Debit kadhi "Alfa-Bank": kunyoresa, miganhu, wongororo

Plastic makadhi vapinda ose upenyu. Ndivo kiyi kadhi nhoroondo tinogamuchira mubairo, stipends, pensions nedzimwe anotamisa pairi.

Muchiitiko chino, yakawanda nemabhengi kusarudza riri nani kuvhura kadhi, asi zvakaoma. Pashure pezvose, ose rwezvemabhengi sangano rine yayo mutemo, uye nokudaro pakuvhurwa ezvinhu nokushumira epurasitiki makadhi. Munyaya ino muchawana muchidimbu debit makadhi, izvo zvinobayirwa sezvinoreva "Alfa-Bank" kuti vatengi ayo.

A zvishoma pamusoro pamahombekombe

Kana uchisarudza mubhengi, nguva dzose unofanira kuteerera chinzvimbo chake uye nzvimbo pamisika mabasa zvemari. Nekuti chivimbo mari sangano, iyo kuparuka chifume Chokwadi, hatidi.

"Alfa-Bank" ndiyo imwe vatambi kupfuura vari rwezvemabhengi zvekutepfenyura muna Russian Federation. Umbwa muna 1990, shure mugore, ane marudzi ose mabasa, uye ratings dzakawanda mari masangano kubva gore rimwe kusimbisa rakavimbika uye kutsiga soro hwakawanda.

Ndezvipi akasiyana siyana debit makadhi, zvinhu zvavo

"Alfa-Bank" inopa vatengi dzayo dzakasiyana yakafara zvakakwana kuti debit makadhi. Ndivo zvose zvakasiyana zviri ezvinhu zvavo uye unhu. Nokuda kubhangi kuti utariri ari kuedza zvinodiwa nomumwe uye ose nemhosva.

Izvi zvinonzwisisika, nokuti mumwe munhu anoda kuvhura kadhi nhoroondo yokugamuchira munzanga kuchengeteka makomborero, uye mumwe kuita Masvomhu kunze paaifamba pose.

Next, kutarisa zvikuru nevanhu marudzi makadhi dzakadaro uye kuziva kuti chii mhando mutengi ivo zvikuru akakodzera.

"RZD bhonasi"

Izvi debit kadhi "Alfa-Bank" akagadzirirwa vaya vanofamba kakawanda pamusoro-refu daro nezvitima uye mukuru-nokukurumidza nezvitima "Sapsan". Kuita kutenga pakadhi ichi, vatengi kuunganidza simba kupota anogona vakatsinhanisa kuti bhonasi nzendo.

Kutonga nezvinooneka wongororo, wokutanga Exchange yakadaro inogona kuitwa mwedzi mitanhatu gare gare, kana kadhi kuita Masvomhu dzinenge zviuru 20 rubles. kadhi izvi zvinogona rakapa nhanho nhatu: Standart, Gold uye Platinum. The kumusoro boka kadhi, vazhinji bonuses achauya pamusoro kunozvitenga.

Somuenzaniso, kushandisa Platinum chechetere kadhi uye sokubhadhara uchibatsirwa ayo, kwete asingasviki 20 zviuru. Rubles mwedzi kwegore, unogona kuponesa 15,000 bhonasi, izvo zvichava zvakakwana kubva kuMoscow kuenda Sochi. Bvumiranai, zviri nyore chaizvo uye zvinogona kuva nokusaziva kuunganidza vakasununguka rwendo kuti kuita kwenguva refu zororo.

The mari iri vakadzokera "Cash Back"

Maiziva here kuti debit kadhi "Alfa-Bank" rinobatsira kuwana pane kutenga dzavo? Card "Cash Back" kuchaita iwe kwete chete kuti vatenge muzvitoro, asi nguva dzose anogamuchira kuchinjwa kadhi kuti Masvomhu pa gasi pazviteshi, cafes uye mumaresitorendi.

Zvakaratidza kuti haugoni chete kuva zvokudya zvinonaka chero resitorendi, asi kuwana bhonasi 5% mari apedza nemi. Uye vaya anowanzofamba seri vhiri, kadhi iri zvinonyatsoenderana kunyange zvakawanda - kuti nhoroondo shure kusvika 10% dzose ndapa panguva pombi.

