Kuripwa mortgages rwaamai guta: magwaro uye rondedzero nzira

It legislated kushandisa maternity guta nokuda kutenga dzimba. mabhanga kuti vari kuita chikwereti achiposa vanofanira kutora hurumende certificate kuti vachibhadhara zvinofadza uye / kana kuti chikwereti. More udzamu kushandisa guta kuzopiwawo mai chikwereti (RPF magwaro anodiwa kuti vaverengwe uye ongororo kushandiswa, vacharaswa dzakanyorwa), verenga mberi.

tsananguro

Rwaamai Capital (CMC) - munhu yeUnited bhajeti mari kuti hwakatamisirwa mudyandigere Fund kuti Implementation wehurumende matanho. Souchapupu kodzero vechikamu yepurogiramu kugamuchira gwaro gosobraztsa. Unogona kuwana nayo kure omunzvimbo yacho mudyandigere Fund kweRussia munzvimbo dzokugara.

Imwe nzira kukurumidza kutenga kwakavakirwa vari pfuma - ndiko kushandiswa maternity guru abhadhare chikwereti. Documents kunodiwa kuti vaverengwe remapazi vari hwakatamisirwa mudyandigere Fund kweRussia, anosarudza pakushandisa MSA mari.

Ndingawane gwaro?

Usati nezvekuratidza ezvidzidzo chemhosva kuti chikwereti rwaamai guta, magwaro zvaidiwa kunyoresa kwema, kubata sei kuti MSC advertising.

rubatsiro rwemari kubva hurumende inogona kuwana mukadzi uyo akaberekwa kana izvo rakagamuchirwa mwana wechipiri kwaizotevera. In umwechete ndivo madzibaba, vanenge vava mwana wechipiri. Mari kunogona kuti mwana akasiya pasina vabereki Paaizosvika zera ruzhinji. Fanira ezvinhu:

• Training panguva yakazara.
• Age - kusvika makore 23.

Vawane tsamba kunogona kuva hofisi mudyandigere Fund kweRussia pamusoro chikumbiro zvakanyorwa pamusoro mubereki. To gwaro unofanira kuita kopi vamhan'ari pasipoti, chitupa chekuzvarwa (kuitwa) vana. The mudyandigere Fund anogona kukumbira mamwe magwaro, kunyanya kana wacho ari baba chete. Pasina mwedzi, kuti GRP ichaongorora magwaro uye kuita chisarudzo kuti ape chitupa. The ziviso kuti zvipe nokuda 5 mazuva. Kana anotenderwa, gwaro zvichaita kuratidza kupi uye kana zvichiita kuti vawane tsamba.

kunyoresa

MSK ari indexed pagore kuti mitengo. Mari aitwe rose kana kuti chikamu pamusoro fronts akawanda. Mumwe wavo - kuvandudzika pokugara ezvinhu. Munzvimbo iyi unogona kutumira mari kutenga (kuvaka) kwakavakirwa iri mundima Russian Federation. For zvinangwa izvi zvinogona kutora bhanga chikwereti, uye ipapo abhadhare chikwereti nyaya rwaamai guta. Documents zvinodiwa oparesheni, achaiswa akatumirwa pamusoro. Zvinoreva zvinokwanisika dzokurasa mwedzi 36 pashure pokuberekwa kana kuitwa mwana yechipiri kana tevera. Credit zvinogona akapa kuna mai kana baba.

kutanga

Inotevera mazita zvinyorwa nokuda chemhosva pakati chikwereti unofanira kupa kubhengi:

• kopi MSC gwaro.
• Russian pasipoti.
• fomu mangwanani mutsividzo pakati mortgages (mureza chimiro kubhengi).

Kubhangi vanofanirawo kugadzira gwaro, rine uwandu chikwereti, akoromoka kupinda huru chikamu chikwereti uye mubereko. Pano unogona kuwana gwaro varidzi chepfuma uye chibvumirano kutenga mufurati. The rakatevera Danho - kuchinjwa zvinyorwa kuna mudyandigere Fund.

