Where nani inishuwarenzi motokari kuti CTP? Chero zvazvingava motokari musi CTP asina inishuwarenzi?

kambani Search inishuwarenzi kuti vanyorwa chibvumirano rokubva MTPL - basa sarudzo. Naizvozvo, muchairi dzose kushamisika apo kureva motokari kuti CTP kuti vagamuchire muripo pakuparwa tsaona.

Sei kusarudza kambani yeinishuwarenzi

Panguva ino, mari mabasa pamusika aimiririra zvakawanda makambani inishuwarenzi kuti kupa kuti ape chibvumirano inishuwarenzi. Kana kusarudza insurer vanofanira kuteerera zvinotevera zvinokosha zvinodiwa.

Nzira dzekuziva kuti vanofanira kuteerera

1. Mukurumbira uye mari pakusimba. Kuti aite izvi, iwe kungoti unofanira kuongorora Rating makambani inishuwarenzi, ona mvumo guru. Unogona kuona kuti makore akawanda kambani yave iri kutengeswa mabasa zvemari. Uyewo, vainyatsotarisirwa inofanira kubhadharwa kuti uwandu mari yechikoro disbursements. Nokuti kambani akanaka uye akatsiga, chakarurama ichi chinofanira kuva 30 kusvika 80 muzana.
2. Bazi network. Vatyairi vanofamba kakawanda, vanofanira kuteerera mahofisi mune dzimwe nharaunda. Kana boka aripo pamusoro nharaunda yose Russia, tinogona kuswedera nechivimbo CTP pamusoro motokari.
3. Customer wongororo. Muchiitiko chino, hazvina zvakakodzera kutenda wongororo padandemutande, unofanira kukurukura nemhuri uye shamwari vakatarisana inishuwarenzi magadzirirwo uye vanogona kupa zano zvinokosha, apo nani inishuwarenzi mota kuti CTP.
4. Mutengo kondirakiti. Maererano nomutemo pamusoro rokumanikidzirwa gwenya TPL inishuwarenzi chibvumirano isingachinji yunifomu prices dzinoshanda makambani ose inishuwarenzi. Kana mumiririri wekambani anoda kukutengesera mutemo pane discounted mutengo, zvinokosha kufunga kumwero pamutemo. Kazhinji, CTP pamusangano kwakaderedza mutengo kuitisa rimwe-zuva kana fraudsters. Naizvozvo, kutenga chibvumirano zvinokosha chete panguva vakanyorwa hofisi imwe kambani hombe.

Sei inishuwarenzi motokari

MTPL - rokumanikidzirwa motokari kuita inishuwarenzi. Maererano nomutemo, mutyairi ose anofanira kutenga chibvumirano, chete ipapo kufamba motokari yake. Nokuti vanyorwa chibvumirano yakakwana kureva boka inishuwarenzi ane yakazara vanochengeta magwaro.

Kana Pari kunodiwa kuti pasipoti, zvinyorwa pamusoro motokari, chitupa chokutyaira uye yokuongororwa chati. Insured pasi chibvumirano inogona chero akagwinya mugari.

On hwaro vakabvuma magwaro mumiririri wekambani iri inishuwarenzi kuchaita ngaaverenge shoma uye ngaateme kondirakiti. Zvisinei, usati kuita chibvumirano, vanhu vakawanda vanofunga, apo zviri isingadhuri kureva CTP muchina.

Kuti tiwane mhinduro yomubvunzo uyu, tinofanira kuongorora Pricing makambani akawanda uye sarudza uya anoda kuuraya chibvumirano panguva yakaderera mutengo pamwe pamutemo discounts, izvo chigadzirirwe tsaona-akasununguka gore ose. Usakanganwa kuti insurers vakawanda vakabvunza kupa muchina rokuongorora.

The chokwadi chose pamusoro inishuwarenzi

Mumakore achangopfuura, vatyairi akawanda tatarisana zvakadaro dambudziko kuti hazvibviri inishuwarenzi mota kuti CTP. Sei kuva mumamiriro ezvinhu akadaro, kana kufamba nemotokari zvakakodzera, asi kuwana kunyorerana chibvumirano kuri zvakaoma?

In tsika, kuwana CTP, unofanira kubhadhara mamwe mabasa. Kazhinji, mumiririri wekambani iri inishuwarenzi inosanganisira mari upenyu inishuwarenzi uye chirwere chati. In Kana apo chirwere kadhi riripo kana waida, insurers kutsiva inishuwarenzi yake mufurati.

Kazhinji, vatyairi nyore kutsamwa, asi kuwana CTP ne "mutoro", nekuti havadi kutyora mutemo uye kushandisa mugwagwa pasina mutemo.