Sezvo mepu iri chete Gold-Kirasi iri rakapa, kubhangi anovimbisa yaro yakakwirira pamwero kuchengeteka nokuti paIndaneti kunotenga chinopa mabikirwo 3D-Kuchengeteka, akavaka-mu Chip kuti mabasa nehoro.

Izvi debit kadhi "Alfa-Bank" ane akanaka bhonasi. Iye paChikoro chirongwa "Chinokosha Maguta", iro rakarongwa nenzira Account Fees Mastercard hurongwa. Nemhaka iyi, unogona kuwana discounts kusvika 15% pamahombekombe wacho zvinhu uye vadyidzani purogiramu iyi.

Annual basa kadhi kuchaita mari iwe 1,200 rubles. A mugove kana zvishoma? Reviews vanoti mari iyi zvakanaka nokukurumidza akabhadharira kakawanda Masvomhu kadhi panguva pombi. Somuenzaniso, zvakafanira kuti kuzadza imwe 10 zviuru. Rubles pamepu masvika bhonasi 1 zviuru.

"Men Card"

Pane makadhi akagadzirirwa chete akasimba pabonde. Ndinoda kuti unakirwe uye kuzorora mbariro, kuenda kumapati? Next debit kadhi "Alfa-Bank" kuchakubatsira kwete chete isingadhuri kuzorora, asi mbatya, kuita vanokodzera here nzvimbo.

rinonzi "Man Card". chikuru zvinobatsira Its - .. It Discounts kusvika 20% muna cafes, maresitorendi, nembariro, kurovedza makamuri, zvipfeko zvitoro, zvitoro, etc. anogona kuwanika website yayo pasi rakakwana nehoro kuti vanoda kupa dhisikaundi murume chaiye.

Mumwe vamwe kutsigira kusunungurwa kadhi ichi chinozivikanwa magazini Bamba. "Varume kadhi" mumwe nemhosva iri nguva dzose muzvirongwa chiito, kuhwina umo zvinokwanisika kuva ndechekuti ari vatongi pakati mumakwikwi Miss Bamba.

Kutora chikamu uye takapoteredzwa vasikana yakaisvonaka mumagazini? Just kuti kushingaira kushandisa kadhi, kubhadhara kwake nehoro, kuti kutamiswa, kazhinji, kuti atungamirire mabasa zvemari achishingaira. Iva chinoshingaira nemhosva uye unogona kuhwina.

Kubhangi akatiwo kuti varidzi kadhi iri zvinogona kugara rombo uye kuwana matikiti kana inopfuura kuti siyana "namahwindo" chiitiko.

Kunyange zvazvo nhoroondo vanoti kuti izvi ndizvo nzira pakati kubhengi uye chaiwo uchiongorora Kumukundi hazvibviri. Vamwe vanoti makwikwi kukuru, uye paavhareji munhu haagoni kukunda.

Annual debit kadhi "Alfa-Bank" ichi mhando inobva 450 600 rubles. Kupiwa kubatsira kubhangi kuti vatengi kubva purasitiki kadhi iri, mubhadharo kwakadaro zvikuru pasi.

No makadhi mubereko

To musi, anenge ose makuru mari masangano anogona kupa vatengi vavo debit kadhi, mashoko anopa pamusoro accrual kufarira pakuenzanisa. mhando iyi mubhangi, paunogona chero nguva ngavabude mari kana kuti kuwedzera yaipedzerwa vakasara.

Zvinosuruvarisa "Alfa Bank" debit makadhi mubereko hakuiti kusunungura. Reviews vanoti ichi kuvamirira, sezvo vazhinji vachida ape kadhi akadaro.

Asi, bhengi anoda kuti ape inonzi pasuru kupa rinosanganisira nemakadhi yakasiyana siyana, uye mari nyaya.

batch mangé basa

Kana uri kushamisika kuti chii kuti ape debit kadhi "Alfa-Bank", ipapo musapfuura ari pasuru kupa. Dzinomirira zvakawanda makadhi, kuitika uye mari nyaya. izvi zvose zvinogona kuvhurwa muchishandisa achibudisa chibvumirano chete.

chigadzirwa Similar kubhangi anopa vatengi ayo 4 nhanho: "Economy", "Optimum", "Comfort" uye "Maximum".

