Kupa mari kune kadhi: chii ichocho uye chinotyisidzira. Gulf mapa: kuongorora

Pamisangano yakasiyana-siyana, mapurisa ehurukuro kana mumagariro evanhu nhasi iwe unogona kuona zvakawanda zvemashoko pamusoro pezvinonzi mabhanki emari emakadhi ebhangi. Mabhuku akadaro angangotarisa chimwe chinhu chakadai: "Ndichazadza bhayi nekadhi, basa rakawedzerwa, vanhu vakakosha vanodiwa, tichabatsira kubhadhara zvikwereti uye zvikwereti," nezvimwewo. Kazhinji mune zviziviso izvi vanopikira pane zvikomborero zvakakura zvekuurayiwa, pakutanga, maitiro ezvishoma. Vanhu vazhinji vanogona kunge vachifarira zvirevo zvakadaro, uye vashomanana chete ndivo vachayeuka kuti cheese yakasununguka inongova mumutsetse wechirwere.

Saka chii chiri kubata? Chii chinonzi bay pane pamapu? Mhinduro pamabasa akadaro ichagoverwa pasi apa, asi nyaya ino inoda kunyatsofungisisa.

Chii chiri Gulf yeMari?

Izwi rokuti "bay" rinoreva izwi uye rinowanzoparadzirwa paWorld Wide Web. Chinokosha ndechekuti vamwe vanhu vanopa munhu kubhadhara kambani yake yebhangi kana kuita bhidhi pane kadhi reBanki rekuchengetera kune imwe mari yemari, uye yakawanda. Kazhinji mumabasa aya anoonekwa mazana ezviuru zveRubles. Zvadaro munhu akawana gomba anofanira kutenga mari iyi uye ovatumira kune zvakataurwa, achisiya kubvumirana kwepakutanga kwemari yose. Kukura kwemari yacho yakakura chaizvo - 20-50%! Bvumirana, mari iyi haisi kure mumugwagwa, kunyanya kana iwe uchipikanwa kuti uduruke mazana mashoma euru rubles. Zvakakosha kuziva kuti matanho akadaro anowanzosangana nevanhu avo vane matambudziko emari, angave vane zvikwereti kana zvikwereti zvinoda kubhadharwa nokukurumidza.

Uye pano inouya mubvunzo wekuti zvakakosha kubatanidza uye kuwana gomba yemari pane kadhi iri rako here? Mushure mezvose, kubata ndeye mhedzisiro yemari iyi: iyo inongowanikwa nemitemo yeupombwe kana kubviswa zvakakwana.

Mari iyi inobva kupi?

Nhasi, kune vasingaverengeki vanokanganisa zvakasiyana-siyana avo, nenzira imwe kana imwe, vanoedza kutora mari yevamwe vanhu. Zvisinei, kazhinji kacho vanonyengedzwa vashandisi ivo vanoendesa mari yavo kuti vanyengedze pasi pechikonzero chekutenga chimwe chinhu kana kuisa mari mumapurogiramu akakwirira mune zvavanokurudzira kudzorera nhoroondo nekadhi rebhangi. Aya mapurisa ari mapiramidhi emari semamiriri eSergei Mavrodi. Uyewo vashandisi vanogona kurasikirwa nekutonga pamusoro pemagetsi avo emagetsi - zvakawanda zvekusarudza. Muzviitiko zvakawanda zvekunyengedzera kweInternet, hapana maedzo ari kuitika, uye vanyengeri havakwanisi kubvisa mari vachishandisa chero zvirongwa zvakakosha uye vanoshandisa maitiro evanhu vasina kubvumirwa nekuda kweizvi.

Asi vamwe varoyi vanoshanda mune zvakawanda uye mabhanga ekubira, mune imwe nzira kana imwe, vachiwana kodzero dzavo. Sezvo kufamba kwose kwemari mubhengi iri kugadziriswa, ava vanorwisa vanomanikidzwa kushandisa zvirongwa zvakasiyana zvemari yekutsvaga mari. Munyaya iyi, mutsara hauna kutungamirira kwavari, asi kune avo vanogamuchira mari - ndivo vane mhosva, asi varoyi vechokwadi vanoenda vasina kurangwa.

