Mutual mari "Alfa-Bank": goho, simba pachisara wongororo

Mari Mutual "Alfa-Bank" vari kuramba yakakurumbira pakati Russian vanogara. Chikonzero chikuru ndechokuti kuwedzera profitability pamusoro deposits.

Chii chinonzi Mutual Fund?

Term namazano mari - ndiye chidimbu kubva chikwata mari Fund, pfuma yakaoma, icho ukavimba utariri kuti unyanzvi kambani. Chinangwa mari ndiko kuwedzera kukosha pfuma mune ramangwana.

The Fund kuti zvinhu ine havaoni mugove. Kusika itirana mari, ivo vanofanira uchatamisa kodzero dzokurasa pfuma zvakanaka neboka rake.

unyanzvi kambani

Zvinonzi vaiona kuva kushandiswa kambani, izvo Rinotarisira yakawiriranwa mari. Management anofanira kusangana zvido makambani uye kwete kuenda mhiri mutemo.

Ratio depositor pakutsvaga uwandu yakawiriranwa mari. Roga, mumwe mugove - chokumbofanobata certifying ari muridzi wenyika pfuma. Uyewo anosarudza uwandu mugove pedhi iri mari.

Mutual mari "Alfa-Bank"

Pakupera rokupedzisira remakore, "Alfa Capital" kwava chikamu "Alfa-Bank." Pari, kambani ane anopfuura mazana mana pfungwa Implementation, riri nani zvikuru boka.

Zvino vatengi vane zvakawanda yakawiriranwa mari. Vose unogona kukamurwa zvitatu pakufara Categories:

• Classic;
• indasitiri mari;
• unyanzvi mari.

Liquidity, pangozi uye kudzoka dzekuno mari, "Alfa-Bank", pamwe nemamiriro oupfumi kusiyanisa kubva mumwe. Classical Mari itirana vanoonekwa kuti zvisungo mumatanda. The rakavimbika Portfolio vagara vandifungira uwandu kusungwa nazvo. Zvakakosha kuyeuka chikuru ushe; kana vakawanda migove vari Portfolio pamusoro yakawiriranwa mari richabereka mari "Alfa-Bank" achawa, asi pangozi yokurasikirwa mari zvikuru duku. mutemo uyu anoita zvisizvo: dzakanga nhamba migove vari nemamiriro chikwata mari Fund, dzakanga zvibereko, uye nokudaro kunowedzera ngozi yacho Portfolio.

Kana indasitiri pakati mose mari, vanopinda imwe kwemauto hwenyika. Somuenzaniso, kuti kuchinjanisa, zvinhu, kwezvivako uye zvichingodaro. Saka, kana munhu investor invests mari yake imwe mari, mari uye kuwanikwa chete kana runoenzanirana nemauto hwenyika acharamba kukura.

Zvinoitwa itirana mari. Classic itirana mari

anogona kunzwisiswa kubva zita yakawiriranwa mari kuti akainangisa wavo kuchinja vanoita vari asingakurumidzi chaizvo kune ngozi kushandiswa. Classic itirana mari "Alfa-Bank" Ndihwo utera avo vanoita vanoda mari mari mavari kubvisa nhumbi zvemari, izvo zvakaita constituent zvinhu munhu chaiwo Portfolio, ndiko kuti, zvisungo mumatanda.

Mutual Fund mamaneja vanoedza yokufudza munhu Portfolio, zvichiita kudaro MENE ngozi. The klassiske itirana mari zvinosanganisira zvinotevera yakawiriranwa mari:

1. The MICEX indekisi.
2. Balance.
3. Liquid mugove.
4. Bonds ndinoiitawo.
5. Growth mumatanda.
6. Eurobonds.
7. Reserve.

Izvi mhando mari mari ndicho. Vari dzinenge unyanzvi kambani ose. Monitoring simba rinomutsa vana mose mari, "Alfa-Bank" kana imwe kambani zvakanaka kunotibatsira kunzwisisa kuti zvimwe ane mari iri mari.

"Alfa-Bank" yakawiriranwa mubhizimisi Fund "Balance"

This PIF dzinokosha zvishandiso ndivo mumatanda uye zvisungo makuru Makambani Russian. Ichi ndicho chikonzero chikuru kuti mari pachiyero. Nechekare mumakore matatu okutanga makore "Balance" yakura pakukosha nokuramba kusvika 65%.

Mumwedzi mitanhatu kuvapo yakawiriranwa pavane kukosha kwayo wokutanga ikaurawa 0.3%. Zvisinei, pakazopera gore rokutanga, mutengo yakawiriranwa mari "Balance" yakwira ne anenge 21%. Sezvo paumbwe wayo mari mutengo yakawedzera 60%.

"Alfa-Bank" yakawiriranwa mubhizimisi Fund "Gainers"

Fund ichi inoita investor kushandisa mari dzavo mumatanda ndiyo makambani kwete chaizvo guru uye zvishoma-kuzivikanwa. Saka, vanoita kutenga kuchengetedzeka makambani, apo muchiramba yakakwirira kukura tarisiro.

Uyezve, PIF "Gainers" chinopa mukana mari mapoka kubva pasi pose. Nokuda chikamu ichi zvinoitwa refu azvipire diversification.

Mumwedzi wokutanga kubva inception yawo kukosha mari yakawedzera 0,72%. Mwedzi mitanhatu gare gare, kuti PIF wakawedzera 13% kuti kukosha kwayo. Kubva musi Fund hwagadzwa, ukoshi hwayo wamuka anopfuura 117%, izvo anenge kaviri kupfuura kukosha chikwata mari Fund "Balance".

