Art. 819 of Civil Code: Litigation

The zviri chikwereti chibvumirano chacho chimiro hunodzorwa Art. . 819 uye 820 kubva Civil Code. With gwaro iri, uyewo chikwereti chibvumirano, formalized mbiri ukama pakati siyana masangano. Ngatikurukurei chinhu. . 819 of Civil Code nokumwe kutaura magweta.

Zvatinopiwa mitemo

The h. 1 tbsp. описывается суть кредитного соглашения. 819 of Civil Code anorondedzera musimboti mbiri chibvumirano. Maererano naye, kubhangi kana rimwe sangano zvemari kuti ane yakakodzera simba vanosungirwa kupa yakabvuma mari kuti mukwereti pamusoro mashoko uye iri mari waiti ari kondirakiti.

Kurutivi rwechipiri - anokwereta - anogamuchira, maererano vanoti 1 tbsp .. , обязательство вернуть полученные средства и уплатить проценты, начисленные на них. 819 of Civil Code, musengwa kudzokera mari vakagamuchira uye kuripira mubereko dzakava pamusoro pavo.

The hukama pakati mukwereti uye anomukweretesa kupfungwa, mitemo isingachinji yezvinoita. 1 Ch. 42, kunze zvimwe akapa vakaroorana. 2 yechitsauko ichocho kana anotevera kubva musimboti esungano. Urongwa uhwu anosimbisa p. 2 tbsp. . 819 of Civil Code.

Features mazwi

Kureva mari kuti mukwereti anogamuchira chikwereti chibvumirano, iri mirayiro iri Central Bank, iri tsika uye mumabhuku kushandiswa rinoshandiswa kuwedzera rokuti "chikwereti", shoko rokuti "chikwereti". Mashoko ava vaiona anoreva zvakafanana.

Zvinoreva kuti kwema chokuita issuance uye mutsividzo pamusoro chikwereti, rinonzi chikwereti kana chikwereti nyaya. kushandisa kwakadaro mashoko uye munhoroondo rakatakurwa tsika.

mbiri chibvumirano hariratidzi zita imprest kuti chokwadi chokuti anoita somunhu mhando chibvumirano pane rusununguko kushandiswa (nyaya 689 kubva Code).

Zvinoita zviri sungano

Analysis dzokuziva mbiri chibvumirano muna Art. позволяет сделать вывод, что он является консенсуальным. 819 of Civil Code anobvumira pakugumisa kuti vakabvumirana. In izvi zvakasiyana kubva chikwereti chibvumirano.

The chibvumirano inova chinobudirira kana zvasvika vechikamu yokupira chibvumirano pamusoro zvinokosha Pakuurayiwa kutengeserana. Ivo wakaiswa muchimiro waakaudzwa nemutemo.

ezvinhu aya kuona ariko zvinotevera zviri chikwereti chibvumirano:

1. Right dzinosungirwa. The chibvumirano pasi Art. ), порождает сложное обязательство, включающее в себя два простых. 819 CC RF (n. 1), zvinowanisa kunzwisisa basa rinosanganisira miviri nyore.
2. Nokudzorera. The chikwereti chibvumirano anogara ndanyarara hangu, kusiyana chikwereti. Kubhadhara mubereko ndechimwe zvinokosha ezvinhu enyika kutengeserana. Ndima 1 of Art. закреплена обязанность ссудополучателя выплатить не только основной долг, но и %, начисленные на сумму выданных средств. 819 of Civil Code hwakagara ane zvinosungirwa anokwereta kubhadhara kwete chete huru asiwo% dzakava pamusoro uwandu disbursed mari.

Zvinokoshawo kuti vaitire mumwe nomumwe anomuka pasi chibvumirano anoshanda sehwaro kuti chidzoke nomumwe. Panyaya iyi, kuti chikwereti chibvumirano ichaongororwa somunhu causal kutengeserana (uyewo chikwereti chibvumirano). Zvichakadaro, mune chipo chibvumirano hapana chikonzero kuti chidzoke imwe anokwereta kuti mitoro kuenda mhiri chibvumirano.

