"Trust" (NPF): wongororo, ratings. NPF "Trust": sei kusada kondirakiti?

MuRussia mune dzakawanda anoverengeka private mudyandigere mari. chikuru basa ravo - kubatsira neHurumende kuripwa yakakodzera mhando muripo kuna vomunyika. Zvezvisarudzo nomukurumbira pezvitsiga ose pamusika wacho mudyandigere inishuwarenzi muRussia - NPF "Trust". Sangano iri rave zvinobudirira kushanda pamisika kwemakore anopfuura 17 makore. Ndezvipi chaizvo ari mari "Trust"? Chii vatengi NPF kunyora review, pamusoro kudyidzana pamwe mari? Ndezvipi zvinzvimbo kuera NPF anozivikanwa masangano?

Fund ruzivo

NPF "Trust" rakavambwa muna 1997 - mumwe wokutanga private mudyandigere Fund of Russian Federation. Pakati co-havaoni dzesangano - kambani "VolgaTelecom", JSC "NMGK", OJSC "Granite", JSC "Nizhpharm" uye CJSC "Nizhegorodpromstroybank". APF anoshandira kwete mumuviri, asi pamutemo masangano.

Muna 2004, sangano akatambira rezinesi kushanda mumunda mudyandigere inishuwarenzi uye private kuchengeteka. Muna 2010, ivo NPF "Nechivimbo" chibvumirano ne JSC "Bin". Zvadaro, basa boka raiva sangano "remarara FINAM Group". Other Criminal Code, iyo yaipinda mari - LLC "MC Hwaro-mari". Zvino NPF - pamusoro 10 makambani Russian runoenzanirana profile. The Fund mumwe kupfuura purofiti. Largest pachako pfuma Fund - pamusoro makambani 30 Russian.

jogirafi pamusoro

Where musoro yebazi NPF "Trust"? Kugadzirisa managerial nemamiriro sangano :. Moscow, Big Savvinsky Pereulok 12, kuvaka 9. bumbiro guru sangano - rubles mamiriyoni 150. The jogirafi kuitika pamusoro PPF "Doverie" - Moscow uye vanopfuura 20 kumatunhu Russian. The Fund zvinofungidzirwa nenyanzvi somumwe uchitsanya muchikura chinoumba samambure chiitiko vanotongwa Federation.

Kushandurwa mamiriro

Muna 2014, vanhu Foundation akaita zvakataurwa kuchinja muitiro pamutemo - kubva maNGO ari Ao. ZAO "NPF Trust" - chivakwa itsva wakasikwa. Muna 2015, Fund waibatanidzwa mamiriro remazita masangano kuti vava mapato kodzero nemakasitoma rweinishuwarenzi hurongwa. Zvino JSC "NPF Trust" - mukuru zita sangano.

The zvabuda uye ratings

Muna 2012, sangano vakapinda pamusoro 10 mari maererano nokuwanda yakasainwa zvibvumirwano pamusoro kutora chikamu vagari vari mupurogiramu mudyandigere inishuwarenzi fanira. Mugore iroro takava vamwe NPF mabhanga akawanda achitungamirira anoshandira Russia. The yokutengesa zano pamusoro uhu unosanganisira zvakawanda mabasa: activation ezvokushambadzira migero, paInternet kupfuma.

NPF anopa 2 mabasa makuru: basa mumunda asiri ehurumende kuchengeteka, uyewo kudyidzana pamwe vagari vari gadziriro mapurogiramu mudyandigere inishuwarenzi zvairayirwa. Vose nhungamiro sangano zvinofungidzirwa nenyanzvi sezvo akabudirira. Somuenzaniso, mune yokutanga chikamu 2013 anopfuura zviuru 339. Man ari rutivi pamwe papurogiramu rokubva mudyandigere inishuwarenzi Fund vaivimba. NPF, wongororo iro vava nevakawanda rinoparadzirwa online, akanga dzinoratidzwa vatengi sezvo chivakwa umo vanokwanisa uye vanoteerera unyanzvi. In wa1 kota 2013 vhoriyamu mari vari mari inosvika mabhiriyoni 7.8 rubles., Ndiwo anenge ka20 kupfuura mufananidzo kuti nguva chete muna 2012.

