Nyanzvi nzira kuwedzera bhajeti yenyu. A nzira guru kuchengetedza uye vawedzere bhajeti

Kuti awedzere renyu guru, pakutanga ndiko kunzwisisa pfungwa mbiri: mari uye mari. vanhu Most vakapfuma zvasvika padanho kwavo kubudirira zvokunyama chete nokuti vakakwanisa nemazvo redistribute kwete chete mari asiwo mari. Uchifunga nyanzvi nzira kuwedzera bhajeti yenyu, teerera maviri-danho inoenda kubudirira zvokunyama, kuti kupfuura pane kubudirira zvinhu hazvifaniri kuverenga:

1. Tichiverenga zvachose purofiti: makomborero, pensions, mubayiro, chikamu-nguva uye zvichingodaro.
2. Pasingaverengwi mari: chokufambisa, zvokudya, mitambo, kutenga zvikuru uye zvimwe zvinhu.

Rationally dzinoongorora mamiriro avo emari, unogona kutora matanho uye funga yokutanga zvinhu inivhesitimendi.

Sei govera mari uye mari?

Apedza maviri zvinhu zvinorondedzerwa kusanganiswa tsika dziri kuenzaniswa, uye kwakavakirwa mugumisiro vakaronga mabasa ramangwana. Kana purofiti yakawanda mari, anoramba akasununguka guta, iro achawedzerwa ramangwana. Kana mari uye mari inoshandiswa, unofanira kutema mari kana kutarisira zvimwe zvinopa mari. Saizvozvowo, tinofanira kuita uye kana kuparadzwa kwazvo mari.

Free mari muchivigiro wokufambisa, achabereka mubereko, zvishoma nezvishoma vachiwedzera sezvinoita snowball. Nokufamba kwenguva, guta guru uchatanga kushanda pacharo, uye kana zano chichabviswa raparurwa, ari chokuwanziridza ari bhajeti haangavi zvinoda chinokosha simba rakawanda.

Bhizimisi muna OFBU mubhangi

Fund zvakanaka, rwezvemabhengi uye mukuru kurapa mari, - kwegadziriro mari, iri urongwa ose zvemari. mabasa avo vari nokudzorwa Central Bank munyika. Zano bhizimisi iri nyore chaizvo. Mumamiriro ezvinhu dzakawanda, investor anopa akasununguka nemari. Mumwe mwedzi, kwemakore mashoma vachafanira kuita zvimwe upfumi. Pamusoro expiry makore matatu, kana uwandu mari ichava yakasimba, kapitalovkladchik rinodzidzisa mukana kubvisa hafu akaunganidza mari uye kutamira navo pachavo nyaya, kuwanazve mari yavo zvakaoma yakatsakatika. The depositor vachapiwa kubhadharwa yechimbadzo rakachengetedzwa uwandu. Izvi shanduro pusa mari zviri nyore chaizvo kuti kuronga, zvichava kuyeuchidza munhu mudyandigere wechipiri.

Bhizimisi kudzora kubhengi

Kuongorora nzira kuti nyanzvi kuwedzera bhajeti ravo, kwete uchashayikwa ne pfungwa kudzora (twa zvakanaka). mukova pachikumbaridzo mune chirongwa ichi investor kwayo chaizvo uye ingabva hafu yemiriyoni rubles. Kusiyana pangozi nayo - refu chikamu profitability. Kana tichienzanisa bhizimisi iri mari zvakanaka, ipapo hapana kuva pamwedzi pamusoro kumusoro mupiro yavo, uye kufarira vachabviswa pashure wokutanga pamwedzi pamwe. Chakanaka Kutarisira kunosanganisira kuparadzirwa nyanzvi mari nemasangano inivhesitimendi. Mari inogona kushandiswa kutenga migove, vanogona kuva paakapiwa mu yakawiriranwa mari kana kushandiswa vanotengesa akawanda mari pamusika. Kuongorora nzira kuti nyanzvi kuwedzera bhajeti ravo, tinoswedera pfungwa yokuti izvi ndizvo kutungamirirwa kupfuura nyore uye hakurevi chinhu chaicho ruzivo.

Bhizimisi inokosha simbi

Large zvemari Masangano kupa mumwe kunobva mari. Bhizimisi inokosha nesimbi iri kuramba dzakakurumbira. Zvikuru rakapa kutenga imwe bhengi sirivha Gráfica, goridhe uye Platinum, uye kuvimba kuti mushure pavanenge vava anodhura. Kutenga goridhe nesirivha, kunyanya mune nguva yavo vanoshingaira mutengo kwidza - chiito chikuru kuwedzera bhajeti kwayo.

