Kana akabvisa mari kubva kadhi (Sberbank), zvokuita?

Muna 2013, Russia akazova mutungamiri muEurope kwenhamba nyaya dzokubiridzira pamwe nemakadhi mubhengi. Vanhu vari kuedza kuwana rubatsiro chaicho panyaya withdrawals enhema. MuRussia, nyaya iyi iri nokudzorwa Federal Mutemo № 161 "On National muripo hurongwa." It unoshanda kubva 2011. Asi chinonyanya kukosha zvinhu kutora kushanda chete kubva 2014. Murayiro rinotsanangura kutevedzana kwezviitiko nezviito, kana wakatorwa kure kadhi rako (Sberbank). Zvokuita pakutanga uye kuonana rubatsiro?

Mhando kubiridzira

Kana muchidimbu tsanangura musimboti kwemurairo, pemahombekombe vanofanira kurera padanho kudzivirira vatengi mari. Kwenguva refu nyaya iyi yaregeredzwa. Banks kupinda chibvumirano okuti kuti kwema akaita vachishandisa PIN, basa racho nemhosva. Zviitiko zvakadaro vachiri kuitika. Vanhu Vakawanda vanochengeta kapepa chete PIN mu chikwama yako pamwe kadhi. Izvi hunonyadzisa kutyora vakachengeteka matanho. Uye kana iwe kukubvisai mari kubva mumari Bank of kadhi, mugodzoka kuti ezvinhu asina nzira shure.

Asi fraudsters vanogona tenderera akavhiyiwa dzavo, kunyange pasina mapurasitiki inotakura paruoko. Enough kudzidza zvose nezvokuzadziswa kadhi mumusiye mari zvakanaka. Nhasi kune mhando aya kubiridzira:

• Skimming. Kumurwisa verenga mashoko kubva rinobva mutsetse kadhi anoitwa yayo analogue. PIN Vanodzidza vachishandisa Mapedhi pamusoro kiibhodhi kana Mini-kamera. Zvadaro kutevedzera uye cashing mari anoitwa.
• Phishing. Type dzokudarika, umo all scammers vanoziva Login uye pasiwedhi yacho user. Matsotsi vanopedza kutumira na kana SMS aine kubatana kuti kwakaipa nzvimbo. Nekudzvanya pamusoro payo, vanoshandisa kupa hackers humboo kuti kuwana pachavo nhoroondo kubhengi wacho Website.

Heano mazano kunyora kubvisa mari kubva kadhi.

kudzivirira

Banks vachiri kutora kuchengeteka matanho okuchengetedza vatengi zvinhu. Gore rakapera yekudyidzana zvakawedzera uwandu rakapa makadhi chips. Ivo ngozi. zvakaoma izvi kutsvaka nouya. ATMs takashongedzerwa chaizvo namano ayo kutadzisa mukana kugadzwa vachifunga mano. Uye vatengi vanogara anyevera kuti vashandi kubhangi kuti chero zvaita usaedza kuziva PIN kana CVV. Asi kubiridzira kuchiri yakawanda.

We akabvisa mari kubva kadhi (Sberbank). Zvokuita?

Kutanga kudzikama uye kuti tidzikame. Edza kuyeuka nguva yokupedzisira iwe dzinobvisa mari. Zvichida ndizvo kunonoka chiziviso. Kana zvicharegererwa mari yakaenzana wepagore Nokuraramisa muripo makadhi kana SMS ruzivo mabasa. Kana zvinoitika kuti chakabiwa mari kubva kadhi, zvinokosha kuva nemwoyo murefu. Kudzokera mari iri refu chaizvo uye rakaoma, asi achiri inobudirira.

vanotsika One

Saka, mutengi akarega mari kubva kadhi (Sberbank). Chii kutanga kuita? Lock epurasitiki. Kuti aite izvi, danai kuwanda kubhangi kudanwa pakati. Iye anotaura seri kadhi kana iri kondirakiti. Nemuromo, kuti opareta anogona kuziva chitsama nenhoroondo pachiyero uye zvichangobva kwema. Practice inoratidza kuti mashoko akadaro chete kuonekwa mazuva 2-3 mushure kutengeserana. Adzikatidza kadhi uye zvinogona mubhangi. Asi zvino unofanira kupedza nguva mumugwagwa prosizhivanie tungamidzana.

danho maviri

Kana kubva kukurukura netsvimbo vakadzidza kuti mari kubva kadhi, ipapo unofanira pakarepo kuenda kuhofisi uye kunyora mashoko kudenha kutengeserana. Zvinofanira yakataurwa muudzame ose ezvinhu, kuti mutsara nhoroondo uye nemamwe magwaro achisimbisa nepakuchena mutengi yokubva mari. Usati vaigadzirira mashoko ndewe kuverenga sungano mubhengi. Zvinofanira ane chinhu pamusoro mumakwikwi mhosva, kutevedzana kwezviitiko nezviito uye nzira dzekugadzirisa nyaya.

danho matatu

Kana wakafirwa kadhi rako, magweta vanokurudzira kunyora mashoko kumapurisa. Zviito zvakadaro zvinofanira kumutsa kubhangi kuti kuchengeteka basa. Nemuromo, mapurisa anofanira kuzarura tsotsi nyaya pahwaro ari akagamuchira chikumbiro kubvisa vhidhiyo kubva ATM DVR. Kana roja nokuzivikanwa aigona haangasimbiswi, ndiko uchapupu kuti mari vakatora wechitatu munhu. In tsika, mapurisa anofanira kutanga kutumira chikumbiro kuna munhu anoyamurika ari mari. Izvi zvinogona kuva kwakaoma kana wacho hakusi kunyoresa kero. Kubvunza inotumirwa neindaneti kwemitemo Zviremera regai maekisesaizi.

danho mana

Iva anoshivirira uye kumirira. Kana panguva kuongororwa bepa wanyatsonzwisisa zvimwe zvinhu zvingaita kuti upenyu zvaitika, unofanira kunyora mamwe mashoko. Panyaya iyi, mbiri tsika aifanira kutumira chikumbiro nokuda vanoshandura kugamuchira kubhengi kuti dzosera.

danho shanu

Saka, imi akabvisa mari kubva kadhi (Sberbank). Zvokuita kana kubhangi vakaramba dzosera? Lawyers zano iri nyaya kuenda kudare. Kana iwe uchava inopiwa simba uchapupu (somuenzaniso, yeGmail.END_STRONG yaiva muMoscow, uye mari kubva kadhi kubviswa imwe ATM muSt Petersburg), munhu anogona kuverenga pamusoro dzosera.

Mutengi rakarasika kadhi nemari Bank: zvokuita?

The algorithm kwakafanana panyaya pamutemo debiting. Chokutanga, unofanira kuvhara kadhi uye kushandisa kuti dhipatimendi nokuda issuance itsva chete. Havashandisi mari mutengi kuwana mari kuburikidza kubhangi kuti mari kana kune imwe nhoroondo. Kuba zvine ngozi nokuti vavengi vanogona kushandisa CVV-bumbiro uye kubhadhara mabasa paIndaneti. Pazuva neizvi divi kusvika zvose mhando epurasitiki makadhi iri akatunhidzwa chena mutsetse kuti muridzi siginicha uye 7 digits. Chokutanga 4 - ndiyo chikamu nhamba, uye anotevera 3 - CVV (CVV2) -code. Ndiye rudzi PIN nokuda kwema kunze Indaneti. Bumbiro iri harigoni wainyatsotaura chete Visa Erekitironi uye Mastercard Maestro. Ndivo yakachipa pashiri makadhi inogutsa chete mukati imwe nyika. Saka, mutengi akarasikirwa kadhi Sberbank. Zvokuita inotevera? Zvinobatsira kunyora mashoko kumapurisa. Zvichida chisipo kuti kuwanikwa uye vakadzokera muridzi.

Not matambudziko shoma anokonzerwa mamiriro, kana demagnetized kadhi Sberbank. Zvokuita panyaya iyi? Pakarepo adzikatidza tsaru. Cards anogona demagnetized chete kana vatengi kurishandisa: kazhinji racho rose ringakweva panze uye unoisa muhomwe yake, chikwama kana hombodo. Kugura mari kubva ATM zvakadaro epurasitiki mutakuri kupera. Asi kana iri akarasika kana zvakabiwa, kuti fraudster anogona kubhadhara zvinhu paIndaneti. Mumamiriro ezvinhu akadaro, mabhengi musaenda mubhadharo pamwe SMS pasiwedhi, asi chete zvapinda nemhosva pamusoro nzira achinyora kubvisa chokwadi.

Mutemo kununura

The yakabvumira kugadziriswa kwemutemo wekuita kuna Federal Mutemo № 161 hake Lenders kuti mudzorere chakabiwa mari pamusoro ezvinhu kuti kubhangi havagoni kuratidza kuti yeGmail.END_STRONG Wakashora mitemo yokushandisa akaundi kadhi. Pano zvakafanira unyatsoteerera nuance kwakadaro. A chikwereti sangano vanosungirwa dzosera mari kana nemhosva kuchaita kushuma kuti akabvisa mari kubva mumari Bank kadhi, hapana paya pane rakatevera pashure pokugamuchira chiziviso kubva opareta pamwe kutengeserana. Kana zvaipesana izwi ichi chete Bank chero kuita kuti mufambiro shanduro. Kubva nemaonero ichi, kuti nemhosva vanofanira kushandisa umbowo. Pashure pokutaura opareta pafoni vanofanira kutuma neindaneti kubhangi, chaiyo mhaka kurapwa, chaiwo uwandu akanyorwa-kure yesangano, zvisati ziviso opareta chokwadi.

Percentage akaipa cardholders dzakakwirira. The itsva mabhanga mutemo ndaziva utsinye womuchato. Masangano yokuwedzera eHurumende vakuru. Muripo mabasa anokwanisa nenyanzvi mumunda IT inodhura. Banks vari kukwidza aramu, vari kutambura nazvo uye kukuwanira nzira yokubuda.

Murayiro unoti kuti chikwereti sangano vanosungirwa kuzivisa mutengi pamusoro kuchaja. Asi haana kutaura chaizvo, uye zvakadini kunzanga pabasa iri. Ndiko, kunyange email-mashoko kubva pamahombekombe nezvokuti mashoko kutengeserana kunogona ziviso yakadaro. Tichishandisa Wandinyengedzerei ichi, mabhanga vakawanda vakarerwa mari SMS-mashoko, zvinova uchitsanya nzira yokudzidza pamusoro mari kurega chokwadi.

Chimwe pfungwa zvakakodzera achiteerera. Kana oparesheni kuti kuchinjwa mari yakanga pasina chikamu pamusoro yeGmail.END_STRONG akaita uye kubhengi haina nezvokudzokera kuti kadhi wake wokuisira, anofanira dzosera rose pamari yawakagamuchira.

Panguva imwe cheteyo, mutemo rine mashoko inogona kududzirwa nenzira mbiri. Zvinonzi kubhangi haisi mhosva Mufambiro kutengeserana, kana kunoratidza kuti mutengi Wakashora mitemo kushandiswa zvigadzirwa pachishandiswa muripo. Izvi zvinogona kusanganisira chinhu kusvikira kuchengetera kadhi mufiriji.

Nine nzira kuwana mari

• Dzosa mari chete kubhengi. Pane Camera kwose kwose. Kumurwisa haagoni chinyararire gadza pamusoro ATM kadhi muverengi.
• Record foni kubhengi kudanwa dzikafunga Mobile. Kana iwe kurasikirwa kadhi rako, pakarepo kudana nhamba.
• Kana usingagoni kurangarira PIN code, kuchengetera payo kuyeuka foni pasi codename.
• Isa SMS-ziviso kuti pakarepo kudzidza pamusoro ose mari Rwako pamepu.
• Kubhadhara mabasa chete kuburikidza aivimba nzvimbo. Browser yavo inofanira kutanga saka: https: //.
• Never kuudza munhu kuti PIN uye kadhi CVV-romutemo.
• Username uye pasiwedhi yako pachako nhoroondo pamusoro Website pakati kubhangi harifaniri kuchengetwa zvemagetsi chimiro.
• For mibvunzo yose pamusoro zvisiri pamutemo kushaya mari kubva kadhi vanofanira kudana nhamba dziri pamusoro kadhi uye kwete Via SMS.
• Ramba yatarwa yesangano ari oga nyaya, uye kadhi kushandurira kupedza mari chete.

mhedziso

Kunyange zvazvo mabhanga vari matanho kudzivirira mutengi mari, vanobiridzira achiri nzira dzakawanda kuti mubve mari kubva kadhi. Mumakore achangopfuura zvinova dzakakurumbira chaizvo ichi mhando remapazi, akadai phishing - kutumira mashoko pamwe Links kuti yakaipa nzvimbo. nekudzvanya pamusoro payo, mutengi anotipa fraudsters Username uye pasiwedhi kubva cabinet pamahombekombe wacho Website. Agamuchira mashoko aya, imwe chibharo anogona kushandisa vamwe vanhu mari. Kuti aratidze kusiri pamutemo kushanda panzvimbo yakaoma. Zvakafanana matambudziko, kana Sberbank zvakabiwa kadhi. Zvokuita panyaya iyi? Adzikatidza muripo tambo, rayirai kwebhuku itsva uye kushandisa kuti dzabhadhara rokupedzisira mutengapwe.