Maonero of National Rating Agency

Mumwe dzekuziva kuti kuratidzira rakavimbika NPF "Trust" - rating. Inogona kuumbwa pachishandiswa nzira wakatangwa nemasangano akasiyana. Nokudaro, National Rating Agency akafunga kuti nokuda NPF "Trust" kureva tinofanira kutsunga pachiyero AA-. Maererano kupatsanura, chinoratidza ichi chinoratidza pavane sechinhu yakavimbika zvikuru nemamiriro wokurera ari musangano.

By RA "Expert"

Chimwe sangano, inoshandiswa "Expert RA", vaiona kuti Fund anofanira semhosva sesangano ane kureva ose A +. Zvinoenderana kupatsanura pakati sangano zvinoreva kuti NPF anonziwo inozivikanwa se yakavimbika. Panguva iyoyowo, vaongorori "Expert RA" yabatanidza mamiriro ari for "mudanga". Izvi zvinoreva kuti kambani "NPF Trust" (dzekukurira nyanzvi dzakawanda Nenyaya Iyi vane pfungwa iyi maonero) rurefu mukana icharega rayo kureva kuitika mune remangwana. Funga mamiriro kuMudzidzisi kuera zvakawanda.

Zvinhu zvinzvimbo

Ndechipi chikonzero yokuti yakadaro yepamusoro akatora "Kuvimba" mari? NPF (wongororo akawanda musika vaongorori zvinoratidza ichi), kupfuura zvose, kuvaka nemaonero inivhesitimendi nzira. Zviri mumwe zvakanaka zvinhu zviri tinyatsonzwisisa mabasa nesangano - anotsigira kuitwa inopiwa vakatanga. A chinokosha basa reDare simba kuparadzirwa vamapoka NPF mudunhu Russia, uyewo mukuru zvinodiwa zviri mudonzvo Fund. Maererano vanoongorora, ari Kuronga soro nhengo iri mari mamaneja kushanda vanhu, ndezvimwe zvezvisarudzo nomazvo mumunda asiri ehurumende mudyandigere inishuwarenzi.

The mubhizimisi wokuti sangano kunoratidzwa nyanzvi sezvo zvakakwana kuchinja. Kureva NPF "Trust" (inofambiswa kubva mudonzvo kushanda akakodzera zvepamusoro, kusimbisa ichi) anovaka basa rake, kuedza nechokwadi, kune rumwe rutivi, mumwe mukuru azvipire profitability, pane dzimwe - kushandisa zviridzwa zvemari hwakavimbika.

Achitaura maonero inoshandiswa "Expert RA", yakanaka chinhu chacho tinyatsonzwisisa kuti mari yacho Rating aivawo yakakwirira pamwero mari zvibereko dzakava pamusoro pachavo nyaya vagari vanenge akasaina pamwe NPF pakati chibvumirano inishuwarenzi. Somuenzaniso, pakati 2009 uye 2012, unoenderana nhamba yakanga 29%, ukuwo mitengo mwero haana pfuura 23% panguva iyoyo.

Mukuru kureva kuti rakavimbika JSC "SPC Trust", vaongorori vanoti, zvinogona vawadzane zvinofadza emuchina kukura mari, uyewo chokwadi chokuti mari - kusanganisira Russian pamusika vatungamiriri pamusoro nzira dzakadai nhamba zvibvumirano nemasaini Ops chidimbu.

Other akanaka zviratidzi kuti akachinja kureva kuti "Expert RA" - the Zvakanyanya Kunaka Panguva Yepamuviri reshiyo ari inishuwarenzi kuchengeterwa, uye chinhu chakadai VVCP. Vaongorori vakanyora kuti panopera 3rd kota 2013 zvikavavarira kusvika 6.4%, ukuwo muMedhia akapiwa kukosha kumusika hwakanyorwa pachiyero 6%.

