Chikomo inishuwarenzi, chii ichocho?

Mazuvano, kutenga motokari iri showroom, unogona kunzwa panyaya kuti ape Chikomo. Chii? Under Avtokasko ainzwisisa motokari inishuwarenzi pamusoro njodzi "Theft" uye "hijacking".

Tariffs, pamusoro zvinogadzirwa inishuwarenzi vari kuisa nomumwe. Kana chibvumirano rweinishuwarenzi zvakakosha kuverenga mitemo, zvichabatsira kunzwisisa izvo nyaya dziri inishuwarenzi. Kuti usarudze Zvakanyanya Kunaka Panguva Yepamuviri mamiriro ezvinhu inishuwarenzi, unofanira kutaura gurukota pa Chikomo. Chii, chii chinoita sei kuzvibata vari inishuwarenzi mhosva uye, maneja kunodiwa kutsanangura.

Zvii zvazvinoita wokupedzisira kukosha kondirakiti?

Chikomo mitemo mutengo kunoenderana mhando motokari, gore okuwana, Kuwanikwa unodzivirira michina uye uwandu vatyairi vachange uchityaira. Age uye uchityaira ruzivo nechimwe mutyairi yekudyidzana sei Chikomo itsika. Inishuwarenzi shoma kunobva motokari okuchengetera kusarudza usiku, kurera zvikonzero anechekuita kana motokari hunowanikwa pedo neimba iri yokupakira mugove kana mugaraji ari pamwe. Uyewo, kukosha chibvumirano kunoenderana kusarudza pakati inishuwarenzi muripo apo insured chiitiko: rokugadziridza yemapurisa kana muripo mu mari (nokuti kukarukureta). Lower mari anogona kuitwa kodzero.

Chikomo motokari nechikwereti

Kazhinji, kutenga itsva motokari iri showroom, vanhu vanomanikidzwa kupinda chibvumirano Hull. Pasina pakuverenga mikana zvemari, vakawanda varikubvunza: "Ko mari Chikomo zvinobvira kusanganisira mune chikwereti." Chokwadi, hungu, asi pfungwa iyi haisi nyore chaizvo. Nokuti gore achava kwemisha overpayment. Muchiitiko ichi zviri nani kufunga yakavamba pakati inishuwarenzi shoma muripo akakamurwa zvitatu kana zvina Yakabudiswa.

Chikomo - chii uye zvaunoda kuziva?

Zvinofanira kurangarirwa kuti mutemo chinoshanda chete pamusoro munharaunda Russian Federation, kana zvimwe waiti ari kondirakiti. Insured pasi chibvumirano angava munhu hanya pahwaro nesimba gweta. Inishuwarenzi akabvuma TC zvose mumhuri uye kune dzimwe nyika kugadzirwa, pasina chinokosha kukuvara. Vehicle Age haafaniri kuva makore anopfuura 6-10, zvichienderana norudzi motokari. Zvisinei, pane zvausingakwanisi kuita. Inishuwarenzi Makambani kutora motokari pamusoro makore 10, pasi vanyorwa motokari chikwereti kana risi. Zvinosuruvarisa, motokari, iyo rinobatanidzwa makwikwi, haagoni insured pasi chirongwa.

The "50/50 Chikomo"

Chii, sei kubatsira chirongwa uye vanogona kupinda chibvumirano pane akanaka mashoko? Kutaura zvazviri, kushandisa chirongwa ichi kuita zvose. Chekutanga, zera kurambidzwa. Chechipiri, inishuwarenzi indemnity kuripwa Ipfungwa inosiya mukana kugamuchira mari dzemaitirwe. About vamwe zvipingamupinyi mutemo "50/50" inogona kuwanikwa kambani inishuwarenzi. Ose nuances iwe pachena hatiiti, vanogona kuwanikwa kunyatsodzidza nemitemo inishuwarenzi.