Kuripwa mortgages rwaamai guta: zvinyorwa

Kuti kubhadhara chikwereti kwezvirongwa mari, zvakakosha kuti tigadzirire uye pasi FIU zvokubvunza. A izere pamazita zvinyorwa kuti chikwereti mutsividzo rwaamai guta anomirirwa pa yomunharaunda nzvimbo mudyandigere Fund kweRussia. A pfupi zvawanyora:

• kuti rugwaro rwapakuvamba kugamuchira hurumende rubatsiro.
• A kopi muridzi gwaro kana mamwe gwaro achisimbisa remunhu pasipoti. Kana chikumbiro yakwidzwa neDare naye (a), kuti zvimwe vanofanira kupa kopi wechipiri pasipoti uye muchato. Kana chikumbiro yakwidzwa ne ane mvumo munhu, zvakakodzera anowedzera kupa gwaro simba gweta.
• A kopi chikwereti chibvumirano ne hurumende kunyoresa.
• Documents achisimbisa mukana yokuwana mari MSC Organization chikwereti:

1. nokuti anokwereta uyo refinanced zvikwereti HMLA, - kopi shanduko muridzi chikwereti chiziviso;
2. nokuti anokwereta vane zvikwereti vanotengeswa mamwe makambani - kopi imwe tsamba kubva muridzi rechipiri mogeji. Notice kwokuchinja chikwereti anaro rwunotumirwa anokwereta mushure chikwereti refinancing kuti tumira.

• Kopi gwaro wehurumende kunyoresa varidzi venyika musha.
• Mushoma kubva paimba bhuku, pachake nhoroondo.
• Notarized vanosungirwa ngaateme mufurati vakawanda (zvose zvipenyu masangano) muridzi, pashure kubviswa encumbrances.
• A gwaro kubva bhanga iri chikwereti vasara zvakafanana ne mubereko.

Heano magwaro nokuti chikwereti mutsividzo rwaamai guta zvinodiwa.

yokururamisa chete

Murayiro iroro kuti zvinokwanisika chete isiri mari muchimiro muviri mutsividzo chikwereti rwaamai guta. Documents muna Russian mudyandigere Fund anowanikwa Nemvumo musi waya chinja. Asi mutemo uyu pane kusaina. Kana mhuri iri kuvaka imba, chimwe chinhu usati watanga basa, unogona kuwana hafu uwandu kuna rokubhengi. Nokuti mari yasara vachafanira kushandisa kuti mudyandigere Fund kweRussia uye kupa pasuru magwaro nokuti chikwereti nokuripira rwaamai guta. Panyaya iyi, pakati tranches vanofanira kupfuura mwedzi dzinenge mitanhatu. Uyezve, unofanira kugadzirira zvinyorwa, vachiratidza kukosha mabasa: zvibvumirano pamwe Contractors, mabasa kugamuchirwa.

Sei chemhosva ari rwaamai guta mogeji?

Documents kuti kunyoresa chikumbiro kurasira mari hwakatamisirwa kuhofisi mudyandigere Fund. The mushandi anofanira kupa risiti achiratidza nhamba uye musi gwaro, zita rake uye chinzvimbo. Pasina mwedzi, zvinoita chisarudzo musi tendero kana kuramba kushandiswa MSCs ari chiziviso akatumira wacho.

Kana zvinyorwa zvinodiwa chemhosva pakati chikwereti rwaamai guru, akambochera nepasipo akapa kukwana kana kwakakwana mari pamusoro MSC akapfuudza pakuenzanisa chikwereti, ari netting anogona kurambwa. The ziviso mudyandigere Fund weRussia vanosungirwa kutaridzwa chikonzero chokuramba anokurudzirwa. Chisarudzo ichi zvinogona kupfuudzwa mudare.

Chii Zvinyorwa abhadhare chikwereti rwaamai guta kudiwa pamahombekombe? Zvakanyorwa ziviso of FIU vaine mvumo yokushandisa ehurumende mari. Kana paine haasaruri kuzopiwawo pakati chikwereti, mukwereti anofanira kupa kubhengi mashoko achiratidza akasarudza nzira muripo purogiramu kuchinja:

• rutapudzo rokuti chesungano apo kuramba kukura muripo;
• kuderedza kukura vachibhadhara kuti kuchengetedza chesungano nguva.

