Bernard Madoff: Photo uye Biography of anokorovhera guru

November 14, 2139 achasvika pakuguma mujeri mutongo akakurumbira American muzvinabhizimisi nemhosva yokubiridzira. Munguva ichangopfuura iyi yaionekwa rimwe inobudirira zvikuru vanamuzvinabhizimisi, kwete chete muna US asiwo pasi pose, aiva sachigaro Board Directors pakati NASDAQ (Stock Exchange).

Nezvake kunge akanzwa wose sezvineiwo kufarira dzezvoupfumi uye mari. Bernard Madoff? Hongu, ndiye. The rascal chikero kwakadaro nenyika ndambomuona. Izvi ndizvo zvinodiwa kuti uropi kukwira yakadaro vanonyengedza kukuru?! Kuti uwane mamwe mashoko pamusoro chii chaizvoizvo zvemari piramidhi Bernard Madoff, uyo akashora izvozvo, uyewo dzimwe nyaya zhinji munyaya ino.

History of nyaya

Mukutanga kwezhizha 2009 American "Muzvinabhizimisi", kana kuti, kwakajeka murume with vaitenda vanopfuura mamiriyoni 3 vanhu pasi pose, akatongerwa makore 150 mujeri nokuti makasika pakukura munhau kwete chete mari piramidhi iri America - sefuro, iyo pakupedzisira kuparuka. Damage vanhu vakatenda kwaari munokosha kupfuura mabhiriyoni 64 US emadhora. Pakazosvika nguva mutongo pamusoro Bernard Madoff atova makore 71 okuberekwa. Chokwadi, zviri musoro kuti andotongerwa kwemakore 150 mujeri, murume akwegura asi ichi ndicho kururamisira American. Panzira, pane ruzivo kuti ane kenza. Sezvingatarisirwa, kana chishamiso zvikasaitika, kuti fraudster entrepreneur kumboona rusununguko. Zvisinei, iye akasatadza mwoyo. Kunyange mujeri, iye akakwanisa crank rimwe vanonyengedza, kunyange kwete kutambudzwa kwake "penya" Pyramid: akatengera ose but, chakatengeswa mu yomunharaunda kofi chitoro, uye vakatengesa kuti chemhando zvichibvira mutengo. Izvi zvikuru iye, uye zvebhizimisi - chikuru chinhu hunhu hwake.

Biography

Akaberekerwa muna 1938 mumhuri yechiJudha vatama vaiuya America. baba Bernie vake (sezvaakanga aizivikanwa kubva pauduku) Ralph Madoff aiva puramba, asi akanga chido chaizvo mari uye ndakawana pane imwe wemari exchanges. Amai ramangwana entrepreneur zvisinei aidaro chinhu chinokosha, uye akamhanya imba uye akamutsa vana, vakadzi vakawanda vechiJudha vaigara Munyika Itsva sezvo. In mishomanana asati aberekwa baba mwanakomana wake vakava zvakatoipisisa aidaro mabasa zvemari. Aida kuti chero kwaiva kubuda muurombo. Mugore iroro munyika vakatanga rikwanise chokutambudzika Depression, iye akasiyiwa asina basa. Saka kuti "mutambo" pamusoro Stock Exchange vaiva ake mari chete, asi hapana zvakakomba asvika, havana kuuya. Asi Ralph haana mwoyo, ndokutanga bhizimisi kutengesa kwake mitambo pfuma. Zvisinei, iyi yakanga isiri kubudirira; panguva apo mwanakomana wake vakaenda kuchikoro, kambani akaenda zvachose. Kusiyana Madoff, Sr., mune ramangwana, Jr. akava muzvinabhizimisi aibudirira, asi zvakawanda pamusoro paikoko.

udiki

In chikoro chiduku, Bernie haasi kunyanya kumira pakati nevamwe vadzidzi. mhuri yake yaigara wakatetepa ezvinhu, asi zviri zvishoma kufarira matambudziko zvemari vabereki. Somuyaruki, ari rakaisvonaka kushambira, nhengo chikoro nechikwata iri mutambo, akasarudza kuwana lifeguard pamhenderekedzo kuti mari yavo. Ikoko akapa murairidzi kushambira. Kunyange ipapo, Bernard Madoff, ane vanonyengedza akatevera kwakakatyamadza nyika, haana kufanana kutambisa mari uye hoarding vave upfumi ramangwana.

