Rosenergobank: chibatiso Rating uye zvinonakidza zvinhu

Pane 600 mabhanga zvakasiyana muRussia. Vamwe anozivikanwa munyika yose, akanzwa chete pamusoro vamwe vagere nharaunda yavanogara unoshanda. Uye kuti chidimbu paiya inonzi yendarama zvinoreva rinoreva Rosenergobank. Kuvimbika Rating sangano iri akakodzerwa vainyatsotarisirwa, saka kuti zvinhu zvose zviripo kukurukura zvizere.

Vhuṱanzi

Saka Rosenergobank guta iri chevanorwara zvemari kuti rinobata zvikurukuru anomukweretesa uye SERVICING nenhoroondo zviduku uye svikiro emakambani, uye kunyange guru masangano zvokutengeserana. Pakati pavo, makambani akawanda chokuita simba zvekutepfenyura. Kwainyanya mari yacho kubhangi - zviri deposits evanhu. Uye panguva December 2016 zvinhu zvachose dzesangano racho anenge mabhiriyoni 57.3 rubles. Nokuda ichi chiyero ine yakanaka chaizvo Rosenergobank rakavimbika Rating. Zviri pamusoro 91 fung nzvimbo kubva 600.

Kugadzirwa wekambani

Achitaura pamusoro huripo sangano akafanana Rosenergobank, kuvimbika zvinzvimbo zvepamusoro, unofanira kutaura sei kambani kwava netsoka dzake.

It rakaumbwa muna 1992. Ipapo sangano rainzi "Empils-Bank". Makore mana gare gare, anowanikwa mamiriro namahwindo kwemajoini wemari kambani. Akashandura zita asi makore matanhatu gare gare. Chokwadi chokuti tinoziva nhasi. Kwemakore anoverengeka ari kambani kwakasimbiswa uye akaita nomukurumbira, uye muna 2010, nokuda mamwe nenyaya migove vakawedzera mugove guru ne 600 miriyoni rubles. Uye zvakanga zvinoshamisa, nekuti kusvikira panguva akanga mamiriyoni 99 chete. Pashure kusvetuka yakadaro kwaiteverwa kubudirira - mutengi nechigadziko kuwedzerwa, uye muna 2015 wepamutemo fomu akazonzi Ao.

Asi chinonyanya kukosha - chokwadi kuti kubvira 2005 mu ari dhipoziti inishuwarenzi hurongwa rinobatanidzwa uye Rosenergobank. Rating Kuvimbika nemhaka iyi akakura. Izvi zvakare kukwezvwa imwe nhamba nemakasitoma, vakafunganya pamusoro mari yavo.

Mumakore achangopfuura kambani yave kutanga zvishoma nezvishoma. Kuwanda Bank mambure yesangano yakawedzera 22.3%. Uye kubva pakutanga 2015-ndipo. Kureva, Chokwadi, nokuti gore. Nemifananidzo, izvi zvakafanana mabhiriyoni 10.8 rubles. Pamusana purofiti ichi kubhangi zvaizopedza ari water drainage rezvemari kubva munhoroondo masangano uye akadzikinura wevimbiso manotsi rakapa.

nhau

Zvakanaka, sezvaunogona kuona kana kubhangi kuti kureva (Rosenergobank) kuti rakavimbika zvakanaka. Uye kamwe zvakare kwechokwadi zvichangobva nhau.

Somuenzaniso, December 22, 2016, pakaziviswa kuti sangano akatora 81 fung nzvimbo mumagazini rakabudiswa The White Square Journal chepamusoro ari pamusoro 99 mabhanga Russian muna 2016. The vaongorori avo vaiumba pasi ichi, kufungisisa wandei zvinodiwa. Zvakanga zvakakosha sei nyore paIndaneti rwezvemabhengi uye pafoni chikumbiro, kana vatengi, kana kucherechedzwa muchiso, kana kambani iri kukura dynamically kugutsikana, uye kufungawo waivako wayo zvemari. Top-pamwero zvakanaka, kutandadzana ezvokutengeserana tsika vakanga vaiona.

Yakanakisisa - vatengi

Izvi zviri nyore uye muchidimbu utongi uye anoedza kutevera Rosenergobank. Kuvimbika Rating (wongororo ngaadarowo) akanaka, uye kuonga zvose ndechokuti sangano anoita nguva dzose wayo vatengi zvakanakisisa zveefa.

Pano, Somuenzaniso, 15 December 2016, kambani akasarudza kuwedzera kunonyanyisa chikwereti uwandu mortgages remauto mamiriyoni 2.1 rubles, apo tiine mwero chete (11.5%). Kunyange mari Bank, vaitungamirira kwose kwose uye zviratidzo zvose, munhu zvichibvira kunonyanyisa nokuti hurumende vashandi ndiyo mamiriyoni 2,05 rubles.

Uyewo, kubva pakutanga December, nokuti midziyo yokuisira makadhi ose dzakawanda UnionPay hurongwa akazivisa ropafadzo inofadza. Kusvikira March 2017 vachawana 30% dhisikaundi kana yavanobhadhara mu European, Asia uye America kumashopu uye chitoro nemakadhi.

Asi chimwe zvikuru nhau hwava aizivikanwa rokupedzisira October. Zvakaitika kuti kambani havachakoshesi nechikamu 0.25% paminiti annum zvirongwa zvitatu mogeji. Unonyanya akakurumbira, pakati pezvimwe zvinhu. Iri ndiro "Mortgage ne nehurumende rutsigiro", "Standard" uye "Watenga mufurati pakuvaka Pasika."

Mamiriro ezvinhu ave nani ari kuwa zvikwereti nevatengi. The kunonyanyisa mari zvinogoneka kushongedzwa ari chikwereti yakawedzera, uye prices kutura.

Uye ichi ndicho chete nhau mumakore mishoma. Uye kunyange kana iwe kuaverenga, unogona kuona kuti pane vatengi vavo zvechokwadi Rosenergobank. Kuvimbwa Rating akasimbisa, asi ndiyo yakanakisisa uchapupu kuti sangano wakanaka - ndiyo vanhu vanoonga vanoshandisa mabasa ayo. Uye kune vazhinji.