How kukwereta mari iri chionekeso kurudyi

How kukwereta mari zvakanaka? nyaya iyi inonetsa vanhu vazhinji. Vamwe vanhu kungoda kubatsira shamwari dzavo nehama, asi kutya kuti pashure mari yavo, havana kuzochaona kuona. Sezvo iri rakanaka yekare shoko: "Kana uchida kurasikirwa shamwari - kumupa chikwereti."

Vamwe vari achitarisa ichi uye tora Vamwe vanobatsirwa kufarira, akatendeuka kuva kwemarudzi zvitsva zvokukweretesa masangano. Asi kana ekupedzisira vanodzivirirwa ose mitemo yeUnited, vagari Lenders kazhinji chete "kupa" mari dzavo. Tichataura pamusoro sei kukwereta mari zvakanaka.

The ushe chikuru - a akanyorwa chibvumirano manikidzirwa

Chero uwandu zvinopfuura 1 zviuru. Rubles kuva pamwe nechibvumirano rakanyorwa. Ndiwo basa kuti vanhu pasi Civil Code of Russian Federation. Nokuti mutemo mumwe mutemo - chero mari nekanzuru kondirakiti. Naizvozvo, kutonga rokutanga sei nokukweretesa mari, - chibvumirano chakanyorwa.

Akakweretesa kana akakweretesa?

Maererano chibvumirano achitora muzvikwereti richanzi anokwereta uye nokupa - womunhu anomukweretesa. Ko womunhu anomukweretesa. Izvi zvinokosha. With Pfungwa iyi vangava nezvinetso muruvazhe pedyo womunhu anomukweretesa. Mukwirirwi panguva nomazvo zviri pamutemo nzvimbo angangova kukanzura chibvumirano, kureva chokwadi kuti munhu arege kuva chikwereti.

Asi, sezvo shoko anoenda, "shoko kuna nyaya haazorambi kusona." Naizvozvo, isu zano zvachose chero mari kuti nokupira chikwereti chibvumirano.

How kuudza vamwe nezvazvo?

Vagari vazhinji kusagadzikana, uye dzimwe nguva chete usimbe kuti kubva mhando dzose magwaro akanyorwa. Vanopa mari, achitarisira kuti akatendeseka uye akavimbika. Chokwadi, izvozvo ndizvo orudyi. We chete kutaura sei nokukweretesa mari tichitarisa mutemo, saka kuti gare gare pakanga aivapo pakutongwa.

Asi chii kana usingadi kurwadzisa mumwe ose manotsi? Kune vamwe vanhu vane zvakanaka zvinofanira kupa. Ndivo, kune rumwe rutivi, vachida inishuwarenzi, asi pane dzimwe - vanotya kugumbura vanhu. Handiti haisi kuzivikanwa sei kugamuchira mashoko aya mumwe. Zvichida iye zvino anoda kugumisa chikwereti chibvumirano uye handichisiri kunzi sezvo vakadaro. Kuti aite izvi, pane zvishomanana runonyengera mazano:

1. Udza murume kuti nzira gweta rako kana iwe pachako wakadzidza kudzorera mari mutero. Kufanana, Ndiri kubatsira iwe, uye iwe - ini. All mibvunzo pamusoro sei zvinoita kuti "crank", akapindura evasively: "Ini zvichabatsira," "Kune shamwari achazviita," etc. Kubva pamutemo nemaonero zviri zvisina maturo, asi mumwe kashoma kuva jurist ... Uyezve, mutemo pane zvakawanda zviitiko mutero mari uye mitero, pasina mumvura iri pasi zvakaoma kunzwisisa pakarepo. Nerumwe, zvinogona kunzi kuti zvinokosha kuzviisa pasi mari uye zvekushandisa munzanga kudzivirira yokugadzira dzinopiwa uye chikwereti chibvumirano kuchakubatsira kuderedza "mubereko" wemhuri bhajeti. Kunenge kuti munhu vachanzwisisa. Kana anoda mari, iye zvichida kusaina gwaro.
2. Ongorora zvose kuburikidza vanonzi middleman. Somuenzaniso, une mari, asi ivo vari "kumashure chikwata ruvimbo." Kuti muvabvise, unofanira hazvo chikwereti chibvumirano. Pasina izvozvo, havana kuwana mari.

Unogona kufunga dzimwe nzira. Asi muzive chimwe chinhu: kana muri kudzorera mari, wemasaini chibvumirano upi. mazano aya anodiwa, kuitira kuti kugumbura vamwe. Pamutemo munhu akadzidza vachanzwisisa kuti zvose izvi zviri ingano, asi zviri kuna kunzwisisa sei chibvumirano chakadaro. Haugoni kukwira pasina chikonzero, asi kungoti kutaura zvakananga: ". Money Vakadzi, chiratidzo gwaro"

How kupa mari kuti anokwereta ari risiti: chimedu kunyora

Risiti anofanira kunohumwe fomu. Asi mumwe mutemo - zvikuru mashoko nani. Zvinofanira kuva mashoko anotevera:

• ruzivo rwomene pamusoro anokwereta uye Lenders. anonziwo ichi, wokutanga zita, kunyoresa kero uye zvomene dzokugara, pasipoti Data. Yeuka: kutaura anofanira kuzviisa pasi dare panzvimbo vanyorwa anokwereta. The Civil Procedure Code of Russian Federation anonzi "miganhu utongi".
• Amount mu rubles mashoko. Rairira mashoko: "5 (shanu) mamiriyoni rubles," apo zvakakodzera zvakanyorwa uye digitaalinen, uye shoko rinoreva.
• Kana mari iri kutorwa mu madhora kana euros, zvakakodzera taurira muudzame Gengi of Central Bank achadzoka (pazuva rokutanga chikwereti kana kudzoka). Muenzaniso - mari mortgages. Vanhu vazhinji kunokumbira nemabhangi kuti recalculate ravo pa mwero panguva achitora chikwereti. Yeuka kuti Ruble nemakore 2014-2016 "vakawira" kaviri pamusoro dhora uye euro. Mumwe rumhan'aro akanga akunda, kunyange chokuita crudity chesungano. Kuti tidzivise zviitiko zvakadaro, zviri nani kuti vanyorese zvose.
• mutsividzo kumwedzi. Pasina chinhu ichi, chikwereti anofanira kudzokera mukati memazuva 30.
• Signature. Zvinofanira kuitwa ne anokwereta. Yeuka: siginicha pasina decrypting haishandisike, izvo zvaizoita ipapo hapana kumboongororwa raitongwa.
• Data pamusoro zvapupu. Zviri chinodiwa kuti naivowo akaisa pachake siginicha.
• Zvimwe ezvinhu. Guarantors, kufarira, inopikira, Zvirango uye zvichingodaro. D.

Desirably, asi kwete

Zvino tinoziva kuti kupa kuti mari iri chikwereti, izvo zvinyorwa vanoumba panguva imwe chete. Chokutanga, ndiko risiti kana chikwereti chibvumirano. Zvino kuti zviri zvinodiwa kuzviita panguva design, asi hazvo,

1. Kukwidza gweta. Usapa chero kubatsirwawo kune dare pamwe zvakarurama kunyoresa pakutengeserana. Asi notarized siginicha mupfungwa zvinoisa mamwe basa riri anokwereta.
2. Kuwana zvapupu. Kupindura kwavo tingasarudza pakugadzirira pakutengeserana. Iyi haisi rinovharidzira dzakati pamwe kutora chikamu nezvapupu zviviri. Nokudaro mashoko, "Uyai zvapupu dzako ndarisaina, I" - sezvine upenzi. Enough kupedza manyorero kuongororwa, uye zvose achawira munzvimbo. Uyezve, zvichaita kubhadhara mukwirirwi pashure kukunda kwake mudare.

Chibvumirano-isina?

Ikozvino ngatitaurei pamusoro pauwandu hweavo. Nguva dzose kwazvo nyaya mudare. Kazhinji kana anokwereta inoda mari nokukurumidza, iye anobvuma chero kubva muzana. Asi, sapamazuva yakakurumbira hove okuti, "iwe tora mumwe wacho - iwe kumupa." Kana totaura nguva kudzoka mari anotanga vasingabvumirani mubereko, kureva. E. Hapana nharo uwandu wechikoro (ndiro maturo). Zvinonzi kuedza kuderedza kufarira, marangirwo uye kufarira.

Maererano mitemo, hapana pachena nzvimbo. Matare vane njere kusarudza chii yakawanda mhindu, fines uye Zvirango kunyorerwa. Hazvina hakunyatsotarisirwi. Uyezve, Dare Repamusorosoro wokuRussia Federation vane matare zviitiko repasi iri fanira kushandisa nyaya yacho Civil Code of Russian Federation kuderedza mubereko, fines, Zvirango.

Naizvozvo, achipa 10 zviuru. Rubles pasi 25% chete annum pamwe marangirwo uye default mubereko rimwe zuva kunonoka mumakore mashoma unogona kudzokera 10 zviuru. + 100 rubles.

Zvino mhiri mari. Kana risiti kusingajekeswi chikamu kuti kushandisa mari, zvinofungirwa nokuda default kuti. Anokwereta acharipa yechimbadzo refinancing mwero Central Bank of Russian Federation. Zvinochinja ose gore.

Chii mwero refinancing?

The refinancing zvazvingava - ndiye chimbadzo uko Central Bank achiposa nemamwe mabhanga uye masangano zvikwereti. uwandu Iri yepamusoro mitengo. Saka, asati kodzero kukwereta mari pamusoro risiti, unofanira kuziva anokosha chimbadzo refinancing. Zvakakosha, kana risiti kusingajekeswi yakawanda mubereko.

How kupa mari kuti chikwereti bheiro

Ikozvino ngatitaurei pamusoro anonzi zvokungoitawo kwezvikwereti. Kana pane, sei kupa mari mubereko inobereka chikwereti pamwe anondibatsira. Sezvo yokupedzisira kazhinji motokari kana kuti mufurati.

Ngatitange pamwe motokari. Mitemo kunoita private vanoita nokukweretesa mari motokari chikwereti. Kune miviri nzira:

• TC ndiye muridzi kwekanguva kushandiswa kusvikira pakuguma kukarukureta.
• Auto kupfeka chaiyo kupaka. Zvino zvakafanira kuti kutora matanho kuitira kuchengeteka.

Asi sei kupa mari nechikwereti motokari chikwereti? Pfungwa huru sungano:

• Misi, chikwereti rates, prolongation kuti hukuru.
• Rubatso, kutapukirwa ayo (pamwe runoenzanirana mabasa ari motokari magwaro, matikiti uye zvichingodaro. D.).
• Nokubatira mapato.
• A rondedzero pamusoro motokari, saka kuti kana vasiri kuzadzika chibvumirano haagamuchiri pamatanda kubva, kana motokari kuchagara varidzi.

Yeuka kuti maererano nomutemo "chokumbofanobata" chibvumirano vachava haichashandi kana asingadi kusangana ramakanzi chimiro.

Mukuwedzera, notaries vari kodzero munyore kutengeserana pamwe rubatso rinokosha yokunyoresa akumbirwa yacho mortgagee. Izvi waanodzikisira zvirongwa enhema. Panguva Kuwedzera iyi gweta mabasa vachava kubhadhara pamutemo mari. Asi chikuru zvinobatsira - pakuwana vanyorwa chibvumirano, rinopa vimbiso kumapati vose.

Asi kana motokari vakaisa pasi kakati? Ipapo anowana kodzero munhu wokutanga pamutemo ichocho pamutemo. The chikwereti chibvumirano pasi wakachengeteka nemotokari anoonekwa kuti vakagumisa kubva nguva kuchinjwa mari. Izvi Rinopereterwa iri Civil Code.

bheiro Apartments

Zvino sei kupa mari kuti chikwereti richengetwe ne Real Estate. Chinhu chokutanga kuita - ukanyatsoongorora zvose zvinyorwa zviri mufurati. Zvimwe yakatobuda umbofanobata. Chokwadi, ichi ndicho kubiridzira ari chikamu anokwereta - kwete zvapinda akakweretesa, asi wokupedzisira uyu muduku zvinhu zvakanaka.

Security dhipoziti kuti mufurati, uyewo ane motokari, achiperekedzwa yokunyoresa muna Rosreestra. Mune chibvumirano, kuwedzera kune huru, unogona tsanangurai mutemo pretrial vova ari mufurati.

Ndezvipi zvakanakira kunyoresa kwema pamwe anondibatsira muna Rosreestra

The chikuru mukana renhoroondo kwema mu ehurumende masangano - nokuti vakachengeteka yavose vaviri kubiridzirwa. Rosreestr Kana chibvumirano chakanga rinoreva mufurati kana motokari vasiri pamutemo kunyengwa. Kanenge, muviri uyu mamiriro haizivikanwi. Saka, panguva kutongwa murayiro kurutivi mukweretesi, uyo vakanyorwa ichocho pamutemo.

zvabuda

Saka, isu wakamboedza kupindura mubvunzo sei kupa mari iri chikwereti nomazvo.

The Kutonga rokutanga - chero mari yokugadziridza rakanyorwawo. Usatya kukumbira kuti risiti.

The Kutonga rechipiri - zvinoda rubatso chikwereti pamusoro yakawanda. Zvinogona motokari, Real Estate, kuchengetedzeka, Antiques, uye zvichingodaro. D. On inokosha nuances sei kukwereta mari chaipo pasi wakachengeteka motokari kana mufurati, hatina vakati kare. Chinhu chikuru - kunyora kwema zvose kuburikidza gweta iri Rosreestra. Yeuka kuti kana iwe tora mumwe chibvumirano ne urongwa ruzhinji muviri, uye ipapo zvikazooneka kuti hamusi wacho wokutanga kuti motokari kana mufurati, dare vachatitaka norutivi rwako. Pane mutemo - uyo kutanga kha Rosreestra kuitira uye kuchengeteka.

Tinovimba nemi zvino munoziva kupa kuti mari iri chikwereti nomazvo. Pashure pezvose, avanyevera - iri forearmed.