Nzira yekudzosera mari yezvinhu zvakagadziriswa paunowana kana kubva kubhangi

Kuti uzive nzira yekudzorera mari, zvakakosha kuti zvimirire, maererano nehupi hukama hwepamutemo hwavakatamirwa kune mumwe munhu wemutemo kana munhu.

Kazhinji kacho, mari inotumirwa kwatiri kuitira kuchengetedza mubhengi. Kuti varege kuchengeta pamba, kukwanisa kubhadhara mune zvisiri mari, kugamuchira makadhi, vanhu uye masangano akazarura maawa ezvino kana kuti kugadzirisa mabhengi, uko kusingabhadhari mari kunoshandiswa kana izvo kana zvimwe zvingabhadharwa nemari.

Gamuchira mari inowanikwa mubhangi kune mumwe munhu yakanyanya nyore, kana zvinhu zvose zvakarongeka nesangano rekwereti. Kuti uite izvi, iwe unogona kubvisa mari kubva kuATM kana kutaurirana nebazi rebhangi nepasipoti, zvichibva pane izvo mutengi achabhadharwa mari mune mari inowanikwa panhoroondo ino. Mune mhaka yekudhakwa, kana chiitiko chekurumidza kubviswa kwemari, chibvumirano chingafanira kubviswa (kana pasina urongwa hwemari inogona kubviswa) kana kuti kupa mhindu - ivo vachabhadharwa mumari shoma shoma.

Kana chiitiko chebhangi chiine cheisheni chichibviswa kana chibvumirano chave chichigadziriswa kugutsa zvikwereti zvevatengi, vatengesi vanofanira kuziva kuti vangadzorera sei mari. Kana zvichiitika mumamiriro ezvinhu akadaro, vanofanira kushanda kuDhiposit Insurance Agency nesitatimendi uye pasipoti.

Zvikwereti zvakagadzirirwa maakaunti uye mari uye kuwaniswa chikwereti chezviuru mazana manomwe zvebruki mukati mekodhi rimwe rekwereti rinowanikwa pasi pe 100%. Izvo zvisiri ndezvi:

- mari yemabhizimisi ega, magweta, nyanzvi, kana vakaiswa kune zvinyorwa zvekufambisa kwehupfumi kana mabasa ebhizimisi;

- mari iyo inopiwa kubhangi mu trust management;

- bhishopu inopa mari kune uya, kusanganisira iyo yechengesi yekuchengeta mari;

- Mari yemari;

- inotumira kune mamwe matavi emamwe mabhanga eRussia.

Nguva nenguva vanhu vanopinda mune imwe mamiriro ezvinhu pavanoendesa mari pane zvisiri izvo. Nzira yekugadzirisa sei yakawanikwa munyaya ino? Kana pane zvikanganiso mumashoko acho, mari yacho haisviki payeye uye icha "sungirira" kusvikira mamiriro acho akajekeswa. Munyaya iyi, chikumbiro chekutsvaga uye kudzoka kwemari chakanyorwa. Zvinyorwa zvakafanana zvinobudiswa kana zviyero zvacho zvakange zvanyangarika kubva kubhuku mune imwe nzvimbo isingazivikanwi, musipo kwemirairo yekunyora-kubva kune muridzi.

Asi kana mashoko acho akarurama, asi mari yacho inosvika kumugadziri akakanganisa, ipapo zvichave zvakakodzera kuidzorera kuburikidza nokutaurirana nemupikiri wega. Masangano anonyanya kushamwaridzana ivo pachavo achaenda kubhangi ravo kuti anotsanangurwa, asi kubva kune vanhu vasingatauriki munhu anogona kutarisira chero chinhu. Kunyangwe munyaya iyi mutumwa pachake ane mhosva.

Kazhinji, tinopa mari kuhama dzedu, shamwari, shamwari, tichivimba kuti vachadzoka zvizere munguva yekubvumirana. Kuti varege kumira, unoda kuziva nzira yekudzorera mari yacho. Munyaya iyi, kana uchitumira mari, zvakakosha kuita sariti sechisimbiso chechibvumirano chechikwereti. Iri risiti rinofanira kumanikidzwa kuurayiwa kana mari yacho inodzingwa inopfuura 10 mamiriyoni ehomwe yemwedzi. Nenguva yakakodzera, akakwereta anopiwa kubhadhara chikwereti, uye kana akaramba kukwereta, saka chirongwa "chekudzorera mari pamubvumirano" ndeizvi: uyo anokweretesa anoita chirevo chekuda, anoshanda kwaari mumatare, anogamuchira chisarudzo uye pepa rekushandira pasi pasi pekuzvidira kana kuti zvakamanikidzwa Mutemo unodzorera kuiswa.

Kunyanya kakawanda pane mamiriro ezvinhu apo patinowana zvinhu zvishoma. Munyaya iyi, ichava ruzivo rwakakosha pamusoro pekudzorera mari yezvinhu. Kana chigadzirwa chacho chisina kutaridzirwa sechisiri chekubhadhara, chakachengetedza kutarisa kwevatengi, mutengi ane risiti kana uchapupu hwezvapupu maererano nekutenga, ipapo mumazuva masere mushure mekutenga, anokwanisa kunyora chikumbiro chekuti aratidze zvikonzero zvekutsvaga. Pasi pemutemo, mutengesi anosungirwa kudzorera mari mukati memazuva gumi kubva pazuva rokuisa chikwata.