"Kuban Universal Bank" Ltd.: vatengi wongororo

"Kuban Universal Bank" - pazera duku asi yakavimbika zvemari musika vechikamu. Ndiye chevanorwara remunharaunda, kudzimbahwe riri muguta Krasnodar. Mabasa mari sangano iri neKomisheni yomunharaunda yaitonga. Kubhangi kuti vatengi vari vanhu vanogara mudunhu. inofambiswa dzavo pamusoro sangano iri zvakanaka chaizvo, sezvo padanho basa zvakakwirira zvikuru.

Main mabasa

"Kuban Bank Universal" iri kuitika munyika Implementation kwete mari, asi evanhu uye dzomumaguta zvirongwa chete. The chikuru Basa nemasangano - ndiko kushanda yemakambani nemakasitoma, ravo basa uye anomukweretesa. Mari yacho Institute basa raMwari rinoitwa kunyanya tichiregeredza vanhu 'deposits. Inzwi ravo yakaenzana 40,88% zvose zvinhu. Ruzhinji mukutsirani of Institute ndiye Municipal Administration pakati Krasnodar. Maererano kubhangi kuti vatengi vakati kuti shoma-siyana mabasa, pasina zvigadzirwa yakananga uye vaitaura kusangana zvakazara zvinodiwa vemo. Deposits uye zvikwereti Anopiwa makwikwi kufarira prices. Mari anotamisa uye kubhadhara havasi achiperekedzwa makuru makomisheni. The pamazita makadhi bhangi anogona kugutsa zvose zvinodiwa kwayo vatengi chawo.

Approach kune yemakambani vatengi

"Kuban Universal Bank" unoshanda pamusika mari kubva 1994. Mumakore 21 basa, nhamba yose yemakambani vatengi iri kuwedzera. Pakutanga yakazvimirira chikwereti uye dzidzo zvemari akaitirwa kugadzirisa nyaya panguva matunhu neminisiparati chechetere. Nhasi, mari zvikoro kushandisa kuminamato matunhu neminisiparati uye ezvokutengeserana mabhizimisi, dzokutengeserana Makambani uye maumbirwo diki uye svikiro mabhizimisi, vanhu uye masangano ehurumende. Vatengi vakawanda vanoti kuti ose kubhengi vatengi nokukurumidza anovaka ukama zvibereko uye vashanduri zvinobatsira. Nyanzvi kushanda kwenguva refu ari rwezvemabhengi zvekutepfenyura, muri kutaura nomumwe zvakakwana, sezvo pundutso matambudziko chaiwo.

Nhengo nemasangano paruzhinji

"Kuban Universal Bank" mushumiri wenguva nhengo Visa International ezvinhu, chikamu Association of Regional Banks uye Association wokuRussia mabhanga chiito sevatori vechikamu kuti ari dhipoziti inishuwarenzi hurongwa. Muna 2010, tsika zvemari kwava azere nhengo Vimbiso Fund kutsigira madiki. Kuva hurumende-pamwero masangano, uyewo vakawanda zvakanaka wongororo pamusoro vaishanda vose chevanorwara zvemari anoratidza refu azvipire basa uye kuzosimbisa nomukurumbira wakanaka.

Financial rubatsiro voga vatengi

Financial masangano anoshanda munzvimbo uye duku network, kazhinji yakakwirira kutendeseka. Hapana Kunze uye sangano iri mari (Krasnodar). "Kuban Universal Bank", ne mamwe mahofisi maviri chete, kuzvigona ayo mitoro. Sezvo makasitoma vanoti, kwema zvose zvemari vakaitwa pamutemo deadlines, hapana sokunonoka uye postponements. madiki kunyanya anofadzwa nebasa mari nemasangano uyewo chero mushumo zvakagadzirwa akavhiyiwa yaitwa nokukurumidza. In tichienzanisa Hofori ose pamusika mari, "Kuban Bank Universal", wongororo iyo dzinoturwa nenzira yakanaka, pasinei duku guru mvumo (669,960,000 rubles) haasi kuwana aiomerwa liquidity. Mitoro kuti nevamwe chinozoiswa kusvikira 2014 dambudziko, uye akaita nhasi.

Anoyevedza upfumi uye unhu basa

vanoita Vakawanda vanobvuma zvakanaka ichikwezva dhipoziti zvirongwa. zvigadzirwa zvitsva vainyatsotarisirwa vakapoteredzwa:

• "Nyungudika" zvipo. Izwi iri dhipoziti - mazuva 200. The chimbadzo ndiyo 16%, izvo zviri dzakakwirira zvikuru kupfuura inopiwa nezvimwe masangano zvemari. Kuripwa vaunganidza purofiti vakatakura pamusoro expiry esungano.
• Mupiro "Business vanhu". Izwi iri dhipoziti ndiwo mazuva 400. Yokutanga Mazuva 200 Panodyidzanwa nomupiro zvichawedzerwa vari chikamu 14%, mune hafu rokuti kubva muzana nomupiro rechipiri akaenzana 16%. Kubhadhara mubereko rinoitwa panopera nechimwe chikamu, aine musika capitalization.