akura

Ndapedza chikoro chesekondari, iye vanyoresa kukoreji uye vakatanga kudzidza Political Science. Vachiri mudzidzi akasangana naye Bernie tsvarakadenga wechiJudha aibva mumhuri zvakanaka yakapfuma, Ruth Alpern. Ivo kuroorana muna 1959, akabva akaroorwa uye vakatanga kugara pamwe chete, kusvikira 2009 (50 Makore!), Kana mukuru anokorovhera akasungwa. Mugore iroro yaakawana tsvimborume kuti dhigirii, akaramba zvidzidzo ake panguva Brooklyn School of jurisprudence. Asi pano haana kugara kwenguva refu. A gore gare gare akasarudza kusiyira boka uye regai kuyangarara pachena.

bhizimisi rokutanga

Panguva basa lifeguard, iye akakwanisa kuunganidza 5000 madhora. Zvisinei, zvakanga zvisiri zvinokwana pakagadzwa pachavo mabhizimisi avo. Akatora $ 50,000 nehama dzake mukadzi uye akatanga mari kambani yake yokutanga, ichiiti ari Bernard L. Madoff ( "Bernard Medoff L"). Ake mukarahwa Sol Alpern, raiva mubatsiri zvemari, kwete chete vakatsigira mwanakomana-kwezvatakaitirwa asiwo kwakaita kuti vatengi vake vokutanga. Kukurudzira shamwari dzake zvekare neshamwari tarenda-mutemo panyaya oupfumi, iye zvikurukuru zvakamubatsira. Ivo vadarika Stock Exchange uye paakapiwa mu "Sheets Pink" vabvemo. It wakadenha zveminda, asi Madoff akanga asingakwanisi kukwikwidzana.

The ano vataure bhizimisi

Kunyange zvakadaro, Bernie akawana nzira uye 1980 Investment kuchengetedzeka LLC razova chezvinyorwa (kana kwete) kupfuura muzvinashawo mu New York. 5% kubva kwema zvose akaita pamusoro Stock Exchange mu New York, zvakanzi kuitwa kambani. kusvetuka Izvi zvakaitwa ivepo computerization. Bernard Madoff boka rakanga pakati wokutanga kushandisa wemagetsi zvokutengeserana format. Zvichakadai, vakwikwidzi avo vakanga vachiri akatumwa Stock Exchange vashandi vayo. Mushure noungwaru zvigadzirwa vakapfuura zvose miedzo, vava hwaro nokuda NASDAQ Fund - Pyramid Bernard Madoff.

Start vanonyengedza

Ini ndauya pane imwe nguva, apo vanhu vakapiwa mari dzavo Pazvinhu speculator yaipedzerwa $ 50 bhiriyoni. Uye ipapo akasarudza kutsausa guru kubiridzira munhoroondo yacho. Nenzira, gare gare akabvuma kuti arege kuzviona mhosva nokuti akanga asina kunyengetedzwa uye vanyengedzwa. Vanhu pachavo "kukandwa mabhiriyoni" kumeso mune tariro kuwedzera mari yavanowana. Pashure pezvose, vose vakaenda sebenzi uye havana kuberekwa nhasi, vaifanira kunzwisisa kuti pane chinhu chakaipa. Asi akanyengerwa zvimwe wose aifarira uye haana yakawanda yokunyatsoongorora musimboti. Vose vakafunga kuti Madoff ine ruzivo chaiyo, nemhaka iyo akawana kuti vaunze purofiti yakakura kudaro. Dzimwe nguva tikasangana vatengi vanenge asi inotanga vanofungidzira kuti pane chimwe chinhu chakanganisika, uye ipapo Bernard Madoff - a ano uye akangwara conman, pasina nguva kuti kuzeza akavapa kutora mari dzavo. Asi vakanga vasingagoni muedzo uwane mamiriyoni, uye kutsigira nyika "entrepreneur" guru, uye kusiya mari yavo naye. Bernard Madoff mu bvunzurudzo pamwe New York anoudza sei zvakanga zvakaoma kuramba iwe chakavanzika. Akabvuma kuti raiva rakaomera. Akafanoona dambudziko, asi akanga asingagoni kuudza munhu uyu, kana nomudzimai wake, uyo vaigara kwemakore 50, hapana vanakomana ... uye kunyange hama yake - shamwari yake yepamwoyo - haana kuudzwa chinhu.

