Dzokera zvakarurama sechinhu parameter marongedzero zvinobudirira kurapa pamahombekombe

Nemari inokosha uye zvakakodzera chezvinonhuwira Bank utariri hurongwa kana zvebhizimisi seboka, achivimbisa kutsiga basa ravo magetsi pamusika ezvinhu. Management Model guta anomirira akaita zvinhu kuitika zvinotaurwa uye kuzvidzora mitoo zvainanga wakateya Zvakanyanya Kunaka Panguva Yepamuviri kukosha, uye guta guru mamiriro, ayo kushandiswa zvinobudirira, uye chine chikuru chokuratidza ari kudzoka zvakarurama.

Mazano ari kuti kuisa chero muenzaniso wakadaro inofanira kusanganisira:

- pamwero kubatanidzwa zvinonyatsorehwa kudzora mamiriro;

- systemic nature sarudzo;

- mukana wokushandiswa, anochinjika uye aishingaira utariri;

- the multiplicity management mienzaniso;

- omerera chinokosha mabasa okukura masangano kana emakambani;

- mutemo unodzivirira;

- Optimization management, umo kudzoka zvakarurama rava chokuratidza chikuru kuti kubudirira kwayo.

Panguva kuitika padariro zvoupfumi chikuru chinangwa guta Kutarisira ndiyo kudzoka pamahombekombe wacho guru uye kuitira mari isimbe uye kuchengeteka pakupedzisira, kufungisisa maximization waro musika mutengo.

Kuita izvi kunoda:

- mhedziso pamahombekombe iri nokushanda kwadzinoita, apo mambure kudzoka zvakarurama uye mamiriro, kubudirira Zvakanyanya Kunaka Panguva Yepamuviri parameters;

- hurumende ichiisa guta kunotangira mhando kushandiswa;

- asika ezvinhu kuti goho kune optimum kudzoka zvakarurama, kuti awane kunonyanyisa zvibereko anokarirwa nenhanho ngozi;

- kuderedza mari ngozi kutyisidzirwa panguva yayo akaronga pamwero profitability;

- nechokwadi mari zvakanyatsoenzana yacho kubhangi;

- runodiwa nenhanho rokudzora pedyo havaoni;

- kupa utariri mukana wokushandiswa;

- vaitungamirira zviratidzi yokushanda guru maererano nezvakanga wakadenha kudzokera zvakarurama;

- rakakodzera reinvest asingashumbi guru.

Kudzorwa hurongwa chinosanganisira zvinotevera subsystems:

- utariri oga guru, aumba zvose kubva munyika uye zvekunze zvinyorwa;

- kurapa vakakwereta guru, kukwezvwa achishandisa dzakawanda zvinyorwa dzakadai mipiro zvevanhu, nyaya migove , etc.

- pakuronga basa pamwe mamwe guta ; (pamahombekombe, kutengeserana Tera, achine chisungo and said.)

- Optimization yechivako chacho.

The Bank kuti guta zvakanaka kunobva nzira uye kutarisirwa nzira. Strategy anogona kupiwa se'chipo huru inoenda kubhangi racho kuti kuzadzisa zvinangwa. guta kutarisirwa nzira inofanira kupindirana nemashoko zvinonyatsorehwa kukura nzira yacho kubhangi, nokuti chikamu. Kuziva guru utariri nzira inofanira chinozoiswa kufungisisa peculiarities waro inotungamirwa uye kushandiswa, kwezvakatipoteredza ezvinhu, uyewo zvinangwa uye mabasa kubhengi. Somugumisiro, guta utariri nzira inofanira rinotarisa kuvandudzika huru zviratidzo izvo zvaizobatsira kubudirira paumbwe uye kushanda guru, kukurudzira zvemari dzigadzikane.

Kuzvidzora Nzira Dzekudzidzisa anopa kushandisa nzira uye nzira yakananga kuzadzisa chinangwa pamamiriro ezvinhu pane imwe nguva.

Capital Kutarisira kunosanganisira kushandisa mapoka maviri zviridzwa:

1. External zvishandiso vanomiririra dzakananga akagadzirwa levers panguva makro pamwero chokuita dzinotsanagura inotungamirwa uye kushandisa Micro-chechetere guru (state mutemo mabhanga, twa musika, mari mutemo; Kuwanikwa chikwereti mari).

2. Internal utariri maturusi, izvo nechinangwa kuwedzera kunyatsoshanda kuburikidza optimizing dzomunyika zvikonzero zviri kubhangi kukura, kudura zvakavanzika zvinhu uye reserves (guru inotungamirwa urongwa uye zvemari gwara chipfuro, nzira wekusarudza Zvakanyanya Kunaka Panguva Yepamuviri kunobva mari, dzomukati zvinodiwa nenyika zvimwe zvinobatanidzwa guta inotungamirwa, etc. ) ..

Saka, twa zvakanaka kunosanganisira kuwana uye kushandisa zvinogadzirisa, izvo achisimbisa akafanorongerwa kunyatsoshanda kushandiswa kwayo, kubudikidza nekufemera kukosha, dzoka zvakarurama, marongerwo uye zvinopa guru. The mashandiro kuti guta Kutarisira hunosanganisira: tsanangudzo management zvinangwa uye mabasa, kudzora pamusoro Implementation yavo; Kugadzirwa nzira uye zvidobi pakushandisa guta; kushandisa nzira ano uye yokutevedzera ari utariri kwacho; nenguva kuongorora vakarongeka kushandisa guru uye optimize utariri kwayo.