The chikuru purogiramu utano inishuwarenzi rokumanikidzirwa muna 2011

Unofanira kuziva uye kunzwisisa dzinokosha, idzo kuitwa tsika, chikuru purogiramu utano inishuwarenzi rokumanikidzirwa:

· Guarantee vakasununguka kurapwa

OMS · Mipiro takatsunga neHurumende

· The kuenzana zvidzidzo zvose uye CBO vechikamu

· The Kuwanikwa uye unhu utano vose insured vanhu

Insured vanhu vanogona kuva vagari yeRussian Federation, vapoteri uye zvizvarwa dzavatorwa. Insurers vari vashandirwi. Notaries, magweta uye pasiri Entrepreneurs kubhadhara mipiro pachavo. The insurer ndiwo muviri Executive nokuti vaisava kushanda vagari venyika Federation. The insurer ndiyo Federal inishuwarenzi utano Fund.   Uye vose - mumwe masangano inishuwarenzi utano.

Insured vanhu vane kodzero yokusarudza Masangano zvokurapa inishuwarenzi uye masangano kuzvishandura kamwe pagore akumbirwa uye nguva dzose kana iwe vatamire kunzvimbo itsva, sarudza mumwe chiremba, kuwana ruzivo pamusoro mabasa inopiwa, kugamuchira nekuripira zvakakanganiswa kukanganisa kana kusiya vanachiremba.

Kana iwe kuonana nachiremba nzvimbo varapwe munhu anofanira kuuya MHI itsika. Nguva dzose dzinoshuma chero kuchinja kuti boka renyu inishuwarenzi, kuchinja zita, nzvimbo dzokugara, nzvimbo zvokurapa. Nokuti vana kambani yeinishuwarenzi akasarudzwa vabereki.

Rights uye nokubatira insurers nokudzorwa inokosha purogiramu utano inishuwarenzi rokumanikidzirwa, iyo inopa mashoko pamusoro kunyoresa uye deregistration chokuita kugumiswa ari insured, pamusoro kubhadharwa zvakakwana kana zvikwereti pamusoro Chi mipiro.

The chikuru purogiramu yezvokurapa inishuwarenzi rokumanikidzirwa uye mabasa kuroorwa ari munharaunda dzose munyika. Zvakaratidza rubatsiro wokutanga, dziviriro uye rwekutanga. Specialised kurapwa kuri zvomusejari, kuchirapa zvirwere zvakawanda, kukuvara uye zvirwere, vana nevakadzi panguva nepamuviri uye pakusununguka. Anosiyiwa vari tibhii, utachiona hweHIV, dzokubereka zvirwere, chirwere chepfungwa.

Basic chirongwa yakatanga neShumiro Health rokubva zvokurapa inishuwarenzi, izvo mvumo nehurumende. Inishuwarenzi premiums vaibhadhara insured kuenda munhoroondo miganhu mari -2% uye -1,1% yeUnited mari, izvo vaunganidza uye akashandiswa chokuendesa zvoutano mabasa.

Masangano Health inishuwarenzi kuongorora bhuku quality, mazwi kubatsira insured vanhu, kudzivirira zvavanofarira. Mukuwedzera, vanopedza negashiro vemo insured, vape mashoko pamusoro pamazita nokurapwa mugadziriro of MLA. Pindai zvibvumirano vane utano makiriniki nezvipatara, uye mitemo nyaya inishuwarenzi kuti vashandirwi. Vashandi panguva chirimwa basa gwara tora waunoshandira uye kudzokera kuna kudzingwa. Kana iwe neupenyu mushandi ari akapa nouya mumwe mutemo kuti muripo, uye yaimbova negwaro iri akadzima.

C 2011 vakasuma mutemo mumwe chete mharidzo. The inishuwarenzi utano wemuTesitamende Russian Federation runovimbisa zvakafanira kurapwa pasina mubhadharo vagari vose uye vagari non-Russian kugara munharaunda yayo. Asi mazano zano vanhu vanofanira kuyeuka kuti sezvo shoma sezvinobvira hondo kana kukakavadzana muupenyu hwavo:

1. Pane zvakawanda nomazvo siyana nyanzvi uye utano zvivako, muchiziva zvakanaka sarudzo yako.

2. Kana uine matambudziko mukukurukurirana chiremba wako, nguva dzose kutaura musoro dhipatimendi kana mutevedzeri. chiremba mukuru vezvokurapa basa kugadzirisa nyaya dzose.

3. Kana kutyora kodzero dzako vakasununguka mishonga, onana kambani yacho inishuwarenzi hwokunyora kudzivirira zvavanofarira.

4. chiitiko kupokana pamusoro nekodzero muripo nokurapwa, tsanangurai mazita boka rako inishuwarenzi.

5. Kana iwe kubhadhara nokurapwa kuchengeta chibvumirano, achaongorora kuti adziise panguva zvekufamba pamberi kambani yacho inishuwarenzi kuti vawane kuripwa.

6. Itirawo mibvunzo zvose kuti mamaneja zvipatara, inishuwarenzi makambani nyanzvi uye unyanzvi pakati miganhu pavane Chi.