Purogiramu yekubhadhara mari yepenheni. Purogiramu yehurumende kubhadhara mari yepensheni

Purogiramu yekubhadhara mari yepensheni inoratidzika seyiyo inobatsira zvikuru, uye nhamba yevanhu vanobvumirana kuita nayo iri kuramba ichikura. Chii ichocho? Inobatsira ipi? Zvakakosha here kuti uitewo mairi?

General information

Mutemo, purogiramu yehurumende yekubhadhara mari yepensheni yakatanga muna 2009. Ichokwadi, kwete zvinhu zvose zvakanga zvakashata. Nokuda kwechibvumirano chakakosha kune chikamu cheshuwarisi chebhadhiro yemari, yakamira. Ndiko, avo vaiva nenguva - vakashandisa. Uye ipapo kuwanika kwavharwa. Asi kana pane chido chokutora chikamu mazviri, saka 2017 yakanaka nokuda kweizvi nekuda kwekuvandudzwa kwayo. Iye zvino tava nehuwandu huri nani kupfuura hwekare. Pano tichakurukura. Saka, chirongwa chepenjeni chekubhadhara mari chinomirirei? Zvakakosha here kuti uitewo mairi? Nyaya yokuti purogiramu yekubhadhara mari yepenhenesi inoreva kuti yega ruble yakapiwa nemunhu, hurumende ichawedzera imwe kubva payo. Izvi zvakanaka chaizvo kubva pakupa nguva yepenjeni, sezvo hutano hwayo huchaenderana nemari yakauya kumunhu wega wega. Somugumisiro, nekunyanyisa kukuru, unogona kuwana rubatsiro rwakanyanya. Uye kana kupfuura kwenguva, kuwedzera kwemazuva ano kunowedzera uye kunowira ku 1-2%, zvino zvichatibvumira kurarama zviri nani!

Kubatanidzwa

Vose vagari veRussian Federation vanogona kubatanidzwa purogiramu yekubhadhara mari yepenjeni. Asi izvi zvisati zvaitika iwe unofanira kudzidza zvese zviripo nokuda kwekugadzirira kwayo. Kuti uite chikamu, zvakakosha kugadzirira chikumbiro uye kuchiendesa icho kune vanyori vehomwe yepensheni maererano nehugaro hwavo hwekugara. Kwaari, iwe unoda kuwedzera kopi yepasipoti yako uye kuiisa kune mukuru wepamusoro paanonyora. Izvi zvinokoshawo kutarisira kuwanikwa kwechikwereti chepenishuwarenzi. Chii icho? Sezvambotaurwa, purogiramu yehurumende yekubhadhara mari yepensheni yakabatana zvakanyanya neye inshuwarisi chikamu chekupa kwekukwegura. Iwe unogona kutumira magwaro aya kana iwe pachako, kuburikidza nemushandi wako, kana kuburikidza nesangano rinoratidzwa nehomwe yepensheni yemabasa akadaro.

Nguva dzinokosha

Sezvazvakanga zvatozvinyorwa, chirongwa chekubhadhara mari yepensheni inopa chiyero che1: 1. Mune mamwe mazwi, vanhu vakawanda vanoita mari, zviri nani. Iko kune zvimwe zvakasiyana. Saka, vanhu vatove vasvika kumakore ekurasikirwa, asi vasingagamuchiri mubhadharo, vanowanikwa kanowedzera kuwanda apo vanoisa mari munhoroondo yavo. Ngatitarisei pane izvi mudiki. Muchiitiko chinowanzoitika, kana munhu achipa zviuru gumi rubles, nyika ichawedzera zvakawanda kubva kwaari. Asi kana ari mubhadharo, haagamuchiri kubhadhara, saka haazogamuchiri 20 000, asi 50 000, nokuti 40 000 ichawedzerwa kubva mubhadharo. Chero ani zvake anokwanisa kupa michero kuaka, chero munzira. Chinhu chimwe chete chinoda kuitika zvisati zvaitika kuti tibvunze nyanzvi dzezvematongerwo enyika kuitira kuti tiwane zviyero izvo zvichange zvakakodzera kutumira mari. Vamwe vanokakavara vanotenda kuti chirongwa chekubhadhara mari yepensheni kune vepateri uye avo vasati vasara kuti vadzorere vagari vemuzvigadziro zvinokonzerwa kuwedzera zviwanikwa zve PF. Asi hazvina mhosva kuti zvaive sei, kana zvisingabvumi, saka zvakanyatsogadzirirwa kunaka kwevanhu.