Bernard Madoff: vanonyengedza, zvakashamisa nyika

National Market (NNM)) и его мошенничестве. Ndiri chokwadi vazhinji vakanzwa pamusoro muvambi exchange, "Nasdaq" (NASDAQ National Market (NNM) ) uye kubiridzira. Achitonga nenzira akakwanisa crank mumwe vanonyengedza, rinogona kunzi wavakasarudza pakati pamusika wemari. Hazvina isinganzwisisiki iye sei aigona kunyengedza vanoita kubva munyika yose. Huwandu iyo akakwanisa "mupumburu" navo, kwakanga anopfuura mabhiriyoni 60 US emadhora. The mari yapera hazvisi pachena apo. kubiridzira kwakadaro nyika akamboona pamberi, uye Bernard Madoff, vane mufananidzo unoona munyaya yakanga zvokusarudzwa kupfuura Funga zvimwe zvokugadzira PR mubiridziri vose muUnited States munhoroondo. Kuti vaite uori ichi, akashandisa kupfuura munhuwo Ponzi chepiramidhi. Iye Masked pasi noruzhowa mari. Uku kwaiva nyore chaizvo, asi panguva imwe chete yakaoma zano. Nokuti aizivikanwa somunhu akabudirira muzvinabhizimisi Stock Exchange, vanhu vanovimba naye mari yavo, muchitenda kuti uropi hwake anogona kunzwisisa chii mumwe asipo kubvira 1960.

Nei vanhu kumutenda?

Zvii zvibvire vanonyengedza? Ava achinyanya:

1. vakabuditsa mukurumbira muzvinabhizimisi uye akasiyana denderedzwa kuvazikamwi ake. Kare mumazuva apo mazhinji Michina kombiyuta sokuti zvisinganzwisisiki, akashandisa navo hwekutengeserana, uyewo ongororo. Chokwadi kuti akanga kushandisa navo basa rake, akamutsa simba rake. Uye vazhinji navo vaifunga ndiye muridzi mano aakatipa uye mafungiro kunoshamisa. Uye Pyramid Bernard Madoff haana zvachose kunzwisiswa vazhinji vanoita, asi nomwoyo wose vaidavira kuti muridzi vanoziva zvokuita. Pashure pezvose, aiva nomukurumbira yakadaro!

2. pakavanda vaivawo rinokosha kukosha kuti kufara Madoff vanonyengedza. Aiva tenzi masiki kwema dzavo, uye mari nzira yakabudiswa neimwewo nzira. Akakurudzira vanoita yayo kwete kugara pane yave mari inonzi nokuda kwavo zvakanaka. Ndokusaka nokuti nguva yokuva hapana akaona kwokusasimba mari nzira Bernie. Dzimwe nyanzvi dzinofunga kuti pane chinhu chakaipa, asi havana kuwana uchapupu.

3. Madoff kwakanzi vechiJudha Diaspora simba guru. Zviri ezvinhu ichi, iye anowana itsva mudiwa uye investor. Pakati pavo paiva billionaires, hombe vanamuzvinabhizimisi, vakanga vasiri averse kuwedzera mari yako, asingashumbi mari makuru mapurezidhendi, chairmen weboard of vatungamiriri mabhanga pakukura munyika munyika. misha yevaJudha vanosarudza kushandisa mumabasa nhengo dzavo kupfuura vamiririri vamwe vemarudzi.

4. dividend mari yaiva duku - avhareji 12% chete annum, pamwe kufarira mari kumboita chero matambudziko.

ekisiposha

Munhu wokutanga uyo vakatanga kufungidzira Madoff nechitsotsi akacherechedza yake basa chinhu chakaipa chakanga Gary Markopoulos - Financial muongorori. Masvomhu vake vakatumwa Commission on ari kuchengetedzeka and Exchange Commission, vakanga kuteerera. Uye, akazviita haana kamwe, asi nguva zvina - muna 2000, 2001, 2005 uye 2007, ukuwo. Kwete kamwe haana kumuteerera. Akatanga akaona: hapana Masvomhu vari sizvo kana ndonda basa Fund. Gare gare, pashure Madoff hwakafumurwa, akabudisa bhuku pamusoro itwa ake kusvika kuna nhengo komisheni. Rainzi "Hapana Mumwe vaizoteerera".

