Federal Mutemo № 400 "On Insurance Pensions" nemashoko nyore. The Federal Mutemo 12.28.2013

A rakakura basa nokuda pensioners zvose anotamba FL-400 "On Insurance Pensions". The ndechokuti mudyandigere hurongwa kunoramba kutambura kuchinja Russia. Saka unofanira kuziva pagore, chii chichaitika kune vanhu vanenge zvasvika mudyandigere zera, mune imwe nguva. Ndiani kuzoshanda vachibhadhara inishuwarenzi? Zvakadini iri dzinounzwa kutsigira pensioners kwakadai? About ose nuances vanofanira kutaura pachine. Mushure ose kuchinja kuchangobva, vakasvika simba muna 2016, zvakakomba zvakakanganisa mudyandigere gadziriro yacho Russian Federation.

Conditions nokuti panowanikwa vachibhadhara

Chinhu chokutanga unofanira kuteerera - iri chimiro panowanikwa mudyandigere kubhadhara. 400-FL pamusoro 28.12.2013 rinorondedzera zvakajeka mitemo pave pensions inishuwarenzi. Kana mamiriro ezvinhu vari zvikasaitwa, regai kuedzesera kuwana rutsigiro zvimwe mhando.

Panguva iyoyo, zviri parakatonga kuti abatsire inishuwarenzi iri inobhadharwa vagari vose zvasvika mudyandigere zera. Vakadzi Russian kuwana mamiriro pensioners muna 55, uye varume - mumakore 60.

Zvinofanira kucherechedzwa kuti nguva inishuwarenzi munyika iyi anofanira kuva nemakore anenge 15. Kureva, kana munguva ino, mumwe mugari akaita mari kuti mudyandigere Fund, iye kodzero mari yakadaro. Asi kwete ndizvozvo zvose.

Nyaya iripo ndeyokuti Russia yava kuita nyika coefficients. Nekuti mumwe gore akashanda mugari kuchaita -bereka dzimwe pfungwa uye coefficients. The yokupedzisira zvinofanira kanenge 30. chete ipapo muri ose ezvinhu kuti pakuverenga pensions inishuwarenzi kune vanhuwo vagari.

remara

Asi ichi ndicho chimwe chete mhando inishuwarenzi kutsigira mudyandigere-zera vemo. Pane shanduro dzakasiyana-siyana zviitiko. Sezvo akaverenga akaripa inishuwarenzi urema mudyandigere?

Maererano noMutemo 400 December 28, 2013, nokuti mubhadharo ichi kodzero vagari vose vari ichi kana kuti zera rakavambwa urema. Iye akapiwa pasinei zvakasiyana-siyana kuti vari Somuenzaniso, chokuita mari chete, asi vanhu chose hwakanaka.

Nemamwe mashoko, inishuwarenzi, Disability mudyandigere achapiwa mhosva kuti munhu ane urema. Not kukosha kana ukuru, kana mamiriro ezvinhu emari ari mugari, kana zera rake. Kunyange chirwere kana mamwe mamiriro kwete kukonzera. Kana munhu akaremara mapoka 1-3, akakodzera kuti inishuwarenzi zvinobatsira kunyange sezvo chiduku.

murarami

Pane nezvemumwe muenzaniso. The ndechokuti zvinobatsira inishuwarenzi vangaendeswa nokuda kurasikirwa pakuriritira mhuri. Asi mune zvimwe zviitiko, uye ane kodzero here? Panguva iyoyo, mutemo inopa nokuda kwokuripirwa akapona kuti mudyandigere kune vagari vose vari paanofa yemufi. Zvakare, zera hakuna kukosha.

Asi 400-FL "On Insurance Pensions" chinopa pfungwa inokosha. Paanofa inofanira kuzivikanwa sezvo vakaremara. Kana munhu, aichengeta vakafa pakuriritira mhuri, pachavo zvikasashanda, kutsigira hurumende havagoni kuverenga.

Chii chinoratidza uwandu mudyandigere

Zvino zvakafanira kunzwisisa chii parameters zvichachinja uwandu mudyandigere kubhadhara. Ndiani vaikwanisa mudyandigere inishuwarenzi imwe? Zviri pachena kuti zvose kunoenderana mhando muripo. Asi chii zvingatema zvakananga kukanganisa uwandu kutsigirwa nemari iyi?

FL-400 inoratidza uwandu zvinhu zvinogona kuwedzera kana kutapudza uwandu kupomerwa inishuwarenzi nevoruzhinji. Chii chaizvo ratiri kutaura nezvaro? Panguva iyi, inobva mutemo, zvinganzi vakagumisa kuti muripo zvinokonzerwa zvinhu zvinotevera:

• nomumwe mipiro kuna mudyandigere Fund kuti gore kubva mugari;
• mudyandigere chikonzero kuti kupiwa gore;
• basa ruzivo (sananga).