Vatori vechikamu vari kutengeserana

ndima rokutanga Art. содержится указание на особый субъектный состав соглашения. 819 of Civil Code ine nezve penyaya sezvamunoita chibvumirano. Mapato kuti kutengeserana kuve Chokwadi, mukwereti uye kubhengi (mamwe chikwereti) sangano. Chokutanga chikwereti, wechipiri, ukuwo, womunhu anomukweretesa.

Sezvo yokupedzisira anogona chete kushumira nemasangano avo kuti ane rezinesi nekanzuru Central Bank of Russian Federation, uye ndine kodzero kunzi kadhi kana rwezvemabhengi masangano.

Kusiyana chikwereti, kuva hunhu sezvo nevatengi uye zvebhizimisi, kuti chikwereti chibvumirano - vakawedzerwa entrepreneurial chaizvo.

Anokwereta zvingava chero zvakasikwa vanhu kana sangano.

mabasa anokwereta

Pamugumo chibvumirano, maererano Art. , у участников сделки возникают встречные обязательства. 819 of Civil Code, vadzidzi ari kutengeserana varipo itirana mitoro. The kutevedzana kwezviitiko mutsividzo yavo inotevedzera pafuma chibvumirano. Hahugoni akachinjwa chibvumirano.

Mabasa chikuru mukwereti, maererano Art. , следует отнести: 819 of Civil Code, zvinosanganisira:

1. Unodzokera Verengai inopiwa yokutedzemuka musi chibvumirano.
2. Kubhadhara dzakava yechimbadzo chikwereti. kukosha kwavo wakaiswa kamwe pa mukuvhara.

Banking (chikwereti) sangano akusimbise yokuwedzera mitoro. Somuenzaniso, mukwereti haafaniri kurega kudzora mari uye zvoupfumi basa.

Kana zvikwereti iri zvakanangwa, akakwereta kunodiwa kupedzera mari maererano yakati zvinangwa. Mune zvimwe zviitiko, mukwereti, kubhengi kungada nourongwa anondibatsira.

Somumwe zvinokosha ezvinhu nyaya zvibvumirano. Ndivo anokwereta wacho nezviito kudzoka mari vakagamuchira. Panyaya iyi, mamiriro ezvinhu mutsividzo anofanira aripo chikwereti zvose zvibvumirano. Pasina nhaurirano chibvumirano kunozivikanwa sezvo asina akagumisa.

Features mari

The chikwereti chinogona rakapa chete isiri mari kana mari. Currency ingava vavatorwa National (rubles).

Operation dzimwe mari pakati masangano zvemari uye vagari mvumo chokuita kuwana uye nzira, kufarira muripo uye zvirango anobudiswa pasina chinotitadzisa kudzoka.

In rwezvemabhengi tsika kwakasimbiswa dzakawanda dzakasiyana nzira nokukwereta. The chikwereti kunogona wakabudiswa imwe chete kuti.

Maererano mukuru mitemo kuradzikwa Regulation CBA № 54-P muna Sec. 2.1.1, kupa nzira yepamutemo masangano SP uye akatakurirwa kuchinjwa mari mukwereti. The enumeration kunogona kuitwa chero munhu / c, akazaruka chero rwezvemabhengi sangano.

Maererano nedzimwe nyanzvi, mwero ndima 2.1.1, pamusoro apa gadziriro regai kutevedzera zvizere nyaya 313 iri Civil Code, maererano izvo nechikwereti kurongera aurayiwe nokubatira vaifungidzira ari wechitatu munhu.

Kana achibudisa zvinoreva, "pavaigona kutora chikepe chaienda kuti p / munhu anokwereta ', mukwereti, izvo Somuenzaniso, chikwereti pasi chibvumirano pakati chokuendesa nhumbi, pachishandiswa chikwereti chacho chibvumirano zvinoisa rwezvemabhengi mamiriro pursuant wacho kubhadhara nokuda zvigadzirwa nengarava.