Zvibvumirano

Purogiramu yekubhadhara mari yepensheni yakawedzerwa, asi pane zvimwe zvingakwanisi. Nokudaro, zvakasimbiswa kuti kushanda mubhadharo muna 2017 hakukwanisi kutora chikamu mairi. Hurumende inofunga kuti iyo yavo yepenhenji icharamba ichingowedzera nekuda kwekuwedzera kwemishonga yehushuga kubva kuvashandi. Uye havadi mari yakawedzerwa. Uye iyo yose inofadza sei! Zvakanakisisa kupa mari kubhadhara, asi hazvibviri kushanda pairi! Uyezve, zvinofanira kuonekwa kuvepo kwehuwandu hwakawanda hwemashure, izvo zvingava zvakanaka kukumbira kubva kune vamiririri vebazi remuP. Chimwe chikamu chikuru chinowanikwa pakuwanazve. Saka, mugari anoshandisa mukana uyu anokwanisa kubhadhara kamwechete pagore mari inosvika zviuru zviviri kusvika gumi nemaviri rubles.

Sei zvakatangwa?

Sei zvakasarudzwa kuti purogiramu yekubhadhara mari yekubhadhara mari yevahedheni nevasiri vasiri vagari vasina kusiya zororo kuzorarama? Pakutanga dhiyo huru yakaitwa pamushuwarisi. Asi nekufamba kwenguva zvakava pachena kuti urongwa hwakadaro hahuzobvumira kuchengetedza hupenyu hwepamusoro. Paiva nezvimwe zvinetso muna 2014, apo inishuwarensi zvikamu zvepensheni zvakanga zvakaoma. Nokudaro, zvakasarudzwa kuti dambudziko racho, pasinei nekuvapo kwayo uye nemwero mukuru, richiri kudiwa kurongedzwa. Uye nzira iyi inobvumira kuwedzera hukuru hwehuwandu hwehupenyu hwemarudzi ose evanhu munguva yemberi. Kune rimwe boka revanhu kune avo richave rakanyanya kufadza. Saka, vanhu vakaberekwa kare muna 1967 uye vasina kutora chikamu pakuumbwa kwechikamu chakabhadharwa mari, vachave nemukana wekutungamira chikamu chemari yakagamuchirwa. Izvi zvichaita kuti zvive nyore kubvisa basa. Vamwe vagari vaduku vachagovana mari pakati pekubhadhara mari nekuunganidza.

Mhedziso

Vashandi vanogonawo kutora chikamu muchiito ichi, kutumira kukero yemunhu mari yakakodzera. Izvi zvinogona kuderedza chiyero che UST. Pasinei nezvakabatsiri zvebhuku rino uye maitiro ekuvimbika evatori vezvemari vanoshandisa nzira iyi, vashandi vanonoka kutarisira hupenyu hwevashandi vavo. Saka iwe unogona kutora semuenzaniso mamwe mazuva masere segore rapera. Zvadaro vagari vakatumira 7.1 mabhiriyoni rubles, asi masangano akawana pasi pemamiriyoni 130. Panguva ino, maererano nemashoko ehurumende, vakuru vanopfuura mamiriyoni 8 vakashandisa purogiramu iyi. Kwemakore ekushanda kwayo, vakaendesa kumabhuku avo makumi mana nemashanu nehafu haibleji rubles. Ichokwadi, pachine chikonzero chekutaura pamusoro pekuvimba uye nguva isina remangwana. Sezvazvinozivikanwa, kubva muna 2014 Russian Federation yakaona matambudziko makuru muurongwa hwehupfumi. Nokudaro, kuedza kwakawanda kwevakuru vakuru kune chinangwa chokuderedza kuwanda kwemari inoenda kumutambo wepenjeni, uye inosanganisira vagari vari muhutano hwekuzvimiririra maitiro avo ekuchengetedza.