Panguva ino nguva vanopedzisira mirayiridzo iyi hakusi zvakakodzera nokuda kusagadzikana zvoupfumi mamiriro ezvinhu munyika. Kana kutarira mutengo chati, uchaona kuti ari wokupedzisira mishoma, zvose simbi dzinokosha vanowa pakukosha. Small mutengo kuwedzera sezvakarayirwa 5% agumise mumwe donhwe.

Bhizimisi mumatanda uye mugove

Kana uine mari yaipinda, uye uine ruzivo pamusoro kukura upfumi, zvinokwanisika kuti funga mikana yakadaro kuwedzera bhajeti ayo, sezvo kutenga mumatanda uye mugove. Zvadaro vanovimba imwe-nguva mari uye hwose mibayiro havasi zviripo. Hwomutambarakede kuvapo, kupedzisa kubudirira kutengeserana, hazvishandi. Sezvataurwa pamusoro apa, upfumi hakusi kugadzikana. Kunyange zuro, makambani vanobudirira uye yakabudirira vanorwiswa unopinza kuderera mumigove yavo uye kurasikirwa mubereko kubva makambani. In pamberi yakawanda mari, unogona kutora rubatsiro investor masangano. Nokuti vamwe muripo nenyanzvi achatora kuitisa musika Kuongorora kuchengetedzeka uye pave kuti vaizotibata kwazvo nzvimbo inivhesitimendi.

mari Exchange

Achida kuwedzera bhajeti ravo kuve nguva "kutamba" ari dambudziko iri mari kutendeuka. Unogona kuona mirayiridzo muenzaniso ezvinhu Russia mwedzi ichangobva kupfuura. vagari avo Kutamiswa mari yavo madhora mukutanga Mumatsutso 2014, zvino vakawedzera ravo guru nehafu. Nokutenga mari yakaderera cost, vanogona ikozvino exchange mamwe zvazvingava kwayo. The chete dambudziko iri kuti kuchinja aya chokwadi munyika kamwe chete mumakore mashoma, panguva yatinenge achiipa upfumi pashure refu Danho kwaro ichatonga zvine mbiri. Sezvakaita pamwe kutenga migove kana kuchengetedzeka, pane zvinodiwa zvakananga ruzivo mumunda zvoupfumi uye zvematongerwo enyika.

Purchase kusungwa

Kupa zvakanakisisa zvavanogona kuwedzera bhajeti yenyu, nyanzvi dzinokurudzira kuti funga wokusarudza kutenga bhangi kusungwa. Kana ukatenga kuchengetedzeka vari tsika zvemari iyo pane rubatso, unogona kuverenga pamusoro mashoma dzimwe muzana. Asi chisungo, vanogona kuunza 12-13% pa annum. Pasinei chokwadi kuti zvisungo zviri zvikuru riskier dhipoziti, kana ukasarudza inoshandiswa kodzero kutenga kwavari, unogona kuverenga pamusoro zvikuru yekutenga mugumisiro.

Bhizimisi mu Internet

A zvakajairika chaizvo Chestkuva ano investor - a PAMM-nhoroondo. Zvikuru yakakura chikamu vanhu kupa mari yavo kuti kushandisa unyanzvi vatengesi vanenge kuchinjanisa zviridzwa zvemari pamusoro dzakawanda misika mari. Ichi Muitiro chikamu pfungwa "wakanakisisa nzira kuwedzera bhajeti yenyu" nokuti uwandu mari kunogona kuva akasiyana chaizvo. Bvumidzwa kupa utariri sezvo $ 10, uye 100, 1000, 10, 000 uye kupfuura. Kana ukadzidza sei kusarudza zvakanaka maneja, matambudziko zvibereko riri guru harimuki.

Chii PAMM-nhoroondo uye sei mari mariri?

A kuita zvikuru kuwedzera kwayo bhajeti - pakutevedzera pamwe chepamusoro goho uye usingashandi nesimba uye nguva. PAMM ari Zvakanakisa kusangana izvi zvinhu zvose. Kutanga kuti kusarudza repamusoro nekusimba bhuroka boka, pasi iro basa iri inowanika uye akapa. Zvaakanga adzidza PAMM Account Ratings, unofanira kusarudza inofadza muzvinashawo. Kazhinji panguva chaiyo nzvimbo kare zvakabudisa migumisiro kutengeserana dziwane yavose sezvavakatarirwa. Simply kusarudza optimum mamiriro ezvinhu pakudyidzana uye kupinda guru nokubatsirwa zvigadzirwa mubhadharo hurongwa tichiregeredza munhu achaita chirango mari.