Ndima 2.1.1 Mirayiro kunyima mukwereti mukana uyu. Izvi, maererano magweta, chinhu pasina chikonzero akavarambidza kuti kodzero vechikamu kuti turnover.

Currently disbursement

Kana s / munhu anokwereta wakazaruka mubhengi rinopa zvikwereti, ipapo mari zvikanzi, pavaigona kutora chikepe chaienda Corr. nenzira, kuburikidza yomunyika wiring nokuda munataisireva pamusoro chevanorwara zvemari. Kubva ichi zvinoreva kuti chikwereti anogona kunzi kuti wapiwa panguva kutapurirana mari nezvenhoroondo nemhosva yacho.

Kana p / S akazarurwa mune rimwe bhengi mamiriro, uwandu Kutamiswa muripo kurongeka. Panyaya iyi, nguva pakuita mabasa pamahombekombe anofanira kutsunga maererano mitemo kugarwa ose munataisireva dzemaitirwe achishandisa mirayiridzo.

The chikwereti anogona kunzi kuti kubvuma inopiwa vakaverenga dzomupepanhau Nhoroondo rwezvemabhengi mamiriro, vatengi vanofungidzirwa nokukwereta kushandiswa.

kugashira Credits

Tsika kupa zvakafanana chaizvo. Chibvumirano nokuti issuance ose ari wevimbiso katsamba chikwereti kunosanganisira chimwe musiyano kubva mureza fomu chibvumirano. Musiyano pakati pavo kuti mumutsetse wokutanga, kubhengi anotora mutoro kupa chikwereti mu wevimbiso manotsi, zvachose chezita kukosha iyo unoenderana kukura chikwereti yakapikirwa.

Pakutanga, kuyananisa matare isakarurama pavakatambudzwa wevimbiso zvikwereti kucherechedza. Zvibvumirano kazhinji kuzivikanwa sezvo rishaye simba nokuda pamusaka Art. редметом соглашения могут выступать только деньги, а не ценные бумаги. 819 of Civil Code, § Redmet chibvumirano anogona kushumira mari chete, uye kwete kuchengetedzeka. Kujekesa nezveshoko Sun, kubvuma chibvumirano pamusoro wevimbiso katsamba kukweretesa mitemo akakodzera. Maererano zvakawanwa Court zvibvumirano zvakadaro yakasananiswa.

chikwereti mutsetse

pfungwa iyi chikwereti kubhengi anotora mutoro kupa mari mukwereti mune ramangwana, kuti mari isingadariki kuti pre-wainyatsotaura pakunogumira, pasina chinokosha Nhaurirano.

Maererano ya. 2,2 Central Regulation № 54-N, mbiri mutsetse angava marudzi maviri. The rokutanga Central Bank inokurukura kubvumirana, maererano iyo akakwereta kodzero kugamuchira uye kushandisa yakati izwi mari chero anotevera zvinodiwa:

1. Yaipedzerwa hakurevi kusapfuudza paunogumira (kunonyanyisa saizi) yakatangwa kondirakiti.
2. Munguva esungano kukosha mukanyiwa Verengai chikwereti hakurevi kusapfuudza muganhu zvaitaurwa mashoko esungano.

Sezvo muenzaniso uyu mhando chikwereti nzvimbo vachifarira overdraft pamusoro kadhi nhoroondo, akapa kuti anaro mumwe debit kadhi.

Chechipiri mhando ndiyo chibvumirano pasi iyo akakwereta kuisa zvose muganhu wainyatsotaura pamusoro.

The nechibvumirano Urongwa kadhi mutsetse anganzi urongwa, izvo akabvuma chete zvinokosha mashoko eramangwana mutengapwe shoma. Other mbuva, kusanganisira chinhu pamusoro yaipedzerwa chibvumirano, vatori vechikamu vanogona kubvumirana paya.

The pamusoro nemiganhu anoonekwa somunhu mhando kota mukati iyo anokwereta anekodzero zvinoda kubhangi akadzika mbiri nemamiriro uye zvikwereti kupfungwa, uyewo, anotora mutoro kuti ape mari.