Mudyandigere Fund kweRussia vanosungirwa uchatamisa mari mukati memwedzi miviri kubva musi sarudzo. Maternity guta harigoni kushandiswa kubhadhara fines uye zvirango vavapo somugumisiro default pamusoro chikwereti. Ndiko, kusvikira kuchinjwa mari FIU anokwereta vanosungirwa kubhadhara chikwereti. Mushure nemisha vaiumba itsva nokuripira purogiramu.

Wokutanga nzira chikwereti mutsividzo

Tichiregeredza gosopomoschi anogona kubhadhara chikamu kufambira mberi chikwereti kana mubereko payo. Tsanangudzo yokutanga ndiyo haisi inowanika ose chikwereti sangano. Munguva yapfuura, Bank classifies nemakasitoma vasingagoni vakazvimiririra kubhadhara kwokutanga muripo, kuti sauka. Nhasi, hombe mari masangano zvauri kupomerwa uye kugamuchira MSA. Zvinofanira kucherechedzwa kuti mamiriro ezvinhu nokuda kwezvikwereti akadaro haringanzi kunzi zvakanaka kuna anokwereta. For kwema vakadaro akagovera yepamusoro chimbadzo duku rokuti chikwereti.

nzira The chechipiri mutsividzo

More zvinogamuchirika - mutsividzo of chikwereti tichiregeredza MSCs, sezvo pashure kudzikira uwandu chikwereti, mubereko akapiwa pamusoro hunoshamisa pachiyero. Kana anokwereta anoronga kubhadhara nayo mberi purogiramu, pashure misha anogona kuderedza uwandu muripo.

nzira Chetatu chikwereti mutsividzo

Nokuti mubhengi zvakanaka kana nokuda CMC kutiitira chete yechimbadzo chikwereti. It inosimbiswa kugamuchira chikamu yakapikirwa mari. Chete zano Zvinobatsira kuti nemhosva, yakapiwa kuti haana kuronga kuti mangwanani mutsividzo yacho chikwereti. Chitsama rendi ipfupi, asi kwete yekudyidzana.

Features

Chitupa nokuti MSC rakapa kuti risina parinogumira nguva. Get mari chero nguva. Kana munhu anonzi ari gwaro wakafa, shandisa Verengai anogona mumwe mubereki, muchengeti kana mwana kusvikira makore 23.

Kushandisa wehurumende rubatsiro mari chero nguva. Kusara iri apo muridzi rugwaro chinoenda kuishandisa kubhadhara pasi muripo. Muchiitiko chino, ungashandisa zvichava mwedzi 36 pashure pokuberekwa / mukuitwa kwemwana. Pane imwe kukamurwa. The mazita zvinyorwa kuti chikwereti mutsividzo rwaamai guta raisanganisira gwaro kubva mudyandigere Fund achisimbisa kuti rapfuura hurumende rubatsiro mari havana kushandiswa nevamwe chinangwa chipi.

Uyezve, pane yeUnited uye Regional zvirongwa kugadzirisa wevanotungamirira mamiriro ezvinhu munyika. Vamwe vavo akapa chaizvo ezvinhu kuwana (kunyoresa) chepfuma iri pfuma.

Pashure mutsividzo of chikwereti yakatengwa Real Estate anofanira akaurayiwa pamwe chete nenhengo dzose dzemhuri pfuma.

kuvhara GMT

chirongwa guta Maternity kwakatangwa muna 2007. Kunyange ipapo akataura kuti chirongwa haangavi kuita nokusingaperi. makore 8 akazozviratidza norunyerekupe yokutanga pamusoro kugumiswa yacho gwaro. Chikonzero ichi ndechokuti muna 2014 chikwereti Penisionnogo Russia Fund (iyo kubhadhara zvose) yairema inenge $ 1 tiririyoni. kuzora. Panguva imwe chete iyoyo 200 mln. Rubles vakabhadharwa pamusoro certificate GMT. No chisarudzo chokupedzisira chakaitwa. Maererano rokutanga Data vawane tsamba kunogona kusvika 31/12/18 yemubatanidzwa, uye kushandisa nayo - inotevera 10 makore.

Kwegore chinotarisa kuchinja purogiramu kuita mamiriro ezvinhu:

• issuance kuti zvitupa chete mhuri rina kana pakati-mari kunyika;
• inoongorora itsva nzira yokushandisa mari - vapore vana vakaremara.