Muna 2000, Bernie aida kutengesa ayo pavane bhiriyoni emadhora. Zvisinei, iye akaramba. Munhu wose aiziva nezvazvo, vakakatyamadzwa uye kunzwisisa zvikonzero kuramba. Zvisinei, akavatsanangurira zvokuita pamushandirapamwe savakadzingiswa nokusingaperi, uye anoda kutora mumwe pamwero. Kutaura zvazviri, Bernard Madoff, ane Biography rejaya chizvarwa chinhu zvepachokwadi, vachitya kuti pamberi chiito waakazvitengesa rokuongorora chichaitwa, uye kuti akanga asingagoni kuwana. Pashure pezvose, kana kunyengera chaizozadziswa pachena. Markopoulos aivawo kushamisika, saka, kuti akaisa Masvomhu ake uye vakaona zvakanga zvakavanzika nevamwe. Mumakore maviri chitsama mubereko zvakafanira kubhadhara vanoita, Bernie, akakura kuva huru zvikuru, uye ipapo guru speculator kutya akatanga. Chokwadi, akaedza kutsvaga zvakawanda vanoita itsva, asi mari yavo havagoni kufukidza runodiwa uwandu. Kunyange zvakadaro, iye akakwanisa kuomerera kusvikira 2008. pamusika wemari Its yakadonha. Zvino mugumo, uye vanakomana Bernie akaona kuti baba vavo yaiva chinhu chakaipa. Pavakaziva kuti vaita baba vavo, ipapo vakapfuura kuti kuzviremera. kwakanga kusina mumwe nzira yokubuda. Zvechokwadi, muna masuo avo anobuda kunyengedzwa vatengi uye aida mari yake. Somugumisiro, yakasvika pakuzivikanwa kuti mumakore 13, kureva kubva 1997, mukuru Madoff haana kuchengeta chero upfumi.

dare

Zvairatidza kubva shasha anokorovhera vakatorwa muchirimo 2009. Akabvuma kuti kwemakore akawanda paaivatambudza mari laundering. Pashure 3 months, kutongwa wakaitwa, uye yaimbova muzvinabhizimisi kwave akatongerwa kugara mujeri kwenguva izwi kwemakore 150. Kwapera gore, mwanakomana wake akanga akawanikwa akasungirirwa wake New York musha. Paakanzwa izvi, baba ndokuwira zvikuru mwoyo. mamwe mwanakomana Madoff kuti - Andrew - wakanyanya simba. Akaenda mberi neImba simba kambani yavo. Mubvunzurudzo pamwe rimwe remabhuku huru Madoff akabvuma kuti ndiye chinonyanya kunetseka kukuvadza akaita kuti mhuri yake. Asi iye ari mujeri zvakanaka chaizvo, nokuti saizvozvo kana kwete, hazvisi - mbavha, asi kwete mbavha kana gororo. Uye kune avo vari mujeri - kuremekedza. Uye Madoff akabvuma kuti vakawanda kunyaradzwa yake kuti makambani ake vakakwanisa kudzokera hafu mari, kuti ndiwo masendi 50 paminiti dhora. Akanyaradza pachake nepfungwa kuti kana kwete nheyo dzake, vanhu ava vachiri angadai vakarasikirwa mari yavo, kuvimba nevamwe mari. Chokwadi, vakawanda veava yokureurura yake yakarira yokutsoropodza. chaizvo, uye hapana aigona kunzwisisa kana akapfidza kana here. Asi chokwadi chokuti mwanakomana wake asingagoni kurwa kupomera uye kusavimbana pamusoro chikamu munzanga, uye vakazviuraya, iye, Chokwadi, nyara chaizvo.

Bernard Madoff: mafirimu guru scams

Mumakore mashoma apfuura akauya mifananidzo akawanda sezvo vhidhiyo uye kuchiitwa mafirimu, izvo nezvoUmambo upenyu uye basa remasangano zvemari anokorovhera munhau. Saka "Meydoff" karavhani yakanga filmed muna 2006. Zvisinei, haana chaizvo sezvinoita Fafitera. Chimwe firimu pamusoro Bernard Madoff - "Mureviwenhema, mukuru anotyisa", chikuru basa iro kutamba unbeatable Robert De Niro uye Mishel Pfayfer, wakanyanya kubudirira. Firimu, Zvisinei, hakungoitwi izvi zviviri. Uyewo mufananidzo mari dzezvematongerwo Gary Makropoulos akanga abviswa. Rainzi "kutevera Madoff" uye kwaibva nyaya wechokwadi, uye mharidzo waro mutsetse yakadai: ". Zvinosuruvarisa, firimu kunobva zviitiko chaizvo" Nepfungwa firimu ichi akanga hwakakanyiwa, mumwe munhu aifarira, asi mumwe munhu akasiya zvinongoramba. Kune chokuita akawanda kuti kuudza pamusoro with kukuru. Mumwe wavo anonzi "Fun nokukwegura." Nenzira, mushure Christmas mazororo, muna January 2017 ose mapepanhau kamwe zvakare akayeuka zita superaferista. Uye pakarepo takadzidza zvose apo Bernard Madoff akagara mujeri. Pashure pezvose, iye, sezvataurwa pamusoro apa, akasarudza kuratidza tarenda ravo entrepreneurial uye, wakati akatenga rose batch mangé Cocoa upfu vakava resell nayo akagumisa purofiti pachavo. Ndicho kwayo chaizvo. Muchidimbu, chete guva ane humpback akarurama ...