Ndinofanira kuitei kana chaikonzera hakusi inishuwarenzi tsaona?

Pasinei nokuti kutenga inishuwarenzi nokuti motokari Zvisinei ifaniro vatyairi, kwete vose nguva nenguva kuti ape kana kuvandudza mutemo. Somugumisiro, ungazviwana uri chisingafadzi chaizvo mamiriro ezvinhu, apo tsaona panguva muvambi chiitiko haazovanzwiri inishuwarenzi chete. Sei kuva mumamiriro ezvinhu akadai uye zvokuita kuti iye muripo nokuda zvakakanganiswa? Munyaya ino uchadzidza pamusoro dzinokosha zviito zvinofanira kana mhosva bato haisi insured.

Sei kuzvibata pamusoro nzvimbo mutsaona yomumugwagwa?

Kana iwe urimowo mutsaona, chinhu chokutanga kuita kudhonza iwe pamwe chete uye kudzikama. Hapana nyaya havafaniri vanowira hysterical mamiriro. Zvinonzi zvaisambobvumirwa kushandisa mumuviri kana mupfungwa kumanikidzwa pamusoro akakuvadza yacho tsaona, sezvo iyi, zvinogona ikwidzwe pakaunda-kutaura, uye mamiriro ezvinhu umo murayiro zvachose kurutivi rwako, ungadzivisa kuzorwa newe. Kana mhosva bato hauna insured, zvokuita mumamiriro ezvinhu akadai, Munofungei? Chinhu chokutanga unofanira pakarepo kudana motokari mapurisa panzvimbo. Hazvina chose sabatsira sei zvakaipa zvakakuvadza motokari yako, nekuti kana pasina muparanzvongo inishuwarenzi tsaona mitemo mureza dzakati yeEuropean mureza maturo uye awane mudukusa muripo vamwe mhando hausi kukwanisa.

Tasvika panzvimbo vamiririri mutemo uye kuti anofanira hwakadzama zvikuru uye kudonongodza zvaitika kwavari uye kunyanya kuisa pfungwa yokuti akakuvadza yacho pasina inishuwarenzi. zvinhu zvose zvinofanira zvakanyorwa mumaminitsi, zvimwe mushonga zvakawanda kuoma.

Kana chiitiko rakanyorwa nokuda motokari mapurisa, zvose vechikamu mutsaona kuwana maoko enyu pamusoro kopi dzakati, uye papera pokuputsa nzvimbo ichava kure.

Kana mhosva bato haisi insured sezvo kutsvaka muripo muchiitiko ichi chichange kutsanangurwa pashure, zvinokosha kuti vanyore pasi kumba kwake kero uye kuonana runhare nhamba. Kana mashoko akadaro kupa, iye vakaramba zvachose, unogona kukumbira motokari mupurisa uyo mubasa vanyorwa chiitiko. Uyezve, mashoko anenge muvambi kukundikana chichakurukurwa zvinoratidzwa mashoko, zvisinei, kana chokugara kero akasiyana kunyoresa, muchiitiko ichi, vanoona kuti zvikuru kuoma.

car-neunyanzvi

With kuongorora harifaniri ndikanonoka, nekuti kana ichigere kupera mukati mavhiki maviri, dare anogona kuramba iwe ari zvekufamba nokushaiwa uchapupu. Panyaya iyi, kana mutyairi vacho mutsaona, chaikonzera rakava pasina inishuwarenzi, ipapo iwe kuongorora vachafanira kubata zvachose vayo. Uyezve, zvose zvinenge mari vachawa pamapfudzi enyu. Unofanira kuwana kambani mvumo kuita zvinhu zvakadai, uye kubhadhara mabasa ayo. Kana zvadaro dare kunoratidza mhosva rimwe bato kuti tsaona, iwe uchagona zvakazara aripire izvi mari.

Ndiani anogona kuita unyanzvi?

Kuita vakaongorora paitikira tsaona yemotokari anogona zvachose chero kambani kana sangano rine magwaro ose anodiwa yaibvumira iri yakabata autotechnical kuongororwa uye kugadzirira kufanana mapepa. Kana uchisarudza imwe sangano aizova okushamisira kuti tsanangurai pachine kana magwaro akambochera nazvo panguva kuongororwa, kufungwa nedare munguva zvekufamba.

Kana mhosva bato isina insured, ipapo kuongorora zvakanaka kushandisa basa zvinotevera makambani uye vamiririri:

• State appraiser;
• munhu muchivande wakaitwa kambani kushandisa motokari-neunyanzvi;
• mvumo basa Zvivako;
• Research Institute of akakodzera specialization.

By kusarudza nyanzvi makambani anofanira kuswedera zvakakomba chaizvo, nokuti ichi zvinoenderana migumisiro kwohumwe zvekufamba.

Nzira kuti kuongorora nzira

Pashure pokuongororwa chichaitwa musi nzvimbo tsaona uye kuona kwakakura zvakakanganiswa kwamuri, vamiririri boka chinosanganisira chiito, rinotaura zvose nezvokuzadziswa tsaona, akasimbisa akakuvadza yacho chiitiko wechokwadi, asi rinoratidzawo chaiyo mari yaidiwa kuti vagadzirise motokari.