Unogona kuonawo kuti urongwa zvebhizimisi uye kushanda IT-kwezvivako Fund "Expert RA" vakanga dzinoongororwa nokuda NPF "Trust" sezvo mwero mukuru.

Chinhu chinokosha kuti kukanganiswa matunhu zvinzvimbo chepamusoro ari yakakurumbira NPF Agency - Kuziviswa masangano mari kuronga investor. Saka, muna 2011, mabasa avo pasi mahombe zvemari, izvo kutsigira pawaitengesa mudyandigere inishuwarenzi private.

constraints zvinodiwa

Mumwe vakaomerwa nzira kuongorora kudzikama Fund nyanzvi "Expert RA" chaiva chokuti NPF kunoratidzwa yakakwirira mari pamunenge muchizvivaraidza zvachose mudyandigere yesangano - vanenge 97%, uyewo panzvimbo yakaderera nekuringana IOUD - pakupera 3rd kota 2013 zvikavavarira kusvika 0 2% hama kuti nemari, uyewo 2% muna zvinoumba mari NPF. Vakaongorora "Expert RA" akawana zvakaoma rokuongorora tarisiro uye unhu mabasa kuti munguva Criminal Code "Finam Bin Group". Sangano iri haana kuongororwa mukati zvatinoita rakavimbika ratings, inoumbwa unyanzvi "Expert RA" uye dzimwe nhengo kuvazivisa kuti asangane nzira dzekuziva ari boka kusvika padanho "A" uye matanho pfuura izvozvo.

pakuzadzisa nzira

Rakabudiswa muna zvinyorwa-siyana mashoko anoratidza kuti mari ichanyanya pamusoro pokumuka mamwe yakawedzera mutengi pangoro, uyewo pakasikwa mudyandigere Zvirongwa zviri yemakambani kukurukurirana chidimbu.

Uyewo aizobudirira bhizimisi wokuenzanisira Fund envisages mamwe kuvandudzika pamusoro unhu nekuita ne vatengi uye kuvandudza kushanda siyana Zvivako sangano rose.

Kugumiswa kondirakiti pamwe NPF

Pasinei chokwadi kuti kuruboshwe pamusoro specialized nezvikumbaridzo vatengi NPF "Trust" wongororo - zvikurukuru akanaka, vamwe vagari nezvinoda kudikanwa kugumisa chibvumirano pamwe Fund. Izvi zvingava nokuda kwezvimwe zvikonzero. Somuenzaniso, kunenge anogona rayirai mushandirwi kambani, wakapinda chibvumirano neimwe mari. Kana munhu akasarudza kuramba pamwe NPF "Trust" sezvo kugumisa chibvumirano ndiyo inonyanya nzira yakarurama?

Zvinogamuchirwa mashoko kugumiswa chibvumirano

In nomurayiro, kugumiswa kondirakiti pamwe NPF kunobvira chero nguva. imi mose kuita chizvarwa - kutumira sangano yakakodzera mhando chemutsara. Zvinokoshawo kuti kusaina magwaro, maererano iyo mari yakaiswa munhoroondo NPF, achaiswa kune imwe mari kana hwakatamisirwa akaundi ane mugari.

Panguva muripo nzira hwakagadzwa NPF "Trust", zvingasiyana kubva dziridzo dzinogamuchirwa mune mamwe masangano ane zvakafanana profile. Asi kazhinji, muripo mari iri kuitwa kwayo kuroorana muna nzira pakuverenga iri akaunganidza mari, uyewo kuwedzera mari. Deducted ndivo kubhadhara hwakatozadzika rakatangwa.