Bay scheme

Muzvokwadi, maitiro akadaro anoitwa sezvinotevera:

• Kutanga, vatadzi vari kuedza kutsvaga munhu kuburikidza navo kwavanogona kutenga mari yakasviba. Nokuda kweizvi, kuendesa kwemaimeri kune magetsi mabhokisi kunogona kuitwa, kazhinji mumisasa yakasiyana-siyana uye nemapuraneti emashoko, shoko rinowirirana rinosara, somuenzaniso, vanonyora kuti unoda bhazha rinokurumidza kune kadhi nezvimwe zvakadaro. Kukurukurirana mashoko anowanzoratidzwa ne kero ye-e-mail.
• Kungoti munhu anofarira achisangana nevanonyadzisa, vanotsanangura pfungwa huru, vanobvumirana pamusoro pemari iyo inoda kudzorerwa, kazhinji pasina kureva mavambo emari.
• Munhu anobvunzwa nhamba yekadhi, kana isina kuwanika, zvino vanopa kupa nzvimbo itsva mubhangi kuitira kuti munhu ashandise. Panguva imwecheteyo, yakakwirira yepamusoro yekadhi, yakawanda mari yaunogona kuidururira pairi.
• Pashure penguva, mari inogamuchirwa pamakadhi.
• Munhu wacho anoenda kuATM kana kubazi rebhangi ndokukanda mari yacho. Kubvira panguva iyoyo zvichienda mberi, anova mutsigiri kune vanoita zvakaipa.
• Sezvakabvumidzwa, munhu akagamuchira bhayi racho, anotumira mari yakati kune imwe tsanangudzo, uye anotora zvese.

Migumisiro inobvira yekuita muGulf

Munhu akapa rubatsiro kumakororo mukukwereta uye kutengesa mari inogamuchirwa nehuipi hwemhosva, saka vanova shamwari yavo. Uye hazvina basa kuti yakadzoka sei kwavari uye kana yakadzoka zvachose. Muchiitiko chekuti vamwe vaseki vatora mari kubva kune dzimwe vanhu, mabhizimisi ehurumende yekusachengetedza inogona nyore nyore kugadzirisa nekadhi yemakadhi akabvumirana neyo. Kutsvaga kugashira kwekupedzisira hakugoni kubvumira chero mhinduro. Muchiitiko ichi, hazvisi zvakaoma kufungidzira kuti ndiani achava muchengeti uye achabata mabasa ose.

Kuzvibatanidza mumatambudziko akadaro, unogona kuwana mutongo chaiwo wejeri. Mune ramangwana, zvinogona kuitika kuti mari yakashambadzirwa yakashandiswa kutenga zvinodhaka, zvombo kana kuita chiito chegandanga, naizvozvo zvakakosha kufunga zvakare kana iwe uchida chaizvo nzvimbo iri pamepu.

Nzira yekuzvidzivirira nayo

Usati watarisa nzira dziri nyore dzekuita mari, iwe unofanira kuongorora zvakabudirira uye zvakashata. Hazvisiko kuvimba nemashoko ekutanga wekutanga uye teerera kune zvakanyorerwa maforamu pamusoro peiyo iri pamepu. Kuongorora kunogona kungove kusingabatsiri, saka haugone kuvimba navo. Uyewo, usakanganwa mutemo mukuru - tese yakasununguka inongowanikwa mumatafura.

Kana iwe uchiri kugamuchira mari yekadhi, nzvimbo yacho pasina mhaka haigone kuiswa. Pakarepo unoda kuenda kubhangi ugozivisa kuti kadhi yakagamuchira mari, mhedzisiro iyo muridzi wacho asina pfungwa shomanana. Regai vanyatsonzwisisa chii. Uye zvakanakisa kuti usasvibise nevanhu vanopa mabheji kumapu.

Banal fraud

Ichokwadi, muhuwandu hwemhosva, zvinhu zvose zvinoshandiswa kuva nyore - hapana mazhenje angasazoitika, nokuti anozvidza ivo pachavo vachivhima mari yevamwe vanhu, uye musatumira ropa ravo kune vose vari mumutsara. Sezvaunoziva, zvirongwa zvenhema zvisingashandisi chete, uye hazvishamisi kuti kubudirira kukuru kunowanikwa nevashambadzi mune dzimwe nzvimbo umo munhu anogona kutamba pamakaro evanhu vanorasikirwa nemisoro yavo mukutsvaka mari nyore. Zvivako zvakadai se "bay pamapu, kuwedzera. Basa "inongova chikonzero chevanhu vakadaro.

