Nzira yekuwana MTPL seiko

Chimwe chinhu chemotokari yemotokari yveshuwarenzi ndeyekuti OSAGO haavimbisi motokari, asi mutoro wemuridzi wayo kune vamwe vatatu. Icho chikonzero, mutemo uchadzorera kukanganisa kunokonzerwa kune vamwe vatori vechikamu munharaunda. Mari yekugadzirisa motokari yakabatwa muchiitiko haina kubhadharwa nemhando iyi ye inshuwarisi. Mari inobva kuinishuwarenzi ichagamuchirwa chete nevakakuvadzwa, uye kwete chikonzero chemhosva. Chero bedzi, kana zvichiguma nekuda kwechiitiko, anogona kugamuchira mari ye OSAGO, ndeye mutsauko mumwe.

Musi waEpril 19, 2013, Hurumende Duma yakapfuudza mushumo wekubhadhara kwaOORAGO kuwedzera. Kuwedzerwa kwemishumo yeinishuwarenzi kuchaitika mumatanho kubva ku 160 kusvika kuzana zviuru makumi mashanu zveRubles kuburikidza nevakaurawa. Uyezve, kubhadhara kwekukuvara kweimba kunowedzera kubva pa12 kusvika ku400 zviuru zveRubles. Vakatambudzwa vachave nekodzero yekuzvisarudzira - kutora mubhadharo nemari kana kuigadzirisa pachiteshi chebasa.

Zvakakosha kunzwisisa kuti kuitira kuti nokukurumidze uye kugamuchira zvikwereti kune OSAGO kubva kune inshuwarisi yekambani, zvakakosha kutanga kutanga kuita mushure mekunge pangozi yacho. Chokutanga pane zvose, zvinotarisirwa kukwanisa kunyatsogadzira njodzi, nyora zvinyorwa zvinonyatsokwanisa, kuunganidza zvinyorwa zvose uye kubudirira kupedza kuongorora. Izvo zvakanyanya kukanganisa njodzi, nguva yakawanda iyi nzira inotora. Kukanganisa chero kupi zvako mukugadzirwa kwemagwaro kunogona kuva chikonzero chokuramba kubhadhara.

Muchiitiko chemhosva yakaipisisa zvakakosha kuti pakarepo uwane zvapupu zvechiitiko. Nenguva isipi tumira mapurisa emigwagwa. Vasati vasvika, chengetedza motokari iwe pachako kuti uzive kuti kukuvara kunofanira kunyorwa chii. Kana mumwe wavo asingaratidzi, zvikwereti zve OSAGO mukunaka kwako zvichave zvishoma.

Paunomirira kuti vashandi vasvike, danai kambani yenyu yveshuwarenzi. Tsanangura mamiriro acho ezvinhu kune anoshanda uye tevera mazano ake. Iwe unofanirwa kuzadza chipiri chebhuku nekabhuku rakanzi "Notification yengozi". Usakanganwa kuisa zvinyorwa (iwe pachako uye wechipiri mubatsiri) pamakopi ose.

Pazuva rematambudziko, unofanirwa kugamuchira fomu yepeti yefomu nhamba 748 (pakubatanidzwa nengozi). Kana purogiramu ine mhosva yekutungamirira yakagadzirwa, zvakakosha kutora kopi yayo kuendesa kune inshuwarisi (chengetedza mapepa ose ane zvisimbiso).

Somugumisiro, iwe unofanira kusarudza zuva rekushanyira kumupurisa, uyo achagadzirisa chinokonzerwa nematambudziko. Iwe uchapiwa chirevo pamhosva. Usakanganwa nguva yekubhadhara kwaOORAGO. Mumazuva gumi mushure memutambo, iwe uchada kushanyira kambani yeinishuwarensi yekubhadhara chikwereti, sora chikumbiro uye usasiye zvikamu zvose zvemashoko (kureva nhamba 748, protocol inopomerwa, PTA, chekuongorora chemotokari, chiremba chekunyora uye pasipasiti ye muridzi wemotokari, chikwata chekutyaira, Receipt yemaripo). Maripo inofanira kuitwa neinishuwarenzi mukati memazuva 30 mushure mokugamuchira magwaro (kana iwe uchatumirwa kurambidzwa kunokurudzira).

Maererano nemutemo, kune nguva dzose kubhadharwa pamotokari yemotokari TPL inshurensi inofunga nezvekuderera. Izvi zvinoreva kuti mukuru wemotokari, iyo yakaderera mari yacho ichaongororwa kukanganisa. Iko kuti, mari inoratidzirwa muongororo inogona kunge yakakura kudarika iyo iwe unogona kuwana kubva kusangano re inshuwarisi.