Hazvina basa chaizvo kana murume akasarudza kugumisa ukama Fund "Doverie" - panguva pane kuunganidza mari, kana mune nedanho Implementation vachibhadhara. Mari yose iri kunyorerwa mutengi, unofanira kuripirwa mukati hwakagadzwa maitirwe ezvinhu.

mutero munataisireva

kodzero The mugari kuti kugamuchira mari kubva NPF, izvo agumisa kuti chibvumirano, anonziwo pamwe ane kubhadhara pachako mari yomutero yacho ari runoenzanirana mhando. Zvisinei, kana munhu akasarudza mumwe musiyano wezvinyorwa pamusoro iyo mari vari kune imwe NPF kuti "chivimbo", hapana chikonzero kubhadhara mutero. Mamwe mashoko: mari zvemari chokuita kuchinjwa mari kubva rimwe sangano mumwe, ndinoshanda kuti yeGmail.END_STRONG NPF.

Dzatakurukura mitemo - vari nevanhu vose vasiri paruzhinji mari, kusanganisira NPF "Trust". How kugumisa chibvumirano, tadzidza. Zvino isu kuongorora chakarondedzera nyanzvi mafungiro uyewo vatengi 'chivimbo. " Chii mwero naA makambani vasiri hurumende mudyandigere Fund?

Reviews of mari "Trust"

Vakawanda musika nyanzvi akaratidza maonero kuti mari yakanga rombo pamwe zita rinosanganisira shoko "ruvimbo". NPF (wongororo zhinji mipiro ayo anosimbisa ichi) akakwanisa kufadza vagari refu azvipire mudonzvo kugona. Vagari anotaura nyanzvi mumasangano sezvo anokwanisa, nyanzvi ruzivo vari vakagadzirira akatsanangurei nemhosva vose nuances ose mudyandigere zvirongwa.

Nokuti vaiona maonero ari NPF kunoratidzwa ndechokuti mwero tinyatsonzwisisa sangano hakunei nharaunda. Kana guta, rine vanhu vatengi vanenge vasara pamusoro NPF "Trust" wongororo - Moscow, maonero sezvo dzinovaka zvikuru sokunge wavo chimiro vanoita Somuenzaniso, kubva Orenburg. Izvi zvinoratidza kuti mune zvose kumatunhu ari SPC kushanda yechinangwa rakabatana muenzaniso nekuita pamwe vatengi, izvo, sokuti, inozivikanwa zvakakwana munhu zvichienderana kusvika uye yepamusoro basa, kuonana vagari. Kana guta, iro inoshanda bazi NPF "Trust" - Samara, ongororo, zvimwe kubva vagari veko akafanana avo kuti kusiya kubva Moscow.

zvibereko chinhu

Chii wakafanana depositors ari mari, pasingaverengwi basa? Kana isu kuongorora maonero panyaya zvinhu zvinokonzera chivimbo - NPF (wongororo kuti vaongorori vakawanda correlated nayo) chinokwezva vatengi rakavimbika. Zvisinei, kureva kuti mari asingapikiri depositors incredible nhamba chokudzoka, zvinova pachena kuti nhamba, ayo kubudirira mune gadziriro magetsi mubhizimisi nzira, haana simuka netsaona. Naizvozvo, sezvinoratidzwa achitaurirwa NPF "Trust" ongororo, vatengi vari nokukwezvwa pachena muna ukama sangano iri depositors. Nyanzvi NPF, iyo anosangana vagari, muudzame zvakanakira kunyora chibvumirano pamwe Fund, kutaura mari womuenzaniso sangano mwero.

Pane mari pamusoro mabasa vagari uye kwezvakatipoteredza ndiyewo dhigirii kupokana zvakanaka. Vari zvakabatanidzwa ainyanya chete neizvi, izvo anoratidza kushanyirwa NPF Apartments vangangozova vatengi uye kwacho kuti kugumisa pakubvumirana. Zvisinei, hapana pachena mashoko akavimbika pamusoro chii muitiro NPF riri systemic, uyewo chokwadi, indisputably vachiratidza kuti kushanyirwa dzinongova vashandi "ruvimbo." Mutumwa anogona kuva murevereri kuti inopa kugumisa zvibvumirano nedzimwe SPF.