How uye apo kuti chikwereti pasina magwaro uye guarantors?

Kanenge kamwe muupenyu hwavo, mumwe nomumwe wedu anogona kuva nezvinetso izvo zvaunofanira kuwana mari. Uye ichi chinofanira kuitwa nokukurumidza sezvinobvira. Zvokuita mumamiriro ezvinhu akadai? Pane zvakawanda zvaunogona kuita. Chokutanga - kukwereta kubva kushamwari uye neshamwari. Pane dambudziko - runodiwa mari haigoni kuva. Zvadaro pane pfungwa yechipiri - kutora chikwereti pasina magwaro uye guarantors. Nokuda zvikuru makwikwi rwezvemabhengi zvikoro vanofanira kupa vatengi vavo zvikuru kukwezva zvigadzirwa kwavari. Ndokusaka nyaya iri akakodzera chaizvo.

Apo kuti chikwereti pasina magwaro uye guarantors?

Tiri ajaira chokwadi kuti kunotora vakakwereta mari, unofanira kupa vakawanda magwaro uye uende zvinoverengeka approvals. Sezvineiwo, muitiro iri nyore zvikuru nhasi. Chokwadi, ichi kazhinji rinoreva voga zvemari masangano. Zviri izvi mabhanga nyaya zvikwereti pasina guarantors uye zvitupa magwaro mashomanana (pasipoti uye SNILS, chitupa chokutyaira, etc.). Pasina mubvunzo, pane basa akadaro njodzi zvikuru tsika, nekuti hazvigoni tarisa creditworthiness kuti vatengi. Kuderedza marwadzo, kuti chimbadzo zvakadaro chikwereti inowedzera yekudyidzana. Kuwedzera chokushandisa ichi, zvikuru kushandiswa siyana basa, zvikuru mabasa uye zvakawanda. Saka, kuti nemhosva kugamuchira chikwereti mari anova zvisingabatsiri chaizvo.

Anokweretesa hwevatambi mahofisi

Iyi ndiyo imwe nzira nokukurumidza kuwana zvinodiwa mari pasina dzichikunetsa. Pasina mubvunzo, makambani aya achapiwa chitsama vaviri maawa, asi pangava kuvanza yakawanda "gotchas." Hazvina here pawakaverenga nyaya Pakuurayiwa chibvumirano, zvimwe unogona kuita zvachose zvakaipa ngaakuitirei uye overpay kakawanda kupfuura. Somuenzaniso, kazhinji wegore chimbadzo rinoratidza mwedzi.

A mashoko mashoma nezvenguva

In tsika, vane zvakasiyana-siyana uye siyana vatanhatu matatu-mwedzi mitanhatu. Vamwe mabhanga kunyange kupa kushandisa vakakwereta mari kwemakore anosvika mashanu. Kazhinji mukana mangwanani nokuripira kuitwa. Zvinofanira kusimbiswa kuti unyatsoona ravo shandai ichi. Dzimwe nguva, nokuti Implementation wokukurumidza mutsividzo muzvikwereti undoraira muripo weUS, uwandu iri guru zvakakwana.

Car chikwereti pasina magwaro uye guarantors

Uye chii kana uine kutora mari kutenga motokari? Muchiitiko chino, sezvo mutemo, zvinoda kuva nouchapupu kwokutanga muripo, uye dzimwe nguva chinonzi motor inishuwarenzi rokumanikidzirwa kuti nguva yose nokuripira. Izvi zvinooneka anowedzera chitsama chikwereti. Sezvo chikwereti pasina magwaro uye guarantors ane mukuru ndingangokuvara default (zvichienzaniswa kwakajairika dzomuzana), mukwereti achaita kumanikidza zvakawanda inoomesera zvinodiwa. Somuenzaniso, imwe nguva pfupi, yakawanda guta kwokutanga, zera, uye vamwe vakawanda. zvabuda

Chikwereti pasina Magwaro uye guarantors zvakakunakira, nyore, asi ine zvinokosha zvainovhiringidzawo, vane kubhadhara shoma nokuda kwemisha chitsama. Saka usati wasarudza ichi bhengi chigadzirwa, zvinokurudzirwa kuti kuyera zvayakanakira ayo nezvayakaipira.