Chokutanga izvi zvinopa mukana kuvhura kutira nhoroondo dzakasiyana dzeEurope, uyewo kuti ape debit kadhi Classic sandara, izvo zvinogona 'chokuita "mumwe nevoruzhinji nyaya. Zvichava kubatsira zvose vadzidzi uye vanhu kugamuchira remittances kubva kunze kwenyika, zvakadai debit kadhi "Alfa-Bank". Mhinduro nezvazvo zvakasiyana, asi vatengi vakawanda vanobvumirana kuti vanhu vaya vanoshandisa kuminamato mabhanga havasi kazhinji kadhi iri kirasi Zvaringana.

Uyezve, zvinoita kuti uvhure kubhangi "Wakachengeteka My". Bet pamusoro payo, Chokwadi, akaderera kupfuura kwakajairika deposits. Somuenzaniso, padanho pasuru kupa "Economy" kubhangi akagadzirira kubhadhara iwe 1% pa annum.

Annual kwerunyararo yakadaro panyaya kuchaita mari 959 rubles, kana 0 p. Kana ari kuitika uye mari Nhoroondo pachaiswa pamusoro mubatanidzwa 30000 rubles. Ose mwedzi unogona kutora mari kwete kupfuura yakaenzana 5 zviuru. Dollars mu rubles kuburikidza ATMs.

Nokuti pasuru "Opitimum" uyewo haigoni kubhadhara, asi mari yakaiswa pamusoro nhoroondo kunge anopfuura zviuru 70. Rubles, kana gore kuchava kuripira 1929 rubles kunodiwa.

Izvi pasuru zvakawanda "yepamusoro" vanoshandisa mabasa zvemari presupposes pamwero anosvika 5 makadhi Visa Classic uye Mastercard Standart. Uyezve, kuwana zvakawanda nemari nyaya, kuti chimbadzo ndiyo 7% pagore (750 zviuru. Rubles pamwedzi).

Anoratidza kuti ngaateme kupfupiro "kunyaradza" iyezvino nemakasitoma "Alfa Bank." Gold Debit Card, kuwanika pasuru yakagadzirirwa vapfumi uye zvinoshingaira vanhu. Kana nhoroondo zvichava vanopfuura zviuru 300. P., The basa wepagore uri mahara.

Zvikasadaro uchava kubhadhara 5099 rubles pagore. Kutonga nezvinooneka wongororo, varidzi pasuru iyi kubhangi ane rutsigiro yepamutemo uye dzokurapa kune nemari.

Chii kunakidza ari kupfuura yaidhura pasuru kupa "kunonyanyisa"? Izvi shoma munhu zvichienderana vatengi. Kubhangi akagadzirira kupa zvinhu zvakadaro mishonga kuti havasi kuwanikwa vamwe. Client kusunungurwa pachako VIP maneja uyo anobatsira kunzwisisa uye kugadzirisa chero nyaya, umo nyanzvi, "Alfa Bank."

Debit makadhi pokugumira withdrawals kubva ATMs akakwirira zvakakwana mune pasuru iyi chipo (mamiriyoni 1,5. P. Monthly) ndiye chinzvimbo. Izvi zvinoreva kuti aendesa kadhi yakadaro, munhu achava kuwanikwa zvakanaka mabasa munyika, kusanganisira VIP makamuri mumahotera.

How kuti mepu iri mubhengi "Alfa-Bank"?

Kurayira mumwe debit kadhi kunogona muhofisi, kana Indaneti. Kupedza maminitsi 2-3 pachake nguva, zvakananga panzvimbo, unogona kuzadza fomu dana rekutakura ndiani uchakupai akasununguka kadhi.

Uyu ndinoiitawo guru, nekuti havasi davi mubhengi raiva pedyo neimba uye isu zvikuru kuuya nokuda kadhi.