Kana mhosva bato hauna insured, uye kuti akanga paya aisagona kudenha mugumisiro pokuongororwa Zvinokurudzirwa kuti vazivise naye nguva nenzvimbo wayo. Zviite zvirinani vakanyoresa tsamba kuitira kuti une uchapupu kuti kwave nezvokudzokera. Uyezve, zviri kwairayirwa kuzivisa kurutivi rwechipiri pamwe mugumisiro kuongorora, kuratidza yepakutanga chiito, uye kwokupa kopi gwaro. Nhamba dzinoratidza kuti izvi inokwana kudare basa tsaona pasina inishuwarenzi akanga akunda nepakudiwa yenyu. Vatori zhinji tsaona havadi kuunza nyaya kudare, uye kugadzirisa kunetsana murunyararo uye chinyararire, kubhadhara chitsama chakazara kuti akuvara.

kutongwa

Kana akakuvadza yacho tsaona pasina inishuwarenzi, zvokuita? Danho rokutanga kukoka kuti kugadzirisa dambudziko pasina kuenda kudare. Kana akaramba kubhadhara motokari kugadziridza, zvinokosha kuti pre-kutongwa kutaura. Izvi zvinogona kuitwa woga kana kushandisa kuminamato zano pamutemo. Gwaro rino rinofanira kuva rondedzero kwazvo tsaona, kuti zvakanyatsonanga zvose zvinyorwa kuti pane ruoko pamusoro chiitiko, uye usakanganwa kutaura kushaya inishuwarenzi Mutemo chaikonzera yacho tsaona. Uyezve, tsamba rinoratidzawo yaipedzerwa muripo kuti uchida kugamuchira.

Kuti aripire chero mari kunogona kutarisirwa?

Kana mhosva dzako mutsaona yomumugwagwa haachipo, uye hatina muparanzvongo kudhumhana CTP, unogona kugamuchira muripo kwete chete yokugadzirisa motokari, asi dzimwe zvekushandisa, izvo zvinosanganisira:

• arasikirwe autotechnical unyanzvi;
• mari kukuvara kupima;
• tsika kukuvadza;
• TC kubvisa;
• mari kurapa mugwagwa tsaona vawirwa.

Uyezve, iwe une kodzero nekuripira chero havashandisi mari yakawanda kuti zvine chokuita mutsaona yomumugwagwa zvakananga.

zvimwe zviito

Kana akakuvadza yacho haina kunyorwa inishuwarenzi, uye kwemavhiki maviri pashure mharidzo pre-muedzo wake chikumbiro chimwe chiito kwake haana akatevera, zvakakodzera uchatamisa nyaya mudare. Zvichaita kuti kuhaya gweta akanaka, ane mabasa achange mari kumwe zviuru 30 rubles. Uyezve, uchava kubhadhara hurumende kubhadhara, uwandu chiri 400 rubles. Zvinokosha kucherechedza kuti zvose izvi mari zvichava zvizere basa tsaona unenge ndanyarara hangu iri chiitiko mumwe dare ndizvo mhosva dzaro. Unogona kuita pasina achibatsirwa gweta, uye kumirira zvavanoda mudare pachavo, asi kuti unofanira kunzwisisa zvose zviri pamutemo nuances zvakanaka.

The zvekufamba pamberi Court

Kazhinji, muedzo runogara inenge 2-3 mwedzi Zvisinei, zvekufamba anogona kunonoka chaizvo, kana dare zvinoda mimwe zvinyorwa, kana kana mumwe bato asimo mudare iri chero chikonzero.

Kana kutongwa rwanonoka kwenguva refu kwazvo nguva, nokuti zvinokanganisa unokwanisa kukumbira kubva dare iri kushaya ari muchina kubva mhosva bato uye ayo Implementation kuburikidza okisheni. Muchiitiko chino, muripo wacho unobhadharwa kwamuri kubva yacho pashure kutengesa motokari.

Zvinetso kuwana muripo kana akakuvadza yacho tsaona pasina inishuwarenzi, unogona kutanga kana parizvino kwete nhaka zvakafanira kuwanda kana ari mumhuri yevarombo. Muripo Muzviitiko izvi zvichaitika zvishoma nezvishoma, nokumuvanzira chikamu muhoro muparanzvongo tsaona kuti kutora makore akawanda, kana uwandu kukuvadzwa chaizvo.

Zvakadini kana inishuwarenzi negwaro hahuna?

Imwe mamiriro ezvinhu zvakafanana nezvakaonekwa vatyairi mazhinji tsaona, ndiyo inishuwarenzi zvazvinoreva. mamiriro ezvinhu akadaro panomuka kana kambani yacho inishuwarenzi kurega kuita mabasa avo kana kwete marezinesi, akabvumira kupa minamato inishuwarenzi. Muchiitiko chokutanga muripo iwe uchava kubhadharwa kubva kuchengeterwa pavane Motor Insurers Union. Asi nyaya yechipiri zvikuru matambudziko, nekuti vakawanda zvokusarudza sei vatyairi tsaona havambokwanisi nguva panguva kuti kuongorora uye tinyatsonzwisisa zvakakanganiswa, zvichiguma mukana kuti mumwe bato kuchaita dzosera iwe zvose mari ipfupi kusvika razero. Kudzivisa dambudziko iri, kune raparadza mutsaona kunokosha chaizvo nekukurumidza kuonana kambani inishuwarenzi uye nechokwadi zvaunazvo ane zvakakwana chisarudzo mapepa.

mhedziso

Kana mhosva bato hauna insured, unofanira matanho anodiwa ose zvambotaurwa munyaya ino nekukurumidza kutora. kunonoka Chero yekudyidzana kunoderedza mikana yako rakabudirira nekuripira kukuvadza kubva mhosva mubato. Kunewo zvikuru nyaya kuti kuitika muitiro mutemo, uye zvinoda nguva yakawanda nadzo, asi kana iwe waita zvakazara mukati yechinangwa mumutemo ano, uchakwanisa kutsungirira zvose izvi pasina matambudziko. Asi kuti sezvo zvingava, nguva dzose ngwarira mumugwagwa! No muripo zvemari harizodzoki kuti vakapedza tsinga uye utano.