"Alfa-Bank" yakawiriranwa mubhizimisi Fund "Bonds Plus"

Very yakakwirira Kuvimbika vane avo chikwereti zviridzwa muridzi neHurumende. PIF "Alfa-Bank", "Bonds Plus" inoita investor kutenga kuchengetedzeka pamwe yakaderera ngozi. The issuers pamusoro kuchengetedzeka akadaro ehurumende mabasa.

Kubva pakagadzwa kukosha chikwata mari Fund "zvisungo ndinoiitawo" yakawedzera 220%. Uyu ndomumwe migumisiro yakanakisisa pakati ose yakawiriranwa mari vakapa "Alfa-Bank". Greater pfuma chete "Eurobonds" (anenge 300%) uye "mvura migove" (vanenge 230%).

Other klassiske itirana mari inopiwa ne "Alfa-Bank"

Kuongororwa yakawiriranwa mari "Alfa-Bank" rinoratidza kuti guru kuwedzera ukoshi ndohwaJehovha "emura migove" uye "Eurobonds". Zvishoma shure uye "Bonds ndinoiitawo." PIF "Reserve" yakura iri ukoshi kubudikidza 190%.

The chete klassiske mari, yakawa mutengo kubva pakutanga kwayo, ndiye "MICEX". Iye rawa mutengo muna 12%, kunyange pakutanga kuratidza migumisiro yakanaka - kwemakore matatu, mutengo wayo yakawedzera nehafu. The chikuru Chishandiso of Fund ndivo kuchengetedzeka zvezvipfuwo makambani.

Specialised itirana mari

chikamu ichi mari rakakamurwa nemakirasi matatu: "Strategic Investments", "Alfa Capital" uye "Gold". Kubva zita rokutanga mari, unogona kunzwisisa kuti Kunosanganisira investor kushandisa imwe Portfolio kuti inogona dzakasiyana-siyana nevanhu vakura uye mari. nemigove mumabhizimisi kwakadaro kungasanganisira kwenguva refu uye svikiro-izwi kuchengetedzeka. Kwemwedzi mitanhatu yokutanga mari yarasika kukosha vanenge 5%, asi ikozvino mutengo wayo uri 128% kupfuura yakanga panguva yaro inotungamirwa.

Zvikuru ndakawira mu mutengo PIF "Gold". Pashure pemakore matatu kubva pakutanga kwayo, mutengo akamuka kubudikidza 76% muna mari, asi panguva iyoyo mutengo kuwedzera idukusa 1%.

"Alfa Capital" ndiyo imwe mukuru Fund pakati ose yakawiriranwa mari dzinowanikwa pamusoro pamusika. Its chinhu ndiye penguva hunhu. Panguva iyoyo, akawedzera kuti kukosha anenge 270%. Izvi mari namazano rinoumbwa zvikuru emura mumatanda, yakavimbika chisungo, uyewo kuchengetedzeka rurefu tarisiro inokosha kukura.

chikamu Fund

boka iri rine mari shanu: "Technology", "Infrastructure", "muchiso", "Trade" uye "Resources". The rokutanga pamazita mari inoita investor kushandisa mari mumigove makambani kuti ushande iri nzvimbo dzakakwirira ruzivo. Musiyano mukuru pakati kuchengetedzeka makambani akadaro kukura yakakwirira tarisiro. Investment mune mari iyi inogona kuva yakakodzera kwenguva yakareba. Sezvo inception ari yakawiriranwa mari mutengo wayo yakawedzera kusvika 110%. Kunyange zvazvo ari kutanga gore mutengo kwave kuchiita kuderera mune mari.

Mari Mutual "Trade" uye "Resources" makawedzera mutengo muna 65% neimwe. Chokutanga mari chinopa mukana kuti upfumi mumapoka kuti muri nokure kutengeserana, uyewo sectors ari makemikari indasitiri, zvokuimba engineering chikafu indasitiri. Investments mu "Resources" anoratidza bhizimisi mumafuta uye gasi kwemauto, riri vaizotibata chaizvo mazuva ano.

Mutual mari "Brands" uye "Infrastructure" akarasika nezvekukosha 31% uye 12% azvaitwa. PIF "Brands" anobvumira kuti mari iri zvekutepfenyura zvemari. Portfolio diversification - mhiri kunyika uye mari. "Infrastructure" ndiko kugamuchira kugadzikana mibayiro kubva bhizimisi iri simba zvekutepfenyura. Zvisinei, ayo profitability akadonha zvinooneka mumakore achangopfuura.

chap Reviews

Pakusarudza yakawiriranwa mubhizimisi mari mari kuyamura wongororo pamusoro yakawiriranwa mari, "Alfa-Bank." Chokwadi, vanogona kuva akanaka kana akaipa. vanozvishandisa zhinji paIndaneti kuratidza kusagutsikana kwavo chokuti mari yakawiriranwa havagoni achisimbisa yakagadzikana mari.

"Eurobonds" chaiwo PIF akakurumbira zvikuru anotaurwa kwatiri. Uyewo, vazhinji vakatanga mari iri yakawiriranwa mari indasitiri, dzinoti - pamatunhu rwokugadzira. Chinowanzoonekwa kunyorwa nenzira yakanaka kuti mari yakawiriranwa vari kuwedzera mazita zvinhu nokuda inivhesitimendi.