Where zvinobetsera kutora chikwereti kuti mutengi zvinodiwa? The yakanakisisa mamiriro ezvinhu nevatengi chikwereti

zvikwereti Consumer ava kuwanika nokuti anenge munhu wose. Chinangwa anokwereta vaiona kusarudzwa zviri optimum chirongwa. Banks kupa zvikwereti pamwe ezvinhu akasiyana. Where zvinobetsera kutora chikwereti kuti mutengi zvinodiwa, izvozvo ichakurukurwa munyaya.

How kusarudza mubhengi?

Kuwana zvakanakisisa chikwereti kuti mutengi zvinodiwa, unofanira kuva aiziva vaitaura kuti mabhanga siyana. Kana kushandisa unofanira kuteerera makwikwi. It zvinoenderana kukura overpayment. Rezasi ari kubva muzana, yakawanda vatengi vanofarira chirongwa chakadai.

Asi kuti ape nevatengi chikwereti yakaderera kufarira rates, kubhangi anofanira kuva nechokwadi mukwereti. Hazvina njodzi kuti akakweretesa, saka, kuti vatengi kuisa mberi kuzviomesera zvinodiwa. Kazhinji vanhu vane kuunganidza ruzivo pamusoro mari uye ukuru. Vanodawo yakanaka chikwereti nhoroondo. Yokupedzisira ndechokuti kukosha dzinoongorora rakavimbika: inoongorora mari ukama nemabhengi MFIs, uye ipapo chisarudzo chakaitwa.

Banks kupa zvikwereti ane kunaka zvikwereti nhoroondo, dzimwe nguva zvakanga zvagara kwenguva dzose anokwereta vane mari vanogona kudzivisa ngozi dzisiri muripo. Consumer chikwereti ane pasi chikamu vanoshandisa ari vaiwanzotiudza kuti ape Payroll makadhi. Unofanira kupa pasipoti.

Other nemakasitoma kusiya application panzvimbo. The chisarudzo iri kushandisa zvikuru nokukurumidza kupfuura muhofisi, uye magwaro anodiwa anogona kupiwa mushure pakunamata. Kana uchisarudza mubhengi vanofanira kuteerera pamberi mapazi ari munzvimbo chikwereti. Nokuda zviteshi nyore chikwereti basa senzira kubvisa uye akaisa dzoro panze nokukurumidza uye pasina basa.

Kana uchisarudza mubhengi anofanira kufunga pokumbononotswa kuwana kondirakiti. Panofanira kuva mukana mangwanani muripo pasina Zvirango. Mashoko akadaro raanotaura kondirakiti. Gwaro racho zvinoratidzwa Zvirango chokunonoka. Kuti tidzivise matambudziko pamwe kuripwa chikwereti, unofanira kuteerera vose nuances.

"Alfa-Bank"

Where zvinobetsera kutora chikwereti kuti mutengi zvinodiwa? Dzakakodzera ezvinhu inopihwa mu "Alfa-Bank", iro rine zvakawanda inouraya Network kukwezva anokwereta pazvinhu. Rakanyorwawo zvikwereti paIndaneti anenge 15 kwemaminitsi uye hafu yeawa Kwapera vachaziva mhinduro.

"Alfa-Bank" iri kushanda anotevera ezvinhu:

• 50-250 zviuru rubles - kubva 15,99 .;
• 250-700 zviuru - kubva 14,99 .;
• Kupfuura zviuru 700 -. Kubva 13,99.

The vaifanira kuwanikwa mamiriyoni 2 rubles. Tora mari zvaunogona pazuva kondirakiti. Makomisheni uye hazvivimbisi. Kuzivikanwa uye mamwe gwaro. Pane mukana mangwanani mutsividzo pasina kuchaja Zvirango kwezvikwereti.

Kubhengi "East"

Kuti tipindure mubvunzo, chii chinonyanya zvinobatsira zvikwereti mutengi, unofanira kuziva anopa masangano akawanda. Kubhengi "East" rinopa zvikwereti pa mwero Clearance 15%. Chikumbiro ichaongororwa kwemaminitsi 15. Zviri nyore kuti chikwereti ari uwandu 25-50 zviuru. Rubles, asi kana uchida mamwe, unofanira kupa rakachengeteka zvivako kana motokari.

Kubhengi "East" anopa zvikwereti anosvika 500 zviuru. Rubles pa mwero 18%. "Big Money" - mumwe chigadzirwa kune vaya vasingadi kunonoka kutenga. Tinofanira chete vanofanira kupa mumwe pasipoti uye mari mashoko. Kubhangi anogona kuwana Credits pensioners. Mafomu kusiya kuburikidza nzvimbo, uye chisarudzo achabatwa pazuva. A akanaka Mhinduro anopa kodzero vanyorwa chikwereti uye kutambira mari.

"OTP Bank"

Sangano iri rine Clearance yemutoo wezvikwereti kwete Hardware kuchitoro. Kushandiswa mu "OTP Bank" riri nevatengi nechikwereti iri kusvitsa kuburikidza neindaneti. zvazvingava Minimum - 14.9%. Available mari kusvika 750 zviuru. Rubles.

Nokuti makasitoma anowanikwa ari Mobile kushanda "OTP Credit" kuti chamber nhoroondo nepakati, kuti mari, kudzora nyaya. Inogona kukubatsira kuramba achiziva pamusoro kuuya zviteshi uye mahofisi. Kubudikidza pavo nokukurumidza uye nyore nyore andobata uye kutumira mari pasina mari.

Mutongo rakundwa muna 2 maminitsi. Rakapa nevatengi chikwereti mu "OTP Bank" kwemakore 1-5. Get zvokushandisa anogona pazuva kunyoresa. Ndakapedza chimiro anotora zvishoma pane maminitsi 10. Izvi Mutengi chikwereti pasina guarantors. Mune chiitiko nenguva mutsividzo mune ramangwana zvinopiwa zvakanaka ezvinhu.

"Sovcombank"

The kambani inopa Mamiriro ezvinhu akanaka ari zvikwereti kune anokwereta makore 35. The "mudyandigere Plus" iri rakapa kuti pensioners kusvika makore 85. Izvi Mutengi chikwereti pasina guarantors, rubatso uye zvokubvunza. Zadzisai mari anogona kuva pensions uye mari.

Zvinodiwa vatengi zvinotevera:

• Russian chizvarwa;
• nemakore 20-85;
• Zvakaitika 4 months;
• kunyoresa vari kunyoresa nzvimbo.

Unogona kuwana chikwereti kusvika 100 000 rubles pa 12% pa annum. Kana uine dhigirii, kana anokwereta akawanikwa.Ndizvo kuti chinorehwa kuti chirongwa "Nokuti mutariri ndinoiitawo". The zvazvingava ipfupi ne 5% panguva avtoplatezhe pamwe nemakadhi nokuda kwokuripirwa chikwereti.

Pane chirongwa "Standard Plus", iro rakapa nokuda 40-299 zviuru. Rubles. The chikamu muzana Akatsunga nomunhu kunogona kuderedzwa 5%. Kana tichida mari "kubhadhara", zvinoita chinorehwa iyoyo chikwereti "Express Plus". Pairi rinoitwa pasi pasipoti vanyorwa chikwereti pa 5-40 zviuru. Rubles.

"VTB Bank of Moscow"

Consumer chikwereti kubva "Bank of Moscow" yakapiwa vashandi vehurumende nezvimwe anokwereta kubva 14.9% unodiwa. A vaifanira uwandu - mamiriyoni 3 rubles. Basa upenyu inishuwarenzi zvokuzvidira.

Vatengi vanokwanisa kusarudza musi muripo, uyewo kusimbisa chikwereti mazororo - kunonosa pasina mubereko uye uori nyaya. Zvikwereti zviripo kusvika 5 makore uye uwandu 100 zviuru. Rubles. Unogona kushandisa online, ari rokutanga kusarudza achava kwemaminitsi 15. Consumer chikwereti kubva "Bank of Moscow" iri rakapa pahofisi iri urongwa magwaro.

"Renaissance Credit"

Unogona kutaura sangano kana kushamisika apo zvinobetsera kutora chikwereti kuti mutengi zvinodiwa. Bank "Renaissance Credit" zvinoreva outputs kubva 15.9%. Kana iwe kuronga paIndaneti chikumbiro chimiro, chisarudzo achauya pashure maminitsi 10. Asi iwe unogona kutaura hofisi.

Unogona kutora kusvika 500 thous. Rubles. Kunopiwa zvikwereti kwemakore 2-5. For pensioners uye dzose vatengi anokosha inopa yakaderera prices uye usingashandi mapepa. Vamwe anokwereta vane kugadzirira uchapupu mari. Kana iwe achidisa mari, zviri aronga kuti ape chikwereti 19.9% muna 30-100 zviuru. Rubles.

"UBRD"

Where zvinobetsera kutora chikwereti kuti mutengi zvinodiwa? Yakaderera zvazvingava akapa "UBRD" - 13%. In kushanda zvakafanira kuratidza pasipoti Data. Mutongo chinobviswa maminitsi 15. Kanenge nokuda mari - 5 zviuru rubles ..

Kana mukakumbira, kugamuchira chikwereti anosvika mamiriyoni 1 rubles, unogona kushandisa zvibereko "Open" panguva mwero 17%. Application chinoitwa pamusoro pasipoti uye uchapupu mari. Pensioners vakapa chigadzirwa "mudyandigere", izvo mari inofanira rakapa chete pamusoro pasipoti. A vaifanira uwandu 600 zviuru. Rubles, apo mwero iri 21%. Depositors uye vatengi dzinopiwa kusvika mamiriyoni 1 rubles pasi 18,5-20,0%. Akanaka ezvinhu zvinosanganisira Payroll vatengi.

"SKB Bank"

Musangano, zvinotevera mapurogiramu: "Nokuti zvinhu zvose", "Individual", "nokuti". Kuti nokukurumidza kuwana zvikwereti, unofanira kutora chirongwa kwenguva 3 years. Yakapiwa 299 zviuru. Rubles.

Nokuti vanyorwa chibvumirano hakurevi gwaro mari. Kana zvayo ngaakubvumirei, mari chinowedzera kusvika mamiriyoni 1,3 rubles, uye nguva - kusvika 5 years. The vanoshandisa Payroll makadhi kupa mwero 15.9%, mbiri nguva kusvika 5 years. Rubatso uye guarantors haana kudiwa.

"Raiffeisen Bank"

Hwakavimbika bhangi anopa zvakanaka kwezvikwereti. Kufadza ndiyo 2 miriyoni. The muganhu chinoshanda kuti VIP-vatengi. The zororo inopiwa anokwereta kusvika 14.9%.

The zvazvingava vagara vandifungira paine Payroll kadhi. Pamwe chete mubhengi kunoderedza kufarira prices. Nokuti makasitoma ndiyo yakanakisisa zveefa anosvika mamiriyoni 1,5 rubles. Credit anopiwa pasina rubatso uye guarantors. Mutongo anotorwa 1 awa. Service inowanika kuburikidza neindaneti uye SMS-rwezvemabhengi, riri nyore kwazvo.

"Citibank"

Bank anopa chikwereti chirongwa mukati mumakore 1-5. Anokwereta anogona kushanda 100 zviuru. Kusvikira mamiriyoni 2 rubles. Kuti atore chikwereti anosvika 600 zviuru. Rubles, kuti pasipoti.

Kana pane munataisireva nevamwe mabhanga zvichaparadzwa akumbira yako chikwereti nhoroondo. Zvikwereti nokuti mari yakawanda vanopiwa nourongwa mashoko mari uye nhoroondo mashoko kubva RPF.

Kukundikana angava nokuda:

• kukwana mubayiro;
• zvakaipa chikwereti nhoroondo;
• kushaya anondibatsira uye guarantors.

Kunyange kana akaramba ari mumwe pamahombekombe, unofanira kushandisa kune mumwe, nokuti sangano rimwe inokurukura ayo zvinodiwa. Mukuwedzera, chisarudzo chakaitwa nomumwe. Unofanira kusarudza chipo pamwe zvakanaka mashoko. Zvinokosha kuti kuverenga chibvumirano pamberi kusaina, nekuti kazhinji rine mashoko anokosha pamusoro overpayments. yakanaka chikwereti chete ndicharipira nokukurumidza uye pasina dzichikunetsa.