Nokudaro, zvimwe mugari rinoshandurwa kuti upenyu hwake kuna mudyandigere Fund, ndipo pariri achagamuchira. Length basa kunokanganisa uwandu pfungwa yaunganidzwa mushandi mumwe. Kana munhu asina kugamuchira shoma zvakakodzera, kuti vawane inishuwarenzi mudyandigere mudyandigere haagoni.

Chii chinobatanidzwa mu varindi basa

Ndezvipi zvimwe zvinhu zvinofanira kuteerera? The ndechokuti mutemo pamusoro pensions (400-FL pamusoro 12.28.2013) rinoita kuti dzimwe nguva kuti zvisina kushanda, asi kunonzi basa ruzivo. Iyi pfungwa inokosha zvikuru. Pashure pezvose, iwe hamuneni kuita mabasa avo. Tinogona kutarisira kuwedzera kwavo pakureba basa mumamiriro anotevera:

• kwemutemo rechiuto (wakaiswa-rokuti);
• nzira muchiuto;
• kushumira pasi chibvumirano;
• siya kutarisira mwana kusvika makore 1.5 (asi kwete kupfuura 6 makore zvachose);
• imwe nguva apo mumwe mugari kugamuchira urovha pundutso;
• kuwana zvisiri pamutemo usungwa;
• kana kutarisira mugari pashure pemakore 80, uyewo vana vakaremara uye vakaremara vakuru, boka 1;
• paaigara nomurume mutaundi muchiuto munguva chibvumirano basa.

The pamusoro pfungwa inogona kunzi ukuru. Naizvozvo, zvikamu yenguva Data vachatorwa kufungwa panguva kukarukureta kuti mudyandigere. Hongu, uye basa ruzivo zvavo.

calculus

Sei kuverenga kuti mudyandigere? mubvunzo uyu zvakare ichifarirwa nevanhu vakawanda. The Hurongwa, yakaitwa muna Russia, haatarisiri zvikuru ruzhinji ruzivo chero. Vanogona vakazvimiririra nhamba kupiwa mari ive inishuwarenzi mudyandigere neimwe nyaya.

Kana totaura akwegura accruals, uyewo urema, kuti kushandisa nzira P = K * IC apo:

• P - mudyandigere;
• K - nhamba pfungwa scored pachishandiswa mugari panguva basa;
• CK- ukoshi 1 pfungwa panguva mudyandigere kubhadhara.

Huwandu inishuwarenzi kuti kukwegura pensions zvino pachena. Uye chii kana tiri kutaura pamusoro vachibhadhara akaita nokuda kurasikirwa pakuriritira mhuri? In izvi, tinoshandisa yakafanana inonyatsoita, asi mariri:

• P - ndiko kukura mudyandigere kubhadhara;
• K - nhamba pfungwa scored panguva wacho uye Akatipa;
• SK - mari 1 pfungwa musi uri basa rinoitwa mudyandigere kubhadhara akapona.

Hapana chakaoma nezvazvo. The chikuru dambudziko iri kuti hazvibviri kutaura chaizvo chii chichava mutengo chikonzero hwakawanda mune ramangwana. Naizvozvo kuita Masvomhu ramangwana haatombotauri musoro.

yakamisirwa mubhadharo

Aidzidza mutemo kunopa wakasimba kubhadhara kuti mudyandigere inishuwarenzi neurefu hwakasiyana-siyana. mhando iyi yakawedzerwa rutsigiro kubva hurumende.

Gore negore, muripo anofanira indexed. Uye FL-400 anopa musi chaiwo, izvo akaita kuwedzera pazvinhu kubhadhara. Hazvina February 1.

Onawo kuti kubvira April 1, 2015, hurumende yeRussia ane kodzero ose kugadza wokuwedzera rutsigiro Indexing mashoko vagari. Asi panguva iyi ezvinhu haana akasangana. Chokwadi ane yayo zvikonzero.

Ipi? Zvazvakaita izvi ezvinhu ari umbomiswa kusvikira 2017. kuchinja izvi wakauya kushanda muna 2015. Saka, muna Russia nerimwe gore kuedza kumutsa yakatarwa kubhadhara kuti inishuwarenzi mudyandigere, asi havasi kushandisa kuita izvozvo.

chaiyo

The FL-400 "On Insurance Pensions" vari kusingajekeswi chaiyo mari yaidiwa kubhadharwa ari muchimiro yakatarwa kubhadhara kuti mudyandigere zvipo. Iri pachena, nekuti nhamba izvi kuchinja pagore. Ndezvipi mitemo 2016?

Nyaya iripo ndeyokuti zvokuwedzera vari rakakamurwa akawanda mhando - yekare-zera uye vaisivatamo vemapoka 1-2, uyewo yoga kuwanikwa kubhadhara kuti vagari vakaremara nemapoka 3. Muna January 2016 ari mari vaiva azvaitwa 4383 rubles 59 masendi uye 2191 Ruble 80 cent.

