoma

PJSC "Delta Bank" rakanyoreswa muna February 2006. Munguva pfupi akawana mukurumbira mukuru pakati yevagari. Huru muvambi ndiye Nikolay Lagun. Financial masangano akatanga kuva nenguva semheni inobvuma nevatengi chikwereti. Munenge ose Hardware chitoro aiva mumiririri sangano, izvo aida kuti ape chikwereti nhumbi. Credit Cards - A paya, mumwe chigadzirwa idzva hwakatangwa.

Zviri chevanorwara yezvisikwa PJSC "Delta Bank". Customer inofambiswa anoratidza kuti pane inogona akarayira uye kuti ape zvakawanda zvinogadzirwa zvemari. Asi pakutanga kwayakaita unorema kubva Portfolio akasungwa diki zvikwereti nevatengi. Zvichida nemhaka kuti akakwanisa kurarama mitengo muna 2008. Pashure pezvose, vanokanganiswa vainyanya mabhanga kuti munosimbiswa chikwereti uye motokari kwezvikwereti.

About tsika mari nhasi vanogona kunzwa zvakasiyana siyana mhinduro. "Delta Bank" (Ukraine) ane kumbonyanya zvakawanda richikurukura mahofisi. Muna 2014, 222 bazi munyika yakawanikwa. Clients aigona kubhadhara nyore zvikwereti kana kuisa mari pamusoro dhipoziti pasina basa. cardholders chete akaramba kugutsikana. Uyewo, richikurukura ATMs ose tsika zvemari aiva duku.

mutengi anomukweretesa

The chikuru zvazvingava sangano zvemari kunoita kuti vakawanda vane pakati mari shoma. Akaita zvikwereti nokuti nhumbi anosvika zviuru 20 Hryvnia. Vaiva nyore zvikwereti nevatengi pasina anondibatsira kuuraya. Vatengi vakawanda vanofara, kuti kusaina chete pasipoti uye kuzivikanwa romutemo rakanga kupa zvakakodzera. Yose nzira yacho kutengeserana akatora maminitsi 40 chete. Mutengi anozadza fomu pamwe huru data, akandomirira mhinduro chikwereti kupima. Papera kanguva, munhu aigona kuenda kumusha yakatengwa nenhumbi.

The kunonyanyisa nguva iyo zvaibvira kuti ape nevatengi zvikwereti, aiva nemwedzi 36. mamiriro Enough akavimbika kana vakapa "Delta Bank". Reviews yemutoo wezvikwereti kuti vatengi vakasara zvikurukuru akanaka. Pashure pezvose, dzimwe nguva tsika zvemari kuita zviito uye akapa kutenga nhumbi pana 0% Apr.

makadhi

Credit Cards - The chigadzirwa itsva 2007 chaipiwa kubhengi. Zvino vatengi kutenga nhumbi, vaisafanira kutaura kubhangi kana achitandadza rokutengesa. Mari aigona chero nguva kusada chikwereti nhoroondo, kana kubhadhara pachitoro kuburikidza chirwere. Makadhi vakagamuchira dzakasiyana-siyana mhinduro. 'Delta Bank "(Ukraine) pakutanga akapa marudzi maviri makadhi. zvigadzirwa Universal zvinopiwa vatengi vakatendeukira kupfungwa zvemari kokutanga. Raiva kadhi ane chikwereti panogumira anosvika 3000 OMR. Uye ane interest 23% pa annum. Paivawo akavimbika chigadzirwa zvemari. Ichi kadhi rechikwereti kuti inopa vatengi kare pamwe mubhengi. The chikwereti muganhu uri 5000 USD, uye chimbadzo -. 19% pa annum.

Nokuda mapurasitiki kadhi urongwa zvemari akakwanisa kuwedzera ayo chikwereti Portfolio. Zvinenge zvose mutengi uyo kamwe akaita chibvumirano ne kubhengi uye akaguta, uye aida ape kadhi rechikwereti. Muna 2008, magadzirirwe epurasitiki makadhi kwakaregwa munguva zvoupfumi. Vakadzokera chigadzirwa (ane dzimwe ezvinhu shoma) chete muna 2010.

Pamwe makambani

Kubvira pakutanga kwayo, tsika zvemari yave kukwezvwa makambani. Chibvumirano deposits vaigona kuswedera vari National uye mune dzimwe mari. Vaiva nevakawanda panguva dzakawanda izwi deposits. Clients mukana kuisa mari pa18% muna omunzvimbo mari uye 9% dzimwe. Panguva zvoupfumi, mubereko prices pamusoro deposits kwakawedzera substantially. Vanhu vakatya kuvimba mari dzavo zvemari masangano. Akawana nzira vatengi ayo, "Delta Bank". Reviews pamusoro depositors ose 2008-2009 anogona chete kunzwa zvakanaka. Pashure pezvose, kana zvaiita kuti dhipoziti iri National mari pasi 24%! Vanhu vasiri kutya dambudziko uye mumaoko mari yavo kubhangi, vakakwanisa yekudyidzana kuwedzera ravo guru.