Zvinofanira akati kuti pamwe mavambo dambudziko kuRussia, pane imwe nguva apo dhora rakatanga kukura nokukurumidza chaizvo, vatengi vazhinji bhengi kunyonganiswa vakatanga achibvisa deposits dzavo. Pasinei kumbonyanya guru nokuyerera zvenhare, "Kuban Universal Bank" deposits akaripira pamusoro kudiwa zvose. No sokunonoka. Basa raiitwa iri pamutemo deadlines.

kure rechengetedzo

Kufanana zvemari masangano akawanda, Krasnodar Bank anopa ayo vatengi Internet rwezvemabhengi basa. Pasina kusiya imba, kuburikidza pachavo nyaya, unogona kushandisa akawanda anowanika rwezvemabhengi mabasa. Vanhu vanopemberera zvivanakire mubhadharo mabasa, zvakanakira pamwe paIndaneti kunotenga uye zvakanakira kuita mari paIndaneti. Izvi anoponesa nguva uye mari.

Support siku nesikati. Entrepreneurs uye vanamuzvinabhizimisi zvakanaka pamusoro kukwanisa kubhadhara mitero uye mari yechikoro, kuita mari pamwe mashoko. Kubva zvemari sangano vatengi kugamuchira mashoko pamusoro pebasa pamuuyu February yaaishandira intermittently kusvikira mangwanani March. Izvi zvakonzera kwete chete chigumburo asiwo kutsamwa. Ukuwo, zvimwe zvekushandisa nokukundikana akashuma pamusoro YEPAMUTEMO YEPAINDANETI kubhengi. Panguva iyoyo, dambudziko panobviswa chose, uye basa iri kumhanya zvizere nzira.

Chii vatengi vanoti pamusoro paIndaneti rwezvemabhengi?

Pashure pokugamuchira kadhi mubhengi, vatengi zhinji zvamatonga pachavo nemahofisi woga paIndaneti ino. Maererano vanhu vakawanda, functionality achibvumira pasina chero matambudziko kubhadhara Magetsi nemvura, kuti deposits pamusoro foni yako uye mari pafoni parunhare Internet.

Vazhinji mate kufadzwa basa nokuda otomatiki mari, maererano izvo pane imwe nguva iri kutaurwa mari kubva munhoroondo mutengi wacho debited uye mari redirected mugwara. Uyezve, mumwe nemakasitoma zvakanyorwa kutenda nokuda chokwadi kuti kuburikidza pabasa aigona kunyange kubhadhara zvidzidzo zvevana pachikoro mumhanzi.

chinetso chiduku

Pushkinskaya mumugwagwa, 36 - kero "Kuban Universal Bank". ATMs dziri munyika kupfungwa Krasnodar, uye pane 10 zvidimbu. Kakawanda yakanyorwa chigumbu vatengi, kunokonzerwa kukundikana chokupika ATMs. Kana iwe kwazvo kunzwisisa zvose zvichemo vakanga chokuita mudziyo, riri mu Red Square. Pane zvakawanda nezvokubatsira asiri nokushanda ezvinhu michina Kurumidza Akakwezva mari tsika vashandi. Somugumisiro Papera, matambudziko vakanga chokuita usashandisa Provider. Akabva angoitei kuti mutengi anonongedzera vanobvumirwa nokukurumidza kugadzirisa dambudziko.

komisheni Large, kana kuti kudzivirira kurasikirwa?

"Kuban Universal Bank" (Krasnodar), ane hofisi kero iri nyore kuwana, uyewo zvose yemari zvikoro undoraira vachibhadharisa pakuchinja yokubvisa mari panguva ATMs kuti hamuzi sechivako mubhangi havasi pakati mari tsika vakaroorana. Shoma kukura Commission ndiro $ 100. Pfungwa iyi inorondedzerwa Partnership Agreement, kunyange kudhindwa chaizvo duku. Vamwe mubhengi vatengi vaiva unpleasantly kushamiswa kana pane kubviswa rubles 100 kubva kwavari munhoroondo yakanyorwa kure 200. Izvi kwakaita chinokosha chigumbu uye negativity. Ukuwo, kana ukaratidza hanya uye chete kushandiswa ATMs shamwari kupfungwa zvemari, hapana dambudziko. "Kuban Universal Bank" CB (LLC) inopa vatengi aro mubve mari yavo kubva kadhi zvakananga muimba kuti zvachose kubvisa zvimwe mhosva. Izvi, kunyange zvakanaka, asi zvichabatsira kubvisa kuzvironga mari. Commission - ndiyo imwe mashoma zvinhu zvisingafadzi anotarisana vatengi uye kuti vazhinji kutendeuka sevasingaoni, sezvo dzimwe zvakanakira pakudyidzana pamwe nyore nekure iyoyo.