Zvikwereti pfupi-izwi pamutemo masangano

Entrepreneurs yeMunhu Ega uye mabhizimisi tinowanzova nenguva ezvinhu apo mari iri kudiwa kuti tidzivise muripo delinquencies, kuti chidzoke zvikwereti uye nezvinetso mubhizimisi vakaroorana. Kwenguva pfupi anomukweretesa unokubvumira nokukurumidza kugadzirisa dambudziko.

zvikwereti pfupi-izwi pamutemo masangano vakabvuma kubhangi mukuru zvigadzirwa matatu, akadai:

• Overdraft - ndiwo kupfuura amupe mukana pfupi yemakambani achiposa runovabvumira pedyo pasina zvikwereti uye delinquencies kwema zvemari kana nhoroondo haisi mari yakakwana. Izvi mhando anomukweretesa riripo vatengi pamwe mudanga zvemari nechinzvimbo uye zvinoita emakambani kuwedzera operative kunyatsoshanda. Mari Bank inopa pamutemo masangano "Overdraft ane zvachose muganhu", "overdraft Individual" uye "Ratidza overdraft."
• Target pfupi-rokuti chikwereti Somuenzaniso, yakabudiswa kuti kutenga zvokushandisa, kana kuripwa mari kuti vashandi, kana replenishment kuti achiparadzira zvinhu. Chisarudzo kupa chikwereti akadaro akagamuchira zvakasimba zvakakwana kuti nemhosva, vari zvakanaka makasimbiswa mubhangi ndivo vakavimbika kwazvo uye kunyoresa haina kunodiwa kuti vakawanda zvitupa uye magwaro. Asi kana munhu overdraft hazvirevi imwe chinangwa wakabudiswa mari, mari rakapa muchimiro chaiye-chinangwa chikwereti inogona kupedzwa kungobva chinangwa, sezvo rwezvemabhengi zvikoro kudzora nguva ino.
• Version of pfupi-rokuti chikwereti mitsetse havana dzakakurumbira, asi rinoshandiswawo. Sberbank anoronga Kwazvakatorwa nokuda nemabhizimisi, kusanganisira nokuti zvakadai mikuru nemakasitoma se "Lukoil", "kuBaltic vorega Company" uye vamwe. Asi zvikuru inowanzoshandiswa pfupi uye wokurarama zvikwereti zvivako anobvumira chero nguva kukwezva mamwe mari nokuda mberi mabasa.

Kubatsira uye ngozi zvikwereti pfupi-izwi

zvikwereti pfupi-izwi pamutemo masangano anogona kukurumidza kuwana mari iyo kambani nokukurumidza inoda. With kadhi nhoroondo yakanaka, pasina chikwereti chikwereti kubudiswa iri nyore napo.

Akadzika pfupi-rokuti chikwereti, kubhangi ndiyo imwe ngozi kuti ndanyarara hangu nokuda anomukweretesa yakakwirira prices. The muganhu sechikwereti kwakadaro hakusi dzakakwirira.

Overdraft sezvo bhanga chigadzirwa ndiyo akakurumbira pakati vatengi of mari Bank, asi kubhangi kuti vanachiremba vanogona zvinogadzirisa siyana dambudziko pamwe kushaya mari. The chikwereti repayable kuuya tichiregeredza mari pane imwe chimbadzo riri aongorora mwedzi wose, ndiko nyore mukana kwete uchatamisa kuripwa mari sungiro, kunyange kana nhoroondo panguva hapana mari.