Zviipe ndozvakaitika muna 2014. Vatengi vakanga ndifare National mari payakakurudzirwa yakatanga zvokugumisa makondirakiti dzavo mangwanani deposits. Mumwe akakwanisa pakarepo kudzorera mari. Ipapo mumwe munhu akatora zvakakwana uye nhasi. Zvichakadai, zvose nemari depositors vanosungirwa mudzorere "Delta Bank". Reviews pamusoro deposits kuti kupatsanurwa ambotaurwa, zvikurukuru akanaka. Uye ichi kwakabatana kwete chete ane yemakwikwi chimbadzo, asi vo pamwe chete Bank Guarantee Fund deposits inoitika vanhu. Izvi zvinoreva kuti mari neimwe depositor anofanira kudzokera mukati 150 chiuru OMR.

Mortgages mu "Delta Bank"

Mortgage anomukweretesa sangano zvemari akatanga kuipisira panguva chaipo kwayakaita. Mukati Housing vashandi vakasarudzwa chete anogona mbiri. Public chigadzirwa zvemari ichi chakava chete muna 2013. Enough akavimbika kune mamiriro ezvinhu vakapa "Delta Bank". Mortgages vaiva Wongororo chete akanaka. Vanhu vane yomuchikoro basa uye irambe mari inogona kutenga mufurati mune chikwereti pa 9% pa annum. The kunonyanyisa chikwereti izwi - makore 15. Panguva ino, zvakanga zvichiita zvachose kubhadhara chikwereti.

Uye vatorwa mari mortgages aida kubudisa chibvumirano, "Delta Bank". Customer ongororo vava yekudyidzana kuipa kana nyika vakatevera zvoupfumi. vatorwa mari Gengi pamusoro Hryvnia akasimuka, uye kubhadhara shoma muripo pekugara vasingagoni kuva zvose. Vanhu vari panguva yakakodzera nyaya kubhangi uye akatsanangura mamiriro angu, akaenda kunomuchingamidza; chikwereti mashoko ave nyore.

Car Loans

Kutenga motokari chikwereti uchishandisa "Delta Bank" aigona kuva kare 2006. Asi zvino urongwa zvemari inopa chigadzirwa zvemari mumwe chete munzvimbo ino. Vatengi aigona kutenga motokari ine mileage uye 16% Yakabudiswa wepagore.

uye akatanga nekuita zvikwereti kuti motokari itsva "Delta Bank" kubvira 2010. Customer inofambiswa ipapo dzaiwanzova akanaka. Chikonzero ichi vakavimbika mamiriro ezvinhu kunyoresa chesungano. The kunonyanyisa rokuti the chikwereti makore 7. Uye chimbadzo ari zvakananga novimba pachiyero yeGmail.END_STRONG mari uye motokari muchiso, izvo anoda kutenga. Paiva zera mitemo chete. Kugumisa kondirakiti aigona makore vatengi kubvira 25 kusvika 60.

Muna 2014, zvikwereti motokari kunge yakaturikwa. The Bank akaramba pamwe bedzi nemakasitoma avo navo zvibvumirano apera ambotaurwa.

Current nhoroondo

"Delta Bank" akatanga akwezve yemakambani vatengi kutangira muna 2010. Customer inofambiswa inoratidza kuti nezvoupfumi vakatsvaka kukwezva vazhinji zvinogona vanoita sezvinobvira. We kupinda zvibvumirano pamwe nemasangano akasiyana uye nheyo. Vazhinji vakatanga kugamuchira mubayiro pamusoro kadhi kwakatangwa zvemari. Pfungwa yakafanana iri aronga kuti ape mumagariro zvakanaka kubhadhara "Delta Bank". Mudyandigere kadhi ongororo aiva siyana. Vazhinji vatengi vakaguta. Zvechokwadi, pasi chibvumirano chibvumirano kuti yakanaka kuwana epurasitiki vanofanira -bereka. Zvakaratidza kuti chakaipa mudyandigere makadhi vari mari.

vatengi vasingafari chete tisina ATM. Ibvai mari kubva kadhi pasina mubereko kunogona chete mubhangi.

"Delta Bank". Feedback kubva nomudonzvo

PJSC "Delta Bank" vakawanda vechiduku nenyanzvi - iguru mukana kutanga basa. Mukuru kutarisirwa kwezvinhu chevanorwara zvemari agara vakanamatira imwe cadre mitemo akavimbika. Kuva Economist iri mubhengi aigona kunyange kwokupedzisira gore vadzidzi mumayunivhesiti vane unyanzvi kutsvetera. Kuti kushanda chikwereti mukuru, hazvina kuva dzidzo iri zvoupfumi bhora. Chinhu chikuru kuti murume akanga nyore akadzidziswa uye fara nevamwe.

Tsvimbo sangano zvemari nguva dzose akataura zvakanaka nezvake. Panguva Chaiyo Mari, mudonzvo noushamwari uye zvechigarire yemakambani kumapati - zvinofanira pachine basa akakwana?

zvokungoitawo Kutarisirwa

Zvinosuruvarisa mubhengi akanga asingakwanisi kupona dambudziko muna 2014. Managing zvose mauto kuedza kudhonza tsika nemari inowanzotorwa pamwero. Asi rakakura mitengo zvaitwa basa rayo. Nechekare zvokungoitawo kutarisira mu "Delta Bank" wakatangwa muna March 2015. Guest mipiro inoratidza kuti mari yavo shure munguva dambudziko, uye kana kubudirira, hazvisi nyore kudaro. Tinofanira kumira kwenguva pamwe nekurutsa kuti pachake kugadzwa kuti utungamiri. Nezvoupfumi kunyaradza kuti mari depositors zvose 'vachaparadzwa vakadzokera. Chete vanoda nguva.