Where hazvina kukodzera bhizimisi?

Aiming kuwedzera bhajeti yenyu, hazvina zvakakodzera kugamuchira ngozi inopa soro goho riri pfupi zvichibvira nguva. Hamuna kuunza mari yakawanda, asi anova chinokonzera kushushikana. Zvinosuruvarisa pane yakawanda vanonyengedza makambani kuti pasi chokumupomera kuti bhizimisi iri vaizotibata munzvimbo nyore kutora mari kubva nemakasitoma dzinobatanidzwa, uye ipapo inonyangarika kubva kumusika. No vanofanira kugadzirisa kuti inopa kambani kuti murege kupa mishumo kuparadzira mari. Usati tama kupati rechitatu yakawanda mari, unofanira kudzidza zvose nezvokuzadziswa Kudyidzana.

Regai vanopedzisira chepiramidhi

Ongorora nzira kuwedzera bhajeti yenyu, regai kuva anyengedza chaizvo kubva munyaya chepiramidhi zvirongwa, apo chikamu mupiro akabhadhara kubva mari vakabatsira vamwe vanoita. Pasinei anoedza inopiwa, pane mukuru panjodzi. Imi chete haagoni kuva nguva yokubva kwavo guta kubva chivako. Wana tichiregeredza kubiridzira kwakadaro kunobvira kune vamire chaipo pamusoro chepiramidhi. Late vanoita kwete chete hamugamuchiri mubereko yechipikirwa, asi vanorasikirwa nemari yavo. Hapana munhu anogona kunyatsotaura kuti nguva piramidhi collapses uye panguva ipi padanho pakukura inowanikwa.

ngozi diversification

Kana uchida kushandisa unofanira kudzidza kwete chete, asiwo kuti kushandisa nzvimbo embodiments ari nyanzvi kuwedzera bhajeti ravo. Hazvina zvakafanira kugara pane imwe achitungamirirwa inivhesitimendi. Risk diversification kunokosha. Hazvinei chishandiso kuwedzera purofiti anosarudzwa, kunosanganisira imwe ngozi. Uye kana iwe kuitika dambudziko, unogona kugara pasina nzira. Kana mari iri kuitwa akawanda mirayiridzo panguva, chete chikamu mari dzavo inogona kurasika. Nokudaro mubereko pamusoro dzasara guru kudarika varasikirwa. Kutonga uku ndiko kuhupenyu kutenga kuchengetedzeka uye zvisungo uye bhizimisi iri PAMM-Nhoroondo kana mugove. Kunyange misorowo duku inofanira muzvikamu uye kutumira mumwe nomumwe kusarudza yasarudzwa chiteshi.

Sei rikasakurumidza?

Yeuka rinokosha utongi kuwedzera bhajeti yenyu nokuda mwedzi uye hazvibviri kuva shoroma. Hapana mubvunzo pamusoro zvipikirwa scams, chokwadi anouya ezvinhu aripo. Sezvo chero basa, kuti vabudirire kutsvakwa pamwero zvokunyama zvakanaka achatora nguva. Kunokonzera profitability chirongwa, kunokonzera pangozi yokurasikirwa guru. Kuwedzera mari - uyu zvishoma nezvishoma uye anononoka muitiro.

Chii chaungatarisira?

Kana ukasarudza zvakarurama nzira kuti nenyanzvi nekuwanza bhajeti yenyu, mugumisiro haanganonoki refu. First purofiti pamwe zvinenge nechimwe zvirongwa zvinogona kuonekwa mushure mwedzi mumwe chete. Mubvunzo uri chii pamwero zvinonzi aronga kuwedzera kutanga-up guta. Kana chinangwa chacho chokusika zvinhu aibuda, izvo zvinogona kufukidza zvose aronga uye kuzvironga ishandise kupfura mubereko hakusi zviripo. haibatsiri nenzvimbo achaunza yakakura zvikuru kushanda. Sezvo mari achawanda exponentially. Kana tiri chaizvo zvakasimba mari, uye pasina chimwezve tsime mari hazvibviri vararame, akabvumira kubviswa hapana anopfuura 10% of purofiti yacho investor wacho chirongwa. Ndinoda kuwedzera kuti mari yakawanda kushanda, ndipo zvakamubaya vachatsanya. Yokuchengetera mari dzavo "pasi metiresi" hazvina musoro, sezvo mitengo anodya zvakazara zvinoonekwa mari. Mari vanofanira kushanda munhu, uye kwete vakutarisire.