Kusanyora nekunyora uye kusakwanisa kwevangakanganiswa kunowanikwawo mumaoko evanopinda. Kune imwe nzvimbo, Indaneti ndiyo pfuma inowanikwa yevhiringidzi, nokuti pano unogona kuita chero rudzi rwemhando ipi zvayo inofungidzira. Pano zvinonyadzisa, kushandura ramangwana rakakanganiswa, rinogona kutaurwa kune chero garantors kana zvinyorwa zvevamwe vashandi vakagutsikana vanofungidzirwa kuti vakagamuchira bay pa kadhi. Aya maitiro anowanzotadza uye anosiiwa nekuda kwevanhu vasiripo. Usatenda zvose zvakanyorwa paInternet.

Pasi pane maitiro mashomanana anowanzoitwa nekubiridzira ane chokuita nekadhi kadi.

Kurambana kwekubhadhara mberi

Kazhinji kazhinji, pasi pekufungidzira kwebaya pamapu, vanotengesa vanoedza kubata mari yevamwe vanhu. Nokuda kweizvi, munhu anovimbiswa kuti aite bhayi, asi vanoti iyo inshuwarisi inokosha, inopa imwe guarantor, iyo inonzi inopindira yakavimbika mumatengesi akadaro. Chinokosha ndechokuti iwe unoda kuita chimwe chipo, dzozazve account yako nekadhi rebhangi, nokuda kweizvi unogona kushandisa guarantor iwe unogona kuvimba. Nhau ine gomba inopera, pakarepo apo vanonyangadza vanowana mubayiro wehupfighuru. Nokuti kukanganisa kwakadaro kunogona kuuya sekadhi yebhangi, uye marudzi ese emagetsi ekubhadhara maitiro.

Tricket chikwereti

Iyi ndiyo chirongwa chekurambana kwemari, iyo inowanzoshandiswa mukudhura 90-ies. Mazuva ano zvinonyadzisa zvakagadzirisa kuzvinhu zvemazuva ano uye zvakanyatsoshanda kushandisa paInternet.

Hapana kubhadharwa kubhadhara kunokosha, uye kushorwa kunonyora mari, somuenzaniso, vanoita bhayi paKadhi reBhengi raAva. Nokugadzirira kare, munhu anotumira chikamu chemari kune munhu anodira mukati, mushure mokunge muridzi wemari iyi achiita sokunge achida kudzoka kwavo, achitya kuudza mapurisa nezvimwe zvakadaro. Pane vanhu vakawanda izvi zvinoshanda, uye ivo, kuitira kuti vadzivise matambudziko, vanopa mubhadhari anonzi anonzi muridzi wezvinhu zvavanonzi vakaba mari kubva kwaari. Iko mushure mekunge kunouya kunzwisisa kwokuti akanga ari muhohoots ne fillers.

Mhedziso

Haisi chakavanzika icho chakaipa chakagadzira nhamba dzisingagumi dzenzira dzakasiyana dzavanoedza kutora mari yevanhu vasingazivi uye vanosemesa. Ndezvipi zvimwe zvingadzidza kuburikidza nekuverenga zvinyorwa zvevanhu pamusoro peiyo pamepu? Idzo mhinduro dzakasiyiwa navo, taura nezvemhosva dzakawanda apo vashandi vakakwanisa kuwana rusununguko zvakananga kumakadhi ebhangi evanhu. Varwi vanochera PIN neCVV makadhi uye mamwe mashoko anovabatsira kubata vanhu vasina kufanira.

Rinoramba riripo chete kuti ridzokere zvakare kuti mukutsvaga nyore nyore iwe unogona kungozviitira iwe matambudziko akawanda uye kurasikirwa nekupedzisira mari iripo. Uyu mazwi anonyanya kuitika maererano nehutano hwevanhu. Dzidza mamwe mashoko uye zvakakosha - funga nemusoro wako. Iyi ndiyo nzira yega yekuzvidzivirira kubva kuzvirwere nevanopinda.