Consumer chikwereti: Sberbank inopa zvinhu zvakanaka

Basa kupa zvikwereti kune vokuparidzira ichikura nokukurumidza. Nevezvenhau anogona kugara kunzwa kana kuona shambadzo anovimbisa zvikwereti akanaka panguva razero muzana. In tsika, izvi kashoma zvichibvira, chete kana kambani imwe chigadzirwa kana basa akagadzirira kubhadhara muhomwe kufarirwa pamusoro zvikwereti, kunyanya kuti vawedzere okutengesa. Mune zvimwe zviitiko zvose, tiri kutaura pamusoro mureza kumabhanga, izvo kubhadhara mubereko. Kunze zvingava chete zvakanaka nguva kunorondedzerwa mashoko anokosha zviitiko.

Kana isu nezvazvo, inopiwa mari masangano, zvikwereti kune vakawanda, ndiyo kazhinji marudzi anotevera Munokudzwa: munhu chikwereti, motokari kutenga uye nevatengi zvikwereti. Sberbank rinopa nemhando dzose mabasa akafanana, uye pazuva rokupedzisira izvi anoudzwa gare gare munyaya ino.

Tinofanira kutanga kusarudza zvaunogona kushandisa zvikwereti izvi. Vanogona kubhadhara musha kuvandudzwa kana motokari, kutenga weimba midziyo yemagetsi, uye kunyange kufamba, kuti ndicho chinangwa chayo chionekeso kunogona zvemasanga. Under zvose zvinodiwa izvi, unogona kuzvipa mbiri yokuti mutengi. Mari Bank anopa mapurogiramu akawanda.

The mureza pasuru iri uwandu chikwereti unokwanisa kusimuka kusvika mamiriyoni 3 rubles, asi muchiitiko chino vanofanira hunovimbisa vamwe vanhu. In asipo unogona kuvimba uwandu asingapfuuri rimwe nehafu mamiriyoni. Setsika, shoma bheji chinonzi mune imwe mari kuti huripo vatengi (semuenzaniso, nhengo dzose muhoro muzvirongwa). The chikwereti anogona kubhadharwa kusvika pamakore mashanu, uye iwe unogona kuutora rubles kana dzimwe mari.

Consumer chikwereti - nemari uye zvirongwa chaiwo

Lower mubereko rate zvinogona kubhadharwa ari chiitiko zvingakanganisa anokwereta zvomumwe, zvaakanga anogona kusiya sechinhu. mutengo kwavo kusapfuudza 14,5% pagore. The "nokukwereta" inogona kunyatsonanga wandei (kusvika rubles mamiriyoni gumi) uye kuipedzera pamusoro chinhu.

Avo vanoda mari yedzidzo (yechipiri, tertiary kana yechipiri), pane zvikonzero zvinoverengeka afunge Sberbank. "Credit nevatengi kudzidzisa" ane zvimwe zvakanaka ezvinhu. The chimbadzo dererei pane kuti mureza zvikwereti, uye chemhosva nguva ichiwedzerwa makore 11.

Chimwe chirongwa chikwereti, kuburikidza izvo zvinoita kuti mari dzidzo yavo, kushanda pamwe paruzhinji map. The kunonyanyisa chikwereti mari hazvirevi kusapfuudza mutengo kudzidzisa, uye iwe unogona kubhadhara kwemakore gumi yangopedzwa. Yechimbadzo chikwereti, "zvinoyangarara", zvinosiyana zvichienderana uwandu refinancing. Chero zvazvingava, mutengo yavo yakasiyana parutivi maduku, uye panguva iyoyo ndiyo zvishoma kupfuura mashanu muzana. Chinhu tsitsi kuti unogona chete kuwana mari yekubhadhara dzidzo kupfungwa imwe dzidzo, iyo vakapfuura accreditation kuita chirongwa.

Consumer chikwereti - nemari Bank nemamwe Lenders

Kana iwe enzanisa iyi nemamwe masangano zvemari - zvakafanana uye kupa mabasa akafanana - unogona kutara nayo inotevera dhigirii:

• zvakakwana akavimbika kune mamiriro ezvinhu mukwereti;
• vashoma shoma pauwandu hweavo;
• njenjemera zvirongwa vachibhadhara;
• No makomisheni.

Nokuti vaya vanoda kukurumidza chikwereti uye mari ongororo aripo, mugwagwa rinovharwa kuna Sberbank. zvikwereti izvi ndezvinorondedzerwa kutarisa kumwewo, apo ari chimbadzo pamusoro pavo achava harikunguruswi pamusoro maviri muzana pagore.

Saka, kana uchida kuwana Mutengi chikwereti, Sberbank anopa mamiriro zvinonakidza chaizvo. Anokwereta chete kunodiwa kuti anyatsotaura mari yaunowana, kuunganidza zvinyorwa zvakakodzera uye kumirira imwe nguva, apo chikumbiro chake ichakurukurwa.