Asi chii kana usingadi kutenga inishuwarenzi yokuwedzera? Zvikuru nyore, insurer haana kodzero yokuramba, anogona chete kupa mbiri zvokusarudza kuti vaverengwe:

1. Buy mutemo pakarepo, asi zvimwe mabasa.
2. Kunyora chikumbiro, kumirira mazuva 30 uye kupa motokari zvayo yakachena muchimiro rokuongorora.

Ipfungwa kusarudza, mumwe policyholder anosarudza tisingatungamirirwi. Insurers vanovimba kuti kakawanda mutemo kunodiwa nokukurumidza, saka vatengi havazofaniri kumirira.

apo inishuwarenzi

-Required CTP inishuwarenzi chibvumirano, izvo zvinofanira kutengwa ose muridzi motokari. Panyaya iyi, kuti kusarudzwa kambani inofanira kusvika musoro. Hazvina zvakafanira kushandisa kumakambani duku, zviri nani kuteerera huru, izvo kwemakore kwakaratidza takatsiga kwayo.

Pakusarudza kambani kuonekwa, kwete apo zviri isingadhuri kureva motokari CTP, uye sei kuti vatenge kudzivirira inishuwarenzi zvakanaka.

Chepamusoro ari makambani inishuwarenzi yakanakisisa muna 2015

Chete mushure Rating anodzidzwa, zvinokwanisika kusarudza, umo makambani inishuwarenzi kuchera chibvumirano.

Scams Munyika Wide Web

vatyairi vazhinji, achida zvakanaka kuponesa, kushandisa kuti CTP policies kukudziridza Internet, apo vakawanda chivimbiso kutengesa MTPL chimiro pane kutengeserana mutengo. In ichi vanonzi vamiririri makambani ari inishuwarenzi kupa kwete chete mutemo pamusoro rweruzhinji, asiwo akasununguka kutumirwa kune nzvimbo uye nguva.

Zvinenge sokuti, wadii kushandisa zvinobatsira mabasa. Sezvo tsika inoratidza kuburikidza World Wide Web fraudsters tengesa mitemo chete. Izvi nyepera siyana, uye iwe havagoni kuvimba imwe muripo inishuwarenzi kana kuti tsaona. siyana izvi zvinogona chete kupa mapurisa, kwete kuti awane chirango.

Saka, kana uri kutsvaga, apo nani inishuwarenzi motokari nokuda CTP, hazvina zvakakodzera kutenda kukwezva mitengo uye anokwezva Delivery basa. Zvinofanira kuongorora chimiro uye neboka rako nokungwarira usati vatenga payo.

Kusiyana chimiro venhema chipo

Nokutenga chibvumirano, unofanira kuteerera zvinotevera pfungwa dzinokosha:

1. Chinhu chokutanga unofanira kuteerera - bepa. The chepakutanga chezvawanyora zvakasimba uye mafungu zvishoma. Nyepera akadhindwa ari kwomuzvarirwo A4 papepa.
2. chimiro iri nguo mvura mavanga uye RSA Logo. Kana kutarira chimiro chiedza, unogona kuona akanyorwa PCA.
3. Unodzivirira simbi Pfekenura pamusoro neizvi kurutivi mutemo, izvo vasonanidza kupinda muchimiro.
4. Kukura mutemo. Nyepera ane A4 saizi, zvishoma kupfuura chepakutanga.
5. chimiro nhamba iri repamusoro zvakanaka wekona. In yepakutanga chimiro zviri convex kune ikabatwa.
6. Sezvo sangano, chepakuvamba siyana zvayo zvitsvuku uye mitema fibers. Red anogona kuonekwa pamusoro chiedza pamusoro neizvi divi fomu pasina dambudziko. Green villi anogona kuonekwa bedzi kuburikidza ultraviolet.

Ongorora kambani inishuwarenzi chokutyaira

Kana ukasarudza inishuwarenzi CTP muchina vanofanira kuongorora kuti chikonzero rezinesi kubva kambani inishuwarenzi. Tarisa marezinesi pamusoro pamutemo websites muchikamu chaiyo pakati SAR. imi mose vanofanira - kutyaira gumi-digit nhamba inozowana CTP. Izvi nokuuyisa tafura kuti icharatidza musi ainge atumirwa wekambani inishuwarenzi, zita kambani uye rezinesi Kuwanikwa.

Ongorora Kuwanikwa rezinesi kunogona pakarepo kuburikidza serura kana waita chibvumirano rweinishuwarenzi.

Kuita urongwa

Saka, kana usingazive kupi kuti inishuwarenzi motokari pamusoro CTP, iwe unofanira ukanyatsoongorora Rating makambani inishuwarenzi, sarudza guru uye yakatsiga. Kana achiita chibvumirano kunokosha kutarisa rezenisi wekambani uye chimiro kuti ukoshi. Zvino kuti munoziva sei uye kupi inishuwarenzi mota kuti CTP.