Asi muna February gore iroro, paiva Indexing. Zvino vagari vanogamuchira mamwe inishuwarenzi kune vekare-zera, uyewo urema 1 kana 2 mapoka 4 558 rubles 98 masendi pamwedzi uye pana 3 boka urema - 2 279 rubles 47 cent. kuchinja kunyanya guru, asi zvakakosha kuti indexation pachayo zvakaitika.

Where kushandisa kuti

Chiizve vanofanira kuteerera? The ndechokuti FL-400 "On Insurance Pensions" rinoratidza sei kuti vawane mari iyi. Ndokupi kwaungaenda magwaro, kunoita kuti basa kutsigirwa zvakadaro?

Panguva iyoyo, vagari vane zvishoma nzira chiito. Vane nekodzero yokukwirira:

• kuti miganhu mudyandigere mari;
• ari FIU;
• kuburikidza portal "Public mabasa";
• mune multifunctional nzvimbo.

Zviri Data Somuenzaniso vagari vane mukana wokugamuchira pensions inishuwarenzi anofanira kushandisa, mashoko uye imwe vanochengeta magwaro. Mutemo akadzidza rinotaurawo kuti mushandirwi anekodzero kumiririrwa uye vabatwe pamudyandigere paushe nokuda kukarukureta ose inishuwarenzi-dzataurwa pamusoro miviri. Asi chiito ichi zvinogoneka chete rakanyorwa mvumo ramangwana accrual pamusoro wacho.

Documents nokuti

Uye sei itai kuwana mudyandigere inishuwarenzi pane imwe nyaya? Kazhinji, vagari vari kuwana mhando wandei wehurumende rutsigiro. Muchiitiko chino, uchafanira kusarudza kworudzii mudyandigere. Saka kuverenga mitemo yakagadzwa kuRussia. FL-400 "On Insurance Pensions" ndiwo mazita izere zvinyorwa zvinodiwa chinangwa wehurumende rutsigiro. The Russian mudyandigere Fund kana mune rimwe sangano ripi, anoisa mudyandigere, unofanira kuuya zvinotevera mazita magwaro:

• uchapupu nokuzivikanwa (pasipoti mumwe mugari wenyika Russian Federation);
• SNILS;
• Chikumbiro nokuti inishuwarenzi mudyandigere (zvakafanira kuratidza inishuwarenzi kubhadhara);
• mudyandigere chitupa ;
• mabasa nhoroondo;
• zvitupa uye atakatora achisimbisa zvimwe nguva isiri kushanda, asi ukama ukuru;
• zvekuzvarwa vose vana;
• mushoma kubva pachake nhoroondo mugari;
• uto ID (varume).

Uyewo kuti kutora chero uchapupu hwokuti munhu haagamuchiri mumwe mudyandigere. Kana mugari inoenda FIU angangodaro kuti chokwadi ichi chichange kuongororwa nokukurumidza. Kana uchida kugamuchira mari mubhengi nhoroondo, akapa mashoko awo.

Kana totaura imwe mudyandigere kuti kuremara kana akapona zvinoda magwaro kusimbisa urema ari mugari wacho. Uyewo zvaisanganisira chero bhuku kuzozvidzorerwa vakaremara paanofa (kana kurasikirwa). Chokwadi, vanogona kukumbira gwaro rufu munhu, yaiva ramangwana mudyandigere kuagamuchira.

Zvinyorwa zvose pamusoro apa vanofanira kuonana zviremera zvakakodzera. Zvinokurudzirwa kutora kopi bepa. Uyezve, zvichava tarisa. Uye kana magwaro zvose zviri muhurongwa, ari mugari vachatanga -bereka inishuwarenzi mudyandigere.

Kwete vose

Chimwe chinokosha - muna 2016 kuti kuongororwa rutsigiro pensioners vanofanira makore anenge 7 basa ruzivo, uyewo 9 kuti mudyandigere pfungwa. Kana izvi zvinhu zvisina akasangana, munhu National munzanga mudyandigere achaurawa.

kubhadhara sezvo akapona asina basa vagari vane mhosva nechivimbo. Kana zvinogona wacho vachibhadhara inishuwarenzi vakaita mabasa chakaparira rufu pakuriritira mhuri.

Ndivo chikuru zviri izvo hwakazara inishuwarenzi mudyandigere. mutemo Federal anosimbisa dzinokosha kuti pakuverenga kubhadhara izvi. Asi zviri kuramba pasi kuchinja. Saka zvakaoma kutaura sei mamiriro acho ezvinhu ane inishuwarenzi mudyandigere mamiriro ezvinhu achava makore mashomanana. Somuenzaniso, kukwidza mudyandigere zera zvino kukurukurwa kuRussia. danho iri uye kumanikidza nokuti